Retention champions in Pennsylvania in 2026 so far, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 23, 2026, the top 3 include Jeremy Durkin (CrossCountry Mortgage, LLC, NMLS #146467), James Mason (MDE Home Loans, LLC, NMLS #175106), and Nitya Enjamuri (SI Mortgage Company, NMLS #2594705).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Jeremy Durkin | 146467 | CrossCountry Mortgage, LLC | 3029 | Plymouth Meeting, PA | $22.5M | 49 | 42.6% |
| #2 | James Mason | 175106 | MDE Home Loans, LLC | 174912 | Red Bank, NJ | $20.8M | 34 | 44.7% |
| #3 | Nitya Enjamuri | 2594705 | SI Mortgage Company | 68434 | Parsippany, NJ | $14.9M | 27 | 55.1% |
| #4 | Eric Bryce | 945783 | Guaranteed Rate, Inc. | 2611 | Ardmore, PA | $13.2M | 21 | 58.3% |
| #5 | Benjamin Stucker | 168345 | Rates For Us, LLC | 1464766 | Newtown, PA | $13.1M | 26 | 68.4% |
| #6 | Matthew Mergo | 563819 | Forest Hills Mortgage, LLC | 1982611 | Neptune Beach, FL | $11.6M | 25 | 61.0% |
| #7 | Yaneth Robinson | 1273730 | Nymeo Federal Credit Union | 414687 | Frederick, MD | $10.5M | 56 | 98.2% |
| #8 | Jesse Gold | 1509916 | MortgageCountry, LLC | 1886361 | Blue Bell, PA | $10.3M | 24 | 77.4% |
| #9 | Michael Kent | 704376 | First National Bank of Pennsylvania | 766529 | Berwyn, PA | $10.3M | 8 | 66.7% |
| #10 | Mark Angelone | 1677476 | Movement Mortgage, LLC | 39179 | Wayne, PA | $9.6M | 22 | 59.5% |
| #11 | Dayna Horwitz | 2007537 | MortgageCountry, LLC | 1886361 | Blue Bell, PA | $9.6M | 15 | 65.2% |
| #12 | Nicholas Fratini | 143047 | CMG Mortgage, Inc. | 1820 | West Chester, PA | $9.5M | 16 | 48.5% |
| #13 | Kevin Luchko | 409737 | Movement Mortgage, LLC | 39179 | Doylestown, PA | $9.0M | 17 | 73.9% |
| #14 | Natasha Larson | 143052 | Prosperity Home Mortgage, LLC | 75164 | Philadelphia, PA | $8.5M | 15 | 62.5% |
| #15 | Michael Walsh | 157281 | Prosperity Home Mortgage, LLC | 75164 | Malvern, PA | $8.0M | 14 | 41.2% |
| #16 | Bharath Kottala | 2212348 | MVR Mortgage Company LLC | 2126883 | Charlotte, NC | $7.8M | 15 | 78.9% |
| #17 | Todd Hennessy | 133335 | CrossCountry Mortgage, LLC | 3029 | Plymouth Meeting, PA | $7.8M | 20 | 74.1% |
| #18 | Susan Meitner | 147160 | Success Mortgage Partners, Inc. | 130562 | Maple Glen, PA | $7.7M | 20 | 74.1% |
| #19 | Lonnie Cooper | 24432 | The Rate Kings Mortgage LLC | 205171 | West Chester, PA | $7.6M | 16 | 57.1% |
| #20 | John Antonelli | 132711 | Vantage Point Financial Group, Inc. | 141899 | Penllyn, PA | $7.6M | 16 | 37.2% |
| #21 | Daniel O'Kavage | 223193 | The Okavage Group, LLC | 2024379 | St Augustine, FL | $7.5M | 14 | 82.4% |
| #22 | David Allen | 145061 | Prosperity Home Mortgage, LLC | 75164 | Newtown, PA | $7.5M | 15 | 53.6% |
| #23 | Steve Matthews | 98657 | Keegan Mortgage Corporation | 55815 | Oreland, PA | $7.4M | 18 | 69.2% |
| #24 | Linda Wolfenson | 145511 | Guaranteed Rate, Inc. | 2611 | Newtown, PA | $7.3M | 13 | 61.9% |
| #25 | Kyle Sutera | 1390366 | CrossCountry Mortgage, LLC | 3029 | West Chester, PA | $6.8M | 15 | 46.9% |
