Top loan officers in Utah in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include KAREN NIELSON (Guild Mortgage Company LLC, NMLS #80226), Melissa Meads (America First Federal Credit Union, NMLS #1316806), and ANDREA AGUILAR-ROMERO (Cyprus Federal Credit Union, NMLS #1606281).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2026 Volume | 2026 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | KAREN NIELSON | 80226 | Guild Mortgage Company LLC | 3274 | Logan, UT | $64.9M | 174 | $373K |
| #2 | Melissa Meads | 1316806 | America First Federal Credit Union | 412819 | Riverdale, UT | $16.4M | 169 | $97K |
| #3 | ANDREA AGUILAR-ROMERO | 1606281 | Cyprus Federal Credit Union | 666254 | West Valley, UT | $17.8M | 137 | $130K |
| #4 | Michael Wright | 432298 | Cyprus Federal Credit Union | 666254 | West Jordan, UT | $17.3M | 125 | $139K |
| #5 | Brian Cooke | 17866 | World Home Loans Inc | 2726290 | Irvine, CA | $63.5M | 114 | $557K |
| #6 | Benjamin Lemon | 71650 | Direct Rate Home Loans, Inc. | 2419164 | Cottonwood Heights, UT | $58.6M | 109 | $538K |
| #7 | R Browning | 220892 | Sympli Mortgage of Utah, LLC | 2510464 | Draper, UT | $47.1M | 108 | $436K |
| #8 | Rochelle Terzo | 1710932 | America First Federal Credit Union | 412819 | Riverdale, UT | $12.4M | 105 | $118K |
| #8 | Jason Hassell | 1563523 | Guild Mortgage Company LLC | 3274 | South Ogden, UT | $38.5M | 105 | $367K |
| #10 | Jenny Pierce | 1452789 | DHI MORTGAGE COMPANY, LTD. | 14622 | Lehi, UT | $46.6M | 104 | $448K |
| #10 | Zachary Hayes | 1501687 | Guild Mortgage Company LLC | 3274 | Layton, UT | $51.0M | 104 | $491K |
| #12 | JANA TALBOT | 1804158 | America First Federal Credit Union | 412819 | Riverdale, UT | $8.8M | 103 | $85K |
| #13 | Nicole Bringard | 1038797 | Vanderbilt Mortgage and Finance, Inc. | 1561 | Murray, UT | $38.2M | 96 | $398K |
| #14 | Broch Lassig | 340314 | CrossCountry Mortgage, LLC | 3029 | South Jordan, UT | $51.8M | 91 | $569K |
| #15 | Rebecca Staples | 912705 | SUN AMERICAN MORTGAGE COMPANY | 160265 | St George, UT | $37.9M | 90 | $421K |
| #16 | Juan Andrade | 1067612 | First Colony Mortgage Corporation | 3112 | Sandy, UT | $30.5M | 89 | $343K |
| #17 | Boston Taylor | 2028368 | Guild Mortgage Company LLC | 3274 | Draper, UT | $44.5M | 87 | $511K |
| #17 | Alexis Carter | 913654 | CITY CREEK MORTGAGE CORP. | 85855 | Draper, UT | $43.1M | 87 | $496K |
| #17 | Alexander Hernandez | 1605167 | Guild Mortgage Company LLC | 3274 | St George, UT | $32.0M | 87 | $368K |
| #20 | Megan Manning | 717408 | America First Federal Credit Union | 412819 | Layton, UT | $8.6M | 86 | $100K |
| #20 | Sharla Ellis | 209040 | Fairway Independent Mortgage Corporation | 2289 | Salt Lake City, UT | $51.2M | 86 | $596K |
| #22 | Amanda Cosman | 1470573 | Mountain America Federal Credit Union | 462815 | Sandy, UT | $13.3M | 85 | $157K |
| #23 | LINH MILICHOVSKY | 2056341 | Lennar Mortgage, LLC | 1058 | Lehi, UT | $40.0M | 84 | $476K |
| #24 | Tayler Hendricks | 1399418 | Intercap Lending Inc. | 190465 | Pleasant Grove, UT | $47.8M | 83 | $576K |
