Retention champions in Alabama in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Melissa Butler (NORTH ALABAMA MORTGAGE, INC., NMLS #1105708), Michelle Kirkpatrick (Century Bank, NMLS #1411363), and Joshua Butler (SouthState Bank, N.A., NMLS #286233).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Melissa Butler | 1105708 | NORTH ALABAMA MORTGAGE, INC. | 200711 | Huntsville, AL | $11.0M | 22 | 71.0% |
| #2 | Michelle Kirkpatrick | 1411363 | Century Bank | 403025 | Mobile, AL | $3.9M | 16 | 80.0% |
| #3 | Joshua Butler | 286233 | SouthState Bank, N.A. | 403455 | Huntsville, AL | $10.5M | 14 | 56.0% |
| #4 | Mark Kent | 220383 | Southern Fidelity Mortgage Group of Huntsville | 207432 | Huntsville, AL | $6.1M | 13 | 36.1% |
| #4 | Dudley Robinson | 206761 | Bay Mortgage Corporation | 206821 | Fairhope, AL | $4.0M | 13 | 31.0% |
| #6 | Franklin Sheridan | 1617428 | RIVER BANK & TRUST | 405629 | Prattville, AL | $3.1M | 12 | 48.0% |
| #7 | Alfred Newell | 555619 | 4C Mortgage, Inc. | 2661962 | Vestavia, AL | $3.5M | 11 | 36.7% |
| #7 | Joey Parker | 594940 | SouthState Bank, N.A. | 403455 | Gulf Shores, AL | $8.1M | 11 | 42.3% |
| #7 | Joel Gardner | 1090818 | SouthState Bank, N.A. | 403455 | — | $1.9M | 11 | 42.3% |
| #7 | Casey Parsons | 1615531 | Guild Mortgage Company LLC | 3274 | Mountain Brk, AL | $1.5M | 11 | 73.3% |
| #11 | Yihan Martin | 1642701 | NORTH ALABAMA MORTGAGE, INC. | 200711 | Huntsville, AL | $4.1M | 10 | 58.8% |
| #11 | Melody Hendrix | 402393 | HNB First Bank | 403185 | Headland, AL | $3.2M | 10 | 55.6% |
| #11 | Helga James | 84212 | Barr Group, Inc. | 74355 | Gulf Shores, AL | $5.0M | 10 | 32.3% |
| #11 | Brianne Shores | 1656471 | FIRSTBANK | 472433 | Fairhope, AL | $2.5M | 10 | 34.5% |
| #11 | Matte McKee-Blackham | 1635683 | ALABAMA HOME MORTGAGE LOANS INC | 1586368 | Alexander City, AL | $4.0M | 10 | 66.7% |
| #16 | Margaret Reid | 816002 | American Pacific Mortgage Corporation | 1850 | Mobile, AL | $1.6M | 9 | 40.9% |
| #16 | Royce Sharp | 279723 | Fairway Independent Mortgage Corporation | 2289 | Birmingham, AL | $1.4M | 9 | 69.2% |
| #16 | KARINE SMITH | 754976 | New Horizons Credit Union | 410405 | Mobile, AL | $674K | 9 | 64.3% |
| #16 | Sean Taylor | 1957010 | Cedar Rapids State Bank | 1583951 | Daphne, AL | $3.0M | 9 | 81.8% |
| #16 | Justin Petrusson | 351335 | TowneBank | 512138 | Birmingham, AL | $2.6M | 9 | 32.1% |
| #21 | Nicholas Fowler | 1746597 | NORTH ALABAMA MORTGAGE, INC. | 200711 | Huntsville, AL | $2.4M | 8 | 40.0% |
| #21 | Jeffery Cornelius | 629645 | West Alabama Bank & Trust | 486007 | Tuscaloosa, AL | $1.8M | 8 | 66.7% |
| #21 | Keri Butler | 1025479 | Assurance Financial Group, L.L.C. | 70876 | Huntsville, AL | $4.6M | 8 | 66.7% |
| #21 | Rutherford Yeates | 2096232 | Assurance Financial Group, L.L.C. | 70876 | Mountain Brk, AL | $1.9M | 8 | 66.7% |
