Top loan officers in Montana in 2025, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Sara Koelzer (Guaranteed Rate, Inc., NMLS #400361), Julie Lapham (Everett Financial, Inc., NMLS #292964), and Crystal Eckerson (Evergreen Moneysource Mortgage Company, NMLS #400351).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2025 Volume | 2025 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Sara Koelzer | 400361 | Guaranteed Rate, Inc. | 2611 | Bozeman, MT | $100.0M | 179 | $559K |
| #2 | Julie Lapham | 292964 | Everett Financial, Inc. | 2129 | Missoula, MT | $61.9M | 157 | $394K |
| #3 | Crystal Eckerson | 400351 | Evergreen Moneysource Mortgage Company | 3182 | Helena, MT | $48.2M | 121 | $398K |
| #4 | Colleen Wood | 1118454 | Wood Team Home Mortgage LLC | 2535756 | Red Lodge, MT | $44.5M | 98 | $454K |
| #5 | Renee Gaugler | 400368 | Cornerstone Capital Bank, SSB | 2258 | Bozeman, MT | $41.8M | 88 | $475K |
| #6 | Emily Martello | 812363 | CrossCountry Mortgage, LLC | 3029 | Missoula, MT | $40.5M | 95 | $427K |
| #7 | Sheila Blom | 553042 | BMO Bank National Association | 401052 | Sarasota, FL | $40.0M | 3 | $13.3M |
| #8 | Michael Banks | 404629 | Opportunity Bank of Montana | 412554 | Great Falls, MT | $39.8M | 148 | $269K |
| #9 | Cambria Hidalgo | 2005391 | Glacier Bank | 472212 | Whitefish, MT | $38.0M | 63 | $603K |
| #10 | John Baldridge | 1942991 | Prosperity Home Mortgage, LLC | 75164 | Newport Beach, CA | $37.7M | 84 | $449K |
| #11 | Caroline Roy | 271203 | GoPrime Mortgage, Inc. | 69551 | Bozeman, MT | $37.6M | 72 | $523K |
| #12 | Deborah Sokoloski | 716649 | Evergreen Moneysource Mortgage Company | 3182 | Billings, MT | $36.2M | 116 | $312K |
| #13 | Kelly Duray | 716674 | Evergreen Moneysource Mortgage Company | 3182 | Billings, MT | $35.9M | 108 | $332K |
| #14 | Gina Marshall | 489006 | U.S. Bank National Association | 402761 | Hopkins, MN | $33.5M | 49 | $684K |
| #15 | Nicole Hanni | 487293 | Guild Mortgage Company LLC | 3274 | Butte, MT | $33.5M | 121 | $277K |
| #16 | Casey Moen | 1733091 | Stockman Bank of Montana | 440094 | Great Falls, MT | $32.9M | 97 | $340K |
| #17 | Brian Hafner | 1620055 | Lower, LLC | 1124061 | Billings, MT | $32.5M | 105 | $310K |
| #18 | DeDe Stoner | 250504 | Guild Mortgage Company LLC | 3274 | Billings, MT | $30.9M | 109 | $283K |
| #19 | Olivia Root | 2584219 | Whitefish Credit Union Association | 409281 | — | $30.7M | 44 | $699K |
| #20 | Maddie Clark | 1287840 | Glacier Bank | 472212 | Kalispell, MT | $30.7M | 58 | $530K |
| #21 | Emma Penna | 2053766 | Great Western Home Loans, Inc. | 1829215 | Bozeman, MT | $30.5M | 69 | $442K |
| #22 | Stephen Cooney | 487376 | PrimeLending, A PlainsCapital Company | 13649 | Missoula, MT | $30.5M | 70 | $436K |
| #23 | Christine Farrington | 193640 | Edge Home Finance, LLC | 891464 | Las Vegas, NV | $29.6M | 67 | $442K |
| #24 | Edward Nissen | 263692 | CrossCountry Mortgage, LLC | 3029 | Whitefish, MT | $28.1M | 66 | $426K |
