Retention champions in New York in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include LUIS KHOURY (CrossCountry Mortgage, LLC, NMLS #66890), Ann Furey (Guaranteed Rate, Inc., NMLS #70477), and Jarret Coleman (U.S. Bank National Association, NMLS #67530).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | LUIS KHOURY | 66890 | CrossCountry Mortgage, LLC | 3029 | Melville, NY | $4.6M | 20 | 57.1% |
| #1 | Ann Furey | 70477 | Guaranteed Rate, Inc. | 2611 | Melville, NY | $3.9M | 20 | 71.4% |
| #3 | Jarret Coleman | 67530 | U.S. Bank National Association | 402761 | Greenwich, CT | $11.0M | 18 | 90.0% |
| #4 | Gregory Eckert | 4935 | Ulster Savings Bank | 619306 | New Paltz, NY | $1.4M | 17 | 53.1% |
| #4 | Zev Spitzer | 1320452 | CrossCountry Mortgage, LLC | 3029 | New City, NY | $6.3M | 17 | 81.0% |
| #6 | Julia McGarvey | 2004876 | Sunmark Credit Union | 509402 | Latham, NY | $1.0M | 16 | 51.6% |
| #7 | Jimmy Fakhouri | 1237698 | loanDepot.com, LLC | 174457 | Southfield, MI | $5.4M | 15 | 57.7% |
| #7 | Stephanie Dickinson | 2140928 | Pittsford Federal Credit Union | 403524 | Pittsford, NY | $1.2M | 15 | 68.2% |
| #9 | David Rudnick | 61825 | Atlas Home Funding Inc | 1680752 | New City, NY | $4.4M | 14 | 73.7% |
| #10 | Michael Burke | 680412 | CrossCountry Mortgage, LLC | 3029 | Williamsville, NY | $3.2M | 13 | 48.1% |
| #11 | Adam Smith | 628234 | Home Town Funding, Inc. | 213408 | Pittsford, NY | $3.7M | 12 | 42.9% |
| #12 | Michael Brosius | 1418697 | KeyBank National Association | 399797 | Buffalo, NY | $2.6M | 11 | 57.9% |
| #13 | Michael Suss | 1139835 | ESL Federal Credit Union | 423578 | Rochester, NY | $648K | 10 | 25.0% |
| #13 | Yochanan Mann | 131558 | Ark Mortgage, Inc. | 103915 | Monroe, NY | $3.0M | 10 | 43.5% |
| #13 | GABRIELLA MOLYNEUX | 2018173 | SERVU FEDERAL CREDIT UNION | 402490 | Painted Post, NY | $1.0M | 10 | 47.6% |
| #13 | Steven Gagnon | 404844 | U.S. Bank National Association | 402761 | Greenwich, CT | $8.5M | 10 | 83.3% |
| #13 | Samuel DiPiano | 57865 | Haus Capital Corporation | 1549644 | Rochester, NY | $3.2M | 10 | 35.7% |
| #13 | Joanne Russell | 60138 | The Mortgage Place, Inc. | 872824 | Clifton Park, NY | $3.0M | 10 | 27.0% |
| #13 | Amy Bell | 407606 | Premium Mortgage Corporation | 3254 | Fort Myers, FL | $2.3M | 10 | 23.8% |
| #13 | Bruce Salik | 79065 | Guaranteed Rate, Inc. | 2611 | Coral Springs, FL | $2.1M | 10 | 35.7% |
| #13 | William MacCuaig | 782990 | Massena Savings and Loan | 776854 | Massena, NY | $1.2M | 10 | 66.7% |
| #13 | Mary Beth Uebrick | 235916 | CHEMUNG CANAL TRUST COMPANY | 800649 | Elmira, NY | $2.8M | 10 | 47.6% |
| #13 | Grace Hao | 102905 | TD Bank NA | 399800 | Winter Garden, FL | $8.4M | 10 | 83.3% |
| #13 | Nancy McDowell | 580378 | Community Bank, National Association | 446398 | Plattsburgh, NY | $1.1M | 10 | 31.3% |
| #25 | Vincenzo Carlisi | 1443779 | CrossCountry Mortgage, LLC | 3029 | Brooklyn, NY | $1.9M | 9 | 75.0% |
