Retention champions in New Jersey in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Baret Kechian (loanDepot.com, LLC, NMLS #9411), Christopher Keelin (CrossCountry Mortgage, LLC, NMLS #63764), and XU HAN (TD Bank NA, NMLS #1716710).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Baret Kechian | 9411 | loanDepot.com, LLC | 174457 | Hoboken, NJ | $63.7M | 100 | 58.5% |
| #2 | Christopher Keelin | 63764 | CrossCountry Mortgage, LLC | 3029 | Denville, NJ | $27.6M | 57 | 51.8% |
| #3 | XU HAN | 1716710 | TD Bank NA | 399800 | Jersey City, NJ | $36.2M | 40 | 90.9% |
| #4 | Shimon Globman | 29708 | Guaranteed Rate, Inc. | 2611 | Passaic, NJ | $19.4M | 36 | 85.7% |
| #5 | Michael Carvajal | 214865 | Informed Mortgage LLC | 2523172 | Manahawkin, NJ | $18.2M | 33 | 60.0% |
| #6 | Alessandra Davis | 172843 | CrossCountry Mortgage, LLC | 3029 | Aventura, FL | $12.1M | 32 | 84.2% |
| #7 | Jonathan Lamkin | 143207 | Guaranteed Rate, Inc. | 2611 | Millburn, NJ | $23.2M | 31 | 45.6% |
| #8 | Brian Woltman | 587190 | Embrace Home Loans, Inc. | 2184 | Basking Ridge, NJ | $21.0M | 30 | 68.2% |
| #8 | Chanania Manies | 1607912 | Guaranteed Rate, Inc. | 2611 | Lakewood, NJ | $15.7M | 30 | 83.3% |
| #10 | Charles Hawthorne | 1173731 | Garden State Mortgage Corp. | 1707560 | Saddle Brook, NJ | $14.4M | 28 | 54.9% |
| #11 | Vick Bedi | 256379 | American Preferred Mortgage Corp. | 2230580 | Parsippany, NJ | $15.1M | 27 | 60.0% |
| #12 | Rajiv Bedi | 285881 | American Preferred Mortgage Corp. | 2230580 | Parsippany, NJ | $13.2M | 25 | 71.4% |
| #12 | Justin Bonura | 73184 | CrossCountry Mortgage, LLC | 3029 | Denville, NJ | $18.9M | 25 | 39.7% |
| #14 | Daniel Lemeshev | 1666662 | CrossCountry Mortgage, LLC | 3029 | Hoboken, NJ | $13.6M | 23 | 51.1% |
| #15 | Grace Hao | 102905 | TD Bank NA | 399800 | Winter Garden, FL | $24.0M | 22 | 75.9% |
| #15 | Brian LaRue | 179393 | Red Oak Mortgage Inc | 5415 | Freehold, NJ | $11.8M | 22 | 75.9% |
| #17 | Viral Mistry | 223886 | Kwik Mortgage Corporation | 138075 | Parsippany, NJ | $12.9M | 21 | 70.0% |
| #17 | Stephen Carpitella | 15331 | Informed Mortgage LLC | 2523172 | Manahawkin, NJ | $8.0M | 21 | 75.0% |
| #19 | Julie Swartz | 29751 | Skyrock Mortgage Corp | 2106417 | Rutherford, NJ | $11.8M | 20 | 71.4% |
| #19 | Theresa Santiago-Parker | 135602 | CrossCountry Mortgage, LLC | 3029 | Woodbury, NJ | $5.9M | 20 | 55.6% |
| #19 | John Fornino | 145243 | Trinity Lending Company LLC | 2762052 | Wayne, NJ | $11.4M | 20 | 47.6% |
| #22 | Megan McDermott | 90194 | CrossCountry Mortgage, LLC | 3029 | Denville, NJ | $7.6M | 19 | 70.4% |
| #22 | Dillon White | 1683181 | loanDepot.com, LLC | 174457 | Hoboken, NJ | $13.0M | 19 | 38.0% |
| #22 | Dana Gounaris | 13818 | NFM Lending, LLC | 2893 | Medford Lakes, NJ | $9.8M | 19 | 33.3% |
| #22 | Mohamed Illyas | 129448 | CrossCountry Mortgage, LLC | 3029 | Oradell, NJ | $9.8M | 19 | 76.0% |
