Retention champions in Texas in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Biju paul (Prime Choice Lending Inc., NMLS #337511), Yojana Sangu (ENSURE HOME LOANS LLC, NMLS #950536), and Renju Raj (Texas First Mortgage LLC, NMLS #1536747).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Biju paul | 337511 | Prime Choice Lending Inc. | 1441287 | Plano, TX | $63.2M | 132 | 57.4% |
| #2 | Yojana Sangu | 950536 | ENSURE HOME LOANS LLC | 1666674 | Lewisville, TX | $50.0M | 94 | 66.7% |
| #3 | Renju Raj | 1536747 | Texas First Mortgage LLC | 2419924 | Richmond, TX | $37.8M | 81 | 66.9% |
| #4 | Ami Padhiar | 1023994 | Jatayu Loans LLC | 2055341 | Irving, TX | $32.4M | 69 | 80.2% |
| #4 | Joel Mathew | 1542142 | Champions Processing Solutions LLC | 2622219 | Houston, TX | $33.1M | 69 | 50.4% |
| #6 | Gabriel Winslow | 1613381 | C2 Financial Corporation | 135622 | San Diego, CA | $27.5M | 48 | 85.7% |
| #7 | nan ZHOU | 1474713 | Lending Dream LLC | 2272387 | Austin, TX | $19.9M | 43 | 95.6% |
| #8 | PARTHASARTHY RAJARATHINAM | 2074776 | Baba Lending LLC | 2447756 | Irving, TX | $22.8M | 42 | 62.7% |
| #9 | Puliyunikattu Tommy Johnson | 2063766 | VEMA MORTGAGE LLC | 1019911 | San Antonio, TX | $18.1M | 37 | 69.8% |
| #10 | Ajay Kamboj | 341849 | Ellemstar Mortgage LLC | 2467231 | Cedar Park, TX | $15.9M | 36 | 64.3% |
| #11 | Cheryl Funk | 1622579 | HomeLight Home Loans, Inc. | 1529229 | Scottsdale, AZ | $6.8M | 34 | 58.6% |
| #11 | zhiyong zhang | 1728008 | iPlus Mortgage Inc | 2851298 | Houston, TX | $15.3M | 34 | 82.9% |
| #13 | Krishna chaitanya kadaru | 1168294 | Kadlogic, Inc. | 1456732 | Southlake, TX | $19.1M | 33 | 61.1% |
| #13 | Bhargav Vasavada | 1461966 | Simplex Lending LLC | 2092138 | Saint Louis, MO | $15.7M | 33 | 58.9% |
| #15 | Venkata Rajaneesh Jandhyam | 2142434 | TRI VALLEY HOME LOANS LLC | 2114972 | Fair Oaks, CA | $17.6M | 31 | 58.5% |
| #16 | ARVIND PATIL | 2394430 | Simplex Lending LLC | 2092138 | Fulshear, TX | $13.1M | 30 | 81.1% |
| #17 | venkata alla | 2083614 | DREAMHOMELENDING LLC | 2779500 | Lewisville, TX | $13.9M | 28 | 65.1% |
| #18 | SIVA POTHIREDDY | 1976381 | Maha Lending LLC | 2380263 | Leander, TX | $14.1M | 24 | 75.0% |
| #18 | Joseph Kralik | 251080 | Alcova Mortgage LLC | 40508 | Austin, TX | $9.7M | 24 | 53.3% |
| #20 | Bhanuchand Paruchuri | 1688442 | ENSURE HOME LOANS LLC | 1666674 | Katy, TX | $8.2M | 23 | 71.9% |
| #20 | YANG CAO | 247154 | WINTEX GROUP LLC | 302340 | Plano, TX | $10.7M | 23 | 63.9% |
| #20 | Denise Donoghue | 513250 | Mortgage Nerd Group LLC | 2829543 | Dallas, TX | $10.1M | 23 | 33.8% |
| #20 | Francis Brandt | 498846 | Planet Home Lending, LLC | 17022 | Irving, TX | $8.7M | 23 | 56.1% |
| #24 | JAMES OOLUT | 307384 | HOUSTON MORTGAGE, INC. | 1822511 | Houston, TX | $11.1M | 22 | 55.0% |
| #24 | Derek Lupien | 823363 | HomeLight Home Loans, Inc. | 1529229 | Scottsdale, AZ | $4.5M | 22 | 53.7% |
