Retention champions in Texas in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Mark Goodwin (The Federal Savings Bank, NMLS #543312), Denise Donoghue (NRD Lending LLC, NMLS #513250), and Biju paul (Prime Choice Lending Inc., NMLS #337511).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Mark Goodwin | 543312 | The Federal Savings Bank | 411500 | Southlake, TX | $101.0M | 71 | 59.2% |
| #2 | Denise Donoghue | 513250 | NRD Lending LLC | 2829543 | Dallas, TX | $19.7M | 53 | 60.9% |
| #3 | Biju paul | 337511 | Prime Choice Lending Inc. | 1441287 | Plano, TX | $15.0M | 37 | 35.6% |
| #4 | Rodney Anderson | 196730 | NFM Lending, LLC | 2893 | Highland Village, TX | $13.3M | 29 | 34.9% |
| #4 | Yinan Sun | 322282 | AAXY L.L.C. | 275971 | Austin, TX | $9.4M | 29 | 28.4% |
| #6 | Christine Recio | 1156677 | Security Service Federal Credit Union | 458903 | San Antonio, TX | $8.5M | 28 | 46.7% |
| #7 | Patricia Newby | 194741 | US Mortgage Corporation | 3901 | Frisco, TX | $10.3M | 26 | 68.4% |
| #8 | Victor Burek | 308026 | Churchill Mortgage Corporation | 1591 | Dallas, TX | $5.3M | 24 | 57.1% |
| #8 | Shaoli Huang | 310910 | WINTEX GROUP LLC | 302340 | Plano, TX | $11.0M | 24 | 55.8% |
| #10 | Jackye Chapa | 955341 | Texas Trust Credit Union | 402846 | Grand Prairie, TX | $3.4M | 23 | 51.1% |
| #11 | Albert Dimoush | 305846 | Reliance Loan Funding, LLC | 904728 | — | $1.2M | 21 | 75.0% |
| #11 | Stacey Cobb | 197411 | NFM Lending, LLC | 2893 | Highland Village, TX | $5.3M | 21 | 31.8% |
| #13 | Hanh Dao | 1406378 | Swift Home Loans, Inc. | 2075228 | Houston, TX | $4.9M | 20 | 36.4% |
| #13 | Kelly Malatesta | 614071 | The Huntington National Bank | 402436 | The Woodlands, TX | $15.2M | 20 | 38.5% |
| #13 | Scott Cummins | 208602 | CMG Mortgage, Inc. | 1820 | Shavano Park, TX | $5.9M | 20 | 58.8% |
| #13 | Kimberly Sporich | 303301 | Lifestyles Finance, LLC | 2439899 | Blue Ridge, TX | $4.7M | 20 | 69.0% |
| #13 | Andrew Butler | 803225 | First Bank | 583439 | Aledo, TX | $9.2M | 20 | 58.8% |
| #18 | Travis Higgs | 367979 | Wells Fargo Bank, National Association | 399801 | Boerne, TX | $4.2M | 19 | 59.4% |
| #18 | Walid Elibiary | 452849 | Aspire Mortgage Advisors LLC | 2617555 | Plano, TX | $7.2M | 19 | 38.8% |
| #18 | Russell Laing | 393558 | Network Funding, L.P. | 2297 | Austin, TX | $9.4M | 19 | 48.7% |
| #21 | Jeremy Dean | 1474200 | Elite Mortgage Texas LLC | 2527503 | Arlington, TX | $9.3M | 18 | 47.4% |
| #21 | Walter Gallipeau | 334625 | PrimeLending, A PlainsCapital Company | 13649 | Plano, TX | $13.9M | 18 | 52.9% |
| #21 | Tammy Armour | 209545 | Fairway Independent Mortgage Corporation | 2289 | Aledo, TX | $7.4M | 18 | 64.3% |
| #21 | Richard Nunez | 243923 | TRN Financial LLC | 1162384 | Austin, TX | $4.2M | 18 | 75.0% |
| #21 | Michael Hawkins | 469118 | First United Bank and Trust Company | 400025 | McKinney, TX | $8.7M | 18 | 58.1% |
