Retention champions in Montana in 2022, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Christine Farrington (Edge Home Finance, LLC, NMLS #193640), Kimberly Kemppainen (Edge Home Finance, LLC, NMLS #349412), and Lisa Pickens (Glacier Bank, NMLS #613976).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Christine Farrington | 193640 | Edge Home Finance, LLC | 891464 | Las Vegas, NV | $11.9M | 32 | 74.4% |
| #2 | Kimberly Kemppainen | 349412 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | $9.8M | 13 | 76.5% |
| #3 | Lisa Pickens | 613976 | Glacier Bank | 472212 | Helena, MT | $6.9M | 17 | 73.9% |
| #4 | Jill Parish | 1791467 | Glacier Bank | 472212 | — | $6.6M | 11 | 64.7% |
| #5 | Tony Amaya | 712723 | Opportunity Bank of Montana | 412554 | Missoula, MT | $6.5M | 14 | 60.9% |
| #6 | Sean McGrath | 1428984 | Glacier Bank | 472212 | Kalispell, MT | $6.0M | 6 | 50.0% |
| #7 | Sammy Van Dyke | 776569 | Billings Federal Credit Union | 462141 | Billings, MT | $5.9M | 13 | 52.0% |
| #8 | Annika Gottszky-Harris | 1352435 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | $5.5M | 9 | 60.0% |
| #9 | Gina Marshall | 489006 | U.S. Bank National Association | 402761 | Hopkins, MN | $5.0M | 7 | 43.8% |
| #10 | Caroline Roy | 271203 | GoPrime Mortgage, Inc. | 69551 | Bozeman, MT | $4.5M | 9 | 31.0% |
| #11 | Mark Delorme | 1027436 | Barrington Bank & Trust Company N.A. | 449042 | — | $4.5M | 10 | 47.6% |
| #12 | Kyle Hanson | 1528390 | Whitefish Credit Union Association | 409281 | — | $4.4M | 7 | 36.8% |
| #13 | Brenda Dennis | 740577 | Valley Bank of Ronan | 807453 | St Ignatius, MT | $3.9M | 13 | 92.9% |
| #14 | Crystal Eckerson | 400351 | Evergreen Moneysource Mortgage Company | 3182 | Helena, MT | $3.8M | 10 | 34.5% |
| #15 | Sara Koelzer | 400361 | Guaranteed Rate, Inc. | 2611 | Bozeman, MT | $3.2M | 7 | 53.8% |
| #16 | Mark Dowaliby | 1517590 | Whitefish Credit Union Association | 409281 | — | $3.2M | 10 | 83.3% |
| #17 | William Cockhill | 747566 | Stockman Bank of Montana | 440094 | Helena, MT | $3.2M | 11 | 42.3% |
| #18 | Jane Foley | 487283 | Glacier Bank | 472212 | — | $3.2M | 6 | 54.5% |
| #19 | Anne Gladden | 707961 | Barrington Bank & Trust Company N.A. | 449042 | Kalispell, MT | $3.0M | 9 | 42.9% |
| #20 | Timothy Kluesner | 405847 | Whitefish Credit Union Association | 409281 | Kalispell, MT | $3.0M | 9 | 64.3% |
| #21 | Jeffrey Kernan | 146962 | Reliance Lending Northwest LLC | 147403 | Kalispell, MT | $3.0M | 7 | 53.8% |
| #22 | Ian Songer | 1560394 | Altana Federal Credit Union | 417013 | — | $2.9M | 11 | 78.6% |
| #23 | Donald Kessler | 6880 | Evergreen Moneysource Mortgage Company | 3182 | Helena, MT | $2.8M | 7 | 38.9% |
| #24 | Roderick Leese | 409622 | TrailWest Bank | 677399 | Kalispell, MT | $2.8M | 7 | 63.6% |
| #25 | Michelle Felde | 712728 | Clearwater Federal Credit Union | 447584 | Missoula, MT | $2.7M | 7 | 43.8% |
