Retention champions in New York in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Ann Furey (Guaranteed Rate, Inc., NMLS #70477), LUIS KHOURY (CrossCountry Mortgage, LLC, NMLS #66890), and Jarret Coleman (U.S. Bank National Association, NMLS #67530).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Ann Furey | 70477 | Guaranteed Rate, Inc. | 2611 | Melville, NY | $3.9M | 20 | 71.4% |
| #1 | LUIS KHOURY | 66890 | CrossCountry Mortgage, LLC | 3029 | Melville, NY | $4.6M | 20 | 57.1% |
| #3 | Jarret Coleman | 67530 | U.S. Bank National Association | 402761 | Greenwich, CT | $11.0M | 18 | 90.0% |
| #4 | Zev Spitzer | 1320452 | CrossCountry Mortgage, LLC | 3029 | New City, NY | $6.3M | 17 | 81.0% |
| #4 | Gregory Eckert | 4935 | Ulster Savings Bank | 619306 | New Paltz, NY | $1.4M | 17 | 53.1% |
| #6 | Julia McGarvey | 2004876 | Sunmark Credit Union | 509402 | Latham, NY | $1.0M | 16 | 51.6% |
| #7 | Stephanie Dickinson | 2140928 | Pittsford Federal Credit Union | 403524 | Pittsford, NY | $1.2M | 15 | 68.2% |
| #7 | Jimmy Fakhouri | 1237698 | loanDepot.com, LLC | 174457 | Southfield, MI | $5.4M | 15 | 57.7% |
| #9 | David Rudnick | 61825 | Atlas Home Funding Inc | 1680752 | New City, NY | $4.4M | 14 | 73.7% |
| #10 | Michael Burke | 680412 | CrossCountry Mortgage, LLC | 3029 | Williamsville, NY | $3.2M | 13 | 48.1% |
| #11 | Michael Brosius | 1418697 | KeyBank National Association | 399797 | Buffalo, NY | $2.6M | 11 | 57.9% |
| #12 | Michael Suss | 1139835 | ESL Federal Credit Union | 423578 | Rochester, NY | $648K | 10 | 25.0% |
| #12 | Nancy McDowell | 580378 | Community Bank, National Association | 446398 | Plattsburgh, NY | $1.1M | 10 | 31.3% |
| #12 | Mary Beth Uebrick | 235916 | CHEMUNG CANAL TRUST COMPANY | 800649 | Elmira, NY | $2.8M | 10 | 47.6% |
| #12 | Adam Smith | 628234 | Home Town Funding, Inc. | 213408 | Pittsford, NY | $2.6M | 10 | 38.5% |
| #12 | Yochanan Mann | 131558 | Ark Mortgage, Inc. | 103915 | Monroe, NY | $3.0M | 10 | 43.5% |
| #12 | Joanne Russell | 60138 | The Mortgage Place, Inc. | 872824 | Clifton Park, NY | $3.0M | 10 | 27.0% |
| #12 | Steven Gagnon | 404844 | U.S. Bank National Association | 402761 | Greenwich, CT | $8.5M | 10 | 83.3% |
| #12 | Amy Bell | 407606 | Premium Mortgage Corporation | 3254 | Fort Myers, FL | $2.3M | 10 | 23.8% |
| #12 | Samuel DiPiano | 57865 | Haus Capital Corporation | 1549644 | Rochester, NY | $3.2M | 10 | 35.7% |
| #12 | Grace Hao | 102905 | TD Bank NA | 399800 | Winter Garden, FL | $8.4M | 10 | 83.3% |
| #12 | William MacCuaig | 782990 | Massena Savings and Loan | 776854 | Massena, NY | $1.2M | 10 | 66.7% |
| #12 | Bruce Salik | 79065 | Guaranteed Rate, Inc. | 2611 | Coral Springs, FL | $2.1M | 10 | 35.7% |
| #12 | GABRIELLA MOLYNEUX | 2018173 | SERVU FEDERAL CREDIT UNION | 402490 | Painted Post, NY | $1.0M | 10 | 47.6% |
