Retention champions in Texas in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Mark Goodwin (The Federal Savings Bank, NMLS #543312), Denise Donoghue (NRD Lending LLC, NMLS #513250), and Biju paul (Prime Choice Lending Inc., NMLS #337511).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Mark Goodwin | 543312 | The Federal Savings Bank | 411500 | Southlake, TX | $102.5M | 72 | 59.5% |
| #2 | Denise Donoghue | 513250 | NRD Lending LLC | 2829543 | Dallas, TX | $19.7M | 53 | 60.9% |
| #3 | Biju paul | 337511 | Prime Choice Lending Inc. | 1441287 | Plano, TX | $15.0M | 37 | 35.6% |
| #4 | Yinan Sun | 322282 | AAXY L.L.C. | 275971 | Austin, TX | $9.4M | 29 | 28.4% |
| #4 | Rodney Anderson | 196730 | NFM Lending, LLC | 2893 | Highland Village, TX | $13.3M | 29 | 34.9% |
| #6 | Christine Recio | 1156677 | Security Service Federal Credit Union | 458903 | San Antonio, TX | $8.5M | 28 | 46.7% |
| #7 | Patricia Newby | 194741 | US Mortgage Corporation | 3901 | Frisco, TX | $10.3M | 26 | 68.4% |
| #8 | Victor Burek | 308026 | Churchill Mortgage Corporation | 1591 | Dallas, TX | $5.3M | 24 | 57.1% |
| #8 | Shaoli Huang | 310910 | WINTEX GROUP LLC | 302340 | Plano, TX | $11.0M | 24 | 55.8% |
| #10 | Jackye Chapa | 955341 | Texas Trust Credit Union | 402846 | Grand Prairie, TX | $3.4M | 23 | 51.1% |
| #11 | Albert Dimoush | 305846 | Reliance Loan Funding, LLC | 904728 | — | $1.2M | 21 | 75.0% |
| #11 | Stacey Cobb | 197411 | NFM Lending, LLC | 2893 | Highland Village, TX | $5.3M | 21 | 31.8% |
| #13 | Kelly Malatesta | 614071 | The Huntington National Bank | 402436 | The Woodlands, TX | $15.2M | 20 | 38.5% |
| #13 | Scott Cummins | 208602 | CMG Mortgage, Inc. | 1820 | Shavano Park, TX | $5.9M | 20 | 58.8% |
| #13 | Andrew Butler | 803225 | First Bank | 583439 | Aledo, TX | $9.2M | 20 | 58.8% |
| #13 | Hanh Dao | 1406378 | Swift Home Loans, Inc. | 2075228 | Houston, TX | $4.9M | 20 | 36.4% |
| #13 | Kimberly Sporich | 303301 | Lifestyles Finance, LLC | 2439899 | Blue Ridge, TX | $4.7M | 20 | 69.0% |
| #18 | Walid Elibiary | 452849 | Aspire Mortgage Advisors LLC | 2617555 | Plano, TX | $7.2M | 19 | 38.8% |
| #18 | Russell Laing | 393558 | Network Funding, L.P. | 2297 | Austin, TX | $9.4M | 19 | 48.7% |
| #18 | Travis Higgs | 367979 | Wells Fargo Bank, National Association | 399801 | Boerne, TX | $4.2M | 19 | 59.4% |
| #18 | Tammy Armour | 209545 | Fairway Independent Mortgage Corporation | 2289 | Aledo, TX | $7.9M | 19 | 65.5% |
| #22 | Walter Gallipeau | 334625 | Lower, LLC | 1124061 | Tampa, FL | $13.9M | 18 | 54.5% |
| #22 | Richard Nunez | 243923 | TRN Financial LLC | 1162384 | Austin, TX | $4.2M | 18 | 75.0% |
| #22 | Michael Hawkins | 469118 | First United Bank and Trust Company | 400025 | McKinney, TX | $8.7M | 18 | 58.1% |
| #22 | Jeremy Dean | 1474200 | Elite Mortgage Texas LLC | 2527503 | Arlington, TX | $9.3M | 18 | 47.4% |
