Top loan officers in Pennsylvania in 2026 so far, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 23, 2026, the top 3 include ANN MILLER (Police and Fire Federal Credit Union, NMLS #463658), Karen Reed (Members 1st Federal Credit Union, NMLS #2532399), and Jeremy Durkin (CrossCountry Mortgage, LLC, NMLS #146467).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | YTD Volume | YTD Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | ANN MILLER | 463658 | Police and Fire Federal Credit Union | 800659 | Bensalem, PA | $58.2M | 513 | $113K |
| #2 | Karen Reed | 2532399 | Members 1st Federal Credit Union | 504564 | Enola, PA | $32.2M | 369 | $87K |
| #3 | Jeremy Durkin | 146467 | CrossCountry Mortgage, LLC | 3029 | Plymouth Meeting, PA | $150.8M | 359 | $420K |
| #4 | Colleen O'Donnell | 806323 | Police and Fire Federal Credit Union | 800659 | Bensalem, PA | $35.8M | 348 | $103K |
| #5 | Robert Dermody | 854962 | Police and Fire Federal Credit Union | 800659 | Bensalem, PA | $30.6M | 306 | $100K |
| #6 | Ryan Erb | 1015157 | Citadel Federal Credit Union | 561846 | Grand Island, NE | $48.9M | 292 | $167K |
| #7 | Justin Creighton | 984608 | Citadel Federal Credit Union | 561846 | West Chester, PA | $41.2M | 281 | $147K |
| #8 | Caitlin Horst | 1750609 | Members 1st Federal Credit Union | 504564 | Enola, PA | $21.7M | 271 | $80K |
| #9 | Holly Malloy | 584940 | Members 1st Federal Credit Union | 504564 | Enola, PA | $22.5M | 270 | $83K |
| #9 | Martin Gullen | 20052 | Citadel Federal Credit Union | 561846 | West Chester, PA | $40.0M | 270 | $148K |
| #11 | Kevin Baggett | 1384860 | Citadel Federal Credit Union | 561846 | West Chester, PA | $42.6M | 264 | $162K |
| #11 | Sueanne Chiancone | 672198 | Police and Fire Federal Credit Union | 800659 | Bensalem, PA | $25.9M | 264 | $98K |
| #13 | Krista Myers | 1792691 | Members 1st Federal Credit Union | 504564 | Enola, PA | $21.3M | 242 | $88K |
| #14 | Jennifer Murray | 2143000 | Members 1st Federal Credit Union | 504564 | Enola, PA | $19.6M | 241 | $81K |
| #15 | John Kearney | 1187124 | Farmers Bank | 680219 | Parsons, TN | $63.3M | 240 | $264K |
| #16 | Kathi Cairnes | 1190289 | Pennsylvania State Employees Credit Union | 189511 | Harrisburg, PA | $29.3M | 233 | $126K |
| #17 | Samantha Brunner | 768673 | Members 1st Federal Credit Union | 504564 | Enola, PA | $18.1M | 225 | $80K |
| #18 | Melanie Long | 792790 | Members 1st Federal Credit Union | 504564 | Enola, PA | $20.9M | 219 | $96K |
| #19 | Lawrence Page | 2337861 | Pennsylvania State Employees Credit Union | 189511 | Harrisburg, PA | $11.0M | 210 | $53K |
| #20 | Kyle Kaliszewski | 2030702 | Northwest Bank | 419814 | Warren, PA | $19.4M | 207 | $94K |
| #21 | Jade Maurer | 469875 | Members 1st Federal Credit Union | 504564 | Enola, PA | $18.1M | 202 | $90K |
| #22 | Andrew Cardina | 143174 | Guild Mortgage Company LLC | 3274 | Lancaster, PA | $66.0M | 195 | $338K |
| #23 | Kevin O'Laughlin | 1289348 | Movement Mortgage, LLC | 39179 | Pittsburgh, PA | $54.7M | 194 | $282K |
| #24 | Nichol Downey | 1186695 | RMC Home Mortgage, LLC | 2116211 | Wexford, PA | $79.4M | 186 | $427K |
