Retention champions in Pennsylvania in 2026 so far, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 9, 2026, the top 3 include Jeremy Durkin (CrossCountry Mortgage, LLC, NMLS #146467), James Mason (MDE Home Loans, LLC, NMLS #175106), and Nitya Enjamuri (SI Mortgage Company, NMLS #2594705).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Jeremy Durkin | 146467 | CrossCountry Mortgage, LLC | 3029 | Plymouth Meeting, PA | $23.9M | 54 | 42.2% |
| #2 | James Mason | 175106 | MDE Home Loans, LLC | 174912 | Red Bank, NJ | $21.5M | 36 | 43.9% |
| #3 | Nitya Enjamuri | 2594705 | SI Mortgage Company | 68434 | Parsippany, NJ | $18.0M | 32 | 51.6% |
| #4 | Benjamin Stucker | 168345 | Rates For Us, LLC | 1464766 | Newtown, PA | $13.6M | 27 | 69.2% |
| #5 | Eric Bryce | 945783 | Guaranteed Rate, Inc. | 2611 | Ardmore, PA | $13.3M | 22 | 55.0% |
| #6 | Yaneth Robinson | 1273730 | Nymeo Federal Credit Union | 414687 | Frederick, MD | $12.5M | 67 | 98.5% |
| #7 | Matthew Mergo | 563819 | Forest Hills Mortgage, LLC | 1982611 | Neptune Beach, FL | $11.6M | 25 | 61.0% |
| #8 | Jesse Gold | 1509916 | MortgageCountry, LLC | 1886361 | Blue Bell, PA | $10.9M | 26 | 78.8% |
| #9 | Nicholas Fratini | 143047 | CMG Mortgage, Inc. | 1820 | West Chester, PA | $10.7M | 19 | 48.7% |
| #10 | Mark Angelone | 1677476 | Movement Mortgage, LLC | 39179 | Wayne, PA | $10.6M | 23 | 54.8% |
| #11 | Michael Kent | 704376 | First National Bank of Pennsylvania | 766529 | Berwyn, PA | $10.3M | 8 | 66.7% |
| #12 | Dayna Horwitz | 2007537 | MortgageCountry, LLC | 1886361 | Blue Bell, PA | $10.2M | 16 | 61.5% |
| #13 | Kevin Luchko | 409737 | Movement Mortgage, LLC | 39179 | Doylestown, PA | $9.5M | 19 | 67.9% |
| #14 | Natasha Larson | 143052 | Prosperity Home Mortgage, LLC | 75164 | Philadelphia, PA | $9.2M | 16 | 59.3% |
| #15 | Glenn Kiczales | 200585 | TD Bank NA | 399800 | Newtown, PA | $8.8M | 8 | 80.0% |
| #16 | Michael Walsh | 157281 | Prosperity Home Mortgage, LLC | 75164 | Malvern, PA | $8.3M | 15 | 38.5% |
| #17 | Lonnie Cooper | 24432 | The Rate Kings Mortgage LLC | 205171 | West Chester, PA | $8.2M | 17 | 54.8% |
| #18 | Bharath Kottala | 2212348 | MVR Mortgage Company LLC | 2126883 | Charlotte, NC | $8.2M | 16 | 76.2% |
| #19 | Todd Hennessy | 133335 | CrossCountry Mortgage, LLC | 3029 | Plymouth Meeting, PA | $8.1M | 21 | 70.0% |
| #20 | John Antonelli | 132711 | Vantage Point Financial Group, Inc. | 141899 | Penllyn, PA | $8.0M | 18 | 33.3% |
| #21 | Steve Matthews | 98657 | Keegan Mortgage Corporation | 55815 | Oreland, PA | $7.7M | 19 | 70.4% |
| #22 | Susan Meitner | 147160 | Success Mortgage Partners, Inc. | 130562 | Maple Glen, PA | $7.7M | 20 | 71.4% |
| #23 | Linda Wolfenson | 145511 | Guaranteed Rate, Inc. | 2611 | Newtown, PA | $7.6M | 14 | 63.6% |
| #24 | Daniel O'Kavage | 223193 | The Okavage Group, LLC | 2024379 | St Augustine, FL | $7.5M | 14 | 82.4% |
| #25 | David Allen | 145061 | Prosperity Home Mortgage, LLC | 75164 | Newtown, PA | $7.5M | 15 | 50.0% |
