Retention champions in Maryland in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Tammy Saul (Federal Hill Mortgage Company, LLC, NMLS #175722), Bryan Lovern (CrossCountry Mortgage, LLC, NMLS #1053013), and Samuel Rosenblatt (DAS Acquisition Company, LLC, NMLS #75844).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Tammy Saul | 175722 | Federal Hill Mortgage Company, LLC | 176351 | Baltimore, MD | $20.9M | 50 | 52.6% |
| #2 | Bryan Lovern | 1053013 | CrossCountry Mortgage, LLC | 3029 | Columbia, MD | $19.7M | 46 | 62.2% |
| #3 | Samuel Rosenblatt | 75844 | DAS Acquisition Company, LLC | 227262 | Saint Michaels, MD | $15.3M | 31 | 38.3% |
| #4 | Michael Fagan | 182530 | Guaranteed Rate Affinity, LLC | 1598647 | Ellicott City, MD | $13.2M | 29 | 43.3% |
| #5 | James Gannon | 181267 | Guaranteed Rate, Inc. | 2611 | Columbia, MD | $13.1M | 28 | 73.7% |
| #6 | Brittany Bobbs | 1578271 | CrossCountry Mortgage, LLC | 3029 | Monkton, MD | $9.8M | 24 | 47.1% |
| #7 | Andrew Wagner | 1638034 | Churchill Mortgage Corporation | 1591 | Baltimore, MD | $9.4M | 23 | 48.9% |
| #8 | Jonathan Ritter | 210106 | Ritter Mortgage Group, Inc. | 1436890 | Westminster, MD | $10.0M | 22 | 73.3% |
| #8 | Ronald Riccitelli | 144907 | CrossCountry Mortgage, LLC | 3029 | Bel Air, MD | $7.5M | 22 | 88.0% |
| #10 | Yan Tang | 1929561 | Optimum Mortgage Company, LLC | 128568 | Carmel, IN | $8.3M | 21 | 84.0% |
| #11 | Amy Wolff | 149401 | Direct Mortgage Loans, LLC | 832799 | Frederick, MD | $7.0M | 20 | 39.2% |
| #12 | Robert Edner | 188984 | Siwell, Inc. | 149169 | Pittsburgh, PA | $8.3M | 18 | 75.0% |
| #12 | Jeffrey Senker | 134844 | Primary Residential Mortgage, Inc. | 3094 | Bel Air, MD | $6.5M | 18 | 69.2% |
| #12 | Ryan Paquin | 187868 | First Home Mortgage Corporation | 71603 | Crofton, MD | $7.9M | 18 | 32.7% |
| #15 | Blake Hyatt | 834709 | Direct Mortgage Loans, LLC | 832799 | Hunt Valley, MD | $6.1M | 16 | 36.4% |
| #15 | Jason Lerner | 448776 | First Home Mortgage Corporation | 71603 | Baltimore, MD | $8.7M | 16 | 39.0% |
| #15 | James Adamson | 455833 | Ameris Bank | 408099 | Eldersburg, MD | $4.8M | 16 | 44.4% |
| #18 | Pamela Vroman | 147606 | Direct Mortgage Loans, LLC | 832799 | Hunt Valley, MD | $5.3M | 15 | 34.9% |
| #18 | Brendan McKay | 554441 | McKay Mortgage Company, LLC | 1590323 | Bethesda, MD | $9.7M | 15 | 71.4% |
| #18 | Robert Bassett | 439840 | CMG Mortgage, Inc. | 1820 | Towson, MD | $7.3M | 15 | 46.9% |
| #18 | Richard Ray | 815858 | Caliver Beach Mortgage, LLC | 1434247 | Owings Mills, MD | $8.3M | 15 | 68.2% |
| #18 | Leonard Gordon | 659221 | Truist Bank | 399803 | Rockville, MD | $12.4M | 15 | 75.0% |
| #18 | Eric Hedeman | 143895 | Chesapeake Mortgage Solutions, Inc | 186148 | Severna Park, MD | $6.3M | 15 | 71.4% |
| #18 | Robert Bateman | 130436 | First Financial of Maryland Federal Credit Union | 400001 | Sparks, MD | $3.6M | 15 | 48.4% |