| #25 | Kei Kullberg | 1740248 | Go Rascal Inc. | 2072896 | Brooklyn, NY | $3.7M | 9 | 56.3% |
| #25 | joel Teitelbaum | 46472 | Tristate Capital Advisory Group Inc. | 2136425 | Brooklyn, NY | $7.8M | 9 | 69.2% |
| #25 | Maria Gross | 589974 | loanDepot.com, LLC | 174457 | Tarrytown, NY | $2.5M | 9 | 45.0% |
| #25 | George-Lowen Kowai-Bell | 379251 | CrossCountry Mortgage, LLC | 3029 | Rochester, NY | $3.3M | 9 | 36.0% |
| #25 | Joel Mahakian | 467974 | Premium Mortgage Corporation | 3254 | Fort Lauderdale, FL | $1.8M | 9 | 33.3% |
| #25 | Courtney Parish | 56395 | Homestead Funding Corp. | 3232 | Catskill, NY | $2.4M | 9 | 23.7% |
| #25 | Amy Schneggenburger | 539350 | Five Star Bank | 408838 | Olean, NY | $861K | 9 | 45.0% |
| #25 | William Damiani | 25694 | L.W. Integrity Funding, LLC | 12021 | Amherst, NY | $2.4M | 9 | 50.0% |
| #25 | Yoel Lax | 1916018 | Ark Mortgage, Inc. | 103915 | Montebello, NY | $4.0M | 9 | 81.8% |
| #25 | Richard Heese | 467202 | Ulster Savings Bank | 619306 | Kingston, NY | $488K | 9 | 56.3% |
| #25 | Evan Hummel | 468224 | Manufacturers and Traders Trust Company | 381076 | Buffalo, NY | $4.6M | 9 | 60.0% |
| #37 | Stephanie Izzo | 911976 | Community Bank, National Association | 446398 | Latham, NY | $1.4M | 8 | 61.5% |
| #37 | Maura Crowley | 673155 | Luminate Bank | 1281698 | Syosset, NY | $7.2M | 8 | 53.3% |
| #37 | Elisa Russo-Gable | 151468 | Home Town Funding, Inc. | 213408 | Pittsford, NY | $4.5M | 8 | 80.0% |
| #37 | Shulem Ekstein | 1250540 | Ark Mortgage, Inc. | 103915 | Montebello, NY | $2.4M | 8 | 57.1% |
| #37 | Colleen Gibson | 528370 | ESL Federal Credit Union | 423578 | Rochester, NY | $426K | 8 | 25.8% |
| #37 | Andrew Schwert | 1639910 | Premium Mortgage Corporation | 3254 | Rochester, NY | $1.7M | 8 | 28.6% |
| #37 | Aryeh Brody | 147672 | CrossCountry Mortgage, LLC | 3029 | Brooklyn, NY | $3.9M | 8 | 66.7% |
| #37 | Toni Zidich | 1205879 | Community Bank, National Association | 446398 | Amsterdam, NY | $982K | 8 | 38.1% |
| #37 | Helen Gordon | 18741 | Walden Savings Bank | 490957 | Montgomery, NY | $1.8M | 8 | 61.5% |
| #37 | Man Ka Kwong | 601986 | TD Bank NA | 399800 | Flushing, NY | $5.6M | 8 | 80.0% |
| #47 | Cristina Placentino | 1525494 | Hudson Valley Federal Credit Union | 411348 | Poughkeepsie, NY | $1.1M | 7 | 20.0% |
| #47 | Todd George | 407619 | Manufacturers and Traders Trust Company | 381076 | Buffalo, NY | $1.2M | 7 | 70.0% |
| #47 | Ross Bowman | 407608 | 1st Priority Mortgage, Inc. | 29600 | Williamsville, NY | $1.8M | 7 | 50.0% |
| #47 | Michelle Young | 54100 | Homestead Funding Corp. | 3232 | Albany, NY | $1.9M | 7 | 26.9% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — New York (2025). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-york/top-retention-by-units/2025
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