Retention champions in New Jersey in 2026 so far, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 9, 2026, the top 3 include Baret Kechian (loanDepot.com, LLC, NMLS #9411), XU HAN (TD Bank NA, NMLS #1716710), and Angelica Lyons (Fulton Bank, National Association, NMLS #947115).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Baret Kechian | 9411 | loanDepot.com, LLC | 174457 | Hoboken, NJ | $65.9M | 105 | 56.1% |
| #2 | XU HAN | 1716710 | TD Bank NA | 399800 | Jersey City, NJ | $36.7M | 41 | 91.1% |
| #3 | Angelica Lyons | 947115 | Fulton Bank, National Association | 485401 | Mount Laurel, NJ | $35.5M | 22 | 81.5% |
| #4 | Christopher Keelin | 63764 | CrossCountry Mortgage, LLC | 3029 | Denville, NJ | $29.4M | 62 | 48.8% |
| #5 | Grace Hao | 102905 | TD Bank NA | 399800 | Winter Garden, FL | $26.4M | 25 | 78.1% |
| #6 | Jonathan Lamkin | 143207 | Guaranteed Rate, Inc. | 2611 | Millburn, NJ | $23.5M | 32 | 43.8% |
| #7 | Brian Woltman | 587190 | Embrace Home Loans, Inc. | 2184 | Basking Ridge, NJ | $22.8M | 33 | 66.0% |
| #8 | Shimon Globman | 29708 | Guaranteed Rate, Inc. | 2611 | Passaic, NJ | $21.2M | 39 | 83.0% |
| #9 | Michael Carvajal | 214865 | Informed Mortgage LLC | 2523172 | Manahawkin, NJ | $19.7M | 36 | 63.2% |
| #10 | Justin Bonura | 73184 | CrossCountry Mortgage, LLC | 3029 | Denville, NJ | $18.9M | 25 | 33.8% |
| #11 | Chanania Manies | 1607912 | Guaranteed Rate, Inc. | 2611 | Lakewood, NJ | $16.2M | 31 | 83.8% |
| #12 | Vick Bedi | 256379 | American Preferred Mortgage Corp. | 2230580 | Parsippany, NJ | $15.1M | 27 | 60.0% |
| #13 | Daniel Lemeshev | 1666662 | CrossCountry Mortgage, LLC | 3029 | Hoboken, NJ | $14.6M | 25 | 52.1% |
| #14 | Viral Mistry | 223886 | Kwik Mortgage Corporation | 138075 | Parsippany, NJ | $14.6M | 24 | 66.7% |
| #15 | Charles Hawthorne | 1173731 | Garden State Mortgage Corp. | 1707560 | Saddle Brook, NJ | $14.4M | 28 | 50.9% |
| #16 | Rajiv Bedi | 285881 | American Preferred Mortgage Corp. | 2230580 | Parsippany, NJ | $14.4M | 28 | 70.0% |
| #17 | Matthew Keane | 12966 | Guaranteed Rate, Inc. | 2611 | Madison, NJ | $14.3M | 14 | 35.0% |
| #18 | PANKAJ MANCHANDA | 1223173 | Manufacturers and Traders Trust Company | 381076 | Paramus, NJ | $13.6M | 14 | 56.0% |
| #19 | Dillon White | 1683181 | loanDepot.com, LLC | 174457 | Hoboken, NJ | $13.4M | 20 | 36.4% |
| #20 | Norman Tomasello | 249995 | SOFI BANK, NATIONAL ASSOCIATION | 696891 | Cottonwood Heights, UT | $12.9M | 12 | 63.2% |
| #21 | John Fornino | 145243 | Trinity Lending Company LLC | 2762052 | Wayne, NJ | $12.4M | 22 | 47.8% |
| #22 | Alessandra Davis | 172843 | CrossCountry Mortgage, LLC | 3029 | Aventura, FL | $12.3M | 34 | 79.1% |
| #23 | Brian LaRue | 179393 | Red Oak Mortgage Inc | 5415 | Freehold, NJ | $12.1M | 23 | 69.7% |
| #24 | Anthony Villanova | 107112 | VILLA NOVA FINANCING GROUP, LLC | 106716 | Warren, NJ | $11.9M | 15 | 48.4% |
| #25 | Julie Swartz | 29751 | Skyrock Mortgage Corp | 2106417 | Rutherford, NJ | $11.8M | 20 | 66.7% |
