Retention champions in New York in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Kerenza Bockus (Sidney Federal Credit Union, NMLS #2594952), Bruce Salik (Guaranteed Rate, Inc., NMLS #79065), and Julia McGarvey (Sunmark Credit Union, NMLS #2004876).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Kerenza Bockus | 2594952 | Sidney Federal Credit Union | 609016 | Sidney, NY | $6.6M | 29 | 85.3% |
| #2 | Bruce Salik | 79065 | Guaranteed Rate, Inc. | 2611 | Coral Springs, FL | $4.3M | 19 | 63.3% |
| #3 | Julia McGarvey | 2004876 | Sunmark Credit Union | 509402 | Latham, NY | $1.1M | 15 | 65.2% |
| #3 | Melanie Swetz | 37756 | Manufacturers and Traders Trust Company | 381076 | Cheektowaga, NY | $4.6M | 15 | 93.8% |
| #5 | LUIS KHOURY | 66890 | CrossCountry Mortgage, LLC | 3029 | Melville, NY | $2.6M | 13 | 65.0% |
| #6 | Steven Gagnon | 404844 | U.S. Bank National Association | 402761 | Greenwich, CT | $10.6M | 12 | 80.0% |
| #6 | Evan Hummel | 468224 | Manufacturers and Traders Trust Company | 381076 | Buffalo, NY | $7.5M | 12 | 100.0% |
| #8 | Michael Brosius | 1418697 | KeyBank National Association | 399797 | Buffalo, NY | $2.2M | 11 | 78.6% |
| #8 | Ann Furey | 70477 | Guaranteed Rate, Inc. | 2611 | Melville, NY | $1.8M | 11 | 64.7% |
| #8 | George-Lowen Kowai-Bell | 379251 | CrossCountry Mortgage, LLC | 3029 | Rochester, NY | $2.4M | 11 | 55.0% |
| #8 | Matthew Short | 3585 | Nickel City Funding, Inc. | 1586 | West Seneca, NY | $3.4M | 11 | 91.7% |
| #12 | Shachna Fine | 28810 | The Everest Equity Company, Inc. | 12484 | Suffern, NY | $4.2M | 10 | 90.9% |
| #12 | Jeremy Klenner | 2003204 | Cross State Funding Corp. | 98185 | North Tonawanda, NY | $3.0M | 10 | 62.5% |
| #12 | Scott Valins | 182251 | Go Rascal Inc. | 2072896 | Brooklyn, NY | $3.2M | 10 | 71.4% |
| #12 | Gary Owens | 532137 | Manufacturers and Traders Trust Company | 381076 | Cheektowaga, NY | $2.3M | 10 | 83.3% |
| #12 | Zev Spitzer | 1320452 | CrossCountry Mortgage, LLC | 3029 | New City, NY | $2.8M | 10 | 76.9% |
| #12 | Jesse Meyer | 1299647 | Cross State Funding Corp. | 98185 | North Tonawanda, NY | $3.6M | 10 | 47.6% |
| #18 | Samuel DiPiano | 57865 | Haus Capital Corporation | 1549644 | Rochester, NY | $2.4M | 9 | 75.0% |
| #18 | John Fanning | 657427 | Ulster Savings Bank | 619306 | Goshen, NY | $778K | 9 | 90.0% |
| #18 | Courtney Parish | 56395 | Homestead Funding Corp. | 3232 | Catskill, NY | $3.4M | 9 | 47.4% |
| #18 | Yochanan Mann | 131558 | Ark Mortgage, Inc. | 103915 | Monroe, NY | $1.1M | 9 | 52.9% |
| #22 | Michelle Young | 54100 | Homestead Funding Corp. | 3232 | Albany, NY | $2.6M | 8 | 61.5% |
| #22 | Alice Anderson | 589643 | KeyBank National Association | 399797 | Albany, NY | $825K | 8 | 72.7% |
| #22 | Michael Burke | 680412 | CrossCountry Mortgage, LLC | 3029 | Williamsville, NY | $2.0M | 8 | 53.3% |
| #22 | Mary Beth Uebrick | 235916 | CHEMUNG CANAL TRUST COMPANY | 800649 | Elmira, NY | $1.1M | 8 | 72.7% |
