Retention champions in Virginia in 2022, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Mya Tran-Harter (Intercoastal Mortgage, LLC, NMLS #248295), Joshua Burruss (Intercoastal Mortgage, LLC, NMLS #181603), and Jerome Jones (First Savings Mortgage Corporation, NMLS #207537).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Mya Tran-Harter | 248295 | Intercoastal Mortgage, LLC | 56323 | Reston, VA | $10.7M | 10 | 62.5% |
| #2 | Joshua Burruss | 181603 | Intercoastal Mortgage, LLC | 56323 | Reston, VA | $9.5M | 8 | 36.4% |
| #3 | Jerome Jones | 207537 | First Savings Mortgage Corporation | 38694 | McLean, VA | $9.2M | 17 | 56.7% |
| #4 | FERNANDO MARQUEZ | 377910 | Great North Bank | 410596 | Florence, WI | $8.2M | 9 | 45.0% |
| #5 | John Kinzer | 1094362 | Intercoastal Mortgage, LLC | 56323 | Reston, VA | $7.7M | 10 | 90.9% |
| #6 | Stephen Fox | 208239 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $7.3M | 12 | 54.5% |
| #7 | John Hardy | 196395 | Waterstone Mortgage Corporation | 186434 | Ashburn, VA | $6.3M | 10 | 76.9% |
| #8 | Jawad Hamandi | 391282 | Intercoastal Mortgage, LLC | 56323 | Reston, VA | $6.0M | 7 | 38.9% |
| #9 | Dana Goodwin | 880357 | United Bank | 522399 | — | $5.9M | 10 | 90.9% |
| #10 | Joseph Dunn | 160856 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Glen Allen, VA | $5.6M | 8 | 30.8% |
| #11 | Vincent Apostolico | 334391 | CMG Mortgage, Inc. | 1820 | Gainesville, VA | $5.5M | 7 | 63.6% |
| #12 | Allison Davis | 222187 | United Bank | 522399 | Mechanicsville, VA | $5.3M | 10 | 34.5% |
| #13 | William Stern | 267577 | CMG Mortgage, Inc. | 1820 | Middleburg, VA | $4.8M | 6 | 37.5% |
| #14 | Richard Vogel | 222346 | First Savings Mortgage Corporation | 38694 | McLean, VA | $4.7M | 6 | 60.0% |
| #15 | Jolene Moore | 448601 | CrossCountry Mortgage, LLC | 3029 | Fairfax, VA | $4.6M | 8 | 72.7% |
| #16 | Richard Elmendorf | 485091 | Guaranteed Rate, Inc. | 2611 | Naples, FL | $4.6M | 8 | 50.0% |
| #17 | Robert Setliff | 207272 | First Savings Mortgage Corporation | 38694 | McLean, VA | $4.5M | 7 | 30.4% |
| #18 | Kristi Hardy | 194938 | Atlantic Coast Mortgage, LLC | 643114 | Fairfax, VA | $4.4M | 6 | 26.1% |
| #19 | Caryn Grafton | 312906 | Atlantic Coast Mortgage, LLC | 643114 | Leesburg, VA | $4.1M | 7 | 43.8% |
| #20 | Sebastian Rivera | 190984 | Intercoastal Mortgage, LLC | 56323 | Reston, VA | $4.1M | 5 | 45.5% |
| #21 | Stefanie Shifferd | 1869053 | West Capital Lending, Inc. | 1566096 | Irvine, CA | $4.0M | 8 | 40.0% |
| #22 | Michael McBride | 457863 | GenPoint Mortgage, LLC | 2620106 | Lakewood Ranch, FL | $4.0M | 7 | 50.0% |
| #23 | ASHLEY SMITH | 529694 | Truist Bank | 399803 | Sterling, VA | $4.0M | 6 | 26.1% |
| #24 | Leslie Griffin | 804784 | Bank of Botetourt | 476841 | Daleville, VA | $3.6M | 12 | 57.1% |
| #25 | TAYLOR ALLGYER | 205938 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Alexandria, VA | $3.5M | 5 | 50.0% |
