Retention champions in Texas in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Mark Goodwin (The Federal Savings Bank, NMLS #543312), Denise Donoghue (Mortgage Nerd Group LLC, NMLS #513250), and Biju paul (Prime Choice Lending Inc., NMLS #337511).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Mark Goodwin | 543312 | The Federal Savings Bank | 411500 | Southlake, TX | $101.0M | 71 | 59.2% |
| #2 | Denise Donoghue | 513250 | Mortgage Nerd Group LLC | 2829543 | Dallas, TX | $19.7M | 53 | 60.9% |
| #3 | Biju paul | 337511 | Prime Choice Lending Inc. | 1441287 | Plano, TX | $15.0M | 37 | 35.6% |
| #4 | Yinan Sun | 322282 | AAXY L.L.C. | 275971 | Austin, TX | $9.4M | 29 | 28.4% |
| #4 | Rodney Anderson | 196730 | NFM Lending, LLC | 2893 | Highland Village, TX | $13.3M | 29 | 34.9% |
| #6 | Christine Recio | 1156677 | Security Service Federal Credit Union | 458903 | San Antonio, TX | $8.5M | 28 | 46.7% |
| #7 | Patricia Newby | 194741 | US Mortgage Corporation | 3901 | Frisco, TX | $10.3M | 26 | 68.4% |
| #8 | Shaoli Huang | 310910 | WINTEX GROUP LLC | 302340 | Plano, TX | $11.0M | 24 | 55.8% |
| #8 | Victor Burek | 308026 | Churchill Mortgage Corporation | 1591 | Dallas, TX | $5.3M | 24 | 57.1% |
| #10 | Jackye Chapa | 955341 | Texas Trust Credit Union | 402846 | Grand Prairie, TX | $3.4M | 23 | 51.1% |
| #11 | Albert Dimoush | 305846 | Reliance Loan Funding, LLC | 904728 | — | $1.2M | 21 | 75.0% |
| #11 | Stacey Cobb | 197411 | NFM Lending, LLC | 2893 | Highland Village, TX | $5.3M | 21 | 31.8% |
| #13 | Andrew Butler | 803225 | First Bank | 583439 | Aledo, TX | $9.2M | 20 | 58.8% |
| #13 | Hanh Dao | 1406378 | Swift Home Loans, Inc. | 2075228 | Houston, TX | $4.9M | 20 | 36.4% |
| #13 | Scott Cummins | 208602 | CMG Mortgage, Inc. | 1820 | Shavano Park, TX | $5.9M | 20 | 58.8% |
| #13 | Kimberly Sporich | 303301 | Lifestyles Finance, LLC | 2439899 | Blue Ridge, TX | $4.7M | 20 | 69.0% |
| #13 | Kelly Malatesta | 614071 | The Huntington National Bank | 402436 | The Woodlands, TX | $15.2M | 20 | 38.5% |
| #18 | Travis Higgs | 367979 | Wells Fargo Bank, National Association | 399801 | Boerne, TX | $4.2M | 19 | 59.4% |
| #18 | Walid Elibiary | 452849 | Aspire Mortgage Advisors LLC | 2617555 | Plano, TX | $7.2M | 19 | 38.8% |
| #18 | Russell Laing | 393558 | Network Funding, L.P. | 2297 | Austin, TX | $9.4M | 19 | 48.7% |
| #21 | Richard Nunez | 243923 | TRN Financial LLC | 1162384 | Austin, TX | $4.2M | 18 | 75.0% |
| #21 | Tammy Armour | 209545 | Fairway Independent Mortgage Corporation | 2289 | Aledo, TX | $7.4M | 18 | 66.7% |
| #21 | Walter Gallipeau | 334625 | PrimeLending, A PlainsCapital Company | 13649 | Plano, TX | $13.9M | 18 | 52.9% |
| #21 | Michael Hawkins | 469118 | First United Bank and Trust Company | 400025 | McKinney, TX | $8.7M | 18 | 58.1% |
| #25 | Jesse Murphy | 1225947 | SFMC, LP | 166487 | Plano, TX | $6.1M | 17 | 36.2% |
