Retention champions in New Jersey in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Baret Kechian (loanDepot.com, LLC, NMLS #9411), Christopher Keelin (CrossCountry Mortgage, LLC, NMLS #63764), and XU HAN (TD Bank NA, NMLS #1716710).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Baret Kechian | 9411 | loanDepot.com, LLC | 174457 | Hoboken, NJ | $49.0M | 79 | 62.2% |
| #2 | Christopher Keelin | 63764 | CrossCountry Mortgage, LLC | 3029 | Denville, NJ | $24.0M | 48 | 57.1% |
| #3 | XU HAN | 1716710 | TD Bank NA | 399800 | Jersey City, NJ | $33.6M | 36 | 94.7% |
| #4 | Jonathan Lamkin | 143207 | Guaranteed Rate, Inc. | 2611 | Millburn, NJ | $22.5M | 30 | 52.6% |
| #5 | Shimon Globman | 29708 | Guaranteed Rate, Inc. | 2611 | Passaic, NJ | $15.8M | 29 | 87.9% |
| #6 | Chanania Manies | 1607912 | Guaranteed Rate, Inc. | 2611 | Lakewood, NJ | $14.8M | 28 | 87.5% |
| #7 | Alessandra Davis | 172843 | CrossCountry Mortgage, LLC | 3029 | Delray Beach, FL | $10.4M | 25 | 86.2% |
| #7 | Brian Woltman | 587190 | Embrace Home Loans, Inc. | 2184 | Basking Ridge, NJ | $16.3M | 25 | 67.6% |
| #9 | Vick Bedi | 256379 | American Preferred Mortgage Corp. | 2230580 | Parsippany, NJ | $12.9M | 24 | 63.2% |
| #9 | Michael Carvajal | 214865 | Informed Mortgage LLC | 2523172 | Manahawkin, NJ | $15.1M | 24 | 75.0% |
| #11 | Justin Bonura | 73184 | CrossCountry Mortgage, LLC | 3029 | Denville, NJ | $14.1M | 23 | 46.9% |
| #12 | Brian LaRue | 179393 | Red Oak Mortgage Inc | 5415 | Freehold, NJ | $11.8M | 22 | 84.6% |
| #13 | Charles Hawthorne | 1173731 | Garden State Mortgage Corp. | 1707560 | Saddle Brook, NJ | $11.0M | 21 | 58.3% |
| #13 | Rajiv Bedi | 285881 | American Preferred Mortgage Corp. | 2230580 | Parsippany, NJ | $10.8M | 21 | 70.0% |
| #15 | Grace Hao | 102905 | TD Bank NA | 399800 | Winter Garden, FL | $22.5M | 20 | 80.0% |
| #16 | Daniel Lemeshev | 1666662 | CrossCountry Mortgage, LLC | 3029 | Hoboken, NJ | $11.6M | 19 | 50.0% |
| #17 | Viral Mistry | 223886 | Kwik Mortgage Corporation | 138075 | Parsippany, NJ | $10.9M | 18 | 69.2% |
| #18 | Julie Swartz | 29751 | Skyrock Mortgage Corp | 2106417 | Rutherford, NJ | $10.4M | 17 | 68.0% |
| #18 | Dillon White | 1683181 | loanDepot.com, LLC | 174457 | Hoboken, NJ | $11.4M | 17 | 41.5% |
| #20 | Nicholas DeBari | 339313 | Garden State Mortgage Corp. | 1707560 | Saddle Brook, NJ | $9.2M | 16 | 80.0% |
| #20 | Mohamed Illyas | 129448 | CrossCountry Mortgage, LLC | 3029 | Oradell, NJ | $8.9M | 16 | 84.2% |
| #20 | Ryan Delia | 102276 | loanDepot.com, LLC | 174457 | Paramus, NJ | $6.9M | 16 | 72.7% |
| #20 | Stephen Carpitella | 15331 | Informed Mortgage LLC | 2523172 | Manahawkin, NJ | $6.2M | 16 | 88.9% |
| #20 | Michael Puorro | 267438 | Embrace Home Loans, Inc. | 2184 | Basking Ridge, NJ | $8.7M | 16 | 41.0% |
| #25 | Jerry DeMaio | 980518 | CrossCountry Mortgage, LLC | 3029 | Shrewsbury, NJ | $6.5M | 15 | 51.7% |
