Retention champions in New York in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include LUIS KHOURY (CrossCountry Mortgage, LLC, NMLS #66890), Ann Furey (Manufacturers and Traders Trust Company, NMLS #70477), and Jarret Coleman (U.S. Bank National Association, NMLS #67530).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | LUIS KHOURY | 66890 | CrossCountry Mortgage, LLC | 3029 | Melville, NY | $4.6M | 20 | 57.1% |
| #1 | Ann Furey | 70477 | Manufacturers and Traders Trust Company | 381076 | — | $3.9M | 20 | 71.4% |
| #3 | Jarret Coleman | 67530 | U.S. Bank National Association | 402761 | Greenwich, CT | $11.0M | 18 | 90.0% |
| #4 | Zev Spitzer | 1320452 | CrossCountry Mortgage, LLC | 3029 | New City, NY | $6.3M | 17 | 81.0% |
| #4 | Gregory Eckert | 4935 | Ulster Savings Bank | 619306 | New Paltz, NY | $1.4M | 17 | 53.1% |
| #6 | Julia McGarvey | 2004876 | Sunmark Credit Union | 509402 | Latham, NY | $1.0M | 16 | 51.6% |
| #7 | Jimmy Fakhouri | 1237698 | loanDepot.com, LLC | 174457 | Southfield, MI | $5.4M | 15 | 57.7% |
| #7 | Stephanie Dickinson | 2140928 | Pittsford Federal Credit Union | 403524 | Pittsford, NY | $1.2M | 15 | 68.2% |
| #9 | David Rudnick | 61825 | Atlas Home Funding Inc | 1680752 | New City, NY | $4.4M | 14 | 73.7% |
| #10 | Michael Burke | 680412 | CrossCountry Mortgage, LLC | 3029 | Williamsville, NY | $3.2M | 13 | 46.4% |
| #11 | Michael Brosius | 1418697 | KeyBank National Association | 399797 | Buffalo, NY | $2.6M | 11 | 57.9% |
| #11 | Adam Smith | 628234 | Home Town Funding, Inc. | 213408 | Pittsford, NY | $2.8M | 11 | 40.7% |
| #13 | Mary Beth Uebrick | 235916 | CHEMUNG CANAL TRUST COMPANY | 800649 | Elmira, NY | $2.8M | 10 | 47.6% |
| #13 | Samuel DiPiano | 57865 | Haus Capital Corporation | 1549644 | Rochester, NY | $3.2M | 10 | 35.7% |
| #13 | GABRIELLA MOLYNEUX | 2018173 | SERVU FEDERAL CREDIT UNION | 402490 | Painted Post, NY | $1.0M | 10 | 47.6% |
| #13 | William MacCuaig | 782990 | Massena Savings and Loan | 776854 | Massena, NY | $1.2M | 10 | 66.7% |
| #13 | Amy Bell | 407606 | Premium Mortgage Corporation | 3254 | Fort Myers, FL | $2.3M | 10 | 23.8% |
| #13 | Steven Gagnon | 404844 | U.S. Bank National Association | 402761 | Greenwich, CT | $8.5M | 10 | 83.3% |
| #13 | Nancy McDowell | 580378 | Community Bank, National Association | 446398 | Plattsburgh, NY | $1.1M | 10 | 31.3% |
| #13 | Joanne Russell | 60138 | The Mortgage Place, Inc. | 872824 | Clifton Park, NY | $3.0M | 10 | 27.0% |
| #13 | Yochanan Mann | 131558 | Ark Mortgage, Inc. | 103915 | Monroe, NY | $3.0M | 10 | 43.5% |
| #13 | Grace Hao | 102905 | TD Bank NA | 399800 | Winter Garden, FL | $8.4M | 10 | 83.3% |
| #13 | Bruce Salik | 79065 | Guaranteed Rate, Inc. | 2611 | Coral Springs, FL | $2.1M | 10 | 35.7% |
| #24 | Amy Schneggenburger | 539350 | Five Star Bank | 408838 | Olean, NY | $861K | 9 | 45.0% |