| #25 | William Damiani | 25694 | L.W. Integrity Funding, LLC | 12021 | Amherst, NY | $2.4M | 9 | 50.0% |
| #25 | Kei Kullberg | 1740248 | Go Rascal Inc. | 2072896 | Brooklyn, NY | $3.7M | 9 | 56.3% |
| #25 | joel Teitelbaum | 46472 | Tristate Capital Advisory Group Inc. | 2136425 | Brooklyn, NY | $7.8M | 9 | 69.2% |
| #25 | George-Lowen Kowai-Bell | 379251 | CrossCountry Mortgage, LLC | 3029 | Rochester, NY | $3.3M | 9 | 36.0% |
| #25 | Vincenzo Carlisi | 1443779 | CrossCountry Mortgage, LLC | 3029 | Brooklyn, NY | $1.9M | 9 | 75.0% |
| #25 | Yoel Lax | 1916018 | Ark Mortgage, Inc. | 103915 | Montebello, NY | $4.0M | 9 | 81.8% |
| #25 | Maria Gross | 589974 | loanDepot.com, LLC | 174457 | Tarrytown, NY | $2.5M | 9 | 45.0% |
| #25 | Richard Heese | 467202 | Ulster Savings Bank | 619306 | Kingston, NY | $488K | 9 | 56.3% |
| #25 | Joel Mahakian | 467974 | Premium Mortgage Corporation | 3254 | Fort Lauderdale, FL | $1.8M | 9 | 32.1% |
| #25 | Evan Hummel | 468224 | Manufacturers and Traders Trust Company | 381076 | Buffalo, NY | $4.6M | 9 | 60.0% |
| #25 | Courtney Parish | 56395 | Homestead Funding Corp. | 3232 | Catskill, NY | $2.4M | 9 | 23.7% |
| #25 | Amy Schneggenburger | 539350 | Five Star Bank | 408838 | Olean, NY | $861K | 9 | 45.0% |
| #37 | Aryeh Brody | 147672 | CrossCountry Mortgage, LLC | 3029 | Brooklyn, NY | $3.9M | 8 | 61.5% |
| #37 | Andrew Schwert | 1639910 | Premium Mortgage Corporation | 3254 | Rochester, NY | $1.7M | 8 | 28.6% |
| #37 | Ritu Sethi | 1533854 | Reliance First Capital, LLC | 58775 | Melville, NY | $1.9M | 8 | 80.0% |
| #37 | Shulem Ekstein | 1250540 | Ark Mortgage, Inc. | 103915 | Montebello, NY | $2.4M | 8 | 57.1% |
| #37 | Elisa Russo-Gable | 151468 | Home Town Funding, Inc. | 213408 | Pittsford, NY | $4.5M | 8 | 80.0% |
| #37 | Colleen Gibson | 528370 | ESL Federal Credit Union | 423578 | Rochester, NY | $426K | 8 | 25.8% |
| #37 | Man Ka Kwong | 601986 | TD Bank NA | 399800 | Flushing, NY | $5.6M | 8 | 80.0% |
| #37 | Stephanie Izzo | 911976 | Community Bank, National Association | 446398 | Latham, NY | $1.4M | 8 | 61.5% |
| #37 | Toni Zidich | 1205879 | Community Bank, National Association | 446398 | Amsterdam, NY | $982K | 8 | 38.1% |
| #37 | Maura Crowley | 673155 | Luminate Bank | 1281698 | Syosset, NY | $7.2M | 8 | 53.3% |
| #37 | Helen Gordon | 18741 | Walden Savings Bank | 490957 | Montgomery, NY | $1.8M | 8 | 61.5% |
| #48 | Edward Nash | 9955 | Genesee Regional Bank | 417491 | Syracuse, NY | $1.3M | 7 | 43.8% |
| #48 | Todd George | 407619 | Manufacturers and Traders Trust Company | 381076 | Buffalo, NY | $1.2M | 7 | 70.0% |
| #48 | Ross Bowman | 407608 | 1st Priority Mortgage, Inc. | 29600 | Williamsville, NY | $1.8M | 7 | 50.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — New York (2025). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-york/top-retention-by-units/2025
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