Retention champions in New Jersey in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Christopher Gallo (CrossCountry Mortgage, LLC, NMLS #60863), Christopher Keelin (CrossCountry Mortgage, LLC, NMLS #63764), and Michael Carvajal (Informed Mortgage LLC, NMLS #214865).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Christopher Gallo | 60863 | CrossCountry Mortgage, LLC | 3029 | — | $26.5M | 53 | 42.1% |
| #2 | Christopher Keelin | 63764 | CrossCountry Mortgage, LLC | 3029 | Denville, NJ | $15.9M | 38 | 32.5% |
| #3 | Michael Carvajal | 214865 | Informed Mortgage LLC | 2523172 | Manahawkin, NJ | $12.1M | 35 | 55.6% |
| #4 | Baret Kechian | 9411 | loanDepot.com, LLC | 174457 | Hoboken, NJ | $13.4M | 25 | 32.9% |
| #5 | Rajiv Bedi | 285881 | American Preferred Mortgage Corp. | 2230580 | Parsippany, NJ | $7.9M | 24 | 82.8% |
| #6 | Giovanni Palumbo | 169369 | Movement Mortgage, LLC | 39179 | Totowa, NJ | $6.6M | 20 | 30.3% |
| #6 | Mark Casamassina | 215272 | Luminate Bank | 1281698 | Little Falls, NJ | $7.2M | 20 | 47.6% |
| #6 | Eric Hutton | 1508050 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | East Brunswick, NJ | $6.8M | 20 | 64.5% |
| #9 | Justin Bonura | 73184 | CrossCountry Mortgage, LLC | 3029 | Denville, NJ | $8.7M | 19 | 38.0% |
| #10 | Marc Demetriou | 111118 | Guaranteed Rate, Inc. | 2611 | Montville, NJ | $9.4M | 17 | 70.8% |
| #10 | Alicia Walters | 460238 | loanDepot.com, LLC | 174457 | Northfield, NJ | $3.9M | 17 | 32.1% |
| #12 | Charles Shulman | 21573 | Luminate Bank | 1281698 | Delray Beach, FL | $10.3M | 16 | 76.2% |
| #12 | Youssef Abdelhalim | 1033013 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Sparta, NJ | $4.1M | 16 | 38.1% |
| #14 | Louis Schornstein | 5490 | Prime Time Mortgage Corp. | 5463 | Springfield, NJ | $4.8M | 15 | 44.1% |
| #14 | DHAWAL KADAKIA | 278254 | American Royal Mortgage Corp. | 35321 | Iselin, NJ | $5.8M | 15 | 44.1% |
| #14 | Christopher DeMatteis | 214872 | Informed Mortgage LLC | 2523172 | Manahawkin, NJ | $6.4M | 15 | 45.5% |
| #14 | Gregory Morga | 1713874 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Toms River, NJ | $5.9M | 15 | 71.4% |
| #14 | Michael LiPari | 187388 | Jet Direct Funding Corp. | 3542 | Saddle Brook, NJ | $7.5M | 15 | 31.9% |
| #19 | Michael Conti | 280437 | Assured Mortgage Bankers Corp | 271739 | Manasquan, NJ | $4.8M | 14 | 63.6% |
| #19 | Joshua Blair | 241845 | CMG Mortgage, Inc. | 1820 | Paramus, NJ | $4.7M | 14 | 29.8% |
| #19 | David Pressel | 562175 | Bayshore Mortgage Funding, LLC | 196858 | Maplewood, NJ | $7.1M | 14 | 60.9% |
| #19 | BHAVESH PAREKH | 251379 | Lighthouse Lending Group LLC | 2769679 | Livingston, NJ | $5.6M | 14 | 60.9% |
| #19 | Dana Gounaris | 13818 | NFM Lending, LLC | 2893 | Medford Lakes, NJ | $4.3M | 14 | 21.2% |
| #24 | Sharon Russo | 282142 | MLD Mortgage Inc. | 1019 | Florham Park, NJ | $6.5M | 13 | 65.0% |
