Retention champions in New Jersey in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Christopher Gallo (CrossCountry Mortgage, LLC, NMLS #60863), Christopher Keelin (CrossCountry Mortgage, LLC, NMLS #63764), and Michael Carvajal (Informed Mortgage LLC, NMLS #214865).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Christopher Gallo | 60863 | CrossCountry Mortgage, LLC | 3029 | — | $26.5M | 53 | 42.1% |
| #2 | Christopher Keelin | 63764 | CrossCountry Mortgage, LLC | 3029 | Denville, NJ | $15.7M | 37 | 32.2% |
| #3 | Michael Carvajal | 214865 | Informed Mortgage LLC | 2523172 | Manahawkin, NJ | $12.1M | 35 | 55.6% |
| #4 | Baret Kechian | 9411 | loanDepot.com, LLC | 174457 | Hoboken, NJ | $13.4M | 25 | 32.9% |
| #5 | Rajiv Bedi | 285881 | American Preferred Mortgage Corp. | 2230580 | Parsippany, NJ | $7.9M | 24 | 82.8% |
| #6 | Eric Hutton | 1508050 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | East Brunswick, NJ | $6.8M | 20 | 64.5% |
| #6 | Giovanni Palumbo | 169369 | Movement Mortgage, LLC | 39179 | Totowa, NJ | $6.6M | 20 | 30.3% |
| #6 | Mark Casamassina | 215272 | Luminate Bank | 1281698 | Little Falls, NJ | $7.2M | 20 | 47.6% |
| #9 | Justin Bonura | 73184 | CrossCountry Mortgage, LLC | 3029 | Denville, NJ | $8.3M | 18 | 37.5% |
| #10 | Marc Demetriou | 111118 | Guaranteed Rate, Inc. | 2611 | Montville, NJ | $9.4M | 17 | 70.8% |
| #11 | DHAWAL KADAKIA | 278254 | American Royal Mortgage Corp. | 35321 | Iselin, NJ | $6.2M | 16 | 45.7% |
| #11 | Charles Shulman | 21573 | Luminate Bank | 1281698 | Delray Beach, FL | $10.3M | 16 | 76.2% |
| #11 | Youssef Abdelhalim | 1033013 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Sparta, NJ | $4.1M | 16 | 38.1% |
| #14 | Alicia Walters | 460238 | loanDepot.com, LLC | 174457 | Northfield, NJ | $3.2M | 15 | 28.3% |
| #14 | Louis Schornstein | 5490 | Prime Time Mortgage Corporation | 5463 | Springfield, NJ | $4.8M | 15 | 44.1% |
| #14 | Christopher DeMatteis | 214872 | Informed Mortgage LLC | 2523172 | Manahawkin, NJ | $6.4M | 15 | 45.5% |
| #14 | Gregory Morga | 1713874 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Toms River, NJ | $5.9M | 15 | 71.4% |
| #18 | Dana Gounaris | 13818 | NFM Lending, LLC | 2893 | Medford Lakes, NJ | $4.3M | 14 | 24.6% |
| #18 | David Pressel | 562175 | Bayshore Mortgage Funding, LLC | 196858 | Maplewood, NJ | $7.1M | 14 | 60.9% |
| #18 | Michael Conti | 280437 | Assured Mortgage Bankers Corp | 271739 | Manasquan, NJ | $4.8M | 14 | 63.6% |
| #18 | BHAVESH PAREKH | 251379 | Lighthouse Lending Group LLC | 2769679 | Livingston, NJ | $5.6M | 14 | 58.3% |
| #18 | Michael LiPari | 187388 | Jet Direct Funding Corp. | 3542 | Saddle Brook, NJ | $7.2M | 14 | 30.4% |
| #18 | Joshua Blair | 241845 | CMG Mortgage, Inc. | 1820 | Paramus, NJ | $4.7M | 14 | 30.4% |
| #24 | Jacqueline Koven | 252596 | CrossCountry Mortgage, LLC | 3029 | Summit, NJ | $6.0M | 13 | 56.5% |