| #22 | Brian Homowitz | 413782 | CrossCountry Mortgage, LLC | 3029 | Union, NJ | $10.2M | 19 | 47.5% |
| #27 | Ronald Gosewisch | 210533 | NFM Lending, LLC | 2893 | Medford Lakes, NJ | $7.7M | 18 | 40.0% |
| #27 | Russell Rinaldi | 495026 | JFC Funding LLC | 1111851 | Waldwick, NJ | $9.6M | 18 | 64.3% |
| #27 | Daniella Hurley | 2040606 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Sparta, NJ | $8.9M | 18 | 75.0% |
| #27 | Jerry DeMaio | 980518 | CrossCountry Mortgage, LLC | 3029 | Shrewsbury, NJ | $8.6M | 18 | 50.0% |
| #27 | Victor Cale | 587325 | Fairway Independent Mortgage Corporation | 2289 | West Long Branch, NJ | $10.1M | 18 | 48.6% |
| #32 | Michael Puorro | 267438 | Embrace Home Loans, Inc. | 2184 | Basking Ridge, NJ | $9.2M | 17 | 36.2% |
| #32 | Stephen Bachman | 403742 | CrossCountry Mortgage, LLC | 3029 | Ventnor City, NJ | $7.1M | 17 | 68.0% |
| #32 | Ryan Delia | 102276 | loanDepot.com, LLC | 174457 | Paramus, NJ | $7.1M | 17 | 70.8% |
| #32 | john carvalho | 280297 | CrossCountry Mortgage, LLC | 3029 | Union, NJ | $10.0M | 17 | 45.9% |
| #32 | Merlin Bahr | 2033251 | United Teletech Financial Federal Credit Union | 402779 | Tinton Falls, NJ | $1.7M | 17 | 81.0% |
| #32 | Nicholas DeBari | 339313 | Garden State Mortgage Corp. | 1707560 | Saddle Brook, NJ | $9.7M | 17 | 77.3% |
| #32 | Stephen Domenick | 2134885 | Legacy Mortgage Group Inc | 2533102 | Clifton, NJ | $9.0M | 17 | 73.9% |
| #39 | Hemalatha Selvarajan | 1576677 | SI Mortgage Company | 68434 | Parsippany, NJ | $8.3M | 16 | 76.2% |
| #39 | Angelica Lyons | 947115 | Fulton Bank, National Association | 485401 | Mount Laurel, NJ | $22.9M | 16 | 84.2% |
| #39 | Lawrence Montani | 7170 | CrossCountry Mortgage, LLC | 3029 | Hazlet, NJ | $8.0M | 16 | 66.7% |
| #39 | MAYER WEISS | 175269 | Ark Mortgage, Inc. | 103915 | Lakewood, NJ | $6.5M | 16 | 69.6% |
| #43 | RUPAL GANDECHA | 2449153 | RBG Mortgage LLC | 2630626 | Princeton, NJ | $8.3M | 15 | 93.8% |
| #43 | Robie Kipnis | 408624 | loanDepot.com, LLC | 174457 | Shrewsbury, NJ | $5.5M | 15 | 78.9% |
| #45 | Jason Geary | 589283 | Guaranteed Rate Affinity, LLC | 1598647 | Mendham, NJ | $8.0M | 14 | 66.7% |
| #45 | Danielle Farber | 1565925 | Affordable Mortgage Advisors, LLC | 139164 | Northfield, NJ | $4.7M | 14 | 29.2% |
| #45 | David Taormina | 215662 | Guaranteed Rate, Inc. | 2611 | Pompton Plains, NJ | $8.3M | 14 | 93.3% |
| #45 | Daniel Nasert | 1333977 | Ark-La-Tex Financial Services, LLC | 2143 | Freehold, NJ | $5.4M | 14 | 58.3% |
| #45 | Troy Sears | 216683 | CrossCountry Mortgage, LLC | 3029 | Morganville, NJ | $8.1M | 14 | 43.8% |
| #45 | Michael Chuyan | 1591801 | Movement Mortgage, LLC | 39179 | Totowa, NJ | $7.6M | 14 | 66.7% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — New Jersey (2026). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-jersey/top-retention-by-units/2026
Powered by ChatMMI