| #22 | Annette Kopp | 468281 | Premium Mortgage Corporation | 3254 | Buffalo, NY | $2.4M | 8 | 36.4% |
| #22 | James Allison | 513068 | The Lyons National Bank | 409408 | Fairport, NY | $3.4M | 8 | 72.7% |
| #22 | David Terezo | 98452 | Meadowbrook Financial Mortgage Bankers Corp. | 177308 | Hicksville, NY | $3.9M | 8 | 66.7% |
| #22 | Joseph Carrello | 588194 | U.S. Bank National Association | 402761 | Melville, NY | $674K | 8 | 80.0% |
| #22 | David Rudnick | 61825 | Atlas Home Funding Inc | 1680752 | New City, NY | $2.5M | 8 | 47.1% |
| #22 | Peter Costakos | 139540 | CrossCountry Mortgage, LLC | 3029 | Purchase, NY | $4.2M | 8 | 61.5% |
| #32 | Eric Schachter | 673145 | Luminate Bank | 1281698 | Syosset, NY | $2.4M | 7 | 63.6% |
| #32 | Toni Zidich | 1205879 | Community Bank, National Association | 446398 | Amsterdam, NY | $485K | 7 | 50.0% |
| #32 | Baret Kechian | 9411 | loanDepot.com, LLC | 174457 | Hoboken, NJ | $3.0M | 7 | 70.0% |
| #32 | Nicholas Baratto | 1392603 | Broadview Federal Credit Union | 458314 | Albany, NY | $622K | 7 | 53.8% |
| #32 | Kenneth Bicknese | 66758 | JPMorgan Chase Bank, National Association | 399798 | Yorktown Heights, NY | $2.3M | 7 | 70.0% |
| #32 | Constantine Curtis | 5649 | CMG Mortgage, Inc. | 1820 | Rye Brook, NY | $3.2M | 7 | 63.6% |
| #32 | Andrew Feinberg | 1852084 | CrossCountry Mortgage, LLC | 3029 | Rochester, NY | $1.2M | 7 | 58.3% |
| #32 | Tarek Jabaji | 1407826 | Cross State Funding Corp. | 98185 | North Tonawanda, NY | $2.0M | 7 | 28.0% |
| #32 | Jacqueline Ruotsi | 1112536 | Premium Mortgage Corporation | 3254 | Buffalo, NY | $1.6M | 7 | 53.8% |
| #32 | ROBERT YUSUPOV | 7979 | CrossCountry Mortgage, LLC | 3029 | Delray Beach, FL | $3.2M | 7 | 70.0% |
| #32 | Christopher Vassallo | 3581 | Nickel City Funding, Inc. | 1586 | West Seneca, NY | $2.3M | 7 | 53.8% |
| #32 | Ernesto Carbajal | 1408753 | loanDepot.com, LLC | 174457 | Scottsdale, AZ | $2.4M | 7 | 43.8% |
| #32 | Dawn Sullivan | 23132 | All Shores Mortgage, LLC | 88075 | Saint James, NY | $5.2M | 7 | 53.8% |
| #32 | MUSTAFA SAYAR | 119257 | Citizens Bank, National Association | 433960 | Melville, NY | $6.5M | 7 | 46.7% |
| #32 | Steven Koerner | 65448 | Green River Capital Corp. | 886337 | Plainview, NY | $5.0M | 7 | 58.3% |
| #32 | Eric Buhler | 193120 | CrossCountry Mortgage, LLC | 3029 | Hauppauge, NY | $1.2M | 7 | 53.8% |
| #32 | Joseph Arbogast | 144078 | The Lyons National Bank | 409408 | Geneva, NY | $1.2M | 7 | 50.0% |
| #49 | Michael Suss | 1139835 | ESL Federal Credit Union | 423578 | Rochester, NY | $435K | 6 | 33.3% |
| #49 | Gage Bush | 1120432 | CrossCountry Mortgage, LLC | 3029 | Rochester, NY | $1.5M | 6 | 23.1% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — New York (2026). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-york/top-retention-by-units/2026
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