Retention champions in New Jersey in 2026 so far, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 23, 2026, the top 3 include Baret Kechian (loanDepot.com, LLC, NMLS #9411), XU HAN (TD Bank NA, NMLS #1716710), and Christopher Keelin (CrossCountry Mortgage, LLC, NMLS #63764).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Baret Kechian | 9411 | loanDepot.com, LLC | 174457 | Hoboken, NJ | $63.7M | 100 | 58.5% |
| #2 | XU HAN | 1716710 | TD Bank NA | 399800 | Jersey City, NJ | $36.2M | 40 | 90.9% |
| #3 | Christopher Keelin | 63764 | CrossCountry Mortgage, LLC | 3029 | Denville, NJ | $27.6M | 57 | 51.8% |
| #4 | Grace Hao | 102905 | TD Bank NA | 399800 | Winter Garden, FL | $24.0M | 22 | 75.9% |
| #5 | Jonathan Lamkin | 143207 | Guaranteed Rate, Inc. | 2611 | Millburn, NJ | $23.2M | 31 | 45.6% |
| #6 | Angelica Lyons | 947115 | Fulton Bank, National Association | 485401 | Mount Laurel, NJ | $22.9M | 16 | 84.2% |
| #7 | Brian Woltman | 587190 | Embrace Home Loans, Inc. | 2184 | Basking Ridge, NJ | $21.0M | 30 | 68.2% |
| #8 | Shimon Globman | 29708 | Guaranteed Rate, Inc. | 2611 | Passaic, NJ | $19.4M | 36 | 85.7% |
| #9 | Justin Bonura | 73184 | CrossCountry Mortgage, LLC | 3029 | Denville, NJ | $18.9M | 25 | 39.7% |
| #10 | Michael Carvajal | 214865 | Informed Mortgage LLC | 2523172 | Manahawkin, NJ | $18.2M | 33 | 60.0% |
| #11 | Chanania Manies | 1607912 | Guaranteed Rate, Inc. | 2611 | Lakewood, NJ | $15.7M | 30 | 83.3% |
| #12 | Vick Bedi | 256379 | American Preferred Mortgage Corp. | 2230580 | Parsippany, NJ | $15.1M | 27 | 60.0% |
| #13 | Charles Hawthorne | 1173731 | Garden State Mortgage Corp. | 1707560 | Saddle Brook, NJ | $14.4M | 28 | 54.9% |
| #14 | Daniel Lemeshev | 1666662 | CrossCountry Mortgage, LLC | 3029 | Hoboken, NJ | $13.6M | 23 | 51.1% |
| #15 | Rajiv Bedi | 285881 | American Preferred Mortgage Corp. | 2230580 | Parsippany, NJ | $13.2M | 25 | 71.4% |
| #16 | Dillon White | 1683181 | loanDepot.com, LLC | 174457 | Hoboken, NJ | $13.0M | 19 | 38.0% |
| #17 | Norman Tomasello | 249995 | SOFI BANK, NATIONAL ASSOCIATION | 696891 | Cottonwood Heights, UT | $12.9M | 12 | 63.2% |
| #18 | Viral Mistry | 223886 | Kwik Mortgage Corporation | 138075 | Parsippany, NJ | $12.9M | 21 | 70.0% |
| #19 | Alessandra Davis | 172843 | CrossCountry Mortgage, LLC | 3029 | Aventura, FL | $12.1M | 32 | 84.2% |
| #20 | Brian LaRue | 179393 | Red Oak Mortgage Inc | 5415 | Freehold, NJ | $11.8M | 22 | 75.9% |
| #21 | Julie Swartz | 29751 | Skyrock Mortgage Corp | 2106417 | Rutherford, NJ | $11.8M | 20 | 71.4% |
| #22 | John Fornino | 145243 | Trinity Lending Company LLC | 2762052 | Wayne, NJ | $11.4M | 20 | 47.6% |
| #23 | Matthew Keane | 12966 | Guaranteed Rate, Inc. | 2611 | Madison, NJ | $11.3M | 13 | 33.3% |
| #24 | Dean Paone | 39919 | Fulton Bank, National Association | 485401 | Lakewood, NJ | $11.1M | 8 | 61.5% |
| #25 | Matthew Stenta | 9506 | TD Bank NA | 399800 | Miami, FL | $10.8M | 11 | 64.7% |
