Retention champions in Texas in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Biju paul (Prime Choice Lending Inc., NMLS #337511), Yojana Sangu (ENSURE HOME LOANS LLC, NMLS #950536), and Renju Raj (Texas First Mortgage LLC, NMLS #1536747).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Biju paul | 337511 | Prime Choice Lending Inc. | 1441287 | Plano, TX | $64.7M | 135 | 58.2% |
| #2 | Yojana Sangu | 950536 | ENSURE HOME LOANS LLC | 1666674 | Lewisville, TX | $50.5M | 95 | 67.4% |
| #3 | Renju Raj | 1536747 | Texas First Mortgage LLC | 2419924 | Richmond, TX | $37.8M | 81 | 67.5% |
| #4 | Joel Mathew | 1542142 | Champions Processing Solutions LLC | 2622219 | Houston, TX | $33.5M | 70 | 51.9% |
| #5 | Ami Padhiar | 1023994 | Jatayu Loans LLC | 2055341 | Irving, TX | $32.4M | 69 | 80.2% |
| #6 | Gabriel Winslow | 1613381 | C2 Financial Corporation | 135622 | San Diego, CA | $28.0M | 49 | 86.0% |
| #7 | nan ZHOU | 1474713 | Lending Dream LLC | 2272387 | Austin, TX | $19.9M | 43 | 95.6% |
| #8 | PARTHASARTHY RAJARATHINAM | 2074776 | Baba Lending LLC | 2447756 | Irving, TX | $22.8M | 42 | 61.8% |
| #9 | Ajay Kamboj | 341849 | Ellemstar Mortgage LLC | 2467231 | Cedar Park, TX | $16.9M | 38 | 66.7% |
| #10 | Puliyunikattu Tommy Johnson | 2063766 | VEMA MORTGAGE LLC | 1019911 | San Antonio, TX | $18.1M | 37 | 69.8% |
| #11 | Zhiyong Zhang | 1728008 | iPlus Mortgage Inc | 2851298 | Houston, TX | $15.5M | 35 | 81.4% |
| #12 | Cheryl Funk | 1622579 | HomeLight Home Loans, Inc. | 1529229 | Scottsdale, AZ | $6.8M | 34 | 58.6% |
| #13 | Krishna chaitanya kadaru | 1168294 | Kadlogic, Inc. | 1456732 | Southlake, TX | $19.1M | 33 | 61.1% |
| #13 | Bhargav Vasavada | 1461966 | Simplex Lending LLC | 2092138 | Saint Louis, MO | $15.7M | 33 | 58.9% |
| #15 | Venkata Rajaneesh Jandhyam | 2142434 | KEY2NEST HOME LOANS LLC | 2819804 | Fair Oaks, CA | $17.6M | 31 | 58.5% |
| #16 | ARVIND PATIL | 2394430 | Simplex Lending LLC | 2092138 | Fulshear, TX | $13.1M | 30 | 81.1% |
| #17 | venkata alla | 2083614 | DREAMHOMELENDING LLC | 2779500 | Lewisville, TX | $14.3M | 29 | 65.9% |
| #18 | SIVA POTHIREDDY | 1976381 | Maha Lending LLC | 2380263 | Leander, TX | $14.1M | 24 | 75.0% |
| #18 | Joseph Kralik | 251080 | Alcova Mortgage LLC | 40508 | Austin, TX | $9.7M | 24 | 53.3% |
| #20 | Bhanuchand Paruchuri | 1688442 | ENSURE HOME LOANS LLC | 1666674 | Katy, TX | $8.2M | 23 | 71.9% |
| #20 | Francis Brandt | 498846 | Planet Home Lending, LLC | 17022 | Irving, TX | $8.7M | 23 | 56.1% |
| #20 | YANG CAO | 247154 | WINTEX GROUP LLC | 302340 | Plano, TX | $10.7M | 23 | 63.9% |
| #23 | Derek Lupien | 823363 | HomeLight Home Loans, Inc. | 1529229 | Scottsdale, AZ | $4.5M | 22 | 53.7% |
| #23 | JAMES OOLUT | 307384 | HOUSTON MORTGAGE, INC. | 1822511 | Houston, TX | $11.1M | 22 | 55.0% |
| #23 | majid kamalipour | 301888 | Texas Financial Resource Management, Inc. | 298423 | Dallas, TX | $11.9M | 22 | 50.0% |