| #26 | Gina Myers | 898712 | CrossCountry Mortgage, LLC | 3029 | Fairfax, VA | $3.3M | 2 | 18.2% |
| #27 | Reginald Maddox | 1072553 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Myrtle Beach, SC | $3.3M | 6 | 17.1% |
| #28 | Jonathan Ischinger | 490411 | Farmers & Merchants Bank | 414464 | Harrisonburg, VA | $3.2M | 9 | 69.2% |
| #29 | Melissa Bell | 450558 | Atlantic Coast Mortgage, LLC | 643114 | Fairfax, VA | $3.2M | 6 | 24.0% |
| #30 | Allicyn Buracker | 510637 | Farmers & Merchants Bank | 414464 | Harrisonburg, VA | $3.1M | 10 | 71.4% |
| #31 | SALEEM KHAN | 201464 | SAI Mortgage Inc. | 179997 | Vienna, VA | $3.1M | 8 | 42.1% |
| #32 | Tonja Armentrout | 510632 | Farmers & Merchants Bank | 414464 | Harrisonburg, VA | $3.1M | 9 | 81.8% |
| #33 | Brackton Pratt | 186937 | First Savings Mortgage Corporation | 38694 | McLean, VA | $3.0M | 5 | 50.0% |
| #34 | Michael Sanchez | 860048 | Guaranteed Rate, Inc. | 2611 | Stafford, VA | $3.0M | 5 | 18.5% |
| #35 | Andrew Siddon | 483523 | Guaranteed Rate, Inc. | 2611 | Arlington, VA | $3.0M | 3 | 30.0% |
| #36 | Jay Richardson | 455523 | Potomac Bank, Inc. | 466642 | Charles Town, WV | $3.0M | 6 | 50.0% |
| #37 | Blake Wise | 340921 | First Savings Mortgage Corporation | 38694 | McLean, VA | $2.9M | 6 | 28.6% |
| #38 | Robert Ross | 189110 | Intercoastal Mortgage, LLC | 56323 | Reston, VA | $2.9M | 4 | 40.0% |
| #39 | Nina Efird | 659399 | Ameris Bank | 408099 | Newport News, VA | $2.7M | 5 | 26.3% |
| #40 | Vincent Coyle | 376235 | Great North Bank | 410596 | Florence, WI | $2.6M | 4 | 40.0% |
| #41 | Christopher Channell | 266012 | Guaranteed Rate, Inc. | 2611 | Bethesda, MD | $2.6M | 3 | 23.1% |
| #42 | Andrew Zemon | 208916 | Ixonia Bank | 423065 | Brookfield, WI | $2.5M | 8 | 50.0% |
| #43 | Mark Kilfeather | 312425 | Atlantic Coast Mortgage, LLC | 643114 | Gainesville, VA | $2.5M | 3 | 20.0% |
| #44 | Bruce Burner | 268778 | Ark-La-Tex Financial Services, LLC | 2143 | Woodstock, VA | $2.4M | 7 | 41.2% |
| #45 | Steven D'Antonio | 849013 | C&F MORTGAGE CORPORATION | 147312 | Midlothian, VA | $2.4M | 4 | 23.5% |
| #46 | Lisa Nichols | 193453 | Atlantic Coast Mortgage, LLC | 643114 | Estero, FL | $2.4M | 5 | 27.8% |
| #47 | Troy Toureau | 5618 | Great North Bank | 410596 | Florence, WI | $2.4M | 4 | 33.3% |
| #48 | Randall Rodgers | 906356 | The First Bank and Trust Company | 486426 | Hanover, VA | $2.4M | 8 | 50.0% |
| #49 | David Black | 453677 | Guaranteed Rate, Inc. | 2611 | Gainesville, VA | $2.3M | 3 | 30.0% |
| #50 | Rambabu Yadlapalli | 874176 | ENSURE HOME LOANS LLC | 1666674 | Aldie, VA | $2.2M | 3 | 20.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Virginia (2022). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/virginia/top-retention-by-volume/2022
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