Retention champions in California in 2026 so far, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 23, 2026, the top 3 include Brian Minkow (CMG Mortgage, Inc., NMLS #256638), Kashif Shamshad (U.S. Bank National Association, NMLS #1492490), and Gregory Krolikowski (Goldman Sachs Bank USA, NMLS #801940).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Brian Minkow | 256638 | CMG Mortgage, Inc. | 1820 | Westlake Village, CA | $101.2M | 84 | 76.4% |
| #2 | Kashif Shamshad | 1492490 | U.S. Bank National Association | 402761 | Earth City, MO | $100.4M | 65 | 84.4% |
| #3 | Gregory Krolikowski | 801940 | Goldman Sachs Bank USA | 208156 | Los Angeles, CA | $64.1M | 12 | 57.1% |
| #4 | Christopher Yu | 1006860 | U.S. Bank National Association | 402761 | Cupertino, CA | $56.5M | 36 | 65.5% |
| #5 | Claudia Castillo | 529944 | JPMorgan Chase Bank, National Association | 399798 | Houston, TX | $55.2M | 6 | 46.2% |
| #6 | Ryan Purpero | 68409 | U.S. Bank National Association | 402761 | Hopkins, MN | $55.0M | 46 | 80.7% |
| #7 | Xiaofan Zheng | 253492 | Bank of America, N.A. | 399802 | Palo Alto, CA | $52.7M | 29 | 54.7% |
| #8 | Sheng Hua | 1552269 | U.S. Bank National Association | 402761 | Earth City, MO | $52.2M | 35 | 58.3% |
| #9 | Tomer Yeyni | 1603612 | OPTION ONE LENDING, INC. | 1101290 | Sherman Oaks, CA | $51.1M | 38 | 76.0% |
| #10 | Ghazal Doustar | 585135 | U.S. Bank National Association | 402761 | Beverly Hills, CA | $48.6M | 8 | 72.7% |
| #11 | Risha Kilaru | 249676 | OriginPoint LLC | 2185899 | San Francisco, CA | $48.5M | 38 | 39.6% |
| #12 | kory kavanewsky | 284503 | CMG Mortgage, Inc. | 1820 | Coronado, CA | $44.2M | 48 | 84.2% |
| #13 | Scott Evans | 256163 | CrossCountry Mortgage, LLC | 3029 | San Diego, CA | $43.2M | 56 | 42.7% |
| #14 | Nicole Santizo | 582907 | Guaranteed Rate, Inc. | 2611 | Los Altos, CA | $41.4M | 31 | 86.1% |
| #15 | Tony Truong | 482997 | Bank of America, N.A. | 399802 | Foster City, CA | $40.8M | 28 | 60.9% |
| #16 | Sherry Ho | 834686 | Citibank, NA | 412915 | Pasadena, CA | $39.8M | 33 | 55.0% |
| #17 | Matthew Izaddoust | 8385 | JPMorgan Chase Bank, National Association | 399798 | Mountain View, CA | $39.2M | 30 | 43.5% |
| #18 | thomas marckwardt | 242073 | CrossCountry Mortgage, LLC | 3029 | Walnut Creek, CA | $36.9M | 41 | 64.1% |
| #19 | Bruce Brewer | 514039 | JPMorgan Chase Bank, National Association | 399798 | Houston, TX | $36.0M | 10 | 40.0% |
| #20 | Nader Chahine | 259628 | Citibank, NA | 412915 | Manhattan Beach, CA | $35.8M | 26 | 72.2% |
| #21 | Jose Magallanes | 491678 | CrossCountry Mortgage, LLC | 3029 | Newport Beach, CA | $35.3M | 24 | 57.1% |
| #22 | John Wade | 256688 | Golden Empire Mortgage, Inc. | 2427 | Westlake Village, CA | $35.2M | 35 | 71.4% |
| #23 | Benjamin Lerner | 395723 | Guaranteed Rate, Inc. | 2611 | San Luis Obispo, CA | $34.7M | 39 | 72.2% |
| #24 | James Darr | 297090 | Citibank, NA | 412915 | Hermosa Beach, CA | $34.4M | 26 | 83.9% |
| #25 | Louis Manfredini | 243928 | U.S. Bank National Association | 402761 | Hopkins, MN | $34.1M | 28 | 82.4% |
