Retention champions in Minnesota in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Brady Day (First Class Mortgage V, Inc, NMLS #206008), Casey Van Winkle (First Class Mortgage V, Inc, NMLS #323964), and Allison Larson (Guild Mortgage Company LLC, NMLS #1059283).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Brady Day | 206008 | First Class Mortgage V, Inc | 322842 | Maple Grove, MN | $13.9M | 41 | 78.8% |
| #2 | Casey Van Winkle | 323964 | First Class Mortgage V, Inc | 322842 | Maple Grove, MN | $11.5M | 30 | 65.2% |
| #3 | Allison Larson | 1059283 | Guild Mortgage Company LLC | 3274 | Prior Lake, MN | $14.3M | 29 | 63.0% |
| #4 | MICHAEL NOONE | 372494 | Mortgages By Noone, LLC | 1274274 | Eagan, MN | $12.2M | 27 | 90.0% |
| #5 | Thomas Jussila | 194821 | Guaranteed Rate, Inc. | 2611 | Cape Coral, FL | $9.0M | 23 | 71.9% |
| #6 | Lisa Wells | 460442 | CrossCountry Mortgage, LLC | 3029 | Minnetonka, MN | $8.7M | 22 | 52.4% |
| #7 | Lisa Walker | 340189 | CrossCountry Mortgage, LLC | 3029 | Bloomington, MN | $6.3M | 21 | 70.0% |
| #8 | Jay Dacey | 375033 | Jay Dacey Mortgage Team Inc. | 1812066 | Little Canada, MN | $8.3M | 20 | 80.0% |
| #8 | John Zydowsky | 369349 | Tradition Mortgage LLC | 286998 | Lakeville, MN | $10.1M | 20 | 69.0% |
| #10 | Kevin Yamaya | 400490 | Bell Bank | 419538 | Maple Grove, MN | $7.0M | 18 | 66.7% |
| #11 | NICHOLAS HANSON | 367027 | Tradition Mortgage LLC | 286998 | Edina, MN | $7.1M | 17 | 77.3% |
| #12 | Rachel Robole | 2273539 | Guild Mortgage Company LLC | 3274 | Prior Lake, MN | $6.1M | 16 | 76.2% |
| #13 | Jason Stone | 1018649 | Fairway Independent Mortgage Corporation | 2289 | West St Paul, MN | $4.8M | 15 | 75.0% |
| #13 | Tanya Danielson | 509843 | Sherburne State Bank | 362519 | Becker, MN | $3.5M | 15 | 68.2% |
| #15 | Luke Klitzke | 455645 | CorTrust Mortgage Inc. | 458038 | Hutchinson, MN | $4.4M | 13 | 81.3% |
| #15 | Kelly Ratzloff | 1102316 | Bell Bank | 419538 | Austin, MN | $3.7M | 13 | 100.0% |
| #15 | Wesley Atkinson | 400955 | Bell Bank | 419538 | Blaine, MN | $5.1M | 13 | 92.9% |
| #15 | Ryan Stangl | 24417 | PrimeSource Funding, Inc. | 2174 | Mankato, MN | $4.5M | 13 | 72.2% |
| #15 | Samuel Capistrant | 2029309 | Fairway Independent Mortgage Corporation | 2289 | Eden Prairie, MN | $4.8M | 13 | 86.7% |
| #20 | Andrew Burton | 285599 | Waterstone Mortgage Corporation | 186434 | Woodbury, MN | $4.0M | 11 | 73.3% |
| #20 | Daniel Bundt | 1488865 | Guaranteed Rate, Inc. | 2611 | Shakopee, MN | $4.2M | 11 | 68.8% |
| #20 | Alec Johnson | 273107 | CrossCountry Mortgage, LLC | 3029 | Maple Grove, MN | $3.8M | 11 | 73.3% |
| #23 | Brent Merritt | 340490 | Mortgage Capital of MN Inc | 324257 | Maple Grove, MN | $6.2M | 10 | 76.9% |
| #23 | Brenda Bednar | 286049 | CrossCountry Mortgage, LLC | 3029 | Owatonna, MN | $2.8M | 10 | 83.3% |