| #24 | Richard Butera | 263964 | Kearny Bank | 401080 | Oakhurst, NJ | $8.4M | 13 | 52.0% |
| #24 | Brian Foster | 220729 | BFF Lending Services Inc | 1502997 | Holmdel, NJ | $4.8M | 13 | 59.1% |
| #24 | Sharon Russo | 282142 | MLD Mortgage Inc. | 1019 | Florham Park, NJ | $6.5M | 13 | 65.0% |
| #28 | Kristofer Jones | 408620 | Advisors Mortgage Group, L.L.C. | 33041 | Wall Township, NJ | $4.7M | 12 | 35.3% |
| #28 | Stephen Carpitella | 15331 | Informed Mortgage LLC | 2523172 | Manahawkin, NJ | $3.8M | 12 | 34.3% |
| #28 | Daniel Pacholski | 392677 | Nation One Mortgage Corporation | 1564450 | Vineland, NJ | $2.6M | 12 | 16.7% |
| #28 | Michael Dacunha | 233997 | Keypoint Mortgage, LLC | 298422 | Florham Park, NJ | $3.5M | 12 | 50.0% |
| #28 | Brian Woltman | 587190 | Embrace Home Loans, Inc. | 2184 | Basking Ridge, NJ | $6.3M | 12 | 48.0% |
| #28 | Neil Robinson | 216322 | Informed Mortgage LLC | 2523172 | Manahawkin, NJ | $5.2M | 12 | 66.7% |
| #28 | Viral Mistry | 223886 | Kwik Mortgage Corporation | 138075 | Parsippany, NJ | $4.5M | 12 | 48.0% |
| #28 | Adam Dratch | 919145 | CMG Mortgage, Inc. | 1820 | Middletown, NJ | $3.1M | 12 | 63.2% |
| #28 | Christofer Wilhelm | 111160 | Guaranteed Rate, Inc. | 2611 | Berlin, NJ | $3.0M | 12 | 31.6% |
| #37 | Sean Clark | 111333 | Advisors Mortgage Group, L.L.C. | 33041 | — | $5.0M | 11 | 47.8% |
| #37 | LISA MATHEWS | 213477 | CrossCountry Mortgage, LLC | 3029 | Westfield, NJ | $4.4M | 11 | 28.9% |
| #37 | Vincent Guerriero | 274786 | Loan Factory, Inc. | 320841 | Medford, NJ | $5.9M | 11 | 68.8% |
| #37 | john carvalho | 280297 | CrossCountry Mortgage, LLC | 3029 | Union, NJ | $5.1M | 11 | 35.5% |
| #37 | Blaise Menzoni | 244387 | Nation One Mortgage Corporation | 1564450 | Vineland, NJ | $2.9M | 11 | 27.5% |
| #37 | Nchemya Leiman | 73753 | Leiman Mortgage Network LLC | 17280 | Lakewood, NJ | $4.4M | 11 | 64.7% |
| #37 | Leonard Coopersmith | 40869 | FM Home Loans, LLC | 2212 | Lakewood, NJ | $7.3M | 11 | 57.9% |
| #37 | Brian LaRue | 179393 | Red Oak Mortgage Inc | 5415 | Freehold, NJ | $3.9M | 11 | 84.6% |
| #37 | Ryan Delia | 102276 | loanDepot.com, LLC | 174457 | Paramus, NJ | $4.3M | 11 | 61.1% |
| #37 | Stacey Woodin | 1058359 | MLB Residential Lending, LLC | 1101220 | Springfield, NJ | $4.2M | 11 | 78.6% |
| #47 | William Maier | 66562 | United Mortgage Corp. | 1330 | Toms River, NJ | $3.4M | 10 | 47.6% |
| #47 | Matthew Keane | 12966 | Guaranteed Rate, Inc. | 2611 | Madison, NJ | $4.2M | 10 | 32.3% |
| #47 | William Cordivari | 146484 | United Mortgage Corp. | 1330 | Toms River, NJ | $3.9M | 10 | 33.3% |
| #47 | EDWARD MORO Jr | 211619 | Atlantis Mortgage Co., Inc. | 110707 | West Long Branch, NJ | $3.2M | 10 | 62.5% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — New Jersey (2022). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-jersey/top-retention-by-units/2022
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