Retention champions in West Virginia in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Matthew Fox (FIRST HERITAGE MORTGAGE, LLC, NMLS #151022), Byron Reed (Integrity Home Mortgage Corporation, NMLS #203910), and Kevin Patrick (CrossCountry Mortgage, LLC, NMLS #1036946).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Matthew Fox | 151022 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Hanover, MD | $4.6M | 12 | 85.7% |
| #1 | Byron Reed | 203910 | Integrity Home Mortgage Corporation | 208516 | Martinsburg, WV | $4.0M | 12 | 21.1% |
| #1 | Kevin Patrick | 1036946 | CrossCountry Mortgage, LLC | 3029 | Martinsburg, WV | $3.8M | 12 | 50.0% |
| #4 | Kimberly Barnum | 564183 | Intercoastal Mortgage, LLC | 56323 | Morgantown, WV | $1.9M | 9 | 50.0% |
| #5 | Raymond Logue | 457915 | loanDepot.com, LLC | 174457 | Fairmont, WV | $1.3M | 8 | 33.3% |
| #6 | Michele Kunkle | 563325 | The Huntington National Bank | 402436 | Fairmont, WV | $983K | 7 | 70.0% |
| #7 | Ricky DeGroff | 408825 | loanDepot.com, LLC | 174457 | Hurricane, WV | $1.5M | 6 | 33.3% |
| #7 | Jennifer Wilson | 798613 | CrossCountry Mortgage, LLC | 3029 | Morgantown, WV | $1.6M | 6 | 40.0% |
| #7 | Michelle Fitcher | 774592 | West Virginia Central Federal Credit Union | 746904 | Parkersburg, WV | $643K | 6 | 46.2% |
| #10 | Charles Perkins | 474338 | Movement Mortgage, LLC | 39179 | Huntington, WV | $855K | 5 | 38.5% |
| #10 | Robert Glowacky | 1832125 | Premier Mortgage LLC | 218226 | Morgantown, WV | $1.4M | 5 | 45.5% |
| #12 | John Asseff | 236339 | CrossCountry Mortgage, LLC | 3029 | South Charleston, WV | $603K | 4 | 40.0% |
| #12 | Amanda Schumacher | 893644 | Movement Mortgage, LLC | 39179 | Buckhannon, WV | $1.1M | 4 | 33.3% |
| #12 | Paul Cross | 527634 | FAIRMONT FEDERAL CREDIT UNION | 484694 | Fairmont, WV | $233K | 4 | 33.3% |
| #12 | Quintez McDonald-Gibson | 1037400 | PrimeLending, A PlainsCapital Company | 13649 | Martinsburg, WV | $1.0M | 4 | 12.9% |
| #16 | Joe Starcher | 474333 | Farmers Bank | 680219 | Parsons, TN | $1.1M | 3 | 20.0% |
| #17 | Courtney Cooper | 319757 | Premier Mortgage LLC | 218226 | Morgantown, WV | $97K | 2 | 20.0% |
| #17 | Sandra Kokoska | 563834 | Union Home Mortgage Corp. | 2229 | Morgantown, WV | $523K | 2 | 20.0% |
| #17 | Russell Moore | 1906520 | Lennar Mortgage, LLC | 1058 | Columbia, MD | $606K | 2 | 11.8% |
| #17 | Rachel Lester | 1918317 | Success Mortgage Partners, Inc. | 130562 | Hurricane, WV | $366K | 2 | 20.0% |
| #17 | Marcia Blount | 539117 | WesBanco Bank, Inc. | 399836 | Bridgeport, WV | $710K | 2 | 11.8% |
| #17 | Leonard Wright | 649397 | Atlantic Union Bank | 551889 | Tazewell, VA | $257K | 2 | 11.1% |
| #17 | Jessica Printz | 977570 | Coast2Coast Mortgage, LLC | 376205 | Charles Town, WV | $958K | 2 | 13.3% |
| #24 | Karen Pfeil | 218587 | C&F MORTGAGE CORPORATION | 147312 | Keyser, WV | $178K | 1 | 8.3% |
| #24 | Larry May | 525341 | loanDepot.com, LLC | 174457 | Huntington, WV | $142K | 1 | 8.3% |
| #24 | Cynthia Jones | 1116840 | Burke & Herbert Bank & Trust Company | 195335 | Princeton, WV | $185K | 1 | 7.7% |
| #24 | Wayne Palkovic | 201581 | Embrace Home Loans, Inc. | 2184 | Martinsburg, WV | $267K | 1 | 10.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — West Virginia (2026). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/west-virginia/top-retention-by-units/2026
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