Top loan officers in Utah in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include KAREN NIELSON (Guild Mortgage Company LLC, NMLS #80226), Melissa Meads (America First Federal Credit Union, NMLS #1316806), and ANDREA AGUILAR-ROMERO (Cyprus Federal Credit Union, NMLS #1606281).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2026 Volume | 2026 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | KAREN NIELSON | 80226 | Guild Mortgage Company LLC | 3274 | Logan, UT | $85.7M | 228 | $376K |
| #2 | Melissa Meads | 1316806 | America First Federal Credit Union | 412819 | Riverdale, UT | $19.5M | 202 | $97K |
| #3 | ANDREA AGUILAR-ROMERO | 1606281 | Cyprus Federal Credit Union | 666254 | West Valley, UT | $19.0M | 152 | $125K |
| #4 | Michael Wright | 432298 | Cyprus Federal Credit Union | 666254 | West Jordan, UT | $19.1M | 138 | $138K |
| #5 | R Browning | 220892 | Sympli Mortgage of Utah, LLC | 2510464 | Draper, UT | $56.9M | 132 | $431K |
| #6 | Jason Hassell | 1563523 | Guild Mortgage Company LLC | 3274 | South Ogden, UT | $44.8M | 123 | $364K |
| #7 | Jenny Pierce | 1452789 | DHI MORTGAGE COMPANY, LTD. | 14622 | Lehi, UT | $54.7M | 122 | $448K |
| #7 | Zachary Hayes | 1501687 | Guild Mortgage Company LLC | 3274 | Layton, UT | $59.3M | 122 | $486K |
| #9 | Benjamin Lemon | 71650 | Direct Rate Home Loans, Inc. | 2419164 | Cottonwood Heights, UT | $64.6M | 121 | $534K |
| #10 | Brian Cooke | 17866 | World Home Loans Inc | 2726290 | Irvine, CA | $67.0M | 120 | $559K |
| #10 | JANA TALBOT | 1804158 | America First Federal Credit Union | 412819 | Riverdale, UT | $10.8M | 120 | $90K |
| #12 | Rochelle Terzo | 1710932 | America First Federal Credit Union | 412819 | Riverdale, UT | $13.4M | 116 | $115K |
| #13 | Alexander Hernandez | 1605167 | Guild Mortgage Company LLC | 3274 | St George, UT | $41.4M | 113 | $367K |
| #13 | LINH MILICHOVSKY | 2056341 | Lennar Mortgage, LLC | 1058 | Lehi, UT | $52.3M | 113 | $463K |
| #15 | Rebecca Staples | 912705 | SUN AMERICAN MORTGAGE COMPANY | 160265 | St George, UT | $50.7M | 110 | $461K |
| #16 | Nicole Bringard | 1038797 | Vanderbilt Mortgage and Finance, Inc. | 1561 | Murray, UT | $43.4M | 108 | $402K |
| #17 | Boston Taylor | 2028368 | Guild Mortgage Company LLC | 3274 | Draper, UT | $54.2M | 107 | $506K |
| #18 | Joseph Harry | 1899141 | DHI MORTGAGE COMPANY, LTD. | 14622 | Lehi, UT | $50.2M | 105 | $478K |
| #18 | Tayler Hendricks | 1399418 | Intercap Lending Inc. | 190465 | Pleasant Grove, UT | $59.4M | 105 | $566K |
| #20 | Bronson Buehner | 1502994 | DHI MORTGAGE COMPANY, LTD. | 14622 | Lehi, UT | $41.2M | 103 | $400K |
| #21 | Megan Manning | 717408 | America First Federal Credit Union | 412819 | Layton, UT | $10.2M | 100 | $102K |
| #21 | Broch Lassig | 340314 | CrossCountry Mortgage, LLC | 3029 | South Jordan, UT | $56.8M | 100 | $568K |
| #23 | Chantry Abbott | 309670 | Guild Mortgage Company LLC | 3274 | St George, UT | $35.1M | 98 | $358K |
| #24 | Alexis Carter | 913654 | CITY CREEK MORTGAGE CORP. | 85855 | Draper, UT | $48.0M | 97 | $495K |
