Retention champions in New York in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Kerenza Bockus (Sidney Federal Credit Union, NMLS #2594952), Bruce Salik (Guaranteed Rate, Inc., NMLS #79065), and Matthew Short (Nickel City Funding, Inc., NMLS #3585).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Kerenza Bockus | 2594952 | Sidney Federal Credit Union | 609016 | Sidney, NY | $6.7M | 30 | 85.7% |
| #2 | Bruce Salik | 79065 | Guaranteed Rate, Inc. | 2611 | Coral Springs, FL | $4.4M | 21 | 55.3% |
| #3 | Matthew Short | 3585 | Nickel City Funding, Inc. | 1586 | West Seneca, NY | $4.5M | 15 | 88.2% |
| #3 | Melanie Swetz | 37756 | Manufacturers and Traders Trust Company | 381076 | Cheektowaga, NY | $4.6M | 15 | 93.8% |
| #3 | Julia McGarvey | 2004876 | Sunmark Credit Union | 509402 | Latham, NY | $1.1M | 15 | 51.7% |
| #6 | Ann Furey | 70477 | Guaranteed Rate, Inc. | 2611 | Melville, NY | $2.3M | 14 | 70.0% |
| #6 | LUIS KHOURY | 66890 | CrossCountry Mortgage, LLC | 3029 | Melville, NY | $3.0M | 14 | 63.6% |
| #8 | Michael Brosius | 1418697 | KeyBank National Association | 399797 | Buffalo, NY | $2.6M | 13 | 76.5% |
| #8 | George-Lowen Kowai-Bell | 379251 | CrossCountry Mortgage, LLC | 3029 | Rochester, NY | $2.7M | 13 | 52.0% |
| #8 | Evan Hummel | 468224 | Manufacturers and Traders Trust Company | 381076 | Buffalo, NY | $7.8M | 13 | 92.9% |
| #8 | Zev Spitzer | 1320452 | CrossCountry Mortgage, LLC | 3029 | New City, NY | $3.6M | 13 | 68.4% |
| #12 | Steven Gagnon | 404844 | U.S. Bank National Association | 402761 | Greenwich, CT | $10.6M | 12 | 75.0% |
| #12 | Courtney Parish | 56395 | Homestead Funding Corp. | 3232 | Catskill, NY | $4.2M | 12 | 48.0% |
| #14 | Jeremy Klenner | 2003204 | Cross State Funding Corp. | 98185 | North Tonawanda, NY | $3.2M | 11 | 64.7% |
| #14 | Jesse Meyer | 1299647 | Cross State Funding Corp. | 98185 | North Tonawanda, NY | $3.8M | 11 | 45.8% |
| #16 | Samuel DiPiano | 57865 | Haus Capital Corporation | 1549644 | Rochester, NY | $2.6M | 10 | 58.8% |
| #16 | Shachna Fine | 28810 | The Everest Equity Company, Inc. | 12484 | Suffern, NY | $4.2M | 10 | 90.9% |
| #16 | Yochanan Mann | 131558 | Ark Mortgage, Inc. | 103915 | Monroe, NY | $1.4M | 10 | 55.6% |
| #16 | Alice Anderson | 589643 | KeyBank National Association | 399797 | Albany, NY | $1.0M | 10 | 71.4% |
| #16 | Gary Owens | 532137 | Manufacturers and Traders Trust Company | 381076 | Cheektowaga, NY | $2.3M | 10 | 83.3% |
| #16 | Michael Burke | 680412 | CrossCountry Mortgage, LLC | 3029 | Williamsville, NY | $2.5M | 10 | 47.6% |
| #16 | Scott Valins | 182251 | Go Rascal Inc. | 2072896 | Brooklyn, NY | $3.2M | 10 | 52.6% |
| #16 | John Vlogianitis | 420544 | Citizens Bank, National Association | 433960 | Melville, NY | $5.8M | 10 | 52.6% |
| #24 | David Zilkha | 599027 | TD Bank NA | 399800 | Melville, NY | $3.5M | 9 | 75.0% |
| #24 | James Allison | 513068 | The Lyons National Bank | 409408 | Fairport, NY | $3.5M | 9 | 64.3% |
