Retention champions in New York in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Kerenza Bockus (Sidney Federal Credit Union, NMLS #2594952), Bruce Salik (Guaranteed Rate, Inc., NMLS #79065), and Melanie Swetz (Manufacturers and Traders Trust Company, NMLS #37756).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Kerenza Bockus | 2594952 | Sidney Federal Credit Union | 609016 | Sidney, NY | $6.6M | 29 | 85.3% |
| #2 | Bruce Salik | 79065 | Guaranteed Rate, Inc. | 2611 | Coral Springs, FL | $4.3M | 18 | 69.2% |
| #3 | Melanie Swetz | 37756 | Manufacturers and Traders Trust Company | 381076 | Cheektowaga, NY | $4.6M | 15 | 93.8% |
| #4 | Steven Gagnon | 404844 | U.S. Bank National Association | 402761 | Greenwich, CT | $10.6M | 12 | 80.0% |
| #5 | LUIS KHOURY | 66890 | CrossCountry Mortgage, LLC | 3029 | Melville, NY | $2.6M | 11 | 61.1% |
| #5 | Evan Hummel | 468224 | Manufacturers and Traders Trust Company | 381076 | Buffalo, NY | $6.8M | 11 | 100.0% |
| #5 | George-Lowen Kowai-Bell | 379251 | CrossCountry Mortgage, LLC | 3029 | Rochester, NY | $2.4M | 11 | 55.0% |
| #8 | Michael Brosius | 1418697 | KeyBank National Association | 399797 | Buffalo, NY | $2.0M | 10 | 83.3% |
| #8 | Ann Furey | 70477 | Manufacturers and Traders Trust Company | 381076 | — | $1.6M | 10 | 62.5% |
| #8 | Matthew Short | 3585 | Nickel City Funding, Inc. | 1586 | West Seneca, NY | $2.9M | 10 | 100.0% |
| #11 | Gary Owens | 532137 | Manufacturers and Traders Trust Company | 381076 | Cheektowaga, NY | $1.9M | 9 | 81.8% |
| #11 | Scott Valins | 182251 | Go Rascal Inc. | 2072896 | Brooklyn, NY | $3.2M | 9 | 90.0% |
| #11 | Jeremy Klenner | 2003204 | Cross State Funding Corp. | 98185 | North Tonawanda, NY | $2.7M | 9 | 64.3% |
| #11 | Julia McGarvey | 2004876 | Sunmark Credit Union | 509402 | Latham, NY | $575K | 9 | 69.2% |
| #11 | Yochanan Mann | 131558 | Ark Mortgage, Inc. | 103915 | Monroe, NY | $1.1M | 9 | 64.3% |
| #16 | Michael Burke | 680412 | CrossCountry Mortgage, LLC | 3029 | Williamsville, NY | $2.0M | 8 | 57.1% |
| #16 | Jesse Meyer | 1299647 | Cross State Funding Corp. | 98185 | North Tonawanda, NY | $2.7M | 8 | 47.1% |
| #16 | Mary Beth Uebrick | 235916 | CHEMUNG CANAL TRUST COMPANY | 800649 | Elmira, NY | $1.1M | 8 | 80.0% |
| #16 | Michelle Young | 54100 | Homestead Funding Corp. | 3232 | Albany, NY | $2.6M | 8 | 72.7% |
| #16 | Courtney Parish | 56395 | Homestead Funding Corp. | 3232 | Catskill, NY | $3.2M | 8 | 61.5% |
| #16 | Annette Kopp | 468281 | Premium Mortgage Corporation | 3254 | Buffalo, NY | $2.4M | 8 | 36.4% |
| #16 | Alice Anderson | 589643 | KeyBank National Association | 399797 | Albany, NY | $825K | 8 | 72.7% |
| #23 | Tarek Jabaji | 1407826 | Cross State Funding Corp. | 98185 | North Tonawanda, NY | $2.0M | 7 | 30.4% |
| #23 | Eric Schachter | 673145 | Luminate Bank | 1281698 | Syosset, NY | $2.4M | 7 | 63.6% |
