Retention champions in New Jersey in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Christopher Gallo (CrossCountry Mortgage, LLC, NMLS #60863), Christopher Keelin (CrossCountry Mortgage, LLC, NMLS #63764), and Michael Carvajal (Informed Mortgage LLC, NMLS #214865).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Christopher Gallo | 60863 | CrossCountry Mortgage, LLC | 3029 | — | $26.5M | 53 | 42.1% |
| #2 | Christopher Keelin | 63764 | CrossCountry Mortgage, LLC | 3029 | Denville, NJ | $15.9M | 38 | 32.8% |
| #3 | Michael Carvajal | 214865 | Informed Mortgage LLC | 2523172 | Manahawkin, NJ | $12.3M | 36 | 56.3% |
| #4 | Baret Kechian | 9411 | loanDepot.com, LLC | 174457 | Hoboken, NJ | $13.4M | 25 | 32.9% |
| #5 | Rajiv Bedi | 285881 | American Preferred Mortgage Corp. | 2230580 | Parsippany, NJ | $7.9M | 24 | 82.8% |
| #6 | Giovanni Palumbo | 169369 | Movement Mortgage, LLC | 39179 | Totowa, NJ | $6.8M | 21 | 30.9% |
| #7 | Mark Casamassina | 215272 | Luminate Bank | 1281698 | Little Falls, NJ | $7.2M | 20 | 47.6% |
| #7 | Eric Hutton | 1508050 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | East Brunswick, NJ | $6.8M | 20 | 64.5% |
| #9 | Justin Bonura | 73184 | CrossCountry Mortgage, LLC | 3029 | Denville, NJ | $8.7M | 19 | 38.8% |
| #10 | Marc Demetriou | 111118 | Guaranteed Rate, Inc. | 2611 | Montville, NJ | $9.4M | 17 | 70.8% |
| #10 | Alicia Walters | 460238 | loanDepot.com, LLC | 174457 | Northfield, NJ | $3.9M | 17 | 32.1% |
| #12 | Charles Shulman | 21573 | Luminate Bank | 1281698 | Delray Beach, FL | $10.3M | 16 | 76.2% |
| #12 | DHAWAL KADAKIA | 278254 | American Royal Mortgage Corp. | 35321 | Iselin, NJ | $6.2M | 16 | 45.7% |
| #12 | Youssef Abdelhalim | 1033013 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Sparta, NJ | $4.1M | 16 | 38.1% |
| #15 | Gregory Morga | 1713874 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Toms River, NJ | $5.9M | 15 | 71.4% |
| #15 | Louis Schornstein | 5490 | Prime Time Mortgage Corp. | 5463 | Springfield, NJ | $4.8M | 15 | 44.1% |
| #15 | Christopher DeMatteis | 214872 | Informed Mortgage LLC | 2523172 | Manahawkin, NJ | $6.4M | 15 | 45.5% |
| #15 | Michael LiPari | 187388 | Jet Direct Funding Corp. | 3542 | Saddle Brook, NJ | $7.5M | 15 | 32.6% |
| #19 | Joshua Blair | 241845 | CMG Mortgage, Inc. | 1820 | Paramus, NJ | $4.7M | 14 | 29.8% |
| #19 | Dana Gounaris | 13818 | NFM Lending, LLC | 2893 | Medford Lakes, NJ | $4.3M | 14 | 21.9% |
| #19 | BHAVESH PAREKH | 251379 | Lighthouse Lending Group LLC | 2769679 | Livingston, NJ | $5.6M | 14 | 60.9% |
| #19 | Michael Conti | 280437 | Assured Mortgage Bankers Corp | 271739 | Manasquan, NJ | $4.8M | 14 | 63.6% |
| #19 | David Pressel | 562175 | Bayshore Mortgage Funding, LLC | 196858 | Maplewood, NJ | $7.1M | 14 | 60.9% |
| #24 | Sharon Russo | 282142 | MLD Mortgage Inc. | 1019 | Florham Park, NJ | $6.5M | 13 | 65.0% |