| #26 | Dean Paone | 39919 | Fulton Bank, National Association | 485401 | Lakewood, NJ | $11.8M | 9 | 64.3% |
| #27 | Mohamed Illyas | 129448 | CrossCountry Mortgage, LLC | 3029 | Oradell, NJ | $11.3M | 23 | 74.2% |
| #28 | Brian Homowitz | 413782 | CrossCountry Mortgage, LLC | 3029 | Union, NJ | $11.0M | 21 | 44.7% |
| #29 | Victor Cale | 587325 | Fairway Independent Mortgage Corporation | 2289 | West Long Branch, NJ | $10.9M | 22 | 47.8% |
| #30 | Matthew Stenta | 9506 | TD Bank NA | 399800 | Miami, FL | $10.8M | 11 | 64.7% |
| #31 | Nicholas DeBari | 339313 | Garden State Mortgage Corp. | 1707560 | Saddle Brook, NJ | $10.8M | 18 | 75.0% |
| #32 | Michele Perrulli | 831792 | Advisors Mortgage Group, L.L.C. | 33041 | Oceanport, NJ | $10.6M | 16 | 66.7% |
| #33 | Dana Gounaris | 13818 | NFM Lending, LLC | 2893 | Medford Lakes, NJ | $10.2M | 20 | 29.0% |
| #34 | Jacqueline Koven | 252596 | CrossCountry Mortgage, LLC | 3029 | Summit, NJ | $10.2M | 13 | 43.3% |
| #35 | Yael Ishakis | 9879 | FM Home Loans, LLC | 2212 | New City, NY | $10.1M | 11 | 44.0% |
| #36 | john carvalho | 280297 | CrossCountry Mortgage, LLC | 3029 | Union, NJ | $10.0M | 17 | 41.5% |
| #37 | Brian Lee | 262026 | C&B Financial Group, Inc. | 197519 | Englewood Cliffs, NJ | $9.9M | 14 | 50.0% |
| #38 | Russell Rinaldi | 495026 | JFC Funding LLC | 1111851 | Waldwick, NJ | $9.6M | 18 | 56.3% |
| #39 | Ryan Gioia | 28340 | A-M-S Mortgage Services, Inc. | 20843 | Newark, NJ | $9.4M | 13 | 68.4% |
| #40 | RUPAL GANDECHA | 2449153 | RBG Mortgage LLC | 2630626 | Princeton, NJ | $9.4M | 17 | 94.4% |
| #41 | Stephen Domenick | 2134885 | Legacy Mortgage Group Inc | 2533102 | Clifton, NJ | $9.4M | 18 | 75.0% |
| #42 | Michael Puorro | 267438 | Embrace Home Loans, Inc. | 2184 | Basking Ridge, NJ | $9.2M | 17 | 33.3% |
| #43 | Troy Sears | 216683 | CrossCountry Mortgage, LLC | 3029 | Morganville, NJ | $9.2M | 16 | 43.2% |
| #44 | Donald Maita | 1557134 | Luminate Bank | 1281698 | Little Falls, NJ | $9.1M | 10 | 55.6% |
| #45 | Vincent Giordano | 202683 | Garden State Mortgage Corp. | 1707560 | Saddle Brook, NJ | $9.0M | 13 | 36.1% |
| #46 | Lawrence Montani | 7170 | CrossCountry Mortgage, LLC | 3029 | Hazlet, NJ | $9.0M | 18 | 69.2% |
| #47 | Hemalatha Selvarajan | 1576677 | SI Mortgage Company | 68434 | Parsippany, NJ | $9.0M | 18 | 75.0% |
| #48 | Walter Gorman | 138370 | CrossCountry Mortgage, LLC | 3029 | Rutherford, NJ | $9.0M | 18 | 37.5% |
| #49 | Daniella Hurley | 2040606 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Sparta, NJ | $8.9M | 18 | 72.0% |
| #50 | Brian DiVito | 274474 | Guaranteed Rate, Inc. | 2611 | Madison, NJ | $8.8M | 12 | 60.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — New Jersey. Powered by MMI public record mortgage production data, accessed October 9, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-jersey/top-retention-by-volume
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