Retention champions in Maine in 2022, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Matthew Tardiff (Camden National Bank, NMLS #43211), Matthew Dwyer (Kennebec Savings Bank, NMLS #728100), and Philip Ingraham (Camden National Bank, NMLS #362291).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Matthew Tardiff | 43211 | Camden National Bank | 486887 | Kennebunk, ME | $15.6M | 29 | 67.4% |
| #2 | Matthew Dwyer | 728100 | Kennebec Savings Bank | 585497 | Augusta, ME | $3.4M | 16 | 66.7% |
| #3 | Philip Ingraham | 362291 | Camden National Bank | 486887 | Portland, ME | $3.3M | 11 | 55.0% |
| #4 | Pamela Kenniston | 713017 | Camden National Bank | 486887 | — | $3.3M | 11 | 47.8% |
| #5 | Denise McIntyre | 638025 | Saco & Biddeford Savings Institution | 460343 | Scarborough, ME | $3.0M | 6 | 46.2% |
| #6 | Bryan Smith | 857068 | New American Funding, LLC | 6606 | Portland, ME | $2.9M | 7 | 31.8% |
| #7 | JOCELYN PICARD | 518283 | Atlantic Regional Federal Credit Union | 402778 | Saco, ME | $2.8M | 27 | 73.0% |
| #8 | Julie Armstrong | 671291 | Kennebec Savings Bank | 585497 | — | $2.7M | 20 | 74.1% |
| #9 | Tamika Donahue | 399388 | CMG Mortgage, Inc. | 1820 | Scarborough, ME | $2.6M | 9 | 22.5% |
| #10 | Chelsea Torrey | 1618414 | Acadia Lending Group, LLC | 370636 | South Portland, ME | $2.5M | 4 | 13.8% |
| #11 | Stephen Curran | 791992 | Saco Valley Credit Union | 405619 | — | $2.4M | 8 | 66.7% |
| #12 | Rebecca St. Clair | 1311978 | FIRST NATIONAL BANK | 405616 | Rockland, ME | $2.4M | 11 | 73.3% |
| #13 | Garrett Ryan | 155058 | Androscoggin Savings Bank | 729924 | Portland, ME | $2.4M | 5 | 31.3% |
| #14 | Tracy Warren | 728118 | Kennebec Savings Bank | 585497 | Waterville, ME | $2.3M | 8 | 72.7% |
| #15 | Timothy Lawson | 370671 | Guild Mortgage Company LLC | 3274 | Falmouth, ME | $2.2M | 7 | 58.3% |
| #16 | Lisa Dunning | 379728 | Camden National Bank | 486887 | Brunswick, ME | $2.2M | 7 | 41.2% |
| #17 | Corey Scott | 369334 | Affordable Mortgage Advisors, LLC | 139164 | Cumberland Foreside, ME | $2.1M | 7 | 17.9% |
| #18 | Irene Oldfield | 612438 | Bangor Savings Bank | 449200 | South Portland, ME | $2.0M | 6 | 18.2% |
| #19 | Kim Hebert | 1285822 | NorState Federal Credit Union | 510055 | — | $1.9M | 15 | 68.2% |
| #20 | Brendan Fontaine | 102571 | Guild Mortgage Company LLC | 3274 | Falmouth, ME | $1.9M | 7 | 33.3% |
| #21 | Brandi Candage | 712987 | Camden National Bank | 486887 | Blue Hill, ME | $1.8M | 11 | 91.7% |
| #22 | Katrina DiBiase | 384780 | Northstar Mortgage Group LLC | 990397 | Windham, ME | $1.8M | 5 | 11.1% |
| #23 | Petrea Allen | 411430 | FIRST NATIONAL BANK | 405616 | — | $1.8M | 14 | 93.3% |
| #24 | Gregory Dauphinee | 509635 | Androscoggin Savings Bank | 729924 | Portland, ME | $1.7M | 4 | 20.0% |
