Top loan officers in Utah in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include KAREN NIELSON (Guild Mortgage Company LLC, NMLS #80226), Melissa Meads (America First Federal Credit Union, NMLS #1316806), and ANDREA AGUILAR-ROMERO (Cyprus Federal Credit Union, NMLS #1606281).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2026 Volume | 2026 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | KAREN NIELSON | 80226 | Guild Mortgage Company LLC | 3274 | Logan, UT | $49.9M | 134 | $372K |
| #2 | Melissa Meads | 1316806 | America First Federal Credit Union | 412819 | Riverdale, UT | $12.6M | 130 | $97K |
| #3 | ANDREA AGUILAR-ROMERO | 1606281 | Cyprus Federal Credit Union | 666254 | West Valley, UT | $15.7M | 113 | $139K |
| #4 | Brian Cooke | 17866 | World Home Loans Inc | 2726290 | Irvine, CA | $49.2M | 92 | $535K |
| #5 | Michael Wright | 432298 | Cyprus Federal Credit Union | 666254 | West Jordan, UT | $13.4M | 91 | $147K |
| #6 | Jason Hassell | 1563523 | Guild Mortgage Company LLC | 3274 | South Ogden, UT | $32.0M | 87 | $368K |
| #6 | Zachary Hayes | 1501687 | Guild Mortgage Company LLC | 3274 | Layton, UT | $42.1M | 87 | $484K |
| #8 | JANA TALBOT | 1804158 | America First Federal Credit Union | 412819 | Riverdale, UT | $7.3M | 85 | $85K |
| #9 | Benjamin Lemon | 71650 | Direct Rate Home Loans, Inc. | 2419164 | Cottonwood Heights, UT | $44.4M | 84 | $529K |
| #9 | R Browning | 220892 | Sympli Mortgage LLC | 2510464 | Draper, UT | $36.5M | 84 | $435K |
| #11 | Rochelle Terzo | 1710932 | America First Federal Credit Union | 412819 | Riverdale, UT | $9.4M | 76 | $124K |
| #12 | Rebecca Staples | 912705 | SUN AMERICAN MORTGAGE COMPANY | 160265 | St George, UT | $29.8M | 74 | $403K |
| #13 | Sharla Ellis | 209040 | Fairway Independent Mortgage Corporation | 2289 | Salt Lake City, UT | $41.8M | 73 | $572K |
| #13 | Juan Andrade | 1067612 | First Colony Mortgage Corporation | 3112 | Sandy, UT | $24.5M | 73 | $336K |
| #15 | Broch Lassig | 340314 | CrossCountry Mortgage, LLC | 3029 | South Jordan, UT | $42.2M | 72 | $586K |
| #16 | Alexis Carter | 913654 | CITY CREEK MORTGAGE CORP. | 85855 | Draper, UT | $35.1M | 71 | $494K |
| #17 | Jenny Pierce | 1452789 | DHI MORTGAGE COMPANY, LTD. | 14622 | Lehi, UT | $32.1M | 70 | $459K |
| #18 | Boston Taylor | 2028368 | Guild Mortgage Company LLC | 3274 | Draper, UT | $36.6M | 69 | $531K |
| #18 | Alexander Hernandez | 1605167 | Guild Mortgage Company LLC | 3274 | St George, UT | $25.8M | 69 | $374K |
| #20 | Nicole Bringard | 1038797 | Vanderbilt Mortgage and Finance, Inc. | 1561 | Murray, UT | $27.0M | 68 | $398K |
| #20 | Devyn Gerber | 211359 | CITY CREEK MORTGAGE CORP. | 85855 | Draper, UT | $32.0M | 68 | $471K |
| #20 | Matthew Barrett | 258528 | Intercap Lending Inc. | 190465 | Cottonwood Heights, UT | $40.8M | 68 | $599K |
| #20 | Mitchell Larsen | 2002510 | DHI MORTGAGE COMPANY, LTD. | 14622 | Lehi, UT | $28.6M | 68 | $420K |
| #24 | Amanda Cosman | 1470573 | Mountain America Federal Credit Union | 462815 | Sandy, UT | $9.6M | 66 | $146K |
