Top loan officers in Montana in 2024, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Sara Koelzer (Guaranteed Rate, Inc., NMLS #400361), Julie Lapham (Everett Financial, Inc., NMLS #292964), and Crystal Eckerson (Evergreen Moneysource Mortgage Company, NMLS #400351).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2024 Volume | 2024 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Sara Koelzer | 400361 | Guaranteed Rate, Inc. | 2611 | Bozeman, MT | $92.5M | 162 | $571K |
| #2 | Julie Lapham | 292964 | Everett Financial, Inc. | 2129 | Missoula, MT | $57.5M | 133 | $433K |
| #3 | Crystal Eckerson | 400351 | Evergreen Moneysource Mortgage Company | 3182 | Helena, MT | $45.4M | 114 | $398K |
| #4 | John Baldridge | 1942991 | Prosperity Home Mortgage, LLC | 75164 | Newport Beach, CA | $36.1M | 83 | $435K |
| #5 | Kelly Duray | 716674 | Evergreen Moneysource Mortgage Company | 3182 | Billings, MT | $34.3M | 99 | $346K |
| #6 | Michael Banks | 404629 | Opportunity Bank of Montana | 412554 | Great Falls, MT | $30.4M | 114 | $267K |
| #7 | Scott Lucier | 1637174 | loanDepot.com, LLC | 174457 | Boise, ID | $29.7M | 72 | $412K |
| #8 | Renee Gaugler | 400368 | Cornerstone Capital Bank, SSB | 2258 | Bozeman, MT | $28.9M | 61 | $474K |
| #9 | Brian Hafner | 1620055 | Lower, LLC | 1124061 | Billings, MT | $28.5M | 89 | $320K |
| #10 | Lisa Pickens | 613976 | Glacier Bank | 472212 | Helena, MT | $28.0M | 64 | $437K |
| #11 | DeDe Stoner | 250504 | Guild Mortgage Company LLC | 3274 | Billings, MT | $28.0M | 89 | $314K |
| #12 | Emily Martello | 812363 | CrossCountry Mortgage, LLC | 3029 | Missoula, MT | $27.0M | 65 | $415K |
| #13 | Radostina Benner | 1231612 | Glacier Bank | 472212 | Bozeman, MT | $26.7M | 49 | $546K |
| #14 | Kyle Hanson | 1528390 | Whitefish Credit Union Association | 409281 | — | $26.5M | 29 | $915K |
| #15 | Colleen Wood | 1118454 | Wood Team Home Mortgage LLC | 2535756 | Red Lodge, MT | $26.5M | 66 | $401K |
| #16 | Stephen Cooney | 487376 | PrimeLending, A PlainsCapital Company | 13649 | Missoula, MT | $26.3M | 63 | $418K |
| #17 | Christine Farrington | 193640 | Edge Home Finance, LLC | 891464 | Las Vegas, NV | $25.5M | 57 | $447K |
| #18 | Gina Marshall | 489006 | U.S. Bank National Association | 402761 | Hopkins, MN | $25.2M | 24 | $1.1M |
| #19 | Emma Penna | 2053766 | Great Western Home Loans, Inc. | 1829215 | Bozeman, MT | $25.2M | 56 | $450K |
| #20 | Nicole Hanni | 487293 | Guild Mortgage Company LLC | 3274 | Butte, MT | $25.0M | 95 | $264K |
| #21 | Caroline Roy | 271203 | GoPrime Mortgage, Inc. | 69551 | Bozeman, MT | $24.7M | 50 | $495K |
| #22 | Bryon Smith | 259031 | Bryon Smith Mortgage LLC | 259426 | Missoula, MT | $24.0M | 59 | $407K |
| #23 | Cambria Hidalgo | 2005391 | Glacier Bank | 472212 | Whitefish, MT | $23.9M | 46 | $520K |
| #24 | Casey Moen | 1733091 | Stockman Bank of Montana | 440094 | Great Falls, MT | $23.6M | 70 | $337K |
| #25 | David Krueger | 1598813 | Montana Family Mortgage, LLC | 1625135 | Missoula, MT | $22.9M | 55 | $416K |