| #24 | David Rudnick | 61825 | Atlas Home Funding Inc | 1680752 | New City, NY | $2.7M | 9 | 50.0% |
| #24 | Christopher Vassallo | 3581 | Nickel City Funding, Inc. | 1586 | West Seneca, NY | $2.6M | 9 | 45.0% |
| #24 | Craig Mietz | 1371082 | The Lyons National Bank | 409408 | Auburn, NY | $1.5M | 9 | 32.1% |
| #24 | Toni Zidich | 1205879 | Community Bank, National Association | 446398 | Amsterdam, NY | $850K | 9 | 50.0% |
| #30 | Joseph Carrello | 588194 | U.S. Bank National Association | 402761 | Melville, NY | $674K | 8 | 72.7% |
| #30 | Constantine Curtis | 5649 | CMG Mortgage, Inc. | 1820 | Rye Brook, NY | $4.2M | 8 | 61.5% |
| #30 | Michelle Young | 54100 | Homestead Funding Corp. | 3232 | Albany, NY | $2.6M | 8 | 53.3% |
| #30 | Mary Beth Uebrick | 235916 | CHEMUNG CANAL TRUST COMPANY | 800649 | Elmira, NY | $1.1M | 8 | 72.7% |
| #30 | Annette Kopp | 468281 | Premium Mortgage Corporation | 3254 | Buffalo, NY | $2.4M | 8 | 33.3% |
| #30 | David Terezo | 98452 | Meadowbrook Financial Mortgage Bankers Corp. | 177308 | Hicksville, NY | $3.9M | 8 | 53.3% |
| #30 | ROBERT YUSUPOV | 7979 | CrossCountry Mortgage, LLC | 3029 | Delray Beach, FL | $3.9M | 8 | 66.7% |
| #30 | Joseph Arbogast | 144078 | The Lyons National Bank | 409408 | Geneva, NY | $1.3M | 8 | 47.1% |
| #30 | George Roberts | 49004 | JPMorgan Chase Bank, National Association | 399798 | East Meadow, NY | $3.2M | 8 | 57.1% |
| #30 | Andrew Feinberg | 1852084 | CrossCountry Mortgage, LLC | 3029 | Rochester, NY | $1.5M | 8 | 61.5% |
| #40 | Eric Schachter | 673145 | Luminate Bank | 1281698 | Syosset, NY | $2.4M | 7 | 63.6% |
| #40 | Kenneth Bicknese | 66758 | JPMorgan Chase Bank, National Association | 399798 | Yorktown Heights, NY | $2.3M | 7 | 70.0% |
| #40 | MUSTAFA SAYAR | 119257 | Citizens Bank, National Association | 433960 | Melville, NY | $6.5M | 7 | 41.2% |
| #40 | Amanda Bernardini | 1161395 | CrossCountry Mortgage, LLC | 3029 | Williamsville, NY | $2.3M | 7 | 46.7% |
| #40 | Matthew Schermerhorn | 15631 | Home Town Funding, Inc. | 213408 | Pittsford, NY | $2.0M | 7 | 53.8% |
| #40 | Steven Koerner | 65448 | Green River Capital Corp. | 886337 | Plainview, NY | $5.0M | 7 | 46.7% |
| #40 | Laura Seeburger | 1427002 | Oswego County Federal Credit Union | 758591 | Mexico, NY | $742K | 7 | 63.6% |
| #40 | Zahra Jafri | 17149 | Lynx Mortgage Bank LLC | 5838 | Westbury, NY | $3.8M | 7 | 50.0% |
| #40 | Patrick O'Connor | 763689 | KeyBank National Association | 399797 | Clifton Park, NY | $1.7M | 7 | 58.3% |
| #40 | Ernesto Carbajal | 1408753 | loanDepot.com, LLC | 174457 | Scottsdale, AZ | $2.4M | 7 | 41.2% |
| #40 | Baret Kechian | 9411 | loanDepot.com, LLC | 174457 | Hoboken, NJ | $3.0M | 7 | 58.3% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — New York (2026). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-york/top-retention-by-units/2026
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