Top loan officers in Montana in 2022, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Sara Koelzer (Guaranteed Rate, Inc., NMLS #400361), Julie Lapham (Everett Financial, Inc., NMLS #292964), and Crystal Eckerson (Evergreen Moneysource Mortgage Company, NMLS #400351).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2022 Volume | 2022 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Sara Koelzer | 400361 | Guaranteed Rate, Inc. | 2611 | Bozeman, MT | $66.1M | 113 | $585K |
| #2 | Julie Lapham | 292964 | Everett Financial, Inc. | 2129 | Missoula, MT | $63.8M | 181 | $353K |
| #3 | Crystal Eckerson | 400351 | Evergreen Moneysource Mortgage Company | 3182 | Helena, MT | $54.8M | 161 | $340K |
| #4 | Christine Farrington | 193640 | Edge Home Finance, LLC | 891464 | Las Vegas, NV | $53.6M | 131 | $409K |
| #5 | Kimberly Kemppainen | 349412 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | $46.7M | 73 | $640K |
| #6 | Ryan Willson | 882064 | Morgan Stanley Private Bank, National Association | 663185 | Coppell, TX | $43.6M | 3 | $14.5M |
| #7 | Sean McGrath | 1428984 | Glacier Bank | 472212 | Kalispell, MT | $42.8M | 53 | $808K |
| #8 | Gina Marshall | 489006 | U.S. Bank National Association | 402761 | Hopkins, MN | $42.8M | 50 | $855K |
| #9 | Kelly Dewolf | 543244 | Mutual of Omaha Mortgage, Inc. | 1025894 | Helena, MT | $42.7M | 42 | $1.0M |
| #10 | Elex McAlear | 830117 | Glacier Bank | 472212 | Bozeman, MT | $40.5M | 46 | $881K |
| #11 | Annika Gottszky-Harris | 1352435 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | $38.0M | 56 | $679K |
| #12 | Caroline Roy | 271203 | GoPrime Mortgage, Inc. | 69551 | Bozeman, MT | $37.3M | 76 | $490K |
| #13 | Mark Delorme | 1027436 | Barrington Bank & Trust Company N.A. | 449042 | — | $34.6M | 65 | $533K |
| #14 | Kelly Duray | 716674 | Evergreen Moneysource Mortgage Company | 3182 | Billings, MT | $34.5M | 100 | $345K |
| #15 | David Christensen | 290471 | Mountain Lake Mortgage Corporation | 270653 | Kalispell, MT | $33.8M | 73 | $463K |
| #16 | Tony Amaya | 712723 | Opportunity Bank of Montana | 412554 | Missoula, MT | $33.4M | 78 | $429K |
| #17 | Mark Dowaliby | 1517590 | Whitefish Credit Union Association | 409281 | — | $33.2M | 110 | $302K |
| #18 | David Boye | 235086 | Black Diamond Mortgage Corporation | 209137 | Whitefish, MT | $32.0M | 68 | $470K |
| #19 | Michael Banks | 404629 | Opportunity Bank of Montana | 412554 | Great Falls, MT | $29.9M | 118 | $253K |
| #20 | Kimberly MacDonald | 470804 | U.S. Bank National Association | 402761 | Billings, MT | $29.8M | 66 | $452K |
| #21 | Christopher Ackerman | 450337 | Guaranteed Rate, Inc. | 2611 | Billings, MT | $29.5M | 69 | $428K |
| #22 | Scott Dufresne | 487238 | JPMorgan Chase Bank, National Association | 399798 | — | $29.4M | 5 | $5.9M |
| #23 | Amber Docken | 1236912 | CrossCountry Mortgage, LLC | 3029 | Bozeman, MT | $29.2M | 43 | $679K |
| #24 | KYLE ELLIOTT | 2144040 | Manufacturers and Traders Trust Company | 381076 | — | $28.9M | 76 | $380K |