| #25 | Henry Sweat | 1085208 | Morgan Stanley Private Bank, National Association | 663185 | Coppell, TX | $28.0M | 2 | $14.0M |
| #26 | Christopher Dangerfield | 400362 | Fairway Independent Mortgage Corporation | 2289 | Great Falls, MT | $28.0M | 100 | $280K |
| #27 | Tanner Aasheim | 892056 | Glacier Bank | 472212 | Bozeman, MT | $27.0M | 38 | $710K |
| #28 | Lisa Pickens | 613976 | Glacier Bank | 472212 | Helena, MT | $27.0M | 61 | $442K |
| #29 | Zachary Falk | 2082543 | Black Diamond Mortgage Corporation | 209137 | Whitefish, MT | $26.7M | 56 | $477K |
| #30 | David Krueger | 1598813 | Montana Family Mortgage, LLC | 1625135 | Missoula, MT | $26.5M | 62 | $428K |
| #31 | Darel Handley | 1967311 | Grizzly Mortgage, LLC | 2607241 | Kalispell, MT | $26.0M | 57 | $456K |
| #32 | Shannon Foley | 265969 | CMG Mortgage, Inc. | 1820 | Holladay, UT | $25.1M | 54 | $465K |
| #33 | Radostina Benner | 1231612 | Glacier Bank | 472212 | Bozeman, MT | $25.1M | 46 | $545K |
| #34 | Matthew Gehr | 1549221 | PrimeLending, A PlainsCapital Company | 13649 | Missoula, MT | $24.8M | 55 | $452K |
| #35 | Maria Phelps | 1403722 | Black Diamond Mortgage Corporation | 209137 | Whitefish, MT | $24.8M | 53 | $468K |
| #36 | Joseph Colarusso | 1664386 | JPMorgan Chase Bank, National Association | 399798 | Houston, TX | $24.1M | 2 | $12.1M |
| #37 | Tiffany McNeff | 707795 | FIRST FEDERAL BANK & TRUST | 490477 | Billings, MT | $24.1M | 74 | $325K |
| #38 | David Christensen | 290471 | Mountain Lake Mortgage Corporation | 270653 | Kalispell, MT | $24.0M | 51 | $470K |
| #39 | Everette Cornwell | 794613 | Stockman Bank of Montana | 440094 | Great Falls, MT | $23.8M | 73 | $326K |
| #40 | Jason Edmister | 523487 | Stockman Bank of Montana | 440094 | Great Falls, MT | $23.5M | 70 | $336K |
| #41 | Scott Lucier | 1637174 | loanDepot.com, LLC | 174457 | Boise, ID | $22.7M | 56 | $406K |
| #42 | Bryon Smith | 259031 | Bryon Smith Mortgage LLC | 259426 | Missoula, MT | $22.5M | 51 | $441K |
| #43 | Beth Tullis | 1951881 | CalCon Mutual Mortgage LLC | 46375 | Kalispell, MT | $21.8M | 45 | $484K |
| #44 | Curtis Gannon | 236333 | Glacier Bank | 472212 | Butte, MT | $21.8M | 75 | $290K |
| #45 | Erica Renslow | 707830 | Guild Mortgage Company LLC | 3274 | Bozeman, MT | $21.7M | 45 | $483K |
| #46 | Matthew Rizzolo | 1724580 | Flathead Valley Mortgage LLC | 2258019 | Columbia Falls, MT | $21.7M | 41 | $529K |
| #47 | Carla Marinko | 526355 | Stockman Bank of Montana | 440094 | Belgrade, MT | $21.3M | 51 | $417K |
| #48 | Sammy Van Dyke | 776569 | Billings Federal Credit Union | 462141 | Billings, MT | $21.1M | 72 | $293K |
| #49 | Lindsay Kinniburgh | 339406 | Edge Home Finance, LLC | 891464 | Kalispell, MT | $21.1M | 43 | $491K |
| #50 | Kaycee Carroll | 716645 | Opportunity Bank of Montana | 412554 | Billings, MT | $21.0M | 58 | $361K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Top Mortgage Loan Officers by Volume — Montana (2025). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/montana/top-overall-by-volume/2025
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