| #18 | Jordan Dobbs | 1053709 | CrossCountry Mortgage, LLC | 3029 | North Bethesda, MD | $12.3M | 15 | 71.4% |
| #18 | Ayazhussein Rahemanji | 457664 | First Home Mortgage Corporation | 71603 | Baltimore, MD | $6.0M | 15 | 34.1% |
| #27 | Kyndle Quinones | 156081 | NFM Lending, LLC | 2893 | Severna Park, MD | $6.6M | 14 | 35.9% |
| #27 | Christopher Grizzell | 476320 | NFM Lending, LLC | 2893 | Annapolis, MD | $8.0M | 14 | 66.7% |
| #27 | Jason Nader | 313085 | First Home Mortgage Corporation | 71603 | Annapolis, MD | $7.5M | 14 | 36.8% |
| #30 | Malcolm Crane | 357810 | Fairway Independent Mortgage Corporation | 2289 | Towson, MD | $5.4M | 13 | 41.9% |
| #30 | Trent Riggs | 2143938 | NFM Lending, LLC | 2893 | Severna Park, MD | $4.9M | 13 | 48.1% |
| #32 | Paul Concannon | 455283 | WesBanco Bank, Inc. | 399836 | Towson, MD | $7.1M | 12 | 75.0% |
| #32 | James Reed | 247693 | WesBanco Bank, Inc. | 399836 | Waldorf, MD | $4.1M | 12 | 29.3% |
| #32 | William Williams | 206380 | First Washington Mortgage, LLC | 68479 | Washington, DC | $5.6M | 12 | 50.0% |
| #32 | Darren Ferlisi | 139611 | Integrity Home Mortgage Corporation | 208516 | Frederick, MD | $5.1M | 12 | 48.0% |
| #36 | Erin Finke | 536279 | Vellum Mortgage, Inc. | 1657323 | Rockville, MD | $5.1M | 11 | 78.6% |
| #36 | Jonathan Okun | 221383 | Prosperity Home Mortgage, LLC | 75164 | Bethesda, MD | $9.3M | 11 | 47.8% |
| #36 | Scott Rosenthal | 450609 | Luminate Bank | 1281698 | Minneapolis, MN | $4.6M | 11 | 64.7% |
| #36 | Ning Zhang | 476292 | TopOne Mortgage, Inc. | 208532 | Rockville, MD | $5.8M | 11 | 68.8% |
| #36 | Hannah Katz | 2009527 | CrossCountry Mortgage, LLC | 3029 | Annapolis, MD | $5.5M | 11 | 45.8% |
| #36 | Michael Bendebba | 483853 | Fairway Independent Mortgage Corporation | 2289 | Hughesville, MD | $5.7M | 11 | 34.4% |
| #36 | Jamie Lenes | 142987 | SWBC Mortgage Corporation | 9741 | Columbia, MD | $4.5M | 11 | 73.3% |
| #36 | Chad Blevins | 202432 | Blevins Home Mortgage Inc. | 197530 | Darlington, MD | $3.3M | 11 | 61.1% |
| #36 | Ryan Fisher | 1018820 | Secured Funding Corporation | 900701 | Baltimore, MD | $7.6M | 11 | 61.1% |
| #36 | Hal Blatt | 1478327 | Harbor Home Loans, LLC | 1804459 | Hunt Valley, MD | $5.4M | 11 | 47.8% |
| #36 | Kathleen Kerins | 212653 | Kerins Associates Inc. | 211227 | Silver Spring, MD | $6.0M | 11 | 91.7% |
| #47 | Allen Tayman | 205638 | Prosperity Home Mortgage, LLC | 75164 | Columbia, MD | $5.4M | 10 | 27.8% |
| #47 | Thomas Ford | 790486 | Direct Mortgage Loans, LLC | 832799 | Hunt Valley, MD | $3.7M | 10 | 52.6% |
| #47 | Larry McMillan | 223559 | Ameris Bank | 408099 | Eldersburg, MD | $2.2M | 10 | 32.3% |
| #47 | JOSEPH NIOSI | 185812 | CrossCountry Mortgage, LLC | 3029 | Dunkirk, MD | $4.4M | 10 | 45.5% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Maryland (2026). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/maryland/top-retention-by-units/2026
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