| #25 | Tanner Aasheim | 892056 | Glacier Bank | 472212 | Bozeman, MT | $28.9M | 34 | $849K |
| #26 | Yva Gallant-Dufresne | 487247 | JPMorgan Chase Bank, National Association | 399798 | — | $28.9M | 8 | $3.6M |
| #27 | Brett Evertz | 523473 | Evergreen Moneysource Mortgage Company | 3182 | Bozeman, MT | $28.9M | 59 | $489K |
| #28 | Jeffrey Olech | 400400 | U.S. Bank National Association | 402761 | Hopkins, MN | $28.7M | 22 | $1.3M |
| #29 | Deborah Sokoloski | 716649 | Evergreen Moneysource Mortgage Company | 3182 | Billings, MT | $28.6M | 90 | $317K |
| #30 | Eric Hillestad | 684925 | Bank of America, N.A. | 399802 | Chicago, IL | $27.8M | 3 | $9.3M |
| #31 | Bryon Smith | 259031 | Bryon Smith Mortgage LLC | 259426 | Missoula, MT | $27.6M | 67 | $412K |
| #32 | Colleen Wood | 1118454 | Wood Team Home Mortgage LLC | 2535756 | Red Lodge, MT | $27.1M | 61 | $445K |
| #33 | William Cockhill | 747566 | Stockman Bank of Montana | 440094 | Helena, MT | $25.9M | 69 | $376K |
| #34 | Nicholas Palmer | 637465 | Bank of America, N.A. | 399802 | Lake Oswego, OR | $25.9M | 2 | $12.9M |
| #35 | Emily Kennedy | 1400287 | Stockman Bank of Montana | 440094 | Bozeman, MT | $24.9M | 59 | $422K |
| #36 | Radostina Benner | 1231612 | Glacier Bank | 472212 | Bozeman, MT | $24.8M | 45 | $552K |
| #37 | Tami Hartmann | 523510 | Stockman Bank of Montana | 440094 | Billings, MT | $24.6M | 72 | $342K |
| #38 | Daniel Shaw | 1489332 | Whitefish Credit Union Association | 409281 | Whitefish, MT | $24.3M | 56 | $433K |
| #39 | Carla Marinko | 526355 | Stockman Bank of Montana | 440094 | Belgrade, MT | $23.9M | 65 | $368K |
| #40 | Donald Kessler | 6880 | Evergreen Moneysource Mortgage Company | 3182 | Helena, MT | $23.7M | 71 | $334K |
| #41 | Jill Parish | 1791467 | Glacier Bank | 472212 | — | $23.7M | 48 | $494K |
| #42 | Eric Hayhurst | 1437126 | Citizens Alliance Bank | 791572 | Seeley Lake, MT | $23.4M | 31 | $755K |
| #43 | Sammy Van Dyke | 776569 | Billings Federal Credit Union | 462141 | Billings, MT | $23.3M | 76 | $307K |
| #44 | Amanda Keeland | 1416639 | Edge Home Finance, LLC | 891464 | Kalispell, MT | $23.0M | 40 | $576K |
| #45 | Michelle Allen | 747562 | CrossCountry Mortgage, LLC | 3029 | Missoula, MT | $22.3M | 41 | $544K |
| #46 | Timothy Kluesner | 405847 | Whitefish Credit Union Association | 409281 | Kalispell, MT | $22.2M | 50 | $444K |
| #47 | Lisa Pickens | 613976 | Glacier Bank | 472212 | Helena, MT | $22.1M | 56 | $394K |
| #48 | Shannon O'Hare | 523508 | CrossCountry Mortgage, LLC | 3029 | Bozeman, MT | $21.9M | 44 | $497K |
| #49 | DeDe Stoner | 250504 | Guild Mortgage Company LLC | 3274 | Billings, MT | $21.7M | 69 | $315K |
| #50 | David Flugge | 729370 | New American Funding, LLC | 6606 | Helena, MT | $21.5M | 56 | $384K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Top Mortgage Loan Officers by Volume — Montana (2022). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/montana/top-overall-by-volume/2022
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