| #23 | Benjamin Daniels | 480141 | NEXA Mortgage, LLC | 1660690 | Maple Grove, MN | $4.0M | 10 | 83.3% |
| #23 | Jamin Cousins | 1535665 | Better Mortgage Corporation | 330511 | Minneapolis, MN | $3.4M | 10 | 55.6% |
| #23 | David Lozinski | 300103 | LOL Incorporated | 299829 | Bloomington, MN | $3.1M | 10 | 71.4% |
| #23 | Mandy Eckman | 653693 | Luminate Bank | 1281698 | Minneapolis, MN | $4.2M | 10 | 83.3% |
| #23 | Habib Sadaka | 339526 | CrossCountry Mortgage, LLC | 3029 | Mankato, MN | $3.1M | 10 | 55.6% |
| #23 | Max Cloose | 1443737 | Security Bank USA | 401953 | Bemidji, MN | $1.6M | 10 | 62.5% |
| #31 | Brent Busch | 1626669 | Edge Home Finance, LLC | 891464 | Mankato, MN | $3.3M | 9 | 47.4% |
| #31 | Meghan Laursen | 1374640 | Mayo Employees Federal Credit Union | 483355 | Rochester, MN | $964K | 9 | 56.3% |
| #31 | Leah Pechman | 695794 | BLAZE CREDIT UNION | 469510 | Saint Paul, MN | $1.8M | 9 | 56.3% |
| #31 | Fusheng Liu | 1468867 | US West Financial Corporation | 327874 | Plymouth, MN | $3.3M | 9 | 81.8% |
| #31 | Jamie Mahaffey | 663473 | Affinity Plus Federal Credit Union | 402448 | Bemidji, MN | $1.3M | 9 | 90.0% |
| #31 | Lee Aldrich | 325834 | CrossCountry Mortgage, LLC | 3029 | Monticello, MN | $2.7M | 9 | 47.4% |
| #31 | Mark Merry | 452552 | Granite Bank | 405434 | Champlin, MN | $4.6M | 9 | 64.3% |
| #31 | Tammy Gile | 1014313 | Altra Federal Credit Union | 457287 | lacrosse, WI | $2.7M | 9 | 69.2% |
| #31 | Eric Johnson | 1472365 | US Mortgage Investments of New Prague, Inc. | 375444 | Edina, MN | $3.9M | 9 | 69.2% |
| #31 | Ali Massa | 400275 | Success Mortgage Partners, Inc. | 130562 | River Falls, WI | $3.7M | 9 | 64.3% |
| #31 | Robert Merrill | 400595 | Bell Bank | 419538 | Excelsior, MN | $4.5M | 9 | 64.3% |
| #31 | Matthew Grant | 324106 | Fairway Independent Mortgage Corporation | 2289 | Bloomington, MN | $5.2M | 9 | 60.0% |
| #31 | Jason Marschall | 208786 | PrimeLending, A PlainsCapital Company | 13649 | Bloomington, MN | $3.7M | 9 | 37.5% |
| #31 | Mathew Kremers | 380052 | Envision Capital, Inc. | 327578 | Wayzata, MN | $6.1M | 9 | 50.0% |
| #31 | Janice Merrill | 400103 | North Shore Bank of Commerce | 554165 | Hermantown, MN | $2.7M | 9 | 47.4% |
| #46 | Jason Mikunda | 533113 | Northport Funding LLC | 1868733 | Wayzata, MN | $4.6M | 8 | 57.1% |
| #46 | Jerrid Boutto | 2076677 | Luminate Bank | 1281698 | Blaine, MN | $2.7M | 8 | 80.0% |
| #46 | Karl Farasyn | 1519877 | Luminate Bank | 1281698 | Minneapolis, MN | $3.6M | 8 | 66.7% |
| #46 | Michael Ouverson | 309068 | Luminate Bank | 1281698 | Savage, MN | $2.8M | 8 | 40.0% |
| #46 | Cheldon frank | 213346 | Summit Mortgage Corporation | 1041 | Maple Grove, MN | $3.4M | 8 | 66.7% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Minnesota (2026). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/minnesota/top-retention-by-units/2026
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