Retention champions in Indiana in 2022, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Michelle Jacinto (Direct Mortgage Loans, LLC, NMLS #209470), Adam Fusselman (The Bippus State Bank, NMLS #658008), and Michelle Adrian (FORUM Credit Union, NMLS #1014947).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Michelle Jacinto | 209470 | Direct Mortgage Loans, LLC | 832799 | Saint John, IN | $13.3M | 5 | 8.3% |
| #2 | Adam Fusselman | 658008 | The Bippus State Bank | 631974 | Huntington, IN | $12.7M | 43 | 59.7% |
| #3 | Michelle Adrian | 1014947 | FORUM Credit Union | 469848 | Fishers, IN | $9.7M | 38 | 55.9% |
| #4 | Michelle Smekens | 277435 | V.I.P. Mortgage, Inc. | 145502 | Fort Wayne, IN | $8.1M | 29 | 53.7% |
| #5 | Ryan Carroll | 1456319 | Beacon Credit Union | 568838 | Huntington, IN | $7.6M | 36 | 70.6% |
| #6 | Alana Foster | 1326520 | Bedford Federal Savings Bank | 402489 | Bedford, IN | $6.9M | 26 | 66.7% |
| #7 | RYAN EBERHARDT | 260832 | DIAMOND RESIDENTIAL MORTGAGE CORPORATION | 186805 | Valparaiso, IN | $6.0M | 23 | 46.0% |
| #8 | David Cross | 543498 | First Merchants Bank | 454552 | Carmel, IN | $5.9M | 8 | 61.5% |
| #9 | Patrick Kinder | 277042 | Fairway Independent Mortgage Corporation | 2289 | Fort Wayne, IN | $5.9M | 17 | 77.3% |
| #10 | Mark Lewin | 525366 | Guild Mortgage Company LLC | 3274 | Fishers, IN | $4.4M | 18 | 27.3% |
| #11 | Kevin Fortriede | 1179707 | Union Savings Bank | 446047 | Fort Wayne, IN | $4.2M | 26 | 83.9% |
| #12 | Brian Lindstrom | 664576 | Union Savings Bank | 446047 | Indianapolis, IN | $4.2M | 15 | 78.9% |
| #13 | Mark Barclay | 812412 | LNB Community Bank | 811379 | Boonville, IN | $4.1M | 24 | 80.0% |
| #14 | Colin Murphy | 793408 | Financial Center First Credit Union | 509724 | — | $4.0M | 6 | 42.9% |
| #15 | Joseph Darling | 425481 | The Peoples State Bank | 473222 | Bloomington, IN | $4.0M | 12 | 85.7% |
| #16 | Erin Hott | 1379970 | American Community Bank of Indiana | 440104 | Saint John, IN | $3.8M | 9 | 56.3% |
| #17 | Lisa Gabbert | 759171 | Merchants Bank of Indiana | 554119 | Carmel, IN | $3.7M | 9 | 47.4% |
| #18 | Jennifer Schawitsch | 636202 | First Farmers Bank & Trust Co. | 478756 | Terre Haute, IN | $3.7M | 18 | 81.8% |
| #19 | Vince Blanchford | 36158 | Luminate Bank | 1281698 | Indianapolis, IN | $3.6M | 9 | 69.2% |
| #20 | Robby Rud | 268277 | DIAMOND RESIDENTIAL MORTGAGE CORPORATION | 186805 | Valparaiso, IN | $3.6M | 12 | 29.3% |
| #21 | William Losh | 555765 | FORUM Credit Union | 469848 | Fishers, IN | $3.6M | 35 | 55.6% |
| #22 | Joshua Richardson | 662981 | First National Bank | 466806 | Greencastle, IN | $3.6M | 11 | 91.7% |
| #23 | Larry Dodson | 476430 | Ruoff Mortgage Company, Inc. | 141868 | Greenwood, IN | $3.6M | 15 | 32.6% |
| #24 | Charles Dayton | 416870 | CrossCountry Mortgage, LLC | 3029 | Delray Beach, FL | $3.6M | 16 | 53.3% |
| #25 | Mark Goodin | 586232 | Horizon Bank | 543611 | — | $3.5M | 5 | 41.7% |