| #26 | Or Gera | 1269459 | RealFi Solutions, LLC | 2478197 | Chicago, IL | $6.9M | 12 | 92.3% |
| #27 | Kyle Sutera | 1390366 | CrossCountry Mortgage, LLC | 3029 | West Chester, PA | $6.8M | 15 | 39.5% |
| #28 | Dylan Sutera | 2037669 | CrossCountry Mortgage, LLC | 3029 | West Chester, PA | $6.6M | 16 | 44.4% |
| #29 | Andrew Klimenko | 145807 | Lending Capital Group Inc | 1680087 | Huntingdon Valley, PA | $6.4M | 16 | 32.0% |
| #30 | Robert Wilson | 1309775 | Wilson Home Mortgage Corporation | 1769898 | Oakdale, PA | $6.4M | 21 | 84.0% |
| #31 | John Madden | 960748 | Capital Funding Mortgage Associates Inc | 960139 | Newtown, PA | $6.3M | 11 | 40.7% |
| #32 | Helen Dwyer | 197049 | Wilmington Savings Fund Society, FSB | 417673 | Haverford, PA | $6.0M | 7 | 53.8% |
| #33 | Victoria Kammer | 414039 | CrossCountry Mortgage, LLC | 3029 | Plymouth Meeting, PA | $5.9M | 12 | 46.2% |
| #34 | Nicholas DeJesus | 1541748 | Planet Home Lending, LLC | 17022 | Bethlehem, PA | $5.8M | 19 | 54.3% |
| #35 | Ethan Daubert | 1016490 | CrossCountry Mortgage, LLC | 3029 | Hershey, PA | $5.7M | 21 | 72.4% |
| #36 | Andrew Cardina | 143174 | Guild Mortgage Company LLC | 3274 | Lancaster, PA | $5.6M | 17 | 28.8% |
| #37 | Theresa Sirianni | 128084 | ByWeekly Mortgage Corporation (The) | 122121 | Glenside, PA | $5.6M | 9 | 69.2% |
| #38 | Stephen Wilson | 144376 | The Mortgage Link, Inc. | 113054 | Chester, PA | $5.6M | 11 | 78.6% |
| #39 | Megan Livengood | 644370 | Bank of Bird-in-Hand | 1236471 | Bird in Hand, PA | $5.5M | 14 | 70.0% |
| #40 | Stephen Rinaldi | 342291 | Rinaldi Group LLC | 2063288 | Media, PA | $5.4M | 13 | 48.1% |
| #41 | Matthew Wieder | 272043 | Conquest Mortgage LLC | 1121654 | Allentown, PA | $5.4M | 16 | 43.2% |
| #42 | Jeffrey Giglio | 939521 | CrossCountry Mortgage, LLC | 3029 | Conshohocken, PA | $5.3M | 13 | 48.1% |
| #43 | Kyle Kelly | 1065549 | Guaranteed Rate, Inc. | 2611 | Philadelphia, PA | $5.1M | 10 | 52.6% |
| #44 | Kevin Downs | 141106 | Movement Mortgage, LLC | 39179 | York, PA | $5.0M | 20 | 58.8% |
| #45 | Daniel Avanzato | 139697 | Norstar Mortgage Services Inc. | 137481 | Gilbertsville, PA | $5.0M | 13 | 56.5% |
| #46 | Thomas Howell | 139130 | Marathon Mortgage Services Inc. | 131421 | Erdenheim, PA | $4.9M | 10 | 50.0% |
| #47 | Kenneth Feinman | 186791 | CrossCountry Mortgage, LLC | 3029 | Allentown, PA | $4.9M | 14 | 31.8% |
| #48 | Apeksha Sista | 2692605 | The Mortgageist Inc. | 2710734 | Exton, PA | $4.8M | 11 | 57.9% |
| #49 | Anthony Rizzello | 14591 | Movement Mortgage, LLC | 39179 | Doylestown, PA | $4.8M | 10 | 47.6% |
| #50 | John Carlson | 235847 | Penn Street Mortgage, LLC | 128354 | West Chester, PA | $4.7M | 10 | 71.4% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Pennsylvania. Powered by MMI public record mortgage production data, accessed October 9, 2026. https://topmortgageoriginators.com/lo-leaderboard/pennsylvania/top-retention-by-volume
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