| #25 | Diana Lawrence | 808153 | Northwest Bank | 419814 | Warren, PA | $23.6M | 177 | $133K |
| #26 | David Zierski | 116145 | Premier Mortgage Consultants LLC | 100397 | Murrysville, PA | $44.6M | 174 | $256K |
| #27 | Cynthia Jones | 1566250 | People First Federal Credit Union | 510017 | Allentown, PA | $12.0M | 171 | $70K |
| #28 | Paul Zgalich | 156843 | Guaranteed Rate, Inc. | 2611 | Conshohocken, PA | $69.7M | 170 | $410K |
| #29 | Kathleen Rosborough | 712866 | Northwest Bank | 419814 | Bridgeville, PA | $16.4M | 162 | $102K |
| #29 | Sara Kulakowski | 2630287 | Pennsylvania State Employees Credit Union | 189511 | State College, PA | $8.9M | 162 | $55K |
| #31 | Victoria Kammer | 414039 | CrossCountry Mortgage, LLC | 3029 | Plymouth Meeting, PA | $64.0M | 159 | $403K |
| #32 | Troy Smith | 2584978 | Pennsylvania State Employees Credit Union | 189511 | State College, PA | $7.3M | 154 | $47K |
| #33 | Tasha Bess | 839559 | Pennsylvania State Employees Credit Union | 189511 | Harrisburg, PA | $8.9M | 152 | $59K |
| #34 | Sara Cipriano | 425999 | Ixonia Bank | 423065 | Brookfield, WI | $25.4M | 151 | $168K |
| #35 | Bashir Kadi | 897160 | Guild Mortgage Company LLC | 3274 | Lancaster, PA | $40.6M | 149 | $273K |
| #36 | James Mason | 175106 | MDE Home Loans, LLC | 174912 | Red Bank, NJ | $97.7M | 147 | $664K |
| #37 | Benjamin Stucker | 168345 | Rates For Us, LLC | 1464766 | Newtown, PA | $67.1M | 142 | $473K |
| #38 | Michael Bower | 128567 | CMG Mortgage, Inc. | 1820 | Allentown, PA | $50.2M | 139 | $361K |
| #39 | SHANNON ZIMMERMAN | 479174 | Northwest Bank | 419814 | Williamsville, NY | $15.3M | 138 | $111K |
| #39 | Andrew Klimenko | 145807 | Lending Capital Group Inc | 1680087 | Huntingdon Valley, PA | $49.4M | 138 | $358K |
| #41 | Jason Breidinger | 1020123 | Mortgage America, Inc. | 128501 | Harrisburg, PA | $38.0M | 136 | $279K |
| #42 | John Antonelli | 132711 | Vantage Point Financial Group, Inc. | 141899 | Penllyn, PA | $55.7M | 135 | $413K |
| #43 | Seth Ramberger | 1820878 | Members 1st Federal Credit Union | 504564 | Enola, PA | $11.6M | 133 | $87K |
| #44 | Tiana Curet | 2347937 | Pennsylvania State Employees Credit Union | 189511 | Harrisburg, PA | $13.3M | 130 | $102K |
| #44 | Kenneth Feinman | 186791 | CrossCountry Mortgage, LLC | 3029 | Allentown, PA | $45.6M | 130 | $351K |
| #44 | Mitchell Liuzzo | 1826707 | Northwest Bank | 419814 | Warren, PA | $16.3M | 130 | $126K |
| #44 | Debra Hawk | 1838867 | Pennsylvania State Employees Credit Union | 189511 | State College, PA | $7.6M | 130 | $58K |
| #48 | James Febbo | 283059 | Pennsylvania State Employees Credit Union | 189511 | Harrisburg, PA | $27.1M | 129 | $210K |
| #49 | Brenna Eshbach | 1926309 | DIAMOND FEDERAL CREDIT UNION | 470316 | Pottstown, PA | $14.4M | 126 | $114K |
| #50 | MANDY MENEO | 641350 | Northwest Bank | 419814 | Warren, PA | $16.4M | 125 | $131K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Top Mortgage Loan Officers by Loan Count — Pennsylvania. Powered by MMI public record mortgage production data, accessed August 23, 2026. https://topmortgageoriginators.com/lo-leaderboard/pennsylvania/top-overall-by-units
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