| #24 | Richard Butera | 263964 | Kearny Bank | 401080 | Oakhurst, NJ | $8.4M | 13 | 50.0% |
| #24 | Brian Foster | 220729 | BFF Lending Services Inc | 1502997 | Holmdel, NJ | $4.8M | 13 | 59.1% |
| #24 | Jacqueline Koven | 252596 | CrossCountry Mortgage, LLC | 3029 | Summit, NJ | $6.0M | 13 | 56.5% |
| #28 | Kristofer Jones | 408620 | Advisors Mortgage Group, L.L.C. | 33041 | Wall Township, NJ | $4.7M | 12 | 35.3% |
| #28 | Adam Dratch | 919145 | CMG Mortgage, Inc. | 1820 | Middletown, NJ | $3.1M | 12 | 60.0% |
| #28 | Stephen Carpitella | 15331 | Informed Mortgage LLC | 2523172 | Manahawkin, NJ | $3.8M | 12 | 35.3% |
| #28 | Daniel Pacholski | 392677 | Nation One Mortgage Corporation | 1564450 | Vineland, NJ | $2.6M | 12 | 15.4% |
| #28 | Viral Mistry | 223886 | Kwik Mortgage Corporation | 138075 | Parsippany, NJ | $4.5M | 12 | 48.0% |
| #28 | Neil Robinson | 216322 | Informed Mortgage LLC | 2523172 | Manahawkin, NJ | $5.2M | 12 | 66.7% |
| #28 | Brian Woltman | 587190 | Embrace Home Loans, Inc. | 2184 | Basking Ridge, NJ | $6.3M | 12 | 48.0% |
| #28 | Christofer Wilhelm | 111160 | Guaranteed Rate, Inc. | 2611 | Berlin, NJ | $3.0M | 12 | 30.0% |
| #28 | Joseph Galayda | 65345 | Millenium Home Mortgage, LLC | 51519 | Westfield, NJ | $7.9M | 12 | 48.0% |
| #28 | Michael Dacunha | 233997 | Keypoint Mortgage, LLC | 298422 | Florham Park, NJ | $3.5M | 12 | 50.0% |
| #38 | john carvalho | 280297 | CrossCountry Mortgage, LLC | 3029 | Union, NJ | $5.1M | 11 | 35.5% |
| #38 | Nchemya Leiman | 73753 | Leiman Mortgage Network LLC | 17280 | Lakewood, NJ | $4.4M | 11 | 61.1% |
| #38 | Erin Wujciak | 699068 | Columbia Bank | 504284 | Fair Lawn, NJ | $3.6M | 11 | 73.3% |
| #38 | Brian LaRue | 179393 | Red Oak Mortgage Inc | 5415 | Freehold, NJ | $3.9M | 11 | 84.6% |
| #38 | Blaise Menzoni | 244387 | Nation One Mortgage Corporation | 1564450 | Vineland, NJ | $2.9M | 11 | 27.5% |
| #38 | Sean Clark | 111333 | Advisors Mortgage Group, L.L.C. | 33041 | — | $5.0M | 11 | 47.8% |
| #38 | Vincent Guerriero | 274786 | Loan Factory, Inc. | 320841 | Medford, NJ | $5.9M | 11 | 68.8% |
| #38 | LISA MATHEWS | 213477 | CrossCountry Mortgage, LLC | 3029 | Westfield, NJ | $4.4M | 11 | 28.2% |
| #38 | EDWARD MORO Jr | 211619 | Atlantis Mortgage Co., Inc. | 110707 | West Long Branch, NJ | $3.4M | 11 | 64.7% |
| #38 | Ryan Delia | 102276 | loanDepot.com, LLC | 174457 | Paramus, NJ | $4.3M | 11 | 61.1% |
| #38 | Stacey Woodin | 1058359 | Planet Home Lending, LLC | 17022 | Melville, NY | $4.2M | 11 | 78.6% |
| #38 | Leonard Coopersmith | 40869 | FM Home Loans, LLC | 2212 | Lakewood, NJ | $7.3M | 11 | 57.9% |
| #50 | Carlos Rosario | 264752 | CrossCountry Mortgage, LLC | 3029 | Miami, FL | $4.5M | 10 | 62.5% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — New Jersey (2022). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-jersey/top-retention-by-units/2022
Powered by ChatMMI