Retention champions in California in 2026 so far, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 7, 2026, the top 3 include Kashif Shamshad (U.S. Bank National Association, NMLS #1492490), Brian Minkow (CMG Mortgage, Inc., NMLS #256638), and Claudia Castillo (JPMorgan Chase Bank, National Association, NMLS #529944).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Kashif Shamshad | 1492490 | U.S. Bank National Association | 402761 | Earth City, MO | $88.6M | 60 | 84.5% |
| #2 | Brian Minkow | 256638 | CMG Mortgage, Inc. | 1820 | Westlake Village, CA | $87.0M | 73 | 81.1% |
| #3 | Claudia Castillo | 529944 | JPMorgan Chase Bank, National Association | 399798 | Houston, TX | $55.2M | 6 | 54.5% |
| #4 | Ryan Purpero | 68409 | U.S. Bank National Association | 402761 | Hopkins, MN | $52.5M | 44 | 83.0% |
| #5 | Sheng Hua | 1552269 | U.S. Bank National Association | 402761 | Earth City, MO | $52.2M | 35 | 59.3% |
| #6 | Christopher Yu | 1006860 | U.S. Bank National Association | 402761 | Cupertino, CA | $51.5M | 34 | 65.4% |
| #7 | Gregory Krolikowski | 801940 | Goldman Sachs Bank USA | 208156 | Los Angeles, CA | $50.5M | 9 | 56.3% |
| #8 | Risha Kilaru | 249676 | OriginPoint LLC | 2185899 | San Francisco, CA | $47.4M | 37 | 41.1% |
| #9 | Xiaofan Zheng | 253492 | Bank of America, N.A. | 399802 | Palo Alto, CA | $43.1M | 25 | 53.2% |
| #10 | Tomer Yeyni | 1603612 | OPTION ONE LENDING, INC. | 1101290 | Sherman Oaks, CA | $43.1M | 32 | 78.0% |
| #11 | kory kavanewsky | 284503 | CMG Mortgage, Inc. | 1820 | Coronado, CA | $42.9M | 46 | 83.6% |
| #12 | Scott Evans | 256163 | CrossCountry Mortgage, LLC | 3029 | San Diego, CA | $40.3M | 52 | 44.8% |
| #13 | Tony Truong | 482997 | Bank of America, N.A. | 399802 | Foster City, CA | $39.6M | 27 | 61.4% |
| #14 | Nicole Santizo | 582907 | Guaranteed Rate, Inc. | 2611 | Los Altos, CA | $37.8M | 28 | 84.8% |
| #15 | Sherry Ho | 834686 | Citibank, NA | 412915 | Pasadena, CA | $37.7M | 31 | 54.4% |
| #16 | Bruce Brewer | 514039 | JPMorgan Chase Bank, National Association | 399798 | Houston, TX | $36.0M | 10 | 50.0% |
| #17 | Matthew Izaddoust | 8385 | JPMorgan Chase Bank, National Association | 399798 | Mountain View, CA | $35.5M | 28 | 42.4% |
| #18 | Nader Chahine | 259628 | Citibank, NA | 412915 | Manhattan Beach, CA | $35.0M | 25 | 75.8% |
| #19 | James Darr | 297090 | Citibank, NA | 412915 | Hermosa Beach, CA | $34.4M | 26 | 83.9% |
| #20 | Louis Manfredini | 243928 | U.S. Bank National Association | 402761 | Hopkins, MN | $34.1M | 28 | 87.5% |
| #21 | Ritu Chopra | 632916 | U.S. Bank National Association | 402761 | Irvine, CA | $32.3M | 29 | 63.0% |
| #22 | Kevin Baboiyan | 1837815 | U.S. Bank National Association | 402761 | Newport Beach, CA | $31.8M | 26 | 81.3% |
| #23 | thomas marckwardt | 242073 | CrossCountry Mortgage, LLC | 3029 | Walnut Creek, CA | $31.8M | 36 | 62.1% |
| #24 | Alber Saleh | 479975 | Wells Fargo Bank, National Association | 399801 | Corte Madera, CA | $30.9M | 14 | 46.7% |