| #24 | Russell Wheelwright | 278120 | SecurityNational Mortgage Company | 3116 | Orem, UT | $28.4M | 97 | $293K |
| #26 | Matthew Catmull | 318501 | Lennar Mortgage, LLC | 1058 | Lehi, UT | $43.5M | 96 | $453K |
| #26 | Sharla Ellis | 209040 | Fairway Independent Mortgage Corporation | 2289 | Salt Lake City, UT | $54.8M | 96 | $571K |
| #28 | Amanda Cosman | 1470573 | Mountain America Federal Credit Union | 462815 | Sandy, UT | $14.3M | 94 | $152K |
| #29 | Juan Andrade | 1067612 | First Colony Mortgage Corporation | 3112 | Sandy, UT | $31.8M | 93 | $342K |
| #30 | Jessica Pendleton | 991557 | America First Federal Credit Union | 412819 | Riverdale, UT | $9.3M | 92 | $101K |
| #31 | Brett Reynolds | 65531 | Guild Mortgage Company LLC | 3274 | Vernal, UT | $25.8M | 91 | $284K |
| #31 | Dennis Hendricks | 90634 | Intercap Lending Inc. | 190465 | Pleasant Grove, UT | $51.1M | 91 | $562K |
| #33 | Mitchell Larsen | 2002510 | DHI MORTGAGE COMPANY, LTD. | 14622 | Lehi, UT | $38.6M | 90 | $429K |
| #33 | Kari Bostick | 2221833 | Mountain America Federal Credit Union | 462815 | Sandy, UT | $17.4M | 90 | $194K |
| #35 | JUNIOR RIOS | 1649885 | America First Federal Credit Union | 412819 | Ogden, UT | $8.8M | 88 | $100K |
| #36 | Devyn Gerber | 211359 | CITY CREEK MORTGAGE CORP. | 85855 | Draper, UT | $41.8M | 87 | $480K |
| #36 | Anthony VanDyke | 247102 | ALV Enterprises, Inc. | 888979 | Draper, UT | $40.1M | 87 | $461K |
| #36 | Matthew Barrett | 258528 | Intercap Lending Inc. | 190465 | Cottonwood Heights, UT | $53.7M | 87 | $618K |
| #39 | Rebekah Williamson | 2445171 | Mountain America Federal Credit Union | 462815 | Tooele, UT | $12.3M | 86 | $143K |
| #39 | Jake Clark | 1819620 | Cyprus Federal Credit Union | 666254 | West Jordan, UT | $10.7M | 86 | $124K |
| #39 | Brandon Hansen | 283559 | Guild Mortgage Company LLC | 3274 | Toquerville, UT | $47.9M | 86 | $557K |
| #42 | Natalie Phelps | 301082 | Lifetime Home Loans, LLC | 1861406 | Midvale, UT | $37.1M | 85 | $436K |
| #42 | Rachel Horsley | 583812 | Granite Federal Credit Union | 582825 | Salt Lake City, UT | $10.7M | 85 | $126K |
| #42 | JEREMY FRANCOM | 274582 | First Colony Mortgage Corporation | 3112 | Orem, UT | $41.7M | 85 | $490K |
| #45 | Taylor Schone | 1369431 | Belem Servicing LLC | 715386 | St George, UT | $35.2M | 84 | $419K |
| #45 | Vanessa Goldberg | 1757652 | Mountain America Federal Credit Union | 462815 | Sandy, UT | $11.5M | 84 | $136K |
| #45 | John Creager | 2098333 | Guild Mortgage Company LLC | 3274 | Draper, UT | $35.8M | 84 | $426K |
| #45 | Bianca Arita | 2475842 | Mountain America Federal Credit Union | 462815 | Salt Lake City, UT | $9.9M | 84 | $117K |
| #45 | Alan McDaniel | 311725 | DHI MORTGAGE COMPANY, LTD. | 14622 | Lehi, UT | $34.7M | 84 | $413K |
| #45 | Cindy Pleasant | 695250 | Mountain America Federal Credit Union | 462815 | Sandy, UT | $10.5M | 84 | $125K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Top Mortgage Loan Officers by Loan Count — Utah (2026). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/utah/top-overall-by-units/2026
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