Retention champions in New Jersey in 2026 so far, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 7, 2026, the top 3 include Baret Kechian (loanDepot.com, LLC, NMLS #9411), Christopher Keelin (CrossCountry Mortgage, LLC, NMLS #63764), and XU HAN (TD Bank NA, NMLS #1716710).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Baret Kechian | 9411 | loanDepot.com, LLC | 174457 | Hoboken, NJ | $59.4M | 93 | 61.6% |
| #2 | Christopher Keelin | 63764 | CrossCountry Mortgage, LLC | 3029 | Denville, NJ | $25.4M | 52 | 54.2% |
| #3 | XU HAN | 1716710 | TD Bank NA | 399800 | Jersey City, NJ | $35.3M | 39 | 92.9% |
| #4 | Jonathan Lamkin | 143207 | Guaranteed Rate, Inc. | 2611 | Millburn, NJ | $23.2M | 31 | 50.8% |
| #5 | Chanania Manies | 1607912 | Guaranteed Rate, Inc. | 2611 | Lakewood, NJ | $15.7M | 30 | 83.3% |
| #5 | Shimon Globman | 29708 | Guaranteed Rate, Inc. | 2611 | Passaic, NJ | $16.3M | 30 | 85.7% |
| #7 | Alessandra Davis | 172843 | CrossCountry Mortgage, LLC | 3029 | Aventura, FL | $10.7M | 28 | 87.5% |
| #8 | Vick Bedi | 256379 | American Preferred Mortgage Corp. | 2230580 | Parsippany, NJ | $15.1M | 27 | 65.9% |
| #8 | Michael Carvajal | 214865 | Informed Mortgage LLC | 2523172 | Manahawkin, NJ | $16.2M | 27 | 64.3% |
| #8 | Charles Hawthorne | 1173731 | Garden State Mortgage Corp. | 1707560 | Saddle Brook, NJ | $13.9M | 27 | 56.3% |
| #8 | Brian Woltman | 587190 | Embrace Home Loans, Inc. | 2184 | Basking Ridge, NJ | $18.9M | 27 | 65.9% |
| #12 | Justin Bonura | 73184 | CrossCountry Mortgage, LLC | 3029 | Denville, NJ | $16.0M | 24 | 42.9% |
| #13 | Grace Hao | 102905 | TD Bank NA | 399800 | Winter Garden, FL | $24.0M | 22 | 78.6% |
| #13 | Rajiv Bedi | 285881 | American Preferred Mortgage Corp. | 2230580 | Parsippany, NJ | $11.6M | 22 | 68.8% |
| #13 | Daniel Lemeshev | 1666662 | CrossCountry Mortgage, LLC | 3029 | Hoboken, NJ | $13.3M | 22 | 50.0% |
| #13 | Brian LaRue | 179393 | Red Oak Mortgage Inc | 5415 | Freehold, NJ | $11.8M | 22 | 81.5% |
| #17 | Stephen Carpitella | 15331 | Informed Mortgage LLC | 2523172 | Manahawkin, NJ | $7.6M | 20 | 87.0% |
| #18 | Theresa Santiago-Parker | 135602 | CrossCountry Mortgage, LLC | 3029 | Woodbury, NJ | $5.8M | 19 | 63.3% |
| #18 | Viral Mistry | 223886 | Kwik Mortgage Corporation | 138075 | Parsippany, NJ | $11.6M | 19 | 70.4% |
| #20 | Dillon White | 1683181 | loanDepot.com, LLC | 174457 | Hoboken, NJ | $12.3M | 18 | 39.1% |
| #20 | Dana Gounaris | 13818 | NFM Lending, LLC | 2893 | Medford Lakes, NJ | $9.3M | 18 | 35.3% |
| #22 | Mohamed Illyas | 129448 | CrossCountry Mortgage, LLC | 3029 | Oradell, NJ | $9.5M | 17 | 77.3% |
| #22 | Ryan Delia | 102276 | loanDepot.com, LLC | 174457 | Paramus, NJ | $7.1M | 17 | 73.9% |
| #22 | Nicholas DeBari | 339313 | Garden State Mortgage Corp. | 1707560 | Saddle Brook, NJ | $9.7M | 17 | 77.3% |
| #22 | Daniella Hurley | 2040606 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Sparta, NJ | $8.7M | 17 | 81.0% |