| #26 | Ryan Cobb | 613972 | Glacier Bank | 472212 | Helena, MT | $2.7M | 8 | 47.1% |
| #27 | Lindsay Kinniburgh | 339406 | Edge Home Finance, LLC | 891464 | Kalispell, MT | $2.7M | 5 | 41.7% |
| #28 | Deborah Sokoloski | 716649 | Evergreen Moneysource Mortgage Company | 3182 | Billings, MT | $2.6M | 7 | 35.0% |
| #29 | David Boye | 235086 | Black Diamond Mortgage Corporation | 209137 | Whitefish, MT | $2.5M | 5 | 20.8% |
| #30 | SHANE MCCHESNEY | 298182 | Barrington Bank & Trust Company N.A. | 449042 | Sherman Oaks, CA | $2.3M | 8 | 57.1% |
| #31 | Natalie Lenderman | 708035 | Edge Home Finance, LLC | 891464 | Whitefish, MT | $2.3M | 6 | 40.0% |
| #32 | Julie Lapham | 292964 | Everett Financial, Inc. | 2129 | Missoula, MT | $2.2M | 8 | 42.1% |
| #33 | Brett Evertz | 523473 | Evergreen Moneysource Mortgage Company | 3182 | Bozeman, MT | $2.2M | 5 | 29.4% |
| #34 | Kelly Duray | 716674 | Evergreen Moneysource Mortgage Company | 3182 | Billings, MT | $2.2M | 6 | 25.0% |
| #35 | Yvonne Kelly | 523512 | Evergreen Moneysource Mortgage Company | 3182 | Billings, MT | $2.1M | 6 | 33.3% |
| #36 | Kelly Gaugler | 523491 | Stockman Bank of Montana | 440094 | Bozeman, MT | $2.0M | 5 | 33.3% |
| #37 | Elizabeth Klunder | 716654 | Glacier Bank | 472212 | Billings, MT | $2.0M | 5 | 26.3% |
| #38 | Christopher Lorash | 1497875 | VALLEY FINANCIAL CREDIT UNION | 478488 | Billings, MT | $1.9M | 7 | 63.6% |
| #39 | Cuyler Tonkovich | 846131 | New American Funding, LLC | 6606 | Helena, MT | $1.9M | 5 | 50.0% |
| #40 | Loriann Hodge Christensen | 487288 | Clearwater Federal Credit Union | 447584 | Missoula, MT | $1.8M | 14 | 60.9% |
| #41 | Moriah Lundeen | 193988 | Eagle Bank | 440469 | Polson, MT | $1.8M | 6 | 46.2% |
| #42 | Elisha Grace | 175844 | Opportunity Bank of Montana | 412554 | Bozeman, MT | $1.8M | 6 | 50.0% |
| #43 | David Christensen | 290471 | Mountain Lake Mortgage Corporation | 270653 | Kalispell, MT | $1.8M | 5 | 33.3% |
| #44 | Carolyn Wells | 403731 | Envoy Mortgage Ltd | 6666 | Kalispell, MT | $1.7M | 6 | 60.0% |
| #45 | Dianna Brown | 114089 | Rocky Mountain Credit Union | 585490 | — | $1.7M | 5 | 41.7% |
| #46 | Chad Thelen | 225900 | Thelen Mortgage Inc | 219934 | Belgrade, MT | $1.6M | 4 | 40.0% |
| #47 | Corey Hill | 747559 | Premier Mortgage Resources, L.L.C. | 1169 | Helena, MT | $1.6M | 5 | 26.3% |
| #48 | Curtis Gannon | 236333 | Glacier Bank | 472212 | Butte, MT | $1.5M | 6 | 37.5% |
| #49 | Katie Lawler | 786534 | Stockman Bank of Montana | 440094 | Helena, MT | $1.5M | 5 | 41.7% |
| #50 | Emily Martello | 812363 | CrossCountry Mortgage, LLC | 3029 | Missoula, MT | $1.5M | 3 | 21.4% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Montana (2022). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/montana/top-retention-by-volume/2022
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