Retention champions in Alabama in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Melissa Butler (NORTH ALABAMA MORTGAGE, INC., NMLS #1105708), Michelle Kirkpatrick (Century Bank, NMLS #1411363), and Joshua Butler (SouthState Bank, N.A., NMLS #286233).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Melissa Butler | 1105708 | NORTH ALABAMA MORTGAGE, INC. | 200711 | Huntsville, AL | $11.0M | 22 | 71.0% |
| #2 | Michelle Kirkpatrick | 1411363 | Century Bank | 403025 | Mobile, AL | $3.9M | 16 | 80.0% |
| #3 | Joshua Butler | 286233 | SouthState Bank, N.A. | 403455 | Huntsville, AL | $10.5M | 14 | 56.0% |
| #4 | Mark Kent | 220383 | Southern Fidelity Mortgage Group of Huntsville | 207432 | Huntsville, AL | $6.1M | 13 | 36.1% |
| #4 | Dudley Robinson | 206761 | Bay Mortgage Corporation | 206821 | Fairhope, AL | $4.0M | 13 | 31.0% |
| #6 | Franklin Sheridan | 1617428 | RIVER BANK & TRUST | 405629 | Prattville, AL | $3.1M | 12 | 46.2% |
| #7 | Casey Parsons | 1615531 | Guild Mortgage Company LLC | 3274 | Mountain Brk, AL | $1.5M | 11 | 73.3% |
| #7 | Alfred Newell | 555619 | 4C Mortgage, Inc. | 2661962 | Vestavia, AL | $3.5M | 11 | 36.7% |
| #7 | Joel Gardner | 1090818 | SouthState Bank, N.A. | 403455 | — | $1.9M | 11 | 42.3% |
| #7 | Joey Parker | 594940 | SouthState Bank, N.A. | 403455 | Gulf Shores, AL | $8.1M | 11 | 42.3% |
| #11 | Yihan Martin | 1642701 | NORTH ALABAMA MORTGAGE, INC. | 200711 | Huntsville, AL | $4.1M | 10 | 58.8% |
| #11 | Matte McKee-Blackham | 1635683 | ALABAMA HOME MORTGAGE LOANS INC | 1586368 | Alexander City, AL | $4.0M | 10 | 66.7% |
| #11 | Helga James | 84212 | Barr Group, Inc. | 74355 | Gulf Shores, AL | $5.0M | 10 | 32.3% |
| #11 | Brianne Shores | 1656471 | FIRSTBANK | 472433 | Fairhope, AL | $2.5M | 10 | 34.5% |
| #11 | Melody Hendrix | 402393 | HNB First Bank | 403185 | Headland, AL | $3.2M | 10 | 55.6% |
| #16 | Justin Petrusson | 351335 | TowneBank | 512138 | Birmingham, AL | $2.6M | 9 | 32.1% |
| #16 | Royce Sharp | 279723 | Fairway Independent Mortgage Corporation | 2289 | Birmingham, AL | $1.4M | 9 | 69.2% |
| #16 | Sean Taylor | 1957010 | Cedar Rapids State Bank | 1583951 | Daphne, AL | $3.0M | 9 | 81.8% |
| #16 | Margaret Reid | 816002 | American Pacific Mortgage Corporation | 1850 | Mobile, AL | $1.6M | 9 | 40.9% |
| #16 | KARINE SMITH | 754976 | New Horizons Credit Union | 410405 | Mobile, AL | $674K | 9 | 64.3% |
| #21 | Rutherford Yeates | 2096232 | Assurance Financial Group, L.L.C. | 70876 | Mountain Brk, AL | $1.9M | 8 | 66.7% |
| #21 | Jeffery Cornelius | 629645 | West Alabama Bank & Trust | 486007 | Tuscaloosa, AL | $1.8M | 8 | 66.7% |
| #21 | Nicholas Fowler | 1746597 | NORTH ALABAMA MORTGAGE, INC. | 200711 | Huntsville, AL | $2.4M | 8 | 40.0% |
| #21 | Keri Butler | 1025479 | Assurance Financial Group, L.L.C. | 70876 | Huntsville, AL | $4.6M | 8 | 66.7% |
