Retention champions in New Jersey in 2026 so far, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 23, 2026, the top 3 include Baret Kechian (loanDepot.com, LLC, NMLS #9411), Christopher Keelin (CrossCountry Mortgage, LLC, NMLS #63764), and XU HAN (TD Bank NA, NMLS #1716710).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Baret Kechian | 9411 | loanDepot.com, LLC | 174457 | Hoboken, NJ | $63.7M | 100 | 58.5% |
| #2 | Christopher Keelin | 63764 | CrossCountry Mortgage, LLC | 3029 | Denville, NJ | $27.6M | 57 | 51.8% |
| #3 | XU HAN | 1716710 | TD Bank NA | 399800 | Jersey City, NJ | $36.2M | 40 | 90.9% |
| #4 | Shimon Globman | 29708 | Guaranteed Rate, Inc. | 2611 | Passaic, NJ | $19.4M | 36 | 85.7% |
| #5 | Michael Carvajal | 214865 | Informed Mortgage LLC | 2523172 | Manahawkin, NJ | $18.2M | 33 | 60.0% |
| #6 | Alessandra Davis | 172843 | CrossCountry Mortgage, LLC | 3029 | Aventura, FL | $12.1M | 32 | 84.2% |
| #7 | Jonathan Lamkin | 143207 | Guaranteed Rate, Inc. | 2611 | Millburn, NJ | $23.2M | 31 | 45.6% |
| #8 | Chanania Manies | 1607912 | Guaranteed Rate, Inc. | 2611 | Lakewood, NJ | $15.7M | 30 | 83.3% |
| #8 | Brian Woltman | 587190 | Embrace Home Loans, Inc. | 2184 | Basking Ridge, NJ | $21.0M | 30 | 68.2% |
| #10 | Charles Hawthorne | 1173731 | Garden State Mortgage Corp. | 1707560 | Saddle Brook, NJ | $14.4M | 28 | 54.9% |
| #11 | Vick Bedi | 256379 | American Preferred Mortgage Corp. | 2230580 | Parsippany, NJ | $15.1M | 27 | 60.0% |
| #12 | Justin Bonura | 73184 | CrossCountry Mortgage, LLC | 3029 | Denville, NJ | $18.9M | 25 | 39.7% |
| #12 | Rajiv Bedi | 285881 | American Preferred Mortgage Corp. | 2230580 | Parsippany, NJ | $13.2M | 25 | 71.4% |
| #14 | Daniel Lemeshev | 1666662 | CrossCountry Mortgage, LLC | 3029 | Hoboken, NJ | $13.6M | 23 | 51.1% |
| #15 | Grace Hao | 102905 | TD Bank NA | 399800 | Winter Garden, FL | $24.0M | 22 | 75.9% |
| #15 | Brian LaRue | 179393 | Red Oak Mortgage Inc | 5415 | Freehold, NJ | $11.8M | 22 | 75.9% |
| #17 | Stephen Carpitella | 15331 | Informed Mortgage LLC | 2523172 | Manahawkin, NJ | $8.0M | 21 | 75.0% |
| #17 | Viral Mistry | 223886 | Kwik Mortgage Corporation | 138075 | Parsippany, NJ | $12.9M | 21 | 70.0% |
| #19 | Theresa Santiago-Parker | 135602 | CrossCountry Mortgage, LLC | 3029 | Woodbury, NJ | $5.9M | 20 | 55.6% |
| #19 | John Fornino | 145243 | Trinity Lending Company LLC | 2762052 | Wayne, NJ | $11.4M | 20 | 47.6% |
| #19 | Julie Swartz | 29751 | Skyrock Mortgage Corp | 2106417 | Rutherford, NJ | $11.8M | 20 | 71.4% |
| #22 | Megan McDermott | 90194 | CrossCountry Mortgage, LLC | 3029 | Denville, NJ | $7.6M | 19 | 70.4% |
| #22 | Dana Gounaris | 13818 | NFM Lending, LLC | 2893 | Medford Lakes, NJ | $9.8M | 19 | 33.3% |
| #22 | Mohamed Illyas | 129448 | CrossCountry Mortgage, LLC | 3029 | Oradell, NJ | $9.8M | 19 | 76.0% |
| #22 | Brian Homowitz | 413782 | CrossCountry Mortgage, LLC | 3029 | Union, NJ | $10.2M | 19 | 47.5% |