| #26 | Vibhu Grover | 55028 | U S Wide Financial LLC | 192116 | Austin, TX | $4.7M | 17 | 70.8% |
| #26 | Jesse Murphy | 1225947 | SFMC, LP | 166487 | Plano, TX | $6.1M | 17 | 36.2% |
| #28 | Kathy Allen | 509715 | University Federal Credit Union | 441215 | Austin, TX | $2.0M | 16 | 24.2% |
| #28 | Daniel Grider | 403536 | SOFI BANK, NATIONAL ASSOCIATION | 696891 | Cottonwood Heights, UT | $6.9M | 16 | 35.6% |
| #28 | Jerrett Morris | 184226 | US Mortgage Corporation | 3901 | Dallas, TX | $6.7M | 16 | 76.2% |
| #28 | Brian Vander Plaats | 841917 | Network Funding, L.P. | 2297 | Dallas, TX | $4.6M | 16 | 36.4% |
| #32 | Christopher Nooney | 179371 | Cornerstone First Mortgage, LLC | 173855 | Tomball, TX | $6.6M | 15 | 55.6% |
| #32 | James Jordan | 217726 | Benchmark Bank | 403379 | Plano, TX | $17.2M | 15 | 62.5% |
| #32 | Tina Kolster | 586030 | The City National Bank of Colorado City | 412604 | San Angelo, TX | $3.6M | 15 | 60.0% |
| #32 | Laura Cuevas-Hernandez | 739608 | Security Service Federal Credit Union | 458903 | San Antonio, TX | $2.8M | 15 | 30.6% |
| #32 | Suzanne Reed | 5327 | NFM Lending, LLC | 2893 | Highland Village, TX | $3.9M | 15 | 35.7% |
| #32 | Desa Monroe | 1459828 | Rave Financial Credit Union | 403069 | Beaumont, TX | $1.8M | 15 | 65.2% |
| #38 | Clayton Laughlin | 1656651 | Cornerstone Capital Bank, SSB | 2258 | San Antonio, TX | $4.1M | 14 | 46.7% |
| #38 | Wesley Cohen | 258325 | Network Funding, L.P. | 2297 | Dallas, TX | $3.7M | 14 | 40.0% |
| #38 | David Jordan | 1121994 | Fifth Third Bank, National Association | 403245 | McKinney, TX | $7.1M | 14 | 63.6% |
| #38 | Rachel Parks | 1731136 | R Bank | 606992 | Round Rock, TX | $6.6M | 14 | 77.8% |
| #42 | Ryan Veracka | 65233 | United Mortgage Corp. | 1330 | Farmingdale, NY | $4.1M | 13 | 56.5% |
| #42 | Alexander Varela | 184823 | Neighborhood Loans, Inc. | 222982 | Southlake, TX | $4.0M | 13 | 21.7% |
| #42 | Justin Hrabovsky | 1022103 | NEXA Mortgage, LLC | 1660690 | Mesa, AZ | $3.0M | 13 | 41.9% |
| #42 | Stephen Brown | 216153 | Fairway Independent Mortgage Corporation | 2289 | Austin, TX | $5.4M | 13 | 65.0% |
| #42 | Chad Mullenix | 260298 | Edge Home Finance, LLC | 891464 | Round Rock, TX | $5.3M | 13 | 65.0% |
| #42 | Ryan Melton | 1437146 | SFMC, LP | 166487 | Plano, TX | $3.7M | 13 | 36.1% |
| #42 | Christopher minjarez | 273165 | CMG Mortgage, Inc. | 1820 | Austin, TX | $5.6M | 13 | 14.9% |
| #42 | YANG CAO | 247154 | WINTEX GROUP LLC | 302340 | Plano, TX | $4.2M | 13 | 35.1% |
| #42 | Merry Carter | 269949 | MC Capital Lending Group, Inc. | 298844 | Frisco, TX | $3.5M | 13 | 76.5% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Texas (2022). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/texas/top-retention-by-units/2022
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