Retention champions in New Jersey in 2022, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Christopher Gallo (CrossCountry Mortgage, LLC, NMLS #60863), Christopher Keelin (CrossCountry Mortgage, LLC, NMLS #63764), and Baret Kechian (loanDepot.com, LLC, NMLS #9411).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Christopher Gallo | 60863 | CrossCountry Mortgage, LLC | 3029 | — | $26.5M | 53 | 42.1% |
| #2 | Christopher Keelin | 63764 | CrossCountry Mortgage, LLC | 3029 | Denville, NJ | $15.9M | 38 | 32.8% |
| #3 | Baret Kechian | 9411 | loanDepot.com, LLC | 174457 | Hoboken, NJ | $13.4M | 25 | 32.9% |
| #4 | Michael Carvajal | 214865 | Informed Mortgage LLC | 2523172 | Manahawkin, NJ | $12.3M | 36 | 56.3% |
| #5 | Charles Shulman | 21573 | Luminate Bank | 1281698 | Delray Beach, FL | $10.3M | 16 | 76.2% |
| #6 | Glen Lemeshev | 67590 | CrossCountry Mortgage, LLC | 3029 | Delray Beach, FL | $10.3M | 10 | 34.5% |
| #7 | Fred Grise | 624261 | loanDepot.com, LLC | 174457 | Shrewsbury, NJ | $10.0M | 6 | 40.0% |
| #8 | Marc Demetriou | 111118 | Guaranteed Rate, Inc. | 2611 | Montville, NJ | $9.4M | 17 | 70.8% |
| #9 | Justin Bonura | 73184 | CrossCountry Mortgage, LLC | 3029 | Denville, NJ | $8.7M | 19 | 38.8% |
| #10 | Richard Butera | 263964 | Kearny Bank | 401080 | Oakhurst, NJ | $8.4M | 13 | 50.0% |
| #11 | Joseph Galayda | 65345 | Millenium Home Mortgage, LLC | 51519 | Westfield, NJ | $7.9M | 12 | 48.0% |
| #12 | Rajiv Bedi | 285881 | American Preferred Mortgage Corp. | 2230580 | Parsippany, NJ | $7.9M | 24 | 82.8% |
| #13 | Michael LiPari | 187388 | Jet Direct Funding Corp. | 3542 | Saddle Brook, NJ | $7.5M | 15 | 32.6% |
| #14 | Leonard Coopersmith | 40869 | FM Home Loans, LLC | 2212 | Lakewood, NJ | $7.3M | 11 | 57.9% |
| #15 | Mark Casamassina | 215272 | Luminate Bank | 1281698 | Little Falls, NJ | $7.2M | 20 | 47.6% |
| #16 | David Pressel | 562175 | Bayshore Mortgage Funding, LLC | 196858 | Maplewood, NJ | $7.1M | 14 | 60.9% |
| #17 | Giovanni Palumbo | 169369 | Movement Mortgage, LLC | 39179 | Totowa, NJ | $6.8M | 21 | 30.9% |
| #18 | Eric Hutton | 1508050 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | East Brunswick, NJ | $6.8M | 20 | 64.5% |
| #19 | Kevin Venancio | 523007 | U.S. Bank National Association | 402761 | Chatham, NJ | $6.5M | 7 | 50.0% |
| #20 | Sharon Russo | 282142 | MLD Mortgage Inc. | 1019 | Florham Park, NJ | $6.5M | 13 | 65.0% |
| #21 | Michael Bovaird | 223593 | NJ LENDERS CORP. | 35286 | — | $6.4M | 9 | 52.9% |
| #22 | Christopher DeMatteis | 214872 | Informed Mortgage LLC | 2523172 | Manahawkin, NJ | $6.4M | 15 | 45.5% |
| #23 | Brian Woltman | 587190 | Embrace Home Loans, Inc. | 2184 | Basking Ridge, NJ | $6.3M | 12 | 48.0% |
| #24 | DHAWAL KADAKIA | 278254 | American Royal Mortgage Corp. | 35321 | Iselin, NJ | $6.2M | 16 | 45.7% |
| #25 | Jacqueline Koven | 252596 | CrossCountry Mortgage, LLC | 3029 | Summit, NJ | $6.0M | 13 | 56.5% |