| #22 | Russell Rinaldi | 495026 | JFC Funding LLC | 1111851 | Waldwick, NJ | $9.3M | 17 | 73.9% |
| #22 | Jerry DeMaio | 980518 | CrossCountry Mortgage, LLC | 3029 | Shrewsbury, NJ | $8.2M | 17 | 54.8% |
| #22 | Julie Swartz | 29751 | Skyrock Mortgage Corp | 2106417 | Rutherford, NJ | $10.4M | 17 | 68.0% |
| #29 | Brian Homowitz | 413782 | CrossCountry Mortgage, LLC | 3029 | Union, NJ | $8.7M | 16 | 47.1% |
| #29 | John Fornino | 145243 | Trinity Lending Company LLC | 2762052 | Wayne, NJ | $9.3M | 16 | 44.4% |
| #29 | Ronald Gosewisch | 210533 | NFM Lending, LLC | 2893 | Medford Lakes, NJ | $7.0M | 16 | 40.0% |
| #29 | Michael Puorro | 267438 | Embrace Home Loans, Inc. | 2184 | Basking Ridge, NJ | $8.7M | 16 | 38.1% |
| #33 | Megan McDermott | 90194 | CrossCountry Mortgage, LLC | 3029 | Denville, NJ | $7.3M | 15 | 71.4% |
| #33 | Stephen Domenick | 2134885 | Legacy Mortgage Group Inc | 2533102 | Clifton, NJ | $7.6M | 15 | 78.9% |
| #35 | MAYER WEISS | 175269 | Ark Mortgage, Inc. | 103915 | Lakewood, NJ | $5.4M | 14 | 73.7% |
| #35 | Victor Cale | 587325 | Fairway Independent Mortgage Corporation | 2289 | West Long Branch, NJ | $8.8M | 14 | 53.8% |
| #35 | Angelica Lyons | 947115 | Fulton Bank, National Association | 485401 | Mount Laurel, NJ | $19.7M | 14 | 87.5% |
| #35 | Lawrence Montani | 7170 | CrossCountry Mortgage, LLC | 3029 | Hazlet, NJ | $7.0M | 14 | 73.7% |
| #35 | David Taormina | 215662 | Guaranteed Rate, Inc. | 2611 | Pompton Plains, NJ | $8.3M | 14 | 93.3% |
| #35 | Robie Kipnis | 408624 | loanDepot.com, LLC | 174457 | Shrewsbury, NJ | $5.4M | 14 | 93.3% |
| #41 | Merlin Bahr | 2033251 | United Teletech Financial Federal Credit Union | 402779 | Tinton Falls, NJ | $1.3M | 13 | 86.7% |
| #41 | Daniel Nasert | 1333977 | Ark-La-Tex Financial Services, LLC | 2143 | Freehold, NJ | $5.1M | 13 | 61.9% |
| #41 | Carlos Figueira | 147484 | Keypoint Mortgage, LLC | 298422 | Florham Park, NJ | $6.9M | 13 | 43.3% |
| #41 | Mark Casamassina | 215272 | Luminate Bank | 1281698 | Little Falls, NJ | $6.8M | 13 | 27.1% |
| #41 | Stephen Bachman | 403742 | CrossCountry Mortgage, LLC | 3029 | Ventnor City, NJ | $5.2M | 13 | 81.3% |
| #41 | Danielle Farber | 1565925 | Affordable Mortgage Advisors, LLC | 139164 | Northfield, NJ | $4.0M | 13 | 37.1% |
| #41 | Alfonso Esposito | 106827 | Guaranteed Rate Affinity, LLC | 1598647 | Clinton, NJ | $6.7M | 13 | 39.4% |
| #41 | Matthew Keane | 12966 | Guaranteed Rate, Inc. | 2611 | Madison, NJ | $11.3M | 13 | 40.6% |
| #49 | john carvalho | 280297 | CrossCountry Mortgage, LLC | 3029 | Union, NJ | $7.4M | 12 | 40.0% |
| #49 | Hemalatha Selvarajan | 1576677 | SI Mortgage Company | 68434 | Parsippany, NJ | $6.2M | 12 | 70.6% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — New Jersey. Powered by MMI public record mortgage production data, accessed July 7, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-jersey/top-retention-by-units
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