| #26 | Vibhu Grover | 55028 | U S Wide Financial LLC | 192116 | Austin, TX | $4.7M | 17 | 70.8% |
| #26 | Jesse Murphy | 1225947 | SFMC, LP | 166487 | Plano, TX | $6.1M | 17 | 35.4% |
| #28 | Jerrett Morris | 184226 | US Mortgage Corporation | 3901 | Dallas, TX | $6.7M | 16 | 76.2% |
| #28 | Daniel Grider | 403536 | SOFI BANK, NATIONAL ASSOCIATION | 696891 | Cottonwood Heights, UT | $6.9M | 16 | 35.6% |
| #28 | Kathy Allen | 509715 | University Federal Credit Union | 441215 | Austin, TX | $2.0M | 16 | 24.2% |
| #28 | Brian Vander Plaats | 841917 | Network Funding, L.P. | 2297 | Dallas, TX | $4.6M | 16 | 36.4% |
| #32 | Christopher Nooney | 179371 | Cornerstone First Mortgage, LLC | 173855 | Tomball, TX | $6.6M | 15 | 55.6% |
| #32 | Desa Monroe | 1459828 | Rave Financial Credit Union | 403069 | Beaumont, TX | $1.8M | 15 | 65.2% |
| #32 | James Jordan | 217726 | Benchmark Bank | 403379 | Plano, TX | $17.2M | 15 | 62.5% |
| #32 | Suzanne Reed | 5327 | NFM Lending, LLC | 2893 | Highland Village, TX | $3.9M | 15 | 35.7% |
| #32 | Laura Cuevas-Hernandez | 739608 | Security Service Federal Credit Union | 458903 | San Antonio, TX | $2.8M | 15 | 30.6% |
| #32 | Tina Kolster | 586030 | The City National Bank of Colorado City | 412604 | San Angelo, TX | $3.6M | 15 | 60.0% |
| #38 | Wesley Cohen | 258325 | Network Funding, L.P. | 2297 | Dallas, TX | $3.7M | 14 | 40.0% |
| #38 | Clayton Laughlin | 1656651 | Cornerstone Capital Bank, SSB | 2258 | San Antonio, TX | $4.1M | 14 | 46.7% |
| #38 | Rachel Parks | 1731136 | R Bank | 606992 | Round Rock, TX | $6.6M | 14 | 77.8% |
| #41 | Ryan Melton | 1437146 | SFMC, LP | 166487 | Plano, TX | $3.7M | 13 | 36.1% |
| #41 | Merry Carter | 269949 | MC Capital Lending Group, Inc. | 298844 | Frisco, TX | $3.5M | 13 | 76.5% |
| #41 | Ryan Veracka | 65233 | United Mortgage Corp. | 1330 | Farmingdale, NY | $4.1M | 13 | 56.5% |
| #41 | Christopher minjarez | 273165 | CMG Mortgage, Inc. | 1820 | Austin, TX | $5.6M | 13 | 14.9% |
| #41 | Stephen Brown | 216153 | Fairway Independent Mortgage Corporation | 2289 | Austin, TX | $5.4M | 13 | 65.0% |
| #41 | Alexander Varela | 184823 | Neighborhood Loans, Inc. | 222982 | Southlake, TX | $4.0M | 13 | 21.7% |
| #41 | David Jordan | 1121994 | Fifth Third Bank, National Association | 403245 | McKinney, TX | $6.8M | 13 | 61.9% |
| #41 | Justin Hrabovsky | 1022103 | NEXA Mortgage, LLC | 1660690 | Mesa, AZ | $3.0M | 13 | 41.9% |
| #41 | YANG CAO | 247154 | WINTEX GROUP LLC | 302340 | Plano, TX | $4.2M | 13 | 35.1% |
| #41 | Chad Mullenix | 260298 | Edge Home Finance, LLC | 891464 | Round Rock, TX | $5.3M | 13 | 65.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Texas (2022). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/texas/top-retention-by-units/2022
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