| #26 | Dylan Sutera | 2037669 | CrossCountry Mortgage, LLC | 3029 | West Chester, PA | $6.6M | 16 | 47.1% |
| #27 | Robert Wilson | 1309775 | Wilson Home Mortgage Corporation | 1769898 | Oakdale, PA | $6.4M | 21 | 87.5% |
| #28 | John Madden | 960748 | Capital Funding Mortgage Associates Inc | 960139 | Newtown, PA | $6.3M | 11 | 45.8% |
| #29 | Helen Dwyer | 197049 | Wilmington Savings Fund Society, FSB | 417673 | Haverford, PA | $6.0M | 7 | 58.3% |
| #30 | Matthew Wieder | 272043 | Conquest Mortgage LLC | 1121654 | Allentown, PA | $5.7M | 17 | 48.6% |
| #31 | Andrew Cardina | 143174 | Guild Mortgage Company LLC | 3274 | Lancaster, PA | $5.6M | 17 | 32.7% |
| #32 | Theresa Sirianni | 128084 | ByWeekly Mortgage Corporation (The) | 122121 | Glenside, PA | $5.6M | 9 | 81.8% |
| #33 | Ethan Daubert | 1016490 | CrossCountry Mortgage, LLC | 3029 | Hershey, PA | $5.4M | 20 | 71.4% |
| #34 | Andrew Klimenko | 145807 | Lending Capital Group Inc | 1680087 | Huntingdon Valley, PA | $5.4M | 13 | 36.1% |
| #35 | Jeffrey Giglio | 939521 | CrossCountry Mortgage, LLC | 3029 | Conshohocken, PA | $5.3M | 13 | 48.1% |
| #36 | Victoria Kammer | 414039 | CrossCountry Mortgage, LLC | 3029 | Plymouth Meeting, PA | $5.2M | 10 | 50.0% |
| #37 | Kyle Kelly | 1065549 | Guaranteed Rate, Inc. | 2611 | Philadelphia, PA | $5.1M | 10 | 52.6% |
| #38 | Daniel Avanzato | 139697 | Norstar Mortgage Services Inc. | 137481 | Gilbertsville, PA | $5.0M | 13 | 61.9% |
| #39 | Thomas Howell | 139130 | Marathon Mortgage Services Inc. | 131421 | Erdenheim, PA | $4.9M | 10 | 58.8% |
| #40 | Apeksha Sista | 2692605 | The Mortgageist Inc. | 2710734 | Exton, PA | $4.8M | 11 | 61.1% |
| #41 | Anthony Rizzello | 14591 | Movement Mortgage, LLC | 39179 | Doylestown, PA | $4.8M | 10 | 50.0% |
| #42 | Kevin Downs | 141106 | Movement Mortgage, LLC | 39179 | York, PA | $4.8M | 19 | 57.6% |
| #43 | John Carlson | 235847 | Penn Street Mortgage, LLC | 128354 | West Chester, PA | $4.7M | 10 | 71.4% |
| #44 | Kenneth Feinman | 186791 | CrossCountry Mortgage, LLC | 3029 | Allentown, PA | $4.7M | 13 | 32.5% |
| #45 | Stephen Wilson | 144376 | The Mortgage Link, Inc. | 113054 | Aston, PA | $4.6M | 9 | 75.0% |
| #46 | Stephen Rinaldi | 342291 | Rinaldi Group LLC | 2063288 | Media, PA | $4.5M | 11 | 47.8% |
| #47 | Megan Livengood | 644370 | Bank of Bird-in-Hand | 1236471 | Bird in Hand, PA | $4.4M | 11 | 78.6% |
| #48 | Andrew Eckstut | 218196 | CrossCountry Mortgage, LLC | 3029 | Doylestown, PA | $4.3M | 11 | 37.9% |
| #49 | Or Gera | 1269459 | RealFi Solutions, LLC | 2478197 | Chicago, IL | $4.3M | 9 | 90.0% |
| #50 | Jon Kolb | 133363 | United Lending Team, INC | 2273319 | Birdsboro, PA | $4.2M | 8 | 61.5% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Pennsylvania. Powered by MMI public record mortgage production data, accessed August 23, 2026. https://topmortgageoriginators.com/lo-leaderboard/pennsylvania/top-retention-by-volume
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