| #26 | Ritu Chopra | 632916 | U.S. Bank National Association | 402761 | Irvine, CA | $33.4M | 30 | 60.0% |
| #27 | Khaled Tizani | 880587 | Loan Titan, Inc. | 2395836 | Pasadena, CA | $33.0M | 36 | 73.5% |
| #28 | Nicholas Tomas | 31699 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $32.9M | 23 | 79.3% |
| #29 | Richard Ellis | 295206 | Truist Bank | 399803 | Dallas, TX | $32.8M | 25 | 78.1% |
| #30 | SEUNG HO | 1169224 | JSB Mortgage Corporation | 1558084 | North Hollywood, CA | $32.8M | 30 | 62.5% |
| #31 | Kevin Baboiyan | 1837815 | U.S. Bank National Association | 402761 | Newport Beach, CA | $31.8M | 26 | 78.8% |
| #32 | Alber Saleh | 479975 | Wells Fargo Bank, National Association | 399801 | Corte Madera, CA | $31.8M | 16 | 43.2% |
| #33 | Mamta Madaan | 485498 | U.S. Bank National Association | 402761 | Hopkins, MN | $30.9M | 30 | 69.8% |
| #34 | Choe Hung | 450736 | U.S. Bank National Association | 402761 | Pasadena, CA | $30.6M | 30 | 61.2% |
| #35 | Joshua Gullick | 943522 | CrossCountry Mortgage, LLC | 3029 | San Diego, CA | $30.4M | 37 | 77.1% |
| #36 | Firouzeh Ghobadian | 110501 | OriginPoint LLC | 2185899 | San Francisco, CA | $29.9M | 25 | 43.9% |
| #37 | Sean Herrero | 900669 | CrossCountry Mortgage, LLC | 3029 | Danville, CA | $29.8M | 29 | 64.4% |
| #38 | Serena Cheng | 242020 | Victoria Financial Corp. | 328196 | San Gabriel, CA | $29.3M | 44 | 72.1% |
| #39 | Brady Thomas | 396946 | CMG Mortgage, Inc. | 1820 | Oakland, CA | $29.2M | 32 | 46.4% |
| #40 | Christopher Noceti | 360753 | JPMorgan Chase Bank, National Association | 399798 | San Francisco, CA | $28.7M | 16 | 69.6% |
| #41 | Sahar Abassi | 419882 | U.S. Bank National Association | 402761 | Hopkins, MN | $28.2M | 18 | 81.8% |
| #42 | Lance Ray | 271157 | Guaranteed Rate, Inc. | 2611 | Corona, CA | $28.2M | 35 | 68.6% |
| #43 | Justin Brilman | 1137704 | loanDepot.com, LLC | 174457 | Hicksville, NY | $28.1M | 24 | 80.0% |
| #44 | Steve Chen | 714948 | Wells Fargo Bank, National Association | 399801 | Sunnyvale, CA | $28.0M | 16 | 34.8% |
| #45 | Thuan Nguyen | 320775 | Loan Factory, Inc. | 320841 | San Jose, CA | $27.7M | 52 | 50.5% |
| #46 | John Farrell | 374639 | Zions Bancorporation, National Association | 467014 | Irvine, CA | $27.3M | 20 | 87.0% |
| #47 | Mark Delhougne | 682401 | Stifel Bank and Trust | 375103 | Saint Louis, MO | $27.1M | 20 | 95.2% |
| #48 | RICHARD MYERS | 243493 | CMG Mortgage, Inc. | 1820 | Boise, ID | $26.9M | 15 | 65.2% |
| #49 | Gevork Geogdzhyan | 1558129 | CAPITAL CITY INDUSTRIES, INC. | 2121614 | Burbank, CA | $26.2M | 31 | 73.8% |
| #50 | Rashi Jani | 1421191 | Bank of America, N.A. | 399802 | Cupertino, CA | $26.1M | 18 | 66.7% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — California. Powered by MMI public record mortgage production data, accessed August 23, 2026. https://topmortgageoriginators.com/lo-leaderboard/california/top-retention-by-volume
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