| #25 | Dana Gounaris | 13818 | NFM Lending, LLC | 2893 | Medford Lakes, NJ | $7.8M | 15 | 39.5% |
| #27 | Daniella Hurley | 2040606 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Sparta, NJ | $7.0M | 14 | 82.4% |
| #27 | Russell Rinaldi | 495026 | JFC Funding LLC | 1111851 | Waldwick, NJ | $7.5M | 14 | 73.7% |
| #27 | John Fornino | 145243 | Trinity Lending Company LLC | 2762052 | Wayne, NJ | $8.3M | 14 | 43.8% |
| #27 | Lawrence Montani | 7170 | CrossCountry Mortgage, LLC | 3029 | Hazlet, NJ | $7.0M | 14 | 77.8% |
| #31 | Brian Homowitz | 413782 | CrossCountry Mortgage, LLC | 3029 | Union, NJ | $7.4M | 13 | 50.0% |
| #31 | Robie Kipnis | 408624 | loanDepot.com, LLC | 174457 | Shrewsbury, NJ | $5.1M | 13 | 100.0% |
| #31 | Megan McDermott | 90194 | CrossCountry Mortgage, LLC | 3029 | Denville, NJ | $6.6M | 13 | 68.4% |
| #31 | Angelica Lyons | 947115 | Fulton Bank, National Association | 485401 | Mount Laurel, NJ | $18.0M | 13 | 92.9% |
| #31 | Ronald Gosewisch | 210533 | NFM Lending, LLC | 2893 | Medford Lakes, NJ | $5.7M | 13 | 43.3% |
| #36 | Christopher Miller | 1787407 | Embrace Home Loans, Inc. | 2184 | Basking Ridge, NJ | $7.9M | 12 | 70.6% |
| #36 | MAYER WEISS | 175269 | Ark Mortgage, Inc. | 103915 | Lakewood, NJ | $4.7M | 12 | 70.6% |
| #36 | Mark Casamassina | 215272 | Luminate Bank | 1281698 | Little Falls, NJ | $6.2M | 12 | 34.3% |
| #36 | Merlin Bahr | 2033251 | United Teletech Financial Federal Credit Union | 402779 | Tinton Falls, NJ | $1.3M | 12 | 85.7% |
| #36 | David Taormina | 215662 | Guaranteed Rate, Inc. | 2611 | Pompton Plains, NJ | $7.4M | 12 | 92.3% |
| #36 | john carvalho | 280297 | CrossCountry Mortgage, LLC | 3029 | Union, NJ | $7.4M | 12 | 46.2% |
| #36 | Carlos Figueira | 147484 | Keypoint Mortgage, LLC | 298422 | Florham Park, NJ | $6.3M | 12 | 46.2% |
| #36 | Jason Geary | 589283 | Guaranteed Rate Affinity, LLC | 1598647 | Mendham, NJ | $6.5M | 12 | 75.0% |
| #36 | Todd Harrington | 869718 | Brightwire Loans LLC | 1074453 | River Edge, NJ | $5.9M | 12 | 85.7% |
| #36 | Matthew Keane | 12966 | Guaranteed Rate, Inc. | 2611 | Madison, NJ | $9.8M | 12 | 40.0% |
| #36 | Stephen Bachman | 403742 | CrossCountry Mortgage, LLC | 3029 | Ventnor City, NJ | $4.9M | 12 | 85.7% |
| #47 | Troy Sears | 216683 | CrossCountry Mortgage, LLC | 3029 | Morganville, NJ | $6.9M | 11 | 50.0% |
| #47 | Brian Lee | 262026 | C&B Financial Group, Inc. | 197519 | Englewood Cliffs, NJ | $8.3M | 11 | 68.8% |
| #47 | Peter Mauro | 408794 | Guaranteed Rate, Inc. | 2611 | Freehold, NJ | $5.3M | 11 | 64.7% |
| #47 | Norman Tomasello | 249995 | Manufacturers and Traders Trust Company | 381076 | Cherry Hill, NJ | $11.7M | 11 | 73.3% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — New Jersey (2026). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-jersey/top-retention-by-units/2026
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