| #25 | Nicholas Tomas | 31699 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $30.2M | 21 | 77.8% |
| #26 | John Wade | 256688 | Golden Empire Mortgage, Inc. | 2427 | Westlake Village, CA | $29.9M | 32 | 72.7% |
| #27 | Choe Hung | 450736 | U.S. Bank National Association | 402761 | Pasadena, CA | $29.8M | 29 | 63.0% |
| #28 | Richard Ellis | 295206 | Citibank, NA | 412915 | Manhattan Beach, CA | $29.3M | 22 | 78.6% |
| #29 | Jose Magallanes | 491678 | CrossCountry Mortgage, LLC | 3029 | Newport Beach, CA | $29.0M | 21 | 58.3% |
| #30 | Khaled Tizani | 880587 | Loan Titan, Inc. | 2395836 | Pasadena, CA | $29.0M | 31 | 73.8% |
| #31 | Mamta Madaan | 485498 | U.S. Bank National Association | 402761 | Hopkins, MN | $28.8M | 28 | 68.3% |
| #32 | Christopher Noceti | 360753 | Citibank, NA | 412915 | San Francisco, CA | $28.7M | 16 | 72.7% |
| #33 | Sahar Abassi | 419882 | U.S. Bank National Association | 402761 | Hopkins, MN | $28.2M | 18 | 81.8% |
| #34 | Lance Ray | 271157 | Guaranteed Rate, Inc. | 2611 | Corona, CA | $28.2M | 35 | 70.0% |
| #35 | Justin Brilman | 1137704 | loanDepot.com, LLC | 174457 | Hicksville, NY | $28.1M | 24 | 88.9% |
| #36 | Sean Herrero | 900669 | CrossCountry Mortgage, LLC | 3029 | Danville, CA | $28.0M | 27 | 67.5% |
| #37 | Steve Chen | 714948 | Wells Fargo Bank, National Association | 399801 | Sunnyvale, CA | $28.0M | 16 | 37.2% |
| #38 | Serena Cheng | 242020 | Victoria Financial Corp. | 328196 | San Gabriel, CA | $27.7M | 42 | 73.7% |
| #39 | Brady Thomas | 396946 | CMG Mortgage, Inc. | 1820 | Oakland, CA | $27.4M | 30 | 50.8% |
| #40 | John Farrell | 374639 | U.S. Bank National Association | 402761 | Hopkins, MN | $27.3M | 20 | 90.9% |
| #41 | Benjamin Lerner | 395723 | Guaranteed Rate, Inc. | 2611 | San Luis Obispo, CA | $26.5M | 32 | 71.1% |
| #42 | Rashi Jani | 1421191 | Bank of America, N.A. | 399802 | Cupertino, CA | $26.1M | 18 | 69.2% |
| #43 | RICHARD MYERS | 243493 | U.S. Bank National Association | 402761 | Boise, ID | $26.0M | 14 | 66.7% |
| #44 | Thuan Nguyen | 320775 | Loan Factory, Inc. | 320841 | San Jose, CA | $25.6M | 46 | 50.0% |
| #45 | Joshua Gullick | 943522 | CrossCountry Mortgage, LLC | 3029 | San Diego, CA | $25.3M | 29 | 76.3% |
| #46 | Hong Sha | 235461 | HSBC Bank USA National Association | 399799 | Cupertino, CA | $25.2M | 16 | 19.0% |
| #47 | Xueyan Jiang | 1778426 | Wells Fargo Bank, National Association | 399801 | San Jose, CA | $24.2M | 16 | 17.2% |
| #48 | Gevork Geogdzhyan | 1558129 | CAPITAL CITY INDUSTRIES, INC. | 2121614 | Burbank, CA | $23.7M | 27 | 75.0% |
| #49 | CARLOS ORTIZ | 251422 | U.S. Bank National Association | 402761 | Studio City, CA | $23.7M | 10 | 55.6% |
| #50 | Liping Yi | 1241368 | Citibank, NA | 412915 | Sunnyvale, CA | $23.5M | 15 | 62.5% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — California. Powered by MMI public record mortgage production data, accessed July 7, 2026. https://topmortgageoriginators.com/lo-leaderboard/california/top-retention-by-volume
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