| #23 | Denise Donoghue | 513250 | NRD Lending LLC | 2829543 | Dallas, TX | $9.8M | 22 | 32.4% |
| #27 | Koti Avula | 1823711 | AVULA PROPERTY SOLUTIONS LLC | 1921948 | The Colony, TX | $10.6M | 21 | 65.6% |
| #27 | Suresh Pulivarthi | 2526983 | SSLP Mortgage LLC | 2536125 | Frisco, TX | $11.3M | 21 | 70.0% |
| #27 | HARIES PADAVATHIL | 1641865 | Ellemstar Mortgage LLC | 2467231 | Plano, TX | $10.2M | 21 | 60.0% |
| #30 | Yinan Sun | 322282 | AAXY L.L.C. | 275971 | Austin, TX | $9.6M | 20 | 33.9% |
| #30 | Kathy Allen | 509715 | University Federal Credit Union | 441215 | Austin, TX | $2.9M | 20 | 39.2% |
| #30 | Wesley Grubbs | 191548 | CrossCountry Mortgage, LLC | 3029 | Flower Mound, TX | $6.7M | 20 | 38.5% |
| #30 | Sreedhar Seelam | 2085620 | KEY2NEST HOME LOANS LLC | 2819804 | Prosper, TX | $11.4M | 20 | 71.4% |
| #30 | Raghavendra Ghanagam | 2059992 | ENSURE HOME LOANS LLC | 1666674 | Frisco, TX | $10.6M | 20 | 74.1% |
| #30 | Nishit Shah | 2466521 | Simplex Lending LLC | 2092138 | Fulshear, TX | $10.1M | 20 | 80.0% |
| #36 | Alexander Varela | 184823 | Neighborhood Loans, Inc. | 222982 | Southlake, TX | $8.0M | 19 | 32.8% |
| #36 | Mark Goodwin | 543312 | The Federal Savings Bank | 411500 | Southlake, TX | $21.9M | 19 | 35.8% |
| #36 | Timothy Herman | 1833596 | UpEquity SPV2 LLC | 2101265 | Austin, TX | $8.2M | 19 | 51.4% |
| #36 | Teri Killingsworth | 1239069 | Killingsworth & Ross, LLC | 1930068 | Tyler, TX | $5.6M | 19 | 51.4% |
| #40 | Srinivas Nimmagadda | 2563647 | SI Mortgage Company | 68434 | Sterling Heights, MI | $9.4M | 18 | 85.7% |
| #40 | Justin Hill | 2009477 | Eagle Mortgage Advisors, LLC | 872948 | Gunter, TX | $6.0M | 18 | 72.0% |
| #40 | Tyler Hodgson | 1448964 | NEXA Mortgage, LLC | 1660690 | Coppell, TX | $9.9M | 18 | 62.1% |
| #40 | Cody Reid | 218862 | Pilgrim Mortgage LLC | 225091 | Austin, TX | $8.8M | 18 | 45.0% |
| #44 | Cory Barsch | 204975 | American Portfolio Mortgage Corporation | 175656 | Dallas, TX | $9.0M | 17 | 65.4% |
| #44 | Tami Channel | 333134 | C&T Mortgage, Inc | 1231852 | Cypress, TX | $6.5M | 17 | 60.7% |
| #44 | Ki-ho Chung | 270067 | Western Mortgage Corporation | 328188 | Houston, TX | $9.3M | 17 | 53.1% |
| #44 | Kenneth Travis | 233918 | Greenlight Mortgage, LLC | 2426021 | Longview, TX | $4.8M | 17 | 73.9% |
| #48 | Gautam Malla | 2005882 | ARMA Mortgage LLC | 2528696 | Euless, TX | $7.3M | 16 | 72.7% |
| #48 | Sreelakshmi Jasti | 2565439 | TRI VALLEY HOME LOANS LLC | 2114972 | Prosper, TX | $9.5M | 16 | 66.7% |
| #48 | Rohit Chaturvedi | 1063910 | Blink Mortgage LLC | 2354881 | Sugar Land, TX | $8.7M | 16 | 72.7% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Texas (2025). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/texas/top-retention-by-units/2025
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