| #24 | majid kamalipour | 301888 | Texas Financial Resource Management, Inc. | 298423 | Dallas, TX | $11.9M | 22 | 50.0% |
| #24 | Koti Avula | 1823711 | AVULA PROPERTY SOLUTIONS LLC | 1921948 | The Colony, TX | $10.9M | 22 | 66.7% |
| #28 | Suresh Pulivarthi | 2526983 | SSLP Mortgage LLC | 2536125 | Frisco, TX | $11.3M | 21 | 70.0% |
| #28 | HARIES PADAVATHIL | 1641865 | Ellemstar Mortgage LLC | 2467231 | Plano, TX | $10.2M | 21 | 60.0% |
| #30 | Raghavendra Ghanagam | 2059992 | ENSURE HOME LOANS LLC | 1666674 | Frisco, TX | $10.6M | 20 | 74.1% |
| #30 | Wesley Grubbs | 191548 | CrossCountry Mortgage, LLC | 3029 | Flower Mound, TX | $6.7M | 20 | 37.7% |
| #30 | Sreedhar Seelam | 2085620 | KEY2NEST HOME LOANS LLC | 2819804 | Lewisville, TX | $11.4M | 20 | 71.4% |
| #30 | Mark Goodwin | 543312 | The Federal Savings Bank | 411500 | Southlake, TX | $22.5M | 20 | 37.0% |
| #30 | Nishit Shah | 2466521 | Simplex Lending LLC | 2092138 | Fulshear, TX | $10.1M | 20 | 80.0% |
| #35 | Kathy Allen | 509715 | University Federal Credit Union | 441215 | Austin, TX | $2.6M | 19 | 37.3% |
| #35 | Teri Killingsworth | 1239069 | Killingsworth & Ross, LLC | 1930068 | Tyler, TX | $5.6M | 19 | 51.4% |
| #35 | Alexander Varela | 184823 | Neighborhood Loans, Inc. | 222982 | Southlake, TX | $8.0M | 19 | 32.8% |
| #35 | Yinan Sun | 322282 | AAXY L.L.C. | 275971 | Austin, TX | $9.0M | 19 | 32.8% |
| #39 | Justin Hill | 2009477 | Eagle Mortgage Advisors, LLC | 872948 | Gunter, TX | $6.0M | 18 | 75.0% |
| #39 | Srinivas Nimmagadda | 2563647 | SI Mortgage Company | 68434 | Sterling Heights, MI | $9.4M | 18 | 85.7% |
| #39 | Timothy Herman | 1833596 | UpEquity SPV2 LLC | 2101265 | Austin, TX | $8.0M | 18 | 48.6% |
| #39 | Cody Reid | 218862 | Pilgrim Mortgage LLC | 225091 | Austin, TX | $8.8M | 18 | 45.0% |
| #39 | Tyler Hodgson | 1448964 | UMortgage LLC | 1457759 | Coppell, TX | $9.9M | 18 | 62.1% |
| #44 | Tami Channel | 333134 | C&T Mortgage, Inc | 1231852 | Cypress, TX | $6.5M | 17 | 60.7% |
| #44 | Sreelakshmi Jasti | 2565439 | ENSURE HOME LOANS LLC | 1666674 | Lewisville, TX | $10.3M | 17 | 68.0% |
| #44 | Kenneth Travis | 233918 | Greenlight Mortgage, LLC | 2426021 | Longview, TX | $4.8M | 17 | 70.8% |
| #44 | Cory Barsch | 204975 | American Portfolio Mortgage Corporation | 175656 | Dallas, TX | $9.0M | 17 | 65.4% |
| #44 | Ki-ho Chung | 270067 | Western Mortgage Corporation | 328188 | Houston, TX | $9.3M | 17 | 53.1% |
| #49 | Gautam Malla | 2005882 | ARMA Mortgage LLC | 2528696 | Euless, TX | $7.3M | 16 | 72.7% |
| #49 | Rohit Chaturvedi | 1063910 | Blink Mortgage LLC | 2354881 | Sugar Land, TX | $8.7M | 16 | 72.7% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Texas (2025). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/texas/top-retention-by-units/2025
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