Retention champions in Texas in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Mark Goodwin (The Federal Savings Bank, NMLS #543312), Denise Donoghue (Mortgage Nerd Group LLC, NMLS #513250), and Biju paul (Prime Choice Lending Inc., NMLS #337511).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Mark Goodwin | 543312 | The Federal Savings Bank | 411500 | Southlake, TX | $99.7M | 68 | 58.6% |
| #2 | Denise Donoghue | 513250 | Mortgage Nerd Group LLC | 2829543 | Dallas, TX | $18.8M | 51 | 60.7% |
| #3 | Biju paul | 337511 | Prime Choice Lending Inc. | 1441287 | Plano, TX | $15.0M | 37 | 35.6% |
| #4 | Rodney Anderson | 196730 | NFM Lending, LLC | 2893 | Highland Village, TX | $13.3M | 29 | 35.8% |
| #4 | Yinan Sun | 322282 | AAXY L.L.C. | 275971 | Austin, TX | $9.4M | 29 | 28.7% |
| #6 | Christine Recio | 1156677 | Security Service Federal Credit Union | 458903 | San Antonio, TX | $8.5M | 28 | 46.7% |
| #7 | Patricia Newby | 194741 | US Mortgage Corporation | 3901 | Frisco, TX | $9.5M | 25 | 67.6% |
| #8 | Shaoli Huang | 310910 | WINTEX GROUP LLC | 302340 | Plano, TX | $11.0M | 24 | 55.8% |
| #8 | Victor Burek | 308026 | Churchill Mortgage Corporation | 1591 | Dallas, TX | $5.3M | 24 | 57.1% |
| #10 | Jackye Chapa | 955341 | Texas Trust Credit Union | 402846 | Grand Prairie, TX | $3.4M | 23 | 52.3% |
| #11 | Stacey Cobb | 197411 | NFM Lending, LLC | 2893 | Highland Village, TX | $5.3M | 21 | 31.8% |
| #11 | Albert Dimoush | 305846 | Reliance Loan Funding, LLC | 904728 | — | $1.2M | 21 | 75.0% |
| #13 | Kimberly Sporich | 303301 | Lifestyles Finance, LLC | 2439899 | Blue Ridge, TX | $4.7M | 20 | 69.0% |
| #13 | Kelly Malatesta | 614071 | The Huntington National Bank | 402436 | The Woodlands, TX | $15.2M | 20 | 38.5% |
| #13 | Andrew Butler | 803225 | First Bank | 583439 | Aledo, TX | $9.2M | 20 | 62.5% |
| #16 | Walid Elibiary | 452849 | Aspire Mortgage Advisors LLC | 2617555 | Plano, TX | $7.2M | 19 | 39.6% |
| #16 | Hanh Dao | 1406378 | Swift Home Loans, Inc. | 2075228 | Houston, TX | $4.7M | 19 | 36.5% |
| #16 | Scott Cummins | 208602 | CMG Mortgage, Inc. | 1820 | Shavano Park, TX | $5.8M | 19 | 57.6% |
| #16 | Travis Higgs | 367979 | Wells Fargo Bank, National Association | 399801 | Boerne, TX | $4.2M | 19 | 59.4% |
| #16 | Russell Laing | 393558 | Network Funding, L.P. | 2297 | Austin, TX | $9.4M | 19 | 48.7% |
| #21 | Michael Hawkins | 469118 | First United Bank and Trust Company | 400025 | McKinney, TX | $8.7M | 18 | 58.1% |
| #21 | Walter Gallipeau | 334625 | PrimeLending, A PlainsCapital Company | 13649 | Plano, TX | $13.9M | 18 | 52.9% |
| #21 | Tammy Armour | 209545 | Fairway Independent Mortgage Corporation | 2289 | Aledo, TX | $7.4M | 18 | 66.7% |
| #21 | Richard Nunez | 243923 | TRN Financial LLC | 1162384 | Austin, TX | $4.2M | 18 | 75.0% |
| #25 | Jeremy Dean | 1474200 | Elite Mortgage Texas LLC | 2527503 | Arlington, TX | $9.0M | 17 | 47.2% |
