Retention champions in New Jersey in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Baret Kechian (loanDepot.com, LLC, NMLS #9411), Christopher Keelin (CrossCountry Mortgage, LLC, NMLS #63764), and XU HAN (TD Bank NA, NMLS #1716710).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Baret Kechian | 9411 | loanDepot.com, LLC | 174457 | Hoboken, NJ | $61.2M | 94 | 59.9% |
| #2 | Christopher Keelin | 63764 | CrossCountry Mortgage, LLC | 3029 | Denville, NJ | $25.8M | 53 | 54.1% |
| #3 | XU HAN | 1716710 | TD Bank NA | 399800 | Jersey City, NJ | $36.2M | 40 | 93.0% |
| #4 | Shimon Globman | 29708 | Guaranteed Rate, Inc. | 2611 | Passaic, NJ | $17.8M | 33 | 86.8% |
| #5 | Jonathan Lamkin | 143207 | Guaranteed Rate, Inc. | 2611 | Millburn, NJ | $23.2M | 31 | 50.8% |
| #6 | Chanania Manies | 1607912 | Guaranteed Rate, Inc. | 2611 | Lakewood, NJ | $15.7M | 30 | 83.3% |
| #7 | Alessandra Davis | 172843 | CrossCountry Mortgage, LLC | 3029 | Aventura, FL | $11.0M | 29 | 85.3% |
| #8 | Michael Carvajal | 214865 | Informed Mortgage LLC | 2523172 | Manahawkin, NJ | $16.7M | 28 | 60.9% |
| #9 | Vick Bedi | 256379 | American Preferred Mortgage Corp. | 2230580 | Parsippany, NJ | $15.1M | 27 | 62.8% |
| #9 | Charles Hawthorne | 1173731 | Garden State Mortgage Corp. | 1707560 | Saddle Brook, NJ | $13.9M | 27 | 55.1% |
| #9 | Brian Woltman | 587190 | Embrace Home Loans, Inc. | 2184 | Basking Ridge, NJ | $18.9M | 27 | 64.3% |
| #12 | Justin Bonura | 73184 | CrossCountry Mortgage, LLC | 3029 | Denville, NJ | $16.0M | 24 | 42.1% |
| #13 | Daniel Lemeshev | 1666662 | CrossCountry Mortgage, LLC | 3029 | Hoboken, NJ | $13.6M | 23 | 51.1% |
| #14 | Rajiv Bedi | 285881 | American Preferred Mortgage Corp. | 2230580 | Parsippany, NJ | $11.6M | 22 | 68.8% |
| #14 | Brian LaRue | 179393 | Red Oak Mortgage Inc | 5415 | Freehold, NJ | $11.8M | 22 | 81.5% |
| #14 | Grace Hao | 102905 | TD Bank NA | 399800 | Winter Garden, FL | $24.0M | 22 | 78.6% |
| #17 | Stephen Carpitella | 15331 | Informed Mortgage LLC | 2523172 | Manahawkin, NJ | $7.6M | 20 | 87.0% |
| #18 | Dana Gounaris | 13818 | NFM Lending, LLC | 2893 | Medford Lakes, NJ | $9.8M | 19 | 35.2% |
| #18 | Theresa Santiago-Parker | 135602 | CrossCountry Mortgage, LLC | 3029 | Woodbury, NJ | $5.8M | 19 | 61.3% |
| #18 | Viral Mistry | 223886 | Kwik Mortgage Corporation | 138075 | Parsippany, NJ | $11.6M | 19 | 70.4% |
| #18 | Dillon White | 1683181 | loanDepot.com, LLC | 174457 | Hoboken, NJ | $13.0M | 19 | 39.6% |
| #22 | Ronald Gosewisch | 210533 | NFM Lending, LLC | 2893 | Medford Lakes, NJ | $7.7M | 18 | 41.9% |
| #22 | Megan McDermott | 90194 | CrossCountry Mortgage, LLC | 3029 | Denville, NJ | $7.5M | 18 | 75.0% |
| #22 | Russell Rinaldi | 495026 | JFC Funding LLC | 1111851 | Waldwick, NJ | $9.6M | 18 | 69.2% |
| #25 | Mohamed Illyas | 129448 | CrossCountry Mortgage, LLC | 3029 | Oradell, NJ | $9.5M | 17 | 77.3% |
