Top loan officers in Utah in 2026 so far, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 7, 2026, the top 3 include KAREN NIELSON (Guild Mortgage Company LLC, NMLS #80226), Melissa Meads (America First Federal Credit Union, NMLS #1316806), and ANDREA AGUILAR-ROMERO (Cyprus Federal Credit Union, NMLS #1606281).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | YTD Volume | YTD Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | KAREN NIELSON | 80226 | Guild Mortgage Company LLC | 3274 | Logan, UT | $63.7M | 169 | $377K |
| #2 | Melissa Meads | 1316806 | America First Federal Credit Union | 412819 | Riverdale, UT | $16.1M | 167 | $97K |
| #3 | ANDREA AGUILAR-ROMERO | 1606281 | Cyprus Federal Credit Union | 666254 | West Valley, UT | $17.8M | 137 | $130K |
| #4 | Michael Wright | 432298 | Cyprus Federal Credit Union | 666254 | West Jordan, UT | $17.3M | 125 | $139K |
| #5 | Brian Cooke | 17866 | World Home Loans Inc | 2726290 | Irvine, CA | $63.5M | 114 | $557K |
| #6 | Benjamin Lemon | 71650 | Direct Rate Home Loans, Inc. | 2419164 | Cottonwood Heights, UT | $58.6M | 109 | $538K |
| #7 | R Browning | 220892 | Sympli Mortgage of Utah, LLC | 2510464 | Draper, UT | $47.1M | 108 | $436K |
| #8 | Jason Hassell | 1563523 | Guild Mortgage Company LLC | 3274 | South Ogden, UT | $38.3M | 104 | $368K |
| #8 | Zachary Hayes | 1501687 | Guild Mortgage Company LLC | 3274 | Layton, UT | $51.0M | 104 | $491K |
| #8 | Rochelle Terzo | 1710932 | America First Federal Credit Union | 412819 | Riverdale, UT | $12.4M | 104 | $119K |
| #11 | Jenny Pierce | 1452789 | DHI MORTGAGE COMPANY, LTD. | 14622 | Lehi, UT | $46.1M | 103 | $448K |
| #12 | JANA TALBOT | 1804158 | America First Federal Credit Union | 412819 | Riverdale, UT | $8.6M | 101 | $85K |
| #13 | Nicole Bringard | 1038797 | Vanderbilt Mortgage and Finance, Inc. | 1561 | Murray, UT | $38.2M | 96 | $398K |
| #14 | Broch Lassig | 340314 | CrossCountry Mortgage, LLC | 3029 | South Jordan, UT | $51.8M | 91 | $569K |
| #15 | Rebecca Staples | 912705 | SUN AMERICAN MORTGAGE COMPANY | 160265 | St George, UT | $37.9M | 90 | $421K |
| #16 | Juan Andrade | 1067612 | First Colony Mortgage Corporation | 3112 | Sandy, UT | $30.5M | 89 | $343K |
| #17 | Alexis Carter | 913654 | CITY CREEK MORTGAGE CORP. | 85855 | Draper, UT | $43.1M | 87 | $496K |
| #18 | Alexander Hernandez | 1605167 | Guild Mortgage Company LLC | 3274 | St George, UT | $31.7M | 86 | $369K |
| #18 | Sharla Ellis | 209040 | Fairway Independent Mortgage Corporation | 2289 | Salt Lake City, UT | $51.2M | 86 | $596K |
| #20 | Boston Taylor | 2028368 | Guild Mortgage Company LLC | 3274 | Draper, UT | $43.8M | 85 | $515K |
| #21 | LINH MILICHOVSKY | 2056341 | Lennar Mortgage, LLC | 1058 | Lehi, UT | $40.0M | 84 | $476K |
| #21 | Amanda Cosman | 1470573 | Mountain America Federal Credit Union | 462815 | Sandy, UT | $12.9M | 84 | $154K |
| #23 | Tayler Hendricks | 1399418 | Intercap Lending Inc. | 190465 | Pleasant Grove, UT | $47.8M | 83 | $576K |
| #23 | Megan Manning | 717408 | America First Federal Credit Union | 412819 | Layton, UT | $8.3M | 83 | $100K |