| #26 | Ryan Lisenko | 820764 | 1st Source Bank | 645641 | South Bend, IN | $3.4M | 11 | 55.0% |
| #27 | Matthew Davis | 525371 | Union Home Mortgage Corp. | 2229 | Indianapolis, IN | $3.3M | 17 | 51.5% |
| #28 | Jack Overy | 525374 | Guild Mortgage Company LLC | 3274 | Fishers, IN | $3.3M | 17 | 34.7% |
| #29 | Matthew Denig | 1014339 | Edge Home Finance, LLC | 891464 | Indianapolis, IN | $3.2M | 11 | 64.7% |
| #30 | Wendy McClellan | 137087 | Citizens Bank | 484695 | Avon, IN | $3.2M | 6 | 31.6% |
| #31 | Tyler Cartmel | 7540 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | — | $3.1M | 12 | 36.4% |
| #32 | Stacy Tevault | 682323 | LNB Community Bank | 811379 | Boonville, IN | $3.1M | 15 | 93.8% |
| #33 | Austin Bowman | 525358 | Guild Mortgage Company LLC | 3274 | Fishers, IN | $3.1M | 9 | 52.9% |
| #34 | Amy Stokes | 1387213 | Elements Financial Federal Credit Union | 410639 | Indianapolis, IN | $3.0M | 22 | 40.7% |
| #35 | Amanda Fulwider | 1154981 | The North Salem State Bank | 570802 | Danville, IN | $3.0M | 8 | 47.1% |
| #36 | Crystal Wilson | 137742 | CME Lending Group LLC | 1248883 | Chesterton, IN | $3.0M | 12 | 57.1% |
| #37 | Sara Glass | 763400 | Owen County State Bank | 518354 | Spencer, IN | $3.0M | 18 | 81.8% |
| #38 | Tracy Harding | 172796 | MJW Financial LLC | 199907 | Indianapolis, IN | $3.0M | 12 | 66.7% |
| #39 | JUDY HEFLIN | 413260 | FARMERS & MERCHANTS STATE BANK, THE | 407535 | Berne, IN | $3.0M | 20 | 80.0% |
| #40 | Tammy Hamilton | 662591 | Spencer County Bank | 609622 | Dale, IN | $3.0M | 11 | 57.9% |
| #41 | Michael Olinger | 1504771 | Bank of America, N.A. | 399802 | Jasper, IN | $2.9M | 10 | 83.3% |
| #42 | Joseph Larr | 261843 | Fairway Independent Mortgage Corporation | 2289 | Fishers, IN | $2.9M | 19 | 19.2% |
| #43 | Donna Susens | 564449 | The Huntington National Bank | 402436 | Indianapolis, IN | $2.9M | 5 | 33.3% |
| #44 | Andrew Haeck | 399959 | First Federal Savings Bank | 399927 | — | $2.8M | 13 | 44.8% |
| #45 | Jeffrey Dettelbach | 130498 | Fairway Independent Mortgage Corporation | 2289 | Indianapolis, IN | $2.8M | 8 | 33.3% |
| #46 | Tina Bennett | 66985 | Fairway Independent Mortgage Corporation | 2289 | — | $2.8M | 9 | 50.0% |
| #47 | Alisha Schott | 1794166 | CMG Mortgage, Inc. | 1820 | Bloomington, IN | $2.8M | 8 | 50.0% |
| #48 | William Fulkerson | 9140 | Stock Yards Bank & Trust Company | 433971 | Evansville, IN | $2.7M | 7 | 70.0% |
| #49 | Janet Burks | 527747 | FARMERS AND MECHANICS FEDERAL SAVINGS BANK | 477159 | Bloomington, IN | $2.7M | 10 | 71.4% |
| #50 | Daniel Fivecoate | 810893 | Three Rivers Federal Credit Union | 556303 | Fort Wayne, IN | $2.7M | 7 | 35.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Indiana (2022). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/indiana/top-retention-by-volume/2022
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