| #25 | Jesse Murphy | 1225947 | SFMC, LP | 166487 | Plano, TX | $6.1M | 17 | 36.2% |
| #25 | Vibhu Grover | 55028 | U S Wide Financial LLC | 192116 | Austin, TX | $4.7M | 17 | 70.8% |
| #28 | Brian Vander Plaats | 841917 | Network Funding, L.P. | 2297 | Dallas, TX | $4.6M | 16 | 36.4% |
| #28 | Daniel Grider | 403536 | SOFI BANK, NATIONAL ASSOCIATION | 696891 | Cottonwood Heights, UT | $6.9M | 16 | 36.4% |
| #28 | Jerrett Morris | 184226 | US Mortgage Corporation | 3901 | Dallas, TX | $6.7M | 16 | 76.2% |
| #31 | Tina Kolster | 586030 | The City National Bank of Colorado City | 412604 | San Angelo, TX | $3.6M | 15 | 60.0% |
| #31 | Christopher Nooney | 179371 | Cornerstone First Mortgage, LLC | 173855 | Tomball, TX | $6.6M | 15 | 57.7% |
| #31 | Kathy Allen | 509715 | University Federal Credit Union | 441215 | Austin, TX | $2.0M | 15 | 23.1% |
| #31 | James Jordan | 217726 | Benchmark Bank | 403379 | Plano, TX | $17.2M | 15 | 65.2% |
| #31 | Laura Cuevas-Hernandez | 739608 | Security Service Federal Credit Union | 458903 | San Antonio, TX | $2.8M | 15 | 30.6% |
| #31 | Desa Monroe | 1459828 | Rave Financial Credit Union | 403069 | Beaumont, TX | $1.8M | 15 | 65.2% |
| #31 | Suzanne Reed | 5327 | NFM Lending, LLC | 2893 | Highland Village, TX | $3.9M | 15 | 36.6% |
| #38 | Wesley Cohen | 258325 | Network Funding, L.P. | 2297 | Dallas, TX | $3.7M | 14 | 40.0% |
| #38 | Clayton Laughlin | 1656651 | Cornerstone Capital Bank, SSB | 2258 | San Antonio, TX | $4.1M | 14 | 46.7% |
| #38 | Rachel Parks | 1731136 | R Bank | 606992 | Round Rock, TX | $6.6M | 14 | 77.8% |
| #38 | David Jordan | 1121994 | Fifth Third Bank, National Association | 403245 | Cincinnati, OH | $7.1M | 14 | 66.7% |
| #42 | Stephen Brown | 216153 | Fairway Independent Mortgage Corporation | 2289 | Austin, TX | $5.4M | 13 | 65.0% |
| #42 | Ryan Melton | 1437146 | SFMC, LP | 166487 | Plano, TX | $3.7M | 13 | 36.1% |
| #42 | YANG CAO | 247154 | WINTEX GROUP LLC | 302340 | Plano, TX | $4.2M | 13 | 37.1% |
| #42 | Alexander Varela | 184823 | Neighborhood Loans, Inc. | 222982 | Southlake, TX | $4.0M | 13 | 22.0% |
| #42 | Christopher minjarez | 273165 | CMG Mortgage, Inc. | 1820 | Austin, TX | $5.6M | 13 | 15.5% |
| #42 | Justin Hrabovsky | 1022103 | NEXA Mortgage, LLC | 1660690 | Mesa, AZ | $3.0M | 13 | 43.3% |
| #42 | Ryan Veracka | 65233 | United Mortgage Corp. | 1330 | Farmingdale, NY | $4.1M | 13 | 56.5% |
| #49 | Merry Carter | 269949 | MC Capital Lending Group, Inc. | 298844 | Frisco, TX | $3.3M | 12 | 75.0% |
| #49 | Chad Mullenix | 260298 | Edge Home Finance, LLC | 891464 | Round Rock, TX | $4.9M | 12 | 63.2% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Texas (2022). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/texas/top-retention-by-units/2022
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