| #24 | Chantry Abbott | 309670 | Guild Mortgage Company LLC | 3274 | St George, UT | $22.9M | 66 | $347K |
| #26 | Megan Manning | 717408 | America First Federal Credit Union | 412819 | Layton, UT | $6.7M | 65 | $102K |
| #26 | Tayler Hendricks | 1399418 | Intercap Lending Inc. | 190465 | Pleasant Grove, UT | $37.6M | 65 | $578K |
| #28 | Miles Pitcher | 103819 | Superior Lending Associates, L.C. | 3152 | Orem, UT | $34.3M | 64 | $536K |
| #28 | Anthony VanDyke | 247102 | ALV Enterprises, Inc. | 888979 | Draper, UT | $30.7M | 64 | $480K |
| #30 | Rachel Horsley | 583812 | Granite Federal Credit Union | 582825 | Salt Lake City, UT | $7.5M | 63 | $119K |
| #31 | Vanessa Goldberg | 1757652 | Mountain America Federal Credit Union | 462815 | Sandy, UT | $7.6M | 62 | $123K |
| #31 | Brett Reynolds | 65531 | Guild Mortgage Company LLC | 3274 | Vernal, UT | $18.3M | 62 | $296K |
| #31 | Bronson Buehner | 1502994 | DHI MORTGAGE COMPANY, LTD. | 14622 | Lehi, UT | $25.4M | 62 | $410K |
| #34 | Russell Wheelwright | 278120 | SecurityNational Mortgage Company | 3116 | Orem, UT | $16.8M | 61 | $275K |
| #34 | LINH MILICHOVSKY | 2056341 | Lennar Mortgage, LLC | 1058 | Lehi, UT | $28.6M | 61 | $469K |
| #34 | Matthew Catmull | 318501 | Lennar Mortgage, LLC | 1058 | Lehi, UT | $27.9M | 61 | $458K |
| #37 | Carter Campbell | 918947 | ALV Enterprises, Inc. | 888979 | Draper, UT | $34.9M | 60 | $581K |
| #37 | John Creager | 2098333 | Guild Mortgage Company LLC | 3274 | Draper, UT | $25.7M | 60 | $429K |
| #39 | Jake Clark | 1819620 | Cyprus Federal Credit Union | 666254 | West Jordan, UT | $7.8M | 59 | $132K |
| #40 | James Hobson | 1514540 | UMortgage LLC | 1457759 | Bountiful, UT | $27.3M | 57 | $478K |
| #40 | Thomas Garvey | 1064323 | Blue Brick Financial LLC | 168812 | Mesa, AZ | $30.7M | 57 | $539K |
| #42 | Natalie Phelps | 301082 | Lifetime Home Loans, LLC | 1861406 | Midvale, UT | $25.4M | 56 | $453K |
| #42 | Dennis Hendricks | 90634 | Intercap Lending Inc. | 190465 | Pleasant Grove, UT | $33.0M | 56 | $589K |
| #44 | Allen Moos | 1853754 | Mountain America Federal Credit Union | 462815 | Draper, UT | $6.4M | 55 | $117K |
| #44 | BRANDON SEARLE | 94000 | Utah Community Federal Credit Union | 407653 | Pleasant Grove, UT | $27.8M | 55 | $505K |
| #44 | Taegan Alvernaz | 1807958 | Mountain America Federal Credit Union | 462815 | American Fork, UT | $6.7M | 55 | $123K |
| #44 | Kari Bostick | 2221833 | Mountain America Federal Credit Union | 462815 | Sandy, UT | $13.0M | 55 | $237K |
| #48 | Brady Johnson | 718822 | Northpointe Bank | 447490 | South Jordan, UT | $28.0M | 54 | $518K |
| #48 | Jessica Pendleton | 991557 | America First Federal Credit Union | 412819 | Riverdale, UT | $5.3M | 54 | $99K |
| #48 | Nickolas Smith | 31866 | Fairway Independent Mortgage Corporation | 2289 | Draper, UT | $25.5M | 54 | $473K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Top Mortgage Loan Officers by Loan Count — Utah (2026). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/utah/top-overall-by-units/2026
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