| #26 | Gregory Morga | 1713874 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Toms River, NJ | $5.9M | 15 | 71.4% |
| #27 | Vincent Guerriero | 274786 | Loan Factory, Inc. | 320841 | Medford, NJ | $5.9M | 11 | 68.8% |
| #28 | BHAVESH PAREKH | 251379 | Lighthouse Lending Group LLC | 2769679 | Livingston, NJ | $5.6M | 14 | 60.9% |
| #29 | Michael McKenna | 445135 | Citizens Bank, National Association | 433960 | Providence, RI | $5.6M | 5 | 45.5% |
| #30 | pasquale grande | 73049 | Unity Bank | 617337 | Clinton, NJ | $5.4M | 6 | 33.3% |
| #31 | Gerard Murphy | 855569 | Kearny Bank | 401080 | Oakhurst, NJ | $5.3M | 9 | 69.2% |
| #32 | Neil Robinson | 216322 | Informed Mortgage LLC | 2523172 | Manahawkin, NJ | $5.2M | 12 | 66.7% |
| #33 | Ryan Tutzauer | 1643409 | TD Bank NA | 399800 | Toms River, NJ | $5.2M | 7 | 70.0% |
| #34 | john carvalho | 280297 | CrossCountry Mortgage, LLC | 3029 | Union, NJ | $5.1M | 11 | 35.5% |
| #35 | Sean Clark | 111333 | Advisors Mortgage Group, L.L.C. | 33041 | — | $5.0M | 11 | 47.8% |
| #36 | Bruce OKronley | 30743 | CrossCountry Mortgage, LLC | 3029 | Southfield, MI | $4.8M | 6 | 60.0% |
| #37 | Louis Schornstein | 5490 | Prime Time Mortgage Corp. | 5463 | Springfield, NJ | $4.8M | 15 | 44.1% |
| #38 | Michael Conti | 280437 | Assured Mortgage Bankers Corp | 271739 | Manasquan, NJ | $4.8M | 14 | 63.6% |
| #39 | Kristofer Jones | 408620 | Advisors Mortgage Group, L.L.C. | 33041 | Wall Township, NJ | $4.7M | 12 | 35.3% |
| #40 | MOSHE PLOTNIK | 69578 | The Federal Savings Bank | 411500 | Lakewood, NJ | $4.7M | 9 | 69.2% |
| #41 | Joshua Blair | 241845 | CMG Mortgage, Inc. | 1820 | Paramus, NJ | $4.7M | 14 | 29.8% |
| #42 | Russell Rinaldi | 495026 | JFC Funding LLC | 1111851 | Waldwick, NJ | $4.6M | 9 | 47.4% |
| #43 | Miguel Henriques | 242515 | Valley National Bank | 411254 | Morristown, NJ | $4.5M | 7 | 26.9% |
| #44 | Viral Mistry | 223886 | Kwik Mortgage Corporation | 138075 | Parsippany, NJ | $4.5M | 12 | 50.0% |
| #45 | Brian Foster | 220729 | BFF Lending Services Inc | 1502997 | Holmdel, NJ | $4.5M | 12 | 57.1% |
| #46 | Carlos Rosario | 264752 | CrossCountry Mortgage, LLC | 3029 | Miami, FL | $4.5M | 10 | 62.5% |
| #47 | Nchemya Leiman | 73753 | Leiman Mortgage Network LLC | 17280 | Lakewood, NJ | $4.4M | 11 | 64.7% |
| #48 | LISA MATHEWS | 213477 | CrossCountry Mortgage, LLC | 3029 | Westfield, NJ | $4.4M | 11 | 28.2% |
| #49 | Christopher Miller | 1787407 | Embrace Home Loans, Inc. | 2184 | Basking Ridge, NJ | $4.3M | 6 | 46.2% |
| #50 | Dana Gounaris | 13818 | NFM Lending, LLC | 2893 | Medford Lakes, NJ | $4.3M | 14 | 21.9% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — New Jersey (2022). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-jersey/top-retention-by-volume/2022
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