| #25 | Jerry DeMaio | 980518 | CrossCountry Mortgage, LLC | 3029 | Shrewsbury, NJ | $8.2M | 17 | 54.8% |
| #25 | Ryan Delia | 102276 | loanDepot.com, LLC | 174457 | Paramus, NJ | $7.1M | 17 | 73.9% |
| #25 | Julie Swartz | 29751 | Skyrock Mortgage Corp | 2106417 | Rutherford, NJ | $10.4M | 17 | 68.0% |
| #25 | Daniella Hurley | 2040606 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Sparta, NJ | $8.7M | 17 | 81.0% |
| #25 | Nicholas DeBari | 339313 | Garden State Mortgage Corp. | 1707560 | Saddle Brook, NJ | $9.7M | 17 | 77.3% |
| #31 | Michael Puorro | 267438 | Embrace Home Loans, Inc. | 2184 | Basking Ridge, NJ | $8.7M | 16 | 37.2% |
| #31 | Brian Homowitz | 413782 | CrossCountry Mortgage, LLC | 3029 | Union, NJ | $8.7M | 16 | 47.1% |
| #31 | Stephen Domenick | 2134885 | Legacy Mortgage Group Inc | 2533102 | Clifton, NJ | $8.5M | 16 | 80.0% |
| #31 | John Fornino | 145243 | Trinity Lending Company LLC | 2762052 | Wayne, NJ | $9.3M | 16 | 43.2% |
| #35 | MAYER WEISS | 175269 | Ark Mortgage, Inc. | 103915 | Lakewood, NJ | $5.8M | 15 | 75.0% |
| #35 | john carvalho | 280297 | CrossCountry Mortgage, LLC | 3029 | Union, NJ | $8.8M | 15 | 45.5% |
| #37 | Angelica Lyons | 947115 | Fulton Bank, National Association | 485401 | Mount Laurel, NJ | $19.7M | 14 | 87.5% |
| #37 | Robie Kipnis | 408624 | loanDepot.com, LLC | 174457 | Shrewsbury, NJ | $5.4M | 14 | 87.5% |
| #37 | Lawrence Montani | 7170 | CrossCountry Mortgage, LLC | 3029 | Hazlet, NJ | $7.0M | 14 | 70.0% |
| #37 | Victor Cale | 587325 | Fairway Independent Mortgage Corporation | 2289 | West Long Branch, NJ | $8.8M | 14 | 53.8% |
| #37 | David Taormina | 215662 | Guaranteed Rate, Inc. | 2611 | Pompton Plains, NJ | $8.3M | 14 | 93.3% |
| #37 | Daniel Nasert | 1333977 | Ark-La-Tex Financial Services, LLC | 2143 | Freehold, NJ | $5.4M | 14 | 63.6% |
| #43 | Stephen Bachman | 403742 | CrossCountry Mortgage, LLC | 3029 | Ventnor City, NJ | $5.2M | 13 | 72.2% |
| #43 | Matthew Keane | 12966 | Guaranteed Rate, Inc. | 2611 | Madison, NJ | $11.3M | 13 | 37.1% |
| #43 | Merlin Bahr | 2033251 | United Teletech Financial Federal Credit Union | 402779 | Tinton Falls, NJ | $1.3M | 13 | 86.7% |
| #43 | Todd Harrington | 869718 | Brightwire Loans LLC | 1074453 | River Edge, NJ | $5.9M | 13 | 76.5% |
| #43 | Carlos Figueira | 147484 | Keypoint Mortgage, LLC | 298422 | Florham Park, NJ | $6.9M | 13 | 41.9% |
| #43 | Danielle Farber | 1565925 | Affordable Mortgage Advisors, LLC | 139164 | Northfield, NJ | $4.0M | 13 | 35.1% |
| #43 | Alfonso Esposito | 106827 | Guaranteed Rate Affinity, LLC | 1598647 | Clinton, NJ | $6.7M | 13 | 38.2% |
| #43 | Mark Casamassina | 215272 | Luminate Bank | 1281698 | Little Falls, NJ | $6.8M | 13 | 27.1% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — New Jersey (2026). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-jersey/top-retention-by-units/2026
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