| #24 | George-Lowen Kowai-Bell | 379251 | CrossCountry Mortgage, LLC | 3029 | Rochester, NY | $3.3M | 9 | 37.5% |
| #24 | Vincenzo Carlisi | 1443779 | CrossCountry Mortgage, LLC | 3029 | Brooklyn, NY | $1.9M | 9 | 75.0% |
| #24 | Maria Gross | 589974 | loanDepot.com, LLC | 174457 | Tarrytown, NY | $2.5M | 9 | 45.0% |
| #24 | Yoel Lax | 1916018 | Ark Mortgage, Inc. | 103915 | Montebello, NY | $4.0M | 9 | 81.8% |
| #24 | joel Teitelbaum | 46472 | Tristate Capital Advisory Group Inc. | 2136425 | Brooklyn, NY | $7.8M | 9 | 69.2% |
| #24 | William Damiani | 25694 | L.W. Integrity Funding, LLC | 12021 | Amherst, NY | $2.4M | 9 | 50.0% |
| #24 | Courtney Parish | 56395 | Homestead Funding Corp. | 3232 | Catskill, NY | $2.4M | 9 | 23.7% |
| #24 | Kei Kullberg | 1740248 | Go Rascal Inc. | 2072896 | Brooklyn, NY | $3.7M | 9 | 56.3% |
| #24 | Michael Suss | 1139835 | ESL Federal Credit Union | 423578 | Rochester, NY | $588K | 9 | 22.5% |
| #24 | Evan Hummel | 468224 | Manufacturers and Traders Trust Company | 381076 | Buffalo, NY | $4.6M | 9 | 56.3% |
| #24 | Richard Heese | 467202 | Ulster Savings Bank | 619306 | Kingston, NY | $488K | 9 | 56.3% |
| #24 | Joel Mahakian | 467974 | Premium Mortgage Corporation | 3254 | Fort Lauderdale, FL | $1.8M | 9 | 33.3% |
| #37 | Man Ka Kwong | 601986 | TD Bank NA | 399800 | Flushing, NY | $5.6M | 8 | 80.0% |
| #37 | Colleen Gibson | 528370 | ESL Federal Credit Union | 423578 | Rochester, NY | $426K | 8 | 26.7% |
| #37 | Stephanie Izzo | 911976 | Community Bank, National Association | 446398 | Latham, NY | $1.4M | 8 | 61.5% |
| #37 | Helen Gordon | 18741 | Walden Savings Bank | 490957 | Montgomery, NY | $1.8M | 8 | 61.5% |
| #37 | Shulem Ekstein | 1250540 | Ark Mortgage, Inc. | 103915 | Montebello, NY | $2.4M | 8 | 57.1% |
| #37 | Maura Crowley | 673155 | Luminate Bank | 1281698 | Syosset, NY | $7.2M | 8 | 53.3% |
| #37 | Andrew Schwert | 1639910 | Premium Mortgage Corporation | 3254 | Rochester, NY | $1.7M | 8 | 28.6% |
| #37 | Aryeh Brody | 147672 | CrossCountry Mortgage, LLC | 3029 | Brooklyn, NY | $3.9M | 8 | 66.7% |
| #37 | Ritu Sethi | 1533854 | Reliance First Capital, LLC | 58775 | Melville, NY | $1.9M | 8 | 80.0% |
| #37 | Elisa Russo-Gable | 151468 | Home Town Funding, Inc. | 213408 | Pittsford, NY | $4.5M | 8 | 80.0% |
| #37 | Toni Zidich | 1205879 | Community Bank, National Association | 446398 | Amsterdam, NY | $982K | 8 | 38.1% |
| #48 | Melanie Swetz | 37756 | Manufacturers and Traders Trust Company | 381076 | Cheektowaga, NY | $2.5M | 7 | 63.6% |
| #48 | Francisco Galvan | 1102925 | Hudson Valley Federal Credit Union | 411348 | Poughkeepsie, NY | $1.1M | 7 | 19.4% |
| #48 | Shauna Grant-Chernoff | 1460014 | AMERICU CREDIT UNION | 412492 | Auburn, NY | $773K | 7 | 50.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — New York (2025). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-york/top-retention-by-units/2025
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