Retention champions in West Virginia in 2026 so far, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 9, 2026, the top 3 include Matthew Fox (FIRST HERITAGE MORTGAGE, LLC, NMLS #151022), Byron Reed (Integrity Home Mortgage Corporation, NMLS #203910), and Kevin Patrick (CrossCountry Mortgage, LLC, NMLS #1036946).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Matthew Fox | 151022 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Hanover, MD | $4.6M | 12 | 85.7% |
| #2 | Byron Reed | 203910 | Integrity Home Mortgage Corporation | 208516 | Martinsburg, WV | $4.0M | 12 | 21.1% |
| #3 | Kevin Patrick | 1036946 | CrossCountry Mortgage, LLC | 3029 | Martinsburg, WV | $3.8M | 12 | 50.0% |
| #4 | Kimberly Barnum | 564183 | Intercoastal Mortgage, LLC | 56323 | Morgantown, WV | $1.9M | 9 | 50.0% |
| #5 | Jennifer Wilson | 798613 | CrossCountry Mortgage, LLC | 3029 | Morgantown, WV | $1.6M | 6 | 40.0% |
| #6 | Ricky DeGroff | 408825 | loanDepot.com, LLC | 174457 | Hurricane, WV | $1.5M | 6 | 33.3% |
| #7 | Robert Glowacky | 1832125 | Premier Mortgage LLC | 218226 | Morgantown, WV | $1.4M | 5 | 45.5% |
| #8 | Raymond Logue | 457915 | loanDepot.com, LLC | 174457 | Fairmont, WV | $1.3M | 8 | 33.3% |
| #9 | Joe Starcher | 474333 | Farmers Bank | 680219 | Parsons, TN | $1.1M | 3 | 20.0% |
| #10 | Amanda Schumacher | 893644 | Movement Mortgage, LLC | 39179 | Buckhannon, WV | $1.1M | 4 | 33.3% |
| #11 | Quintez McDonald-Gibson | 1037400 | PrimeLending, A PlainsCapital Company | 13649 | Martinsburg, WV | $1.0M | 4 | 12.9% |
| #12 | Michele Kunkle | 563325 | The Huntington National Bank | 402436 | Fairmont, WV | $983K | 7 | 70.0% |
| #13 | Jessica Printz | 977570 | Coast2Coast Mortgage, LLC | 376205 | Charles Town, WV | $958K | 2 | 13.3% |
| #14 | Charles Perkins | 474338 | Movement Mortgage, LLC | 39179 | Huntington, WV | $855K | 5 | 38.5% |
| #15 | Marcia Blount | 539117 | WesBanco Bank, Inc. | 399836 | Bridgeport, WV | $710K | 2 | 11.8% |
| #16 | Michelle Fitcher | 774592 | West Virginia Central Federal Credit Union | 746904 | Parkersburg, WV | $643K | 6 | 46.2% |
| #17 | Russell Moore | 1906520 | Lennar Mortgage, LLC | 1058 | Columbia, MD | $606K | 2 | 11.8% |
| #18 | John Asseff | 236339 | CrossCountry Mortgage, LLC | 3029 | South Charleston, WV | $603K | 4 | 40.0% |
| #19 | Sandra Kokoska | 563834 | Union Home Mortgage Corp. | 2229 | Morgantown, WV | $523K | 2 | 20.0% |
| #20 | Rachel Lester | 1918317 | Success Mortgage Partners, Inc. | 130562 | Hurricane, WV | $366K | 2 | 20.0% |
| #21 | Wayne Palkovic | 201581 | Embrace Home Loans, Inc. | 2184 | Martinsburg, WV | $267K | 1 | 10.0% |
| #22 | Leonard Wright | 649397 | Atlantic Union Bank | 551889 | Tazewell, VA | $257K | 2 | 11.1% |
| #23 | Paul Cross | 527634 | FAIRMONT FEDERAL CREDIT UNION | 484694 | Fairmont, WV | $233K | 4 | 33.3% |
| #24 | Cynthia Jones | 1116840 | Burke & Herbert Bank & Trust Company | 195335 | Princeton, WV | $185K | 1 | 7.7% |
| #25 | Karen Pfeil | 218587 | C&F MORTGAGE CORPORATION | 147312 | Keyser, WV | $178K | 1 | 8.3% |
| #26 | Larry May | 525341 | loanDepot.com, LLC | 174457 | Huntington, WV | $142K | 1 | 8.3% |
| #27 | Courtney Cooper | 319757 | Premier Mortgage LLC | 218226 | Morgantown, WV | $97K | 2 | 20.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — West Virginia. Powered by MMI public record mortgage production data, accessed October 9, 2026. https://topmortgageoriginators.com/lo-leaderboard/west-virginia/top-retention-by-volume
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