Leading rookies in Montana in 2025, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Paul Messina (Milestone Mortgage Solutions, LLC, NMLS #2679956), Kara Matthews (Glacier Bank, NMLS #2720710), and Phillip ONeill (Freedom Mortgage Corporation, NMLS #2686292).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2025 Volume | 2025 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Paul Messina | 2679956 | Milestone Mortgage Solutions, LLC | 1815656 | New Bedford, MA | $5.0M | 14 | $356K |
| #2 | Kara Matthews | 2720710 | Glacier Bank | 472212 | Libby, MT | $4.5M | 13 | $348K |
| #3 | Phillip ONeill | 2686292 | Freedom Mortgage Corporation | 2767 | Conshohocken, PA | $2.7M | 7 | $389K |
| #4 | Amber Gerber | 2692368 | BRAVERA BANK | 466701 | Great Falls, MT | $2.5M | 7 | $351K |
| #5 | Connie Burnett | 2730839 | Citizens Alliance Bank | 791572 | — | $2.4M | 8 | $306K |
| #6 | Tyler Hicks | 2662370 | Whitefish Credit Union Association | 409281 | Kalispell, MT | $2.1M | 10 | $207K |
| #7 | Yasmin Hassen | 2633336 | Freedom Mortgage Corporation | 2767 | — | $1.8M | 5 | $354K |
| #8 | Tyler Monaco | 2687027 | Stockman Bank of Montana | 440094 | Stevensville, MT | $1.7M | 9 | $186K |
| #9 | Nia Gutierrez | 2686285 | Freedom Mortgage Corporation | 2767 | Conshohocken, PA | $1.7M | 4 | $417K |
| #10 | Tony Daniels | 2650609 | NEXA Mortgage, LLC | 1660690 | Mesa, AZ | $1.5M | 5 | $308K |
| #11 | Bryce Edwards | 2645529 | Freedom Mortgage Corporation | 2767 | — | $1.5M | 3 | $488K |
| #12 | James Morgan | 2655380 | Freedom Mortgage Corporation | 2767 | — | $1.4M | 4 | $350K |
| #13 | Steven Brittingham | 2655471 | Freedom Mortgage Corporation | 2767 | Conshohocken, PA | $1.2M | 3 | $412K |
| #14 | Gianluca Gencarelli | 2624364 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | $1.2M | 3 | $394K |
| #15 | Liam Wolf | 2697546 | South River Mortgage, LLC | 1854524 | Annapolis, MD | $1.1M | 1 | $1.1M |
| #16 | Evelyn Laws | 2725651 | Pioneer Federal Savings & Loan Association | 704467 | Dillon, MT | $926K | 2 | $463K |
| #17 | matthew grovom | 2670154 | E Mortgage Capital, Inc. | 1416824 | Santa Ana, CA | $811K | 3 | $270K |
| #18 | Justin Linson | 2764301 | Whitefish Credit Union Association | 409281 | Missoula, MT | $759K | 2 | $379K |
| #19 | Celien Mazahreh | 2655379 | Freedom Mortgage Corporation | 2767 | Marlton, NJ | $699K | 2 | $350K |
| #20 | Mitchell Lohmeier | 2645393 | Freedom Mortgage Corporation | 2767 | Conshohocken, PA | $695K | 3 | $232K |
| #21 | Heather Litchfield | 2748361 | South River Mortgage, LLC | 1854524 | Annapolis, MD | $645K | 1 | $645K |
| #22 | Keenan Duggan | 2697376 | Freedom Mortgage Corporation | 2767 | — | $628K | 2 | $314K |
| #23 | Joshua Castillo | 2697379 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | $606K | 2 | $303K |
| #24 | Colleen Simpson | 2686315 | Freedom Mortgage Corporation | 2767 | Marlton, NJ | $597K | 1 | $597K |
| #25 | Kate Moran | 