Retention champions in Georgia in 2026 so far, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 9, 2026, the top 3 include Ajith Anugu (Laxmi Narayan Enterprises, INC., NMLS #1607797), Ricky Merchant (MyLendingPal, Inc, NMLS #1517056), and Laura Witte (BoxCar Mortgage, LLC, NMLS #193027).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Ajith Anugu | 1607797 | Laxmi Narayan Enterprises, INC. | 186131 | The Colony, TX | $28.7M | 46 | 64.8% |
| #2 | Ricky Merchant | 1517056 | MyLendingPal, Inc | 1734346 | Suwanee, GA | $19.1M | 26 | 74.3% |
| #3 | Laura Witte | 193027 | BoxCar Mortgage, LLC | 1969375 | Atlanta, GA | $17.6M | 32 | 60.4% |
| #4 | Mark Daker | 35111 | Ameris Bank | 408099 | Alpharetta, GA | $14.4M | 25 | 27.5% |
| #5 | Margaret McMullen | 664146 | Pinnacle Bank | 418535 | Atlanta, GA | $14.2M | 7 | 43.8% |
| #6 | Arthur Karalexis | 103296 | Truist Bank | 399803 | Alpharetta, GA | $14.1M | 15 | 65.2% |
| #7 | Kevin Rubin | 200630 | Southeastern Mortgage Solutions, Inc. | 170525 | Atlanta, GA | $13.9M | 23 | 45.1% |
| #8 | Alex Margulis | 484722 | U.S. Bank National Association | 402761 | Atlanta, GA | $11.0M | 10 | 90.9% |
| #9 | Joseph Bishop | 204256 | Ameris Bank | 408099 | Athens, GA | $9.8M | 13 | 46.4% |
| #10 | Sae Oh | 101037 | Prime Home Loans, Inc. | 98975 | San Antonio, TX | $9.3M | 20 | 52.6% |
| #11 | Matthew Kuglin | 887573 | Onward Home Mortgage, LLC | 2472074 | Norcross, GA | $9.3M | 18 | 51.4% |
| #12 | Sudhir Agarwal | 1614573 | Barrett Financial Group, L.L.C. | 181106 | Chandler, AZ | $9.1M | 17 | 81.0% |
| #13 | Mark Milam | 35163 | BoxCar Mortgage, LLC | 1969375 | Atlanta, GA | $8.9M | 14 | 41.2% |
| #14 | Mark Zielinski | 211156 | Ameris Bank | 408099 | Alpharetta, GA | $8.7M | 17 | 36.2% |
| #15 | Tony Salloum | 1727275 | Pinnacle Bank | 418535 | Athens, GA | $8.7M | 13 | 61.9% |
| #16 | John Lee | 415261 | Truist Bank | 399803 | Alpharetta, GA | $8.6M | 9 | 40.9% |
| #17 | John Norwood | 138303 | Neighborhood Mortgage, Inc. | 138234 | Alpharetta, GA | $8.0M | 14 | 48.3% |
| #18 | Joseph Ratterree | 2105708 | Trident Home Loans, LLC | 65716 | Pensacola, FL | $7.9M | 9 | 81.8% |
| #19 | Timothy Gentry | 905172 | Loan Velocity, Inc. | 1078746 | Brunswick, GA | $7.8M | 14 | 28.0% |
| #20 | Wellborn Price | 658985 | Regions Bank | 174490 | Atlanta, GA | $7.5M | 9 | 50.0% |
| #21 | Marc Budnik | 62821 | Ameris Bank | 408099 | Alpharetta, GA | $7.4M | 14 | 45.2% |
| #22 | ANDREW GEISMAR | 231493 | Mortgage Assurance, Inc. | 177208 | Alpharetta, GA | $6.8M | 17 | 48.6% |
| #23 | Maxime Kallos | 170267 | Ardent Loans LLC | 2403107 | Alpharetta, GA | $6.6M | 15 | 23.1% |
| #24 | Pranesh Ambati | 1843453 | ShopWise Mortgage LLC | 2412164 | Troy, MI | $6.6M | 13 | 76.5% |
| #25 | Mark Baker | 216217 | SWBC Mortgage Corporation | 9741 | Marietta, GA | $6.5M | 20 | 58.8% |