| #21 | Shelley Faulkner | 470443 | Guild Mortgage Company LLC | 3274 | Prattville, AL | $1.3M | 8 | 34.8% |
| #26 | David Keenum | 491815 | Embrace Home Loans, Inc. | 2184 | Mobile, AL | $811K | 7 | 33.3% |
| #26 | Jason Lee | 214015 | FIRSTBANK | 472433 | Birmingham, AL | $1.9M | 7 | 26.9% |
| #26 | Angela Mahan | 130093 | Hamilton Mortgage Corporation | 46945 | Clanton, AL | $1.2M | 7 | 46.7% |
| #26 | Randy Carter | 2047162 | Southern Fidelity Mortgage Group of Huntsville | 207432 | Huntsville, AL | $2.3M | 7 | 63.6% |
| #26 | Andrew Tibbs | 224924 | McGowin King Mortgage, LLC | 177691 | Mountain Brk, AL | $3.5M | 7 | 46.7% |
| #26 | Brandon Reed | 2055721 | Local Bank | 826648 | Daphne, AL | $1.2M | 7 | 43.8% |
| #26 | Joel Keith | 1861972 | Southern Fidelity Mortgage Group of Huntsville | 207432 | Huntsville, AL | $3.1M | 7 | 36.8% |
| #26 | Adam Snable | 203825 | Guild Mortgage Company LLC | 3274 | Mountain Brk, AL | $2.2M | 7 | 17.1% |
| #26 | Joshua Barnes | 699708 | Canopy Mortgage, LLC | 1359687 | Huntsville, AL | $1.4M | 7 | 21.9% |
| #26 | Marco Bonilla | 219837 | MortgageMax, Inc. | 219928 | Hoover, AL | $1.7M | 7 | 58.3% |
| #36 | Jeffrey Henderson | 643045 | Method Mortgage, LLC | 85408 | Vestavia, AL | $1.9M | 6 | 31.6% |
| #36 | Clinton Garner | 6711 | Cedar Rapids State Bank | 1583951 | Daphne, AL | $2.6M | 6 | 54.5% |
| #36 | STACY ALDRIDGE | 449408 | Listerhill Credit Union | 439260 | Muscle Shoals, AL | $639K | 6 | 33.3% |
| #36 | Diana Will | 1740691 | TJC Mortgage, Inc. | 2239 | Hoover, AL | $1.7M | 6 | 27.3% |
| #36 | Glenda Popwell | 7371 | Hamilton Mortgage Corporation | 46945 | Clanton, AL | $1.2M | 6 | 42.9% |
| #36 | Anna Wilson | 198179 | CrossCountry Mortgage, LLC | 3029 | Decatur, AL | $1.6M | 6 | 37.5% |
| #36 | Daniel Hand | 226405 | TRUSTMARK BANK | 449605 | Florence, AL | $952K | 6 | 54.5% |
| #36 | JAMES COREY | 212055 | FOX MORTGAGE, INC. | 184762 | Birmingham, AL | $753K | 6 | 54.5% |
| #36 | John Carmichael | 1492025 | Lower, LLC | 1124061 | Columbia, MD | $1.0M | 6 | 40.0% |
| #36 | Ashley Templeton | 229448 | MidTown Mortgage Company, LLC | 1249468 | Huntsville, AL | $1.8M | 6 | 37.5% |
| #36 | Adam Hammond | 202682 | American Pacific Mortgage Corporation | 1850 | Guntersville, AL | $2.6M | 6 | 24.0% |
| #36 | Merrell Horton | 208824 | Guaranteed Rate, Inc. | 2611 | Hoover, AL | $1.4M | 6 | 46.2% |
| #36 | Victor Fava | 147545 | Fairway Independent Mortgage Corporation | 2289 | Birmingham, AL | $4.7M | 6 | 35.3% |
| #36 | Michael Weber | 219982 | Thrive Lending LLC | 2191014 | Vestavia Hills, AL | $1.9M | 6 | 23.1% |
| #36 | GEORGE MCABEE | 196893 | Southern Fidelity Mortgage Group of Huntsville | 207432 | Huntsville, AL | $1.7M | 6 | 28.6% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Alabama (2025). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/alabama/top-retention-by-units/2025
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