Retention champions in Georgia in 2026 so far, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 23, 2026, the top 3 include Ajith Anugu (Laxmi Narayan Enterprises, INC., NMLS #1607797), Ricky Merchant (MyLendingPal, Inc, NMLS #1517056), and Laura Witte (BoxCar Mortgage, LLC, NMLS #193027).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Ajith Anugu | 1607797 | Laxmi Narayan Enterprises, INC. | 186131 | The Colony, TX | $18.8M | 39 | 63.9% |
| #2 | Ricky Merchant | 1517056 | MyLendingPal, Inc | 1734346 | Suwanee, GA | $18.4M | 25 | 75.8% |
| #3 | Laura Witte | 193027 | BoxCar Mortgage, LLC | 1969375 | Atlanta, GA | $16.1M | 28 | 58.3% |
| #4 | Arthur Karalexis | 103296 | Truist Bank | 399803 | Alpharetta, GA | $13.6M | 14 | 63.6% |
| #5 | Kevin Rubin | 200630 | Southeastern Mortgage Solutions, Inc. | 170525 | Atlanta, GA | $13.4M | 22 | 45.8% |
| #6 | Margaret McMullen | 664146 | Pinnacle Bank | 418535 | Atlanta, GA | $12.3M | 6 | 42.9% |
| #7 | Mark Daker | 35111 | Ameris Bank | 408099 | Alpharetta, GA | $11.5M | 21 | 26.6% |
| #8 | Alex Margulis | 484722 | U.S. Bank National Association | 402761 | Atlanta, GA | $11.0M | 10 | 90.9% |
| #9 | Joseph Bishop | 204256 | Ameris Bank | 408099 | Athens, GA | $9.2M | 12 | 52.2% |
| #10 | Matthew Kuglin | 887573 | Onward Home Mortgage, LLC | 2472074 | Norcross, GA | $9.1M | 17 | 54.8% |
| #11 | Mark Zielinski | 211156 | Ameris Bank | 408099 | Alpharetta, GA | $8.7M | 17 | 39.5% |
| #12 | Sudhir Agarwal | 1614573 | ENSURE HOME LOANS LLC | 1666674 | Lewisville, TX | $8.5M | 16 | 94.1% |
| #13 | John Norwood | 138303 | Neighborhood Mortgage, Inc. | 138234 | Alpharetta, GA | $8.0M | 14 | 58.3% |
| #14 | Sae Oh | 101037 | Prime Home Loans, Inc. | 98975 | San Antonio, TX | $7.7M | 17 | 51.5% |
| #15 | Tony Salloum | 1727275 | Pinnacle Bank | 418535 | Athens, GA | $7.6M | 11 | 57.9% |
| #16 | Joseph Ratterree | 2105708 | Trident Home Loans, LLC | 65716 | Pensacola, FL | $7.3M | 8 | 80.0% |
| #17 | John Lee | 415261 | Truist Bank | 399803 | Alpharetta, GA | $6.9M | 8 | 50.0% |
| #18 | ANDREW GEISMAR | 231493 | Mortgage Assurance, Inc. | 177208 | Alpharetta, GA | $6.7M | 16 | 50.0% |
| #19 | Marc Budnik | 62821 | Ameris Bank | 408099 | Alpharetta, GA | $6.6M | 12 | 42.9% |
| #20 | Pranesh Ambati | 1843453 | ShopWise Mortgage LLC | 2412164 | Troy, MI | $6.6M | 13 | 81.3% |
| #21 | Mark Baker | 216217 | SWBC Mortgage Corporation | 9741 | Marietta, GA | $6.5M | 20 | 62.5% |
| #22 | CHINMAYA MANCHALA | 1629259 | NORTHEAST MORTGAGE, INC | 1877014 | Cumming, GA | $6.5M | 12 | 37.5% |
| #23 | Timothy Gentry | 905172 | Loan Velocity, Inc. | 1078746 | Brunswick, GA | $6.3M | 12 | 26.7% |
| #24 | Wellborn Price | 658985 | Regions Bank | 174490 | Atlanta, GA | $6.1M | 8 | 47.1% |
| #25 | Mark Milam | 35163 | BoxCar Mortgage, LLC | 1969375 | Atlanta, GA | $5.8M | 11 | 36.7% |