| #26 | CHINMAYA MANCHALA | 1629259 | NORTHEAST MORTGAGE, INC | 1877014 | Cumming, GA | $6.5M | 12 | 35.3% |
| #27 | Michael Fitzmeyer | 93716 | Truist Bank | 399803 | Alpharetta, GA | $6.0M | 8 | 44.4% |
| #28 | Jason Waters | 623984 | Affinity Home Lending LLC | 1181151 | Marietta, GA | $6.0M | 11 | 52.4% |
| #29 | Gareth Thomas | 177403 | Vanderbilt Mortgage and Finance, Inc. | 1561 | Kennesaw, GA | $6.0M | 14 | 30.4% |
| #30 | Tanya Cohn | 131823 | Preferred Mortgage Source LLC | 2035695 | Roswell, GA | $5.7M | 9 | 52.9% |
| #31 | Jasmina Krnjetin | 116216 | Canopy Mortgage, LLC | 1359687 | Atlanta, GA | $5.6M | 13 | 37.1% |
| #32 | Patrick Furlong | 176520 | eHome Loan Advisors, LLC | 321959 | Roswell, GA | $5.6M | 11 | 44.0% |
| #33 | Kathy Vitali | 544481 | Onward Home Mortgage, LLC | 2472074 | Roswell, GA | $5.4M | 8 | 47.1% |
| #34 | Lisbeth Holt | 1606678 | Movement Mortgage, LLC | 39179 | Atlanta, GA | $5.4M | 9 | 47.4% |
| #35 | James Cheeley | 118012 | Lincoln Capital Advisors, LLC | 51482 | Roswell, GA | $5.2M | 9 | 40.9% |
| #36 | TEJAS SHAH | 1323605 | Progressive Home Mortgage, Inc. | 1820923 | Suwanee, GA | $5.2M | 13 | 56.5% |
| #37 | Jason Copeland | 6084 | First Community Mortgage, Inc. | 629700 | Alpharetta, GA | $5.1M | 7 | 70.0% |
| #38 | Vincent Spadea | 415638 | Truist Bank | 399803 | Duluth, GA | $5.1M | 6 | 37.5% |
| #39 | Fariz Morani | 1620536 | Access Loans & Financing LLC | 1641305 | Stone Mountain, GA | $5.0M | 5 | 31.3% |
| #40 | Matthew Garcia | 218245 | CrossCountry Mortgage, LLC | 3029 | Suwanee, GA | $5.0M | 10 | 14.5% |
| #41 | Kevin Dwyer | 161365 | SouthState Bank, N.A. | 403455 | Atlanta, GA | $4.9M | 4 | 36.4% |
| #42 | William Aitkens | 1229182 | Ameris Bank | 408099 | Atlanta, GA | $4.9M | 8 | 38.1% |
| #43 | WILLIAM COWART | 310972 | Regions Bank | 174490 | Athens, GA | $4.8M | 12 | 36.4% |
| #44 | Craig Faer | 789702 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Atlanta, GA | $4.8M | 11 | 64.7% |
| #45 | Devorah Shaw | 901939 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Atlanta, GA | $4.7M | 10 | 55.6% |
| #46 | Benjamin Bell | 1450064 | NEXA Mortgage, LLC | 1660690 | Alpharetta, GA | $4.6M | 12 | 37.5% |
| #47 | Joshua White | 167243 | The Loan Closer Mortgage Group, LLC | 2661642 | Acworth, GA | $4.5M | 11 | 47.8% |
| #48 | Raphael Hirsch | 16134 | American Financial Network, Inc. | 237341 | Atlanta, GA | $4.5M | 9 | 69.2% |
| #49 | Brian Berman | 184320 | MORTGAGE ATLANTA LLC | 184273 | Marietta, GA | $4.5M | 8 | 25.8% |
| #50 | Charles Reed | 189915 | Intercoastal Mortgage, LLC | 56323 | Bluffton, SC | $4.4M | 7 | 41.2% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Georgia. Powered by MMI public record mortgage production data, accessed October 9, 2026. https://topmortgageoriginators.com/lo-leaderboard/georgia/top-retention-by-volume
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