| #25 | Bronson Buehner | 1502994 | DHI MORTGAGE COMPANY, LTD. | 14622 | Lehi, UT | $32.8M | 82 | $400K |
| #26 | Chantry Abbott | 309670 | Guild Mortgage Company LLC | 3274 | St George, UT | $28.8M | 81 | $355K |
| #27 | Anthony VanDyke | 247102 | ALV Enterprises, Inc. | 888979 | Draper, UT | $37.1M | 80 | $464K |
| #27 | Mitchell Larsen | 2002510 | DHI MORTGAGE COMPANY, LTD. | 14622 | Lehi, UT | $33.9M | 80 | $424K |
| #27 | Rachel Horsley | 583812 | Granite Federal Credit Union | 582825 | Salt Lake City, UT | $9.3M | 80 | $117K |
| #27 | Matthew Catmull | 318501 | Lennar Mortgage, LLC | 1058 | Lehi, UT | $36.4M | 80 | $455K |
| #31 | Matthew Barrett | 258528 | Intercap Lending Inc. | 190465 | Cottonwood Heights, UT | $48.7M | 79 | $616K |
| #31 | Jake Clark | 1819620 | Cyprus Federal Credit Union | 666254 | West Jordan, UT | $9.8M | 79 | $125K |
| #33 | Brett Reynolds | 65531 | Guild Mortgage Company LLC | 3274 | Vernal, UT | $22.7M | 78 | $291K |
| #34 | Joseph Harry | 1899141 | DHI MORTGAGE COMPANY, LTD. | 14622 | Lehi, UT | $38.7M | 77 | $503K |
| #34 | Russell Wheelwright | 278120 | SecurityNational Mortgage Company | 3116 | Orem, UT | $22.4M | 77 | $290K |
| #36 | Devyn Gerber | 211359 | CITY CREEK MORTGAGE CORP. | 85855 | Draper, UT | $35.6M | 76 | $468K |
| #37 | Vanessa Goldberg | 1757652 | Mountain America Federal Credit Union | 462815 | Sandy, UT | $10.2M | 75 | $136K |
| #38 | Kari Bostick | 2221833 | Mountain America Federal Credit Union | 462815 | Sandy, UT | $15.4M | 74 | $209K |
| #39 | John Creager | 2098333 | Guild Mortgage Company LLC | 3274 | Draper, UT | $31.3M | 73 | $429K |
| #39 | Jessica Pendleton | 991557 | America First Federal Credit Union | 412819 | Riverdale, UT | $7.3M | 73 | $100K |
| #39 | Carter Campbell | 918947 | ALV Enterprises, Inc. | 888979 | Draper, UT | $41.1M | 73 | $563K |
| #39 | Taegan Alvernaz | 1807958 | Mountain America Federal Credit Union | 462815 | American Fork, UT | $9.2M | 73 | $126K |
| #39 | Miles Pitcher | 103819 | Superior Lending Associates, L.C. | 3152 | Orem, UT | $40.2M | 73 | $551K |
| #39 | Natalie Phelps | 301082 | Lifetime Home Loans, LLC | 1861406 | Midvale, UT | $31.7M | 73 | $435K |
| #45 | JUNIOR RIOS | 1649885 | America First Federal Credit Union | 412819 | Ogden, UT | $7.3M | 72 | $101K |
| #46 | Nickolas Smith | 31866 | Fairway Independent Mortgage Corporation | 2289 | Draper, UT | $32.5M | 71 | $458K |
| #46 | Taylor Schone | 1369431 | Belem Servicing LLC | 715386 | St George, UT | $29.5M | 71 | $415K |
| #48 | Rebekah Williamson | 2445171 | Mountain America Federal Credit Union | 462815 | Tooele, UT | $9.5M | 70 | $136K |
| #48 | Mandy Crosman | 220074 | First Colony Mortgage Corporation | 3112 | Sandy, UT | $28.9M | 70 | $413K |
| #50 | Christopher Bate | 231831 | Guild Mortgage Company LLC | 3274 | Draper, UT | $26.7M | 69 | $387K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Top Mortgage Loan Officers by Loan Count — Utah (2026). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/utah/top-overall-by-units/2026
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