| #22 | Dillon White | 1683181 | loanDepot.com, LLC | 174457 | Hoboken, NJ | $13.0M | 19 | 38.0% |
| #27 | Daniella Hurley | 2040606 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Sparta, NJ | $8.9M | 18 | 75.0% |
| #27 | Ronald Gosewisch | 210533 | NFM Lending, LLC | 2893 | Medford Lakes, NJ | $7.7M | 18 | 40.0% |
| #27 | Victor Cale | 587325 | Fairway Independent Mortgage Corporation | 2289 | West Long Branch, NJ | $10.1M | 18 | 48.6% |
| #27 | Russell Rinaldi | 495026 | JFC Funding LLC | 1111851 | Waldwick, NJ | $9.6M | 18 | 64.3% |
| #27 | Jerry DeMaio | 980518 | CrossCountry Mortgage, LLC | 3029 | Shrewsbury, NJ | $8.6M | 18 | 50.0% |
| #32 | Merlin Bahr | 2033251 | United Teletech Financial Federal Credit Union | 402779 | Tinton Falls, NJ | $1.7M | 17 | 81.0% |
| #32 | Nicholas DeBari | 339313 | Garden State Mortgage Corp. | 1707560 | Saddle Brook, NJ | $9.7M | 17 | 77.3% |
| #32 | Ryan Delia | 102276 | loanDepot.com, LLC | 174457 | Paramus, NJ | $7.1M | 17 | 70.8% |
| #32 | Michael Puorro | 267438 | Embrace Home Loans, Inc. | 2184 | Basking Ridge, NJ | $9.2M | 17 | 36.2% |
| #32 | Stephen Bachman | 403742 | CrossCountry Mortgage, LLC | 3029 | Ventnor City, NJ | $7.1M | 17 | 68.0% |
| #32 | john carvalho | 280297 | CrossCountry Mortgage, LLC | 3029 | Union, NJ | $10.0M | 17 | 45.9% |
| #32 | Stephen Domenick | 2134885 | Legacy Mortgage Group Inc | 2533102 | Clifton, NJ | $9.0M | 17 | 73.9% |
| #39 | MAYER WEISS | 175269 | Ark Mortgage, Inc. | 103915 | Lakewood, NJ | $6.5M | 16 | 69.6% |
| #39 | Lawrence Montani | 7170 | CrossCountry Mortgage, LLC | 3029 | Hazlet, NJ | $8.0M | 16 | 66.7% |
| #39 | Hemalatha Selvarajan | 1576677 | SI Mortgage Company | 68434 | Parsippany, NJ | $8.3M | 16 | 76.2% |
| #39 | Angelica Lyons | 947115 | Fulton Bank, National Association | 485401 | Mount Laurel, NJ | $22.9M | 16 | 84.2% |
| #43 | RUPAL GANDECHA | 2449153 | RBG Mortgage LLC | 2630626 | Princeton, NJ | $8.3M | 15 | 93.8% |
| #43 | Robie Kipnis | 408624 | loanDepot.com, LLC | 174457 | Shrewsbury, NJ | $5.5M | 15 | 78.9% |
| #45 | David Taormina | 215662 | Guaranteed Rate, Inc. | 2611 | Pompton Plains, NJ | $8.3M | 14 | 93.3% |
| #45 | Todd Harrington | 869718 | Brightwire Loans LLC | 1074453 | River Edge, NJ | $6.3M | 14 | 70.0% |
| #45 | Daniel Nasert | 1333977 | Ark-La-Tex Financial Services, LLC | 2143 | Freehold, NJ | $5.4M | 14 | 58.3% |
| #45 | Alfonso Esposito | 106827 | Guaranteed Rate Affinity, LLC | 1598647 | Clinton, NJ | $7.3M | 14 | 35.0% |
| #45 | Jason Geary | 589283 | Guaranteed Rate Affinity, LLC | 1598647 | Mendham, NJ | $8.0M | 14 | 66.7% |
| #45 | Danielle Farber | 1565925 | Affordable Mortgage Advisors, LLC | 139164 | Northfield, NJ | $4.7M | 14 | 29.2% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — New Jersey. Powered by MMI public record mortgage production data, accessed August 23, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-jersey/top-retention-by-units
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