| #23 | Steven Koerner | 65448 | Green River Capital Corp. | 886337 | Plainview, NY | $5.0M | 7 | 70.0% |
| #23 | David Terezo | 98452 | Meadowbrook Financial Mortgage Bankers Corp. | 177308 | Hicksville, NY | $3.7M | 7 | 58.3% |
| #23 | Dawn Sullivan | 23132 | All Shores Mortgage, LLC | 88075 | Saint James, NY | $5.2M | 7 | 58.3% |
| #23 | Jacqueline Ruotsi | 1112536 | Premium Mortgage Corporation | 3254 | Buffalo, NY | $1.6M | 7 | 53.8% |
| #23 | ROBERT YUSUPOV | 7979 | CrossCountry Mortgage, LLC | 3029 | Delray Beach, FL | $3.2M | 7 | 70.0% |
| #23 | Nicholas Baratto | 1392603 | Broadview Federal Credit Union | 458314 | Albany, NY | $622K | 7 | 63.6% |
| #23 | Baret Kechian | 9411 | loanDepot.com, LLC | 174457 | Hoboken, NJ | $3.0M | 7 | 70.0% |
| #23 | Andrew Feinberg | 1852084 | CrossCountry Mortgage, LLC | 3029 | Rochester, NY | $1.2M | 7 | 58.3% |
| #23 | Peter Costakos | 139540 | CrossCountry Mortgage, LLC | 3029 | Purchase, NY | $4.2M | 7 | 63.6% |
| #23 | Eric Buhler | 193120 | CrossCountry Mortgage, LLC | 3029 | Hauppauge, NY | $1.2M | 7 | 58.3% |
| #35 | Constantine Curtis | 5649 | CMG Mortgage, Inc. | 1820 | Rye Brook, NY | $3.0M | 6 | 60.0% |
| #35 | Toni Zidich | 1205879 | Community Bank, National Association | 446398 | Amsterdam, NY | $425K | 6 | 54.5% |
| #35 | Samuel DiPiano | 57865 | Haus Capital Corporation | 1549644 | Rochester, NY | $1.9M | 6 | 60.0% |
| #35 | Gage Bush | 1120432 | CrossCountry Mortgage, LLC | 3029 | Rochester, NY | $1.5M | 6 | 25.0% |
| #35 | Ernesto Carbajal | 1408753 | loanDepot.com, LLC | 174457 | Scottsdale, AZ | $2.3M | 6 | 42.9% |
| #35 | Zahra Jafri | 17149 | Lynx Mortgage Bank LLC | 5838 | Westbury, NY | $3.0M | 6 | 50.0% |
| #35 | David Rudnick | 61825 | Atlas Home Funding Inc | 1680752 | New City, NY | $2.0M | 6 | 50.0% |
| #42 | Douglas Seder | 55968 | Homestead Funding Corp. | 3232 | Albany, NY | $1.9M | 5 | 31.3% |
| #42 | ELAINE DICKINSON | 65433 | Broadview Federal Credit Union | 458314 | Albany, NY | $1.5M | 5 | 50.0% |
| #42 | Craig Mietz | 1371082 | The Lyons National Bank | 409408 | Auburn, NY | $860K | 5 | 45.5% |
| #42 | Walter Villalta | 15533 | Mid-Island Mortgage Corp. | 1259 | Westbury, NY | $960K | 5 | 45.5% |
| #42 | ERIC JOHNSON | 51343 | Homestead Funding Corp. | 3232 | East Syracuse, NY | $1.6M | 5 | 26.3% |
| #42 | William Damiani | 25694 | L.W. Integrity Funding, LLC | 12021 | Amherst, NY | $1.8M | 5 | 50.0% |
| #42 | joseph manzione | 209898 | UNMB Home Loans Inc. | 7230 | Levittown, NY | $2.8M | 5 | 50.0% |
| #42 | James Vollenhals | 1123066 | loanDepot.com, LLC | 174457 | Irvine, CA | $969K | 5 | 50.0% |
| #42 | Adam Smith | 628234 | Home Town Funding, Inc. | 213408 | Pittsford, NY | $831K | 5 | 41.7% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — New York (2026). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-york/top-retention-by-units/2026
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