Retention champions in Texas in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Biju paul (Prime Choice Lending Inc., NMLS #337511), Yojana Sangu (ENSURE HOME LOANS LLC, NMLS #950536), and Renju Raj (Texas First Mortgage LLC, NMLS #1536747).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Biju paul | 337511 | Prime Choice Lending Inc. | 1441287 | Plano, TX | $63.2M | 132 | 57.4% |
| #2 | Yojana Sangu | 950536 | ENSURE HOME LOANS LLC | 1666674 | Lewisville, TX | $50.0M | 94 | 66.7% |
| #3 | Renju Raj | 1536747 | Texas First Mortgage LLC | 2419924 | Richmond, TX | $37.8M | 81 | 66.9% |
| #4 | Joel Mathew | 1542142 | Champions Processing Solutions LLC | 2622219 | Houston, TX | $33.1M | 69 | 50.4% |
| #4 | Ami Padhiar | 1023994 | Jatayu Loans LLC | 2055341 | Irving, TX | $32.4M | 69 | 80.2% |
| #6 | Gabriel Winslow | 1613381 | C2 Financial Corporation | 135622 | San Diego, CA | $27.5M | 48 | 85.7% |
| #7 | nan ZHOU | 1474713 | Lending Dream LLC | 2272387 | Austin, TX | $19.9M | 43 | 95.6% |
| #8 | PARTHASARTHY RAJARATHINAM | 2074776 | Baba Lending LLC | 2447756 | Irving, TX | $22.8M | 42 | 62.7% |
| #9 | Puliyunikattu Tommy Johnson | 2063766 | VEMA MORTGAGE LLC | 1019911 | San Antonio, TX | $18.1M | 37 | 69.8% |
| #10 | Ajay Kamboj | 341849 | Ellemstar Mortgage LLC | 2467231 | Cedar Park, TX | $15.9M | 36 | 64.3% |
| #11 | Zhiyong Zhang | 1728008 | iPlus Mortgage Inc | 2851298 | Houston, TX | $15.3M | 34 | 82.9% |
| #11 | Cheryl Funk | 1622579 | HomeLight Home Loans, Inc. | 1529229 | Scottsdale, AZ | $6.8M | 34 | 58.6% |
| #13 | Krishna chaitanya kadaru | 1168294 | Kadlogic, Inc. | 1456732 | Southlake, TX | $19.1M | 33 | 61.1% |
| #13 | Bhargav Vasavada | 1461966 | Simplex Lending LLC | 2092138 | Saint Louis, MO | $15.7M | 33 | 58.9% |
| #15 | Venkata Rajaneesh Jandhyam | 2142434 | KEY2NEST HOME LOANS LLC | 2819804 | Fair Oaks, CA | $17.6M | 31 | 58.5% |
| #16 | ARVIND PATIL | 2394430 | Simplex Lending LLC | 2092138 | Fulshear, TX | $13.1M | 30 | 81.1% |
| #17 | venkata alla | 2083614 | DREAMHOMELENDING LLC | 2779500 | Lewisville, TX | $13.9M | 28 | 65.1% |
| #18 | SIVA POTHIREDDY | 1976381 | Maha Lending LLC | 2380263 | Leander, TX | $14.1M | 24 | 75.0% |
| #18 | Joseph Kralik | 251080 | Alcova Mortgage LLC | 40508 | Austin, TX | $9.7M | 24 | 53.3% |
| #20 | Francis Brandt | 498846 | Planet Home Lending, LLC | 17022 | Irving, TX | $8.7M | 23 | 56.1% |
| #20 | Bhanuchand Paruchuri | 1688442 | ENSURE HOME LOANS LLC | 1666674 | Katy, TX | $8.2M | 23 | 71.9% |
| #20 | Denise Donoghue | 513250 | NRD Lending LLC | 2829543 | Dallas, TX | $10.1M | 23 | 33.8% |
| #20 | YANG CAO | 247154 | WINTEX GROUP LLC | 302340 | Plano, TX | $10.7M | 23 | 63.9% |
| #24 | JAMES OOLUT | 307384 | HOUSTON MORTGAGE, INC. | 1822511 | Houston, TX | $11.1M | 22 | 55.0% |
| #24 | Koti Avula | 1823711 | AVULA PROPERTY SOLUTIONS LLC | 1921948 | The Colony, TX | $10.9M | 22 | 66.7% |