| #24 | Jacqueline Koven | 252596 | CrossCountry Mortgage, LLC | 3029 | Summit, NJ | $6.0M | 13 | 56.5% |
| #24 | Richard Butera | 263964 | Kearny Bank | 401080 | Oakhurst, NJ | $8.4M | 13 | 50.0% |
| #27 | Neil Robinson | 216322 | Informed Mortgage LLC | 2523172 | Manahawkin, NJ | $5.2M | 12 | 66.7% |
| #27 | Kristofer Jones | 408620 | Advisors Mortgage Group, L.L.C. | 33041 | Wall Township, NJ | $4.7M | 12 | 35.3% |
| #27 | Christofer Wilhelm | 111160 | Guaranteed Rate, Inc. | 2611 | Berlin, NJ | $3.0M | 12 | 30.0% |
| #27 | Brian Foster | 220729 | BFF Lending Services Inc | 1502997 | Holmdel, NJ | $4.5M | 12 | 57.1% |
| #27 | Daniel Pacholski | 392677 | Nation One Mortgage Corporation | 1564450 | Vineland, NJ | $2.6M | 12 | 15.6% |
| #27 | Brian Woltman | 587190 | Embrace Home Loans, Inc. | 2184 | Basking Ridge, NJ | $6.3M | 12 | 48.0% |
| #27 | Michael Dacunha | 233997 | Keypoint Mortgage, LLC | 298422 | Florham Park, NJ | $3.5M | 12 | 50.0% |
| #27 | Stephen Carpitella | 15331 | Informed Mortgage LLC | 2523172 | Manahawkin, NJ | $3.8M | 12 | 35.3% |
| #27 | Joseph Galayda | 65345 | Millenium Home Mortgage, LLC | 51519 | Westfield, NJ | $7.9M | 12 | 48.0% |
| #27 | Viral Mistry | 223886 | Kwik Mortgage Corporation | 138075 | Parsippany, NJ | $4.5M | 12 | 50.0% |
| #27 | Adam Dratch | 919145 | CMG Mortgage, Inc. | 1820 | Middletown, NJ | $3.1M | 12 | 60.0% |
| #38 | Blaise Menzoni | 244387 | Nation One Mortgage Corporation | 1564450 | Vineland, NJ | $2.9M | 11 | 27.5% |
| #38 | john carvalho | 280297 | CrossCountry Mortgage, LLC | 3029 | Union, NJ | $5.1M | 11 | 35.5% |
| #38 | Leonard Coopersmith | 40869 | FM Home Loans, LLC | 2212 | Lakewood, NJ | $7.3M | 11 | 57.9% |
| #38 | Nchemya Leiman | 73753 | Leiman Mortgage Network LLC | 17280 | Lakewood, NJ | $4.4M | 11 | 64.7% |
| #38 | EDWARD MORO Jr | 211619 | Atlantis Mortgage Co., Inc. | 110707 | West Long Branch, NJ | $3.4M | 11 | 64.7% |
| #38 | Brian LaRue | 179393 | Red Oak Mortgage Inc | 5415 | Freehold, NJ | $3.9M | 11 | 84.6% |
| #38 | LISA MATHEWS | 213477 | CrossCountry Mortgage, LLC | 3029 | Westfield, NJ | $4.4M | 11 | 28.2% |
| #38 | Stacey Woodin | 1058359 | MLB Residential Lending, LLC | 1101220 | Springfield, NJ | $4.2M | 11 | 78.6% |
| #38 | Ryan Delia | 102276 | loanDepot.com, LLC | 174457 | Paramus, NJ | $4.3M | 11 | 61.1% |
| #38 | Sean Clark | 111333 | Advisors Mortgage Group, L.L.C. | 33041 | — | $5.0M | 11 | 47.8% |
| #38 | Vincent Guerriero | 274786 | Loan Factory, Inc. | 320841 | Medford, NJ | $5.9M | 11 | 68.8% |
| #49 | Matthew Keane | 12966 | Guaranteed Rate, Inc. | 2611 | Madison, NJ | $4.2M | 10 | 31.3% |
| #49 | William Maier | 66562 | United Mortgage Corp. | 1330 | Toms River, NJ | $3.4M | 10 | 47.6% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — New Jersey (2022). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-jersey/top-retention-by-units/2022
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