| #25 | Bronson Buehner | 1502994 | DHI MORTGAGE COMPANY, LTD. | 14622 | Lehi, UT | $32.8M | 82 | $400K |
| #26 | Rachel Horsley | 583812 | Granite Federal Credit Union | 582825 | Salt Lake City, UT | $9.3M | 80 | $117K |
| #26 | Chantry Abbott | 309670 | Guild Mortgage Company LLC | 3274 | St George, UT | $28.6M | 80 | $357K |
| #26 | Mitchell Larsen | 2002510 | DHI MORTGAGE COMPANY, LTD. | 14622 | Lehi, UT | $33.9M | 80 | $424K |
| #29 | Anthony VanDyke | 247102 | ALV Enterprises, Inc. | 888979 | Draper, UT | $36.6M | 79 | $464K |
| #29 | Jake Clark | 1819620 | Cyprus Federal Credit Union | 666254 | West Jordan, UT | $9.8M | 79 | $125K |
| #29 | Matthew Barrett | 258528 | Intercap Lending Inc. | 190465 | Cottonwood Heights, UT | $48.7M | 79 | $616K |
| #29 | Matthew Catmull | 318501 | Lennar Mortgage, LLC | 1058 | Lehi, UT | $36.0M | 79 | $455K |
| #33 | Devyn Gerber | 211359 | CITY CREEK MORTGAGE CORP. | 85855 | Draper, UT | $35.6M | 76 | $468K |
| #33 | Joseph Harry | 1899141 | DHI MORTGAGE COMPANY, LTD. | 14622 | Lehi, UT | $38.2M | 76 | $503K |
| #35 | Brett Reynolds | 65531 | Guild Mortgage Company LLC | 3274 | Vernal, UT | $22.2M | 75 | $297K |
| #35 | Russell Wheelwright | 278120 | SecurityNational Mortgage Company | 3116 | Orem, UT | $21.9M | 75 | $292K |
| #37 | Vanessa Goldberg | 1757652 | Mountain America Federal Credit Union | 462815 | Sandy, UT | $10.1M | 74 | $136K |
| #38 | Miles Pitcher | 103819 | Superior Lending Associates, L.C. | 3152 | Orem, UT | $40.2M | 73 | $551K |
| #38 | Natalie Phelps | 301082 | Lifetime Home Loans, LLC | 1861406 | Midvale, UT | $31.7M | 73 | $435K |
| #38 | John Creager | 2098333 | Guild Mortgage Company LLC | 3274 | Draper, UT | $31.3M | 73 | $429K |
| #38 | Kari Bostick | 2221833 | Mountain America Federal Credit Union | 462815 | Sandy, UT | $15.3M | 73 | $210K |
| #42 | Carter Campbell | 918947 | ALV Enterprises, Inc. | 888979 | Draper, UT | $40.6M | 72 | $563K |
| #43 | Taylor Schone | 1369431 | Belem Servicing LLC | 715386 | St George, UT | $29.5M | 71 | $415K |
| #43 | JUNIOR RIOS | 1649885 | America First Federal Credit Union | 412819 | Ogden, UT | $7.1M | 71 | $100K |
| #43 | Nickolas Smith | 31866 | Fairway Independent Mortgage Corporation | 2289 | Draper, UT | $32.5M | 71 | $458K |
| #43 | Taegan Alvernaz | 1807958 | Mountain America Federal Credit Union | 462815 | American Fork, UT | $9.1M | 71 | $128K |
| #47 | Jessica Pendleton | 991557 | America First Federal Credit Union | 412819 | Riverdale, UT | $6.9M | 70 | $98K |
| #47 | Mandy Crosman | 220074 | First Colony Mortgage Corporation | 3112 | Sandy, UT | $28.9M | 70 | $413K |
| #49 | JEREMY FRANCOM | 274582 | First Colony Mortgage Corporation | 3112 | Pleasant Grove, UT | $33.9M | 69 | $492K |
| #49 | Christopher Bate | 231831 | Guild Mortgage Company LLC | 3274 | Draper, UT | $26.7M | 69 | $387K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Top Mortgage Loan Officers by Loan Count — Utah. Powered by MMI public record mortgage production data, accessed July 7, 2026. https://topmortgageoriginators.com/lo-leaderboard/utah/top-overall-by-units
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