| #26 | Amber Docken | 1236912 | CrossCountry Mortgage, LLC | 3029 | Bozeman, MT | $22.5M | 22 | $1.0M |
| #27 | Tanner Aasheim | 892056 | Glacier Bank | 472212 | Bozeman, MT | $22.4M | 40 | $559K |
| #28 | Timothy Mundy | 1620295 | UBS Bank USA, National Association | 947868 | Jacksonville, FL | $22.1M | 2 | $11.1M |
| #29 | Deborah Sokoloski | 716649 | Evergreen Moneysource Mortgage Company | 3182 | Billings, MT | $22.1M | 70 | $315K |
| #30 | Monica Quiroga | 993451 | JPMorgan Chase Bank, National Association | 399798 | Chicago, IL | $22.0M | 4 | $5.5M |
| #31 | David Christensen | 290471 | Mountain Lake Mortgage Corporation | 270653 | Kalispell, MT | $21.6M | 54 | $399K |
| #32 | Jessica Haynes | 1854887 | VALLEY FINANCIAL CREDIT UNION | 478488 | Billings, MT | $21.1M | 68 | $311K |
| #33 | Kaycee Carroll | 716645 | Opportunity Bank of Montana | 412554 | Billings, MT | $21.1M | 65 | $325K |
| #34 | Lindsay Lee | 1002501 | MONTANA FEDERAL CREDIT UNION | 466184 | — | $21.0M | 201 | $105K |
| #35 | Carla Marinko | 526355 | Stockman Bank of Montana | 440094 | Belgrade, MT | $20.9M | 46 | $454K |
| #36 | Lindsay Kinniburgh | 339406 | Edge Home Finance, LLC | 891464 | Kalispell, MT | $20.7M | 46 | $451K |
| #37 | Kimberly Kemppainen | 349412 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | $20.7M | 27 | $768K |
| #38 | Shannon O'Hare | 523508 | CrossCountry Mortgage, LLC | 3029 | Bozeman, MT | $20.2M | 39 | $518K |
| #39 | Darel Handley | 1967311 | Grizzly Mortgage, LLC | 2607241 | Kalispell, MT | $20.1M | 44 | $457K |
| #40 | Christopher Ackerman | 450337 | Guaranteed Rate, Inc. | 2611 | Billings, MT | $19.8M | 52 | $380K |
| #41 | Matthew Gehr | 1549221 | PrimeLending, A PlainsCapital Company | 13649 | Missoula, MT | $19.7M | 49 | $402K |
| #42 | Edward Nissen | 263692 | CrossCountry Mortgage, LLC | 3029 | Whitefish, MT | $19.7M | 44 | $448K |
| #43 | Adelina Hanson | 1941846 | Flathead Valley Mortgage LLC | 2258019 | Columbia Falls, MT | $19.6M | 39 | $502K |
| #44 | Christopher Dangerfield | 400362 | Fairway Independent Mortgage Corporation | 2289 | Great Falls, MT | $19.5M | 78 | $250K |
| #45 | William Cockhill | 747566 | Stockman Bank of Montana | 440094 | Helena, MT | $19.3M | 53 | $364K |
| #46 | Robert Vallance | 487547 | Opportunity Bank of Montana | 412554 | Missoula, MT | $19.1M | 40 | $478K |
| #47 | Shannon Foley | 265969 | CMG Mortgage, Inc. | 1820 | Holladay, UT | $18.4M | 41 | $450K |
| #48 | Lynn Stenerson | 707851 | Stockman Bank of Montana | 440094 | Missoula, MT | $18.0M | 42 | $429K |
| #49 | David Boye | 235086 | Black Diamond Mortgage Corporation | 209137 | Whitefish, MT | $18.0M | 38 | $474K |
| #50 | Deanna Felix | 1389503 | Clearwater Federal Credit Union | 447584 | Missoula, MT | $17.0M | 57 | $298K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Top Mortgage Loan Officers by Volume — Montana (2024). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/montana/top-overall-by-volume/2024
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