| #21 | Shelley Faulkner | 470443 | Guild Mortgage Company LLC | 3274 | Prattville, AL | $1.3M | 8 | 34.8% |
| #26 | Angela Mahan | 130093 | Hamilton Mortgage Corporation | 46945 | Clanton, AL | $1.2M | 7 | 46.7% |
| #26 | Joel Keith | 1861972 | Southern Fidelity Mortgage Group of Huntsville | 207432 | Huntsville, AL | $3.1M | 7 | 36.8% |
| #26 | Jason Lee | 214015 | FIRSTBANK | 472433 | Birmingham, AL | $1.9M | 7 | 26.9% |
| #26 | David Keenum | 491815 | Embrace Home Loans, Inc. | 2184 | Mobile, AL | $811K | 7 | 33.3% |
| #26 | Adam Snable | 203825 | Guild Mortgage Company LLC | 3274 | Mountain Brk, AL | $2.2M | 7 | 17.1% |
| #26 | Marco Bonilla | 219837 | MortgageMax, Inc. | 219928 | Hoover, AL | $1.7M | 7 | 58.3% |
| #26 | Brandon Reed | 2055721 | Local Bank | 826648 | Daphne, AL | $1.2M | 7 | 43.8% |
| #26 | Joshua Barnes | 699708 | Canopy Mortgage, LLC | 1359687 | Huntsville, AL | $1.4M | 7 | 22.6% |
| #26 | Andrew Tibbs | 224924 | McGowin King Mortgage, LLC | 177691 | Mountain Brk, AL | $3.5M | 7 | 46.7% |
| #35 | JAMES COREY | 212055 | FOX MORTGAGE, INC. | 184762 | Birmingham, AL | $753K | 6 | 54.5% |
| #35 | Glenda Popwell | 7371 | Hamilton Mortgage Corporation | 46945 | Clanton, AL | $1.2M | 6 | 42.9% |
| #35 | Faith Wilkinson | 191022 | Guild Mortgage Company LLC | 3274 | Mountain Brk, AL | $1.7M | 6 | 18.2% |
| #35 | Michael Weber | 219982 | Thrive Lending LLC | 2191014 | Vestavia Hills, AL | $1.9M | 6 | 23.1% |
| #35 | Merrell Horton | 208824 | Guaranteed Rate, Inc. | 2611 | Hoover, AL | $1.4M | 6 | 46.2% |
| #35 | Randy Carter | 2047162 | Southern Fidelity Mortgage Group of Huntsville | 207432 | Huntsville, AL | $1.9M | 6 | 60.0% |
| #35 | STACY ALDRIDGE | 449408 | Listerhill Credit Union | 439260 | Muscle Shoals, AL | $639K | 6 | 33.3% |
| #35 | Daniel Hand | 226405 | TRUSTMARK BANK | 449605 | Florence, AL | $952K | 6 | 54.5% |
| #35 | John Carmichael | 1492025 | Lower, LLC | 1124061 | Columbia, MD | $1.0M | 6 | 40.0% |
| #35 | GEORGE MCABEE | 196893 | Southern Fidelity Mortgage Group of Huntsville | 207432 | Huntsville, AL | $1.7M | 6 | 28.6% |
| #35 | Victor Fava | 147545 | Fairway Independent Mortgage Corporation | 2289 | Birmingham, AL | $4.7M | 6 | 35.3% |
| #35 | Clinton Garner | 6711 | Cedar Rapids State Bank | 1583951 | Daphne, AL | $2.6M | 6 | 54.5% |
| #35 | Diana Will | 1740691 | TJC Mortgage, Inc. | 2239 | Hoover, AL | $1.7M | 6 | 27.3% |
| #35 | Jeffrey Henderson | 643045 | Method Mortgage, LLC | 85408 | Vestavia, AL | $1.9M | 6 | 31.6% |
| #35 | Ashley Templeton | 229448 | MidTown Mortgage Company, LLC | 1249468 | Huntsville, AL | $1.8M | 6 | 37.5% |
| #35 | Anna Wilson | 198179 | CrossCountry Mortgage, LLC | 3029 | Decatur, AL | $1.6M | 6 | 37.5% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Alabama (2025). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/alabama/top-retention-by-units/2025
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