| #25 | David Cekutis | 509632 | Camden National Bank | 486887 | Portland, ME | $1.7M | 6 | 30.0% |
| #26 | Kristeen Smith | 108210 | Acadia Lending Group, LLC | 370636 | South Portland, ME | $1.7M | 4 | 17.4% |
| #27 | Glenn Hood | 409995 | Bangor Savings Bank | 449200 | Rockport, ME | $1.7M | 3 | 10.0% |
| #28 | Rudolph Ferrante | 366272 | Guild Mortgage Company LLC | 3274 | Portland, ME | $1.7M | 6 | 20.0% |
| #29 | Edmond Gosselin | 471749 | Total Mortgage Services, LLC | 2764 | South Portland, ME | $1.6M | 5 | 19.2% |
| #30 | Kimberly Brown | 366522 | CMG Mortgage, Inc. | 1820 | — | $1.6M | 3 | 21.4% |
| #31 | Jennifer Smith | 1074540 | cPort Credit Union | 409174 | Portland, ME | $1.6M | 5 | 38.5% |
| #32 | Carol Edens | 500165 | Atlantic Regional Federal Credit Union | 402778 | — | $1.6M | 8 | 47.1% |
| #33 | Joel Brogan | 49801 | Camden National Bank | 486887 | Falmouth, ME | $1.5M | 3 | 15.8% |
| #34 | Michael Wilson | 159548 | Guild Mortgage Company LLC | 3274 | Augusta, ME | $1.5M | 3 | 6.8% |
| #35 | Eric Nixon | 469084 | Bangor Savings Bank | 449200 | Ogunquit, ME | $1.5M | 3 | 20.0% |
| #36 | Richard Zamore | 834637 | Bath Savings Institution | 405789 | Brunswick, ME | $1.5M | 7 | 33.3% |
| #37 | Skylar Welch | 869018 | Fusion Home Loans, LLC | 2703121 | Falmouth, ME | $1.4M | 3 | 8.8% |
| #38 | Mary Hendrick | 612435 | Bangor Savings Bank | 449200 | — | $1.3M | 1 | 4.2% |
| #39 | Leah Richards | 119899 | PeoplesChoice Credit Union | 449242 | — | $1.3M | 4 | 40.0% |
| #40 | Greg Whitney | 449001 | Coast Line Credit Union | 441436 | South Portland, ME | $1.3M | 8 | 57.1% |
| #41 | Stephen Chard | 275348 | Guild Mortgage Company LLC | 3274 | Falmouth, ME | $1.3M | 4 | 36.4% |
| #42 | Laura Hiestand | 532300 | TD Bank NA | 399800 | Brunswick, ME | $1.2M | 5 | 38.5% |
| #43 | Meghan Faulkner | 184955 | Bangor Savings Bank | 449200 | Biddeford, ME | $1.2M | 3 | 20.0% |
| #44 | Cynthia Tayman-Veroneau | 1293182 | New American Funding, LLC | 6606 | Portland, ME | $1.1M | 4 | 16.0% |
| #45 | Gary Lapierre | 728106 | Kennebec Savings Bank | 585497 | Augusta, ME | $1.1M | 17 | 56.7% |
| #46 | Danielle Crosen | 998385 | Northstar Mortgage Group LLC | 990397 | Windham, ME | $1.1M | 4 | 36.4% |
| #47 | Jeffrey Hess | 275198 | Blue Stripe, Inc. | 926200 | Winter Garden, FL | $1.1M | 5 | 45.5% |
| #48 | Tamara Hillman-Tardiff | 671326 | Kennebec Savings Bank | 585497 | Augusta, ME | $1.1M | 7 | 58.3% |
| #49 | Susan Wixom | 612436 | Bangor Savings Bank | 449200 | Lewiston, ME | $1.1M | 2 | 5.7% |
| #50 | Elizabeth Monaghan | 204682 | Bangor Savings Bank | 449200 | — | $1.1M | 3 | 23.1% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Maine (2022). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/maine/top-retention-by-volume/2022
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