| #26 | PANKAJ MANCHANDA | 1223173 | Manufacturers and Traders Trust Company | 381076 | Paramus, NJ | $10.4M | 11 | 57.9% |
| #27 | Brian Homowitz | 413782 | CrossCountry Mortgage, LLC | 3029 | Union, NJ | $10.2M | 19 | 47.5% |
| #28 | Victor Cale | 587325 | Fairway Independent Mortgage Corporation | 2289 | West Long Branch, NJ | $10.1M | 18 | 48.6% |
| #29 | Yael Ishakis | 9879 | FM Home Loans, LLC | 2212 | New City, NY | $10.1M | 11 | 45.8% |
| #30 | john carvalho | 280297 | CrossCountry Mortgage, LLC | 3029 | Union, NJ | $10.0M | 17 | 45.9% |
| #31 | Mohamed Illyas | 129448 | CrossCountry Mortgage, LLC | 3029 | Oradell, NJ | $9.8M | 19 | 76.0% |
| #32 | Dana Gounaris | 13818 | NFM Lending, LLC | 2893 | Medford Lakes, NJ | $9.8M | 19 | 33.3% |
| #33 | Nicholas DeBari | 339313 | Garden State Mortgage Corp. | 1707560 | Saddle Brook, NJ | $9.7M | 17 | 77.3% |
| #34 | Russell Rinaldi | 495026 | JFC Funding LLC | 1111851 | Waldwick, NJ | $9.6M | 18 | 64.3% |
| #35 | Anthony Villanova | 107112 | VILLA NOVA FINANCING GROUP, LLC | 106716 | Warren, NJ | $9.5M | 12 | 46.2% |
| #36 | Brian Lee | 262026 | C&B Financial Group, Inc. | 197519 | Englewood Cliffs, NJ | $9.3M | 13 | 54.2% |
| #37 | Michael Puorro | 267438 | Embrace Home Loans, Inc. | 2184 | Basking Ridge, NJ | $9.2M | 17 | 36.2% |
| #38 | Stephen Domenick | 2134885 | Legacy Mortgage Group Inc | 2533102 | Clifton, NJ | $9.0M | 17 | 73.9% |
| #39 | Daniella Hurley | 2040606 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Sparta, NJ | $8.9M | 18 | 75.0% |
| #40 | Michele Perrulli | 831792 | Advisors Mortgage Group, L.L.C. | 33041 | Oceanport, NJ | $8.9M | 13 | 68.4% |
| #41 | Michael Stepek | 28268 | Guaranteed Rate Affinity, LLC | 1598647 | Westfield, NJ | $8.6M | 11 | 45.8% |
| #42 | Jerry DeMaio | 980518 | CrossCountry Mortgage, LLC | 3029 | Shrewsbury, NJ | $8.6M | 18 | 50.0% |
| #43 | Jacqueline Koven | 252596 | CrossCountry Mortgage, LLC | 3029 | Summit, NJ | $8.5M | 11 | 40.7% |
| #44 | David Taormina | 215662 | Guaranteed Rate, Inc. | 2611 | Pompton Plains, NJ | $8.3M | 14 | 93.3% |
| #45 | RUPAL GANDECHA | 2449153 | RBG Mortgage LLC | 2630626 | Princeton, NJ | $8.3M | 15 | 93.8% |
| #46 | Hemalatha Selvarajan | 1576677 | SI Mortgage Company | 68434 | Parsippany, NJ | $8.3M | 16 | 76.2% |
| #47 | Vincent Giordano | 202683 | Garden State Mortgage Corp. | 1707560 | Saddle Brook, NJ | $8.3M | 12 | 35.3% |
| #48 | Kenneth Weiss | 67694 | Kenn Becca, INC | 68582 | West Orange, NJ | $8.2M | 11 | 35.5% |
| #49 | Troy Sears | 216683 | CrossCountry Mortgage, LLC | 3029 | Morganville, NJ | $8.1M | 14 | 43.8% |
| #50 | Stephen Carpitella | 15331 | Informed Mortgage LLC | 2523172 | Manahawkin, NJ | $8.0M | 21 | 75.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — New Jersey. Powered by MMI public record mortgage production data, accessed August 23, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-jersey/top-retention-by-volume
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