| #24 | majid kamalipour | 301888 | Texas Financial Resource Management, Inc. | 298423 | Dallas, TX | $11.9M | 22 | 50.0% |
| #24 | Derek Lupien | 823363 | HomeLight Home Loans, Inc. | 1529229 | Scottsdale, AZ | $4.5M | 22 | 53.7% |
| #28 | HARIES PADAVATHIL | 1641865 | Ellemstar Mortgage LLC | 2467231 | Plano, TX | $10.2M | 21 | 60.0% |
| #28 | Suresh Pulivarthi | 2526983 | SSLP Mortgage LLC | 2536125 | Frisco, TX | $11.3M | 21 | 70.0% |
| #30 | Sreedhar Seelam | 2085620 | KEY2NEST HOME LOANS LLC | 2819804 | Prosper, TX | $11.4M | 20 | 71.4% |
| #30 | Wesley Grubbs | 191548 | CrossCountry Mortgage, LLC | 3029 | Flower Mound, TX | $6.7M | 20 | 37.7% |
| #30 | Mark Goodwin | 543312 | The Federal Savings Bank | 411500 | Southlake, TX | $22.5M | 20 | 37.0% |
| #30 | Kathy Allen | 509715 | University Federal Credit Union | 441215 | Austin, TX | $2.9M | 20 | 39.2% |
| #30 | Nishit Shah | 2466521 | Simplex Lending LLC | 2092138 | Fulshear, TX | $10.1M | 20 | 80.0% |
| #30 | Raghavendra Ghanagam | 2059992 | ENSURE HOME LOANS LLC | 1666674 | Frisco, TX | $10.6M | 20 | 74.1% |
| #36 | Teri Killingsworth | 1239069 | Killingsworth & Ross, LLC | 1930068 | Tyler, TX | $5.6M | 19 | 51.4% |
| #36 | Yinan Sun | 322282 | AAXY L.L.C. | 275971 | Austin, TX | $9.0M | 19 | 32.8% |
| #36 | Alexander Varela | 184823 | Neighborhood Loans, Inc. | 222982 | Southlake, TX | $8.0M | 19 | 32.2% |
| #39 | Srinivas Nimmagadda | 2563647 | SI Mortgage Company | 68434 | Sterling Heights, MI | $9.4M | 18 | 85.7% |
| #39 | Justin Hill | 2009477 | Eagle Mortgage Advisors, LLC | 872948 | Gunter, TX | $6.0M | 18 | 75.0% |
| #39 | Timothy Herman | 1833596 | UpEquity SPV2 LLC | 2101265 | Austin, TX | $8.0M | 18 | 47.4% |
| #39 | Tyler Hodgson | 1448964 | UMortgage LLC | 1457759 | Coppell, TX | $9.9M | 18 | 62.1% |
| #39 | Cody Reid | 218862 | Pilgrim Mortgage LLC | 225091 | Austin, TX | $8.8M | 18 | 45.0% |
| #44 | Kenneth Travis | 233918 | Greenlight Mortgage, LLC | 2426021 | Longview, TX | $4.8M | 17 | 70.8% |
| #44 | Tami Channel | 333134 | C&T Mortgage, Inc | 1231852 | Cypress, TX | $6.5M | 17 | 60.7% |
| #44 | Ki-ho Chung | 270067 | Western Mortgage Corporation | 328188 | Houston, TX | $9.3M | 17 | 53.1% |
| #44 | Sreelakshmi Jasti | 2565439 | KEY2NEST HOME LOANS LLC | 2819804 | Prosper, TX | $10.3M | 17 | 68.0% |
| #44 | Cory Barsch | 204975 | American Portfolio Mortgage Corporation | 175656 | Dallas, TX | $9.0M | 17 | 65.4% |
| #49 | Rohit Chaturvedi | 1063910 | Blink Mortgage LLC | 2354881 | Sugar Land, TX | $8.7M | 16 | 72.7% |
| #49 | Gautam Malla | 2005882 | ARMA Mortgage LLC | 2528696 | Euless, TX | $7.3M | 16 | 72.7% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Texas (2025). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/texas/top-retention-by-units/2025
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