| #26 | Maxime Kallos | 170267 | Ardent Loans LLC | 2403107 | Alpharetta, GA | $5.6M | 12 | 21.1% |
| #27 | Jason Waters | 623984 | Affinity Home Lending LLC | 1181151 | Marietta, GA | $5.6M | 10 | 50.0% |
| #28 | Patrick Furlong | 176520 | eHome Loan Advisors, LLC | 321959 | Roswell, GA | $5.6M | 11 | 45.8% |
| #29 | Kathy Vitali | 544481 | Onward Home Mortgage, LLC | 2472074 | Roswell, GA | $5.4M | 8 | 53.3% |
| #30 | James Cheeley | 118012 | Lincoln Capital Advisors, LLC | 51482 | Roswell, GA | $5.2M | 9 | 42.9% |
| #31 | TEJAS SHAH | 1323605 | Progressive Home Mortgage, Inc. | 1820923 | Suwanee, GA | $5.2M | 13 | 56.5% |
| #32 | Vincent Spadea | 415638 | Truist Bank | 399803 | Duluth, GA | $5.1M | 6 | 42.9% |
| #33 | Fariz Morani | 1620536 | Access Loans & Financing LLC | 1641305 | Stone Mountain, GA | $5.0M | 5 | 35.7% |
| #34 | Tanya Cohn | 131823 | Preferred Mortgage Source LLC | 2035695 | Roswell, GA | $5.0M | 7 | 50.0% |
| #35 | Gareth Thomas | 177403 | Vanderbilt Mortgage and Finance, Inc. | 1561 | Kennesaw, GA | $5.0M | 11 | 30.6% |
| #36 | Jasmina Krnjetin | 116216 | Canopy Mortgage, LLC | 1359687 | Atlanta, GA | $4.9M | 11 | 33.3% |
| #37 | Lisbeth Holt | 1606678 | Movement Mortgage, LLC | 39179 | Atlanta, GA | $4.9M | 8 | 47.1% |
| #38 | Kevin Dwyer | 161365 | SouthState Bank, N.A. | 403455 | Atlanta, GA | $4.9M | 4 | 36.4% |
| #39 | William Aitkens | 1229182 | Ameris Bank | 408099 | Atlanta, GA | $4.9M | 8 | 40.0% |
| #40 | Michael Fitzmeyer | 93716 | Truist Bank | 399803 | Alpharetta, GA | $4.9M | 7 | 46.7% |
| #41 | Craig Faer | 789702 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Atlanta, GA | $4.8M | 11 | 64.7% |
| #42 | WILLIAM COWART | 310972 | Regions Bank | 174490 | Athens, GA | $4.5M | 11 | 39.3% |
| #43 | Brian Berman | 184320 | MORTGAGE ATLANTA LLC | 184273 | Marietta, GA | $4.5M | 8 | 27.6% |
| #44 | Jacob Abraham | 161665 | Joseph Mortgage LLC | 1493917 | Suwanee, GA | $4.4M | 8 | 53.3% |
| #45 | James Willard | 150039 | Liberty Home Mortgages LLC | 156311 | Atlanta, GA | $4.4M | 10 | 71.4% |
| #46 | Brant Gilmore | 756279 | Truist Bank | 399803 | Alpharetta, GA | $4.4M | 6 | 33.3% |
| #47 | Jason Copeland | 6084 | First Community Mortgage, Inc. | 629700 | Alpharetta, GA | $4.3M | 6 | 60.0% |
| #48 | Joshua Dean | 1662895 | Homeowners Financial Group USA, LLC | 93718 | Canton, GA | $4.3M | 9 | 50.0% |
| #49 | Jessica Bernstein | 239178 | SouthState Bank, N.A. | 403455 | Atlanta, GA | $4.2M | 11 | 50.0% |
| #50 | Connor Beecham | 1743727 | Home Town Mortgage Inc. | 164609 | Alpharetta, GA | $4.1M | 7 | 50.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Georgia. Powered by MMI public record mortgage production data, accessed August 23, 2026. https://topmortgageoriginators.com/lo-leaderboard/georgia/top-retention-by-volume
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