Retention champions in New York in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Kerenza Bockus (Sidney Federal Credit Union, NMLS #2594952), Bruce Salik (Guaranteed Rate, Inc., NMLS #79065), and Melanie Swetz (Manufacturers and Traders Trust Company, NMLS #37756).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Kerenza Bockus | 2594952 | Sidney Federal Credit Union | 609016 | Sidney, NY | $6.5M | 28 | 87.5% |
| #2 | Bruce Salik | 79065 | Guaranteed Rate, Inc. | 2611 | Coral Springs, FL | $3.7M | 16 | 72.7% |
| #3 | Melanie Swetz | 37756 | Manufacturers and Traders Trust Company | 381076 | Cheektowaga, NY | $3.1M | 12 | 100.0% |
| #4 | George-Lowen Kowai-Bell | 379251 | CrossCountry Mortgage, LLC | 3029 | Rochester, NY | $2.4M | 11 | 57.9% |
| #5 | Steven Gagnon | 404844 | U.S. Bank National Association | 402761 | Greenwich, CT | $8.7M | 10 | 83.3% |
| #6 | Julia McGarvey | 2004876 | Sunmark Credit Union | 509402 | Latham, NY | $575K | 9 | 69.2% |
| #6 | Michael Brosius | 1418697 | KeyBank National Association | 399797 | Buffalo, NY | $1.8M | 9 | 81.8% |
| #8 | Ann Furey | 70477 | Manufacturers and Traders Trust Company | 381076 | Buffalo, NY | $1.1M | 8 | 61.5% |
| #8 | Yochanan Mann | 131558 | Ark Mortgage, Inc. | 103915 | Monroe, NY | $975K | 8 | 61.5% |
| #8 | Jeremy Klenner | 2003204 | Cross State Funding Corp. | 98185 | North Tonawanda, NY | $2.4M | 8 | 72.7% |
| #11 | Andrew Feinberg | 1852084 | CrossCountry Mortgage, LLC | 3029 | Rochester, NY | $1.2M | 7 | 58.3% |
| #12 | Eric Schachter | 673145 | Luminate Bank | 1281698 | Syosset, NY | $2.4M | 6 | 54.5% |
| #12 | Toni Zidich | 1205879 | Community Bank, National Association | 446398 | Amsterdam, NY | $425K | 6 | 60.0% |
| #12 | David Terezo | 98452 | Meadowbrook Financial Mortgage Bankers Corp. | 177308 | Hicksville, NY | $2.9M | 6 | 60.0% |
| #12 | Gage Bush | 1120432 | CrossCountry Mortgage, LLC | 3029 | Rochester, NY | $1.5M | 6 | 26.1% |
| #16 | Michael Suss | 1139835 | ESL Federal Credit Union | 423578 | Rochester, NY | $298K | 5 | 41.7% |
| #16 | Julie Vella | 65903 | Five Star Bank | 408838 | Rochester, NY | $801K | 5 | 50.0% |
| #16 | ERIC JOHNSON | 51343 | Homestead Funding Corp. | 3232 | East Syracuse, NY | $1.6M | 5 | 35.7% |
| #16 | Colleen Gibson | 528370 | ESL Federal Credit Union | 423578 | Rochester, NY | $314K | 5 | 33.3% |
| #16 | Ernesto Carbajal | 1408753 | loanDepot.com, LLC | 174457 | Scottsdale, AZ | $1.5M | 5 | 50.0% |
| #21 | Douglas Seder | 55968 | Homestead Funding Corp. | 3232 | Albany, NY | $1.1M | 4 | 36.4% |
| #21 | Nicholas Ceccarini | 17240 | Weatherstone Mortgage Corp | 6021 | Holbrook, NY | $2.9M | 4 | 36.4% |
| #21 | Jason Rappaport | 21357 | PRESIDENTIAL BANK, FSB | 421593 | Bethesda, MD | $2.1M | 4 | 40.0% |
| #21 | Tarek Jabaji | 1407826 | Cross State Funding Corp. | 98185 | North Tonawanda, NY | $1.0M | 4 | 33.3% |
| #25 | Annette Kopp | 468281 | Premium Mortgage Corporation | 3254 | Buffalo, NY | $885K | 3 | 27.3% |
| #25 | Timothy Beauvais | 2138420 | Premium Mortgage Corporation | 3254 | East Syracuse, NY | $734K | 3 | 30.0% |
| #25 | Emily Silipini | 34781 | 1st Priority Mortgage, Inc. | 29600 | Henrietta, NY | $960K | 3 | 23.1% |
| #28 | Andrew Aiello | 64814 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Latham, NY | $1.1M | 2 | 18.2% |
| #28 | Eric Suh | 400051 | Metro City Bank | 874399 | Atlanta, GA | $330K | 2 | 11.1% |
| #28 | Kimberly Antenucci | 1145867 | Movement Mortgage, LLC | 39179 | Syracuse, NY | $283K | 2 | 18.2% |
| #31 | Francisco Galvan | 1102925 | Hudson Valley Federal Credit Union | 411348 | Poughkeepsie, NY | $65K | 1 | 8.3% |
| #31 | Jolene Flaherty | 1114666 | Premium Mortgage Corporation | 3254 | Rochester, NY | $10K | 1 | 8.3% |
| #31 | Joel Mahakian | 467974 | Premium Mortgage Corporation | 3254 | Fort Lauderdale, FL | $240K | 1 | 7.1% |
| #31 | Janet Harder | 64678 | Homestead Funding Corp. | 3232 | Delmar, NY | $148K | 1 | 10.0% |
| #31 | Angela Demaris | 403692 | PrimeLending, A PlainsCapital Company | 13649 | Newburgh, NY | $15K | 1 | 9.1% |
| #31 | GABRIELLA MOLYNEUX | 2018173 | SERVU FEDERAL CREDIT UNION | 402490 | Painted Post, NY | $62K | 1 | 8.3% |
| #31 | Stephen Betterton | 404702 | PrimeLending, A PlainsCapital Company | 13649 | Newburgh, NY | $300K | 1 | 7.1% |
| #31 | Frank Virga | 71396 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Hauppauge, NY | $620K | 1 | 10.0% |
| #31 | Christian Babcock | 181227 | loanDepot.com, LLC | 174457 | Tarrytown, NY | $330K | 1 | 6.3% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — New York (2026). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-york/top-retention-by-units/2026
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