| #25 | Jeremy Dean | 1474200 | Elite Mortgage Texas LLC | 2527503 | Arlington, TX | $9.0M | 17 | 45.9% |
| #25 | Vibhu Grover | 55028 | U S Wide Financial LLC | 192116 | Austin, TX | $4.7M | 17 | 70.8% |
| #28 | Jerrett Morris | 184226 | US Mortgage Corporation | 3901 | Dallas, TX | $6.7M | 16 | 76.2% |
| #28 | Daniel Grider | 403536 | SOFI BANK, NATIONAL ASSOCIATION | 696891 | Cottonwood Heights, UT | $6.9M | 16 | 35.6% |
| #28 | Brian Vander Plaats | 841917 | Network Funding, L.P. | 2297 | Dallas, TX | $4.6M | 16 | 36.4% |
| #31 | Tina Kolster | 586030 | The City National Bank of Colorado City | 412604 | San Angelo, TX | $3.6M | 15 | 60.0% |
| #31 | Christopher Nooney | 179371 | Cornerstone First Mortgage, LLC | 173855 | Tomball, TX | $6.6M | 15 | 55.6% |
| #31 | Kathy Allen | 509715 | University Federal Credit Union | 441215 | Austin, TX | $2.0M | 15 | 23.1% |
| #31 | Desa Monroe | 1459828 | Rave Financial Credit Union | 403069 | Beaumont, TX | $1.8M | 15 | 65.2% |
| #31 | Suzanne Reed | 5327 | NFM Lending, LLC | 2893 | Highland Village, TX | $3.9M | 15 | 35.7% |
| #31 | James Jordan | 217726 | Benchmark Bank | 403379 | Plano, TX | $17.2M | 15 | 62.5% |
| #31 | Laura Cuevas-Hernandez | 739608 | Security Service Federal Credit Union | 458903 | San Antonio, TX | $2.8M | 15 | 30.6% |
| #38 | Clayton Laughlin | 1656651 | Cornerstone Capital Bank, SSB | 2258 | San Antonio, TX | $4.1M | 14 | 46.7% |
| #38 | Wesley Cohen | 258325 | Network Funding, L.P. | 2297 | Dallas, TX | $3.7M | 14 | 40.0% |
| #38 | Rachel Parks | 1731136 | R Bank | 606992 | Round Rock, TX | $6.6M | 14 | 77.8% |
| #38 | David Jordan | 1121994 | Fifth Third Bank, National Association | 403245 | McKinney, TX | $7.1M | 14 | 63.6% |
| #42 | Justin Hrabovsky | 1022103 | NEXA Mortgage, LLC | 1660690 | Mesa, AZ | $3.0M | 13 | 41.9% |
| #42 | Alexander Varela | 184823 | Neighborhood Loans, Inc. | 222982 | Southlake, TX | $4.0M | 13 | 21.7% |
| #42 | Ryan Veracka | 65233 | United Mortgage Corp. | 1330 | Farmingdale, NY | $4.1M | 13 | 56.5% |
| #42 | Chad Mullenix | 260298 | Edge Home Finance, LLC | 891464 | Round Rock, TX | $5.3M | 13 | 65.0% |
| #42 | Merry Carter | 269949 | MC Capital Lending Group, Inc. | 298844 | Frisco, TX | $3.5M | 13 | 76.5% |
| #42 | Stephen Brown | 216153 | Fairway Independent Mortgage Corporation | 2289 | Austin, TX | $5.4M | 13 | 65.0% |
| #42 | Ryan Melton | 1437146 | SFMC, LP | 166487 | Plano, TX | $3.7M | 13 | 36.1% |
| #42 | Christopher minjarez | 273165 | CMG Mortgage, Inc. | 1820 | Austin, TX | $5.6M | 13 | 15.1% |
| #42 | YANG CAO | 247154 | WINTEX GROUP LLC | 302340 | Plano, TX | $4.2M | 13 | 35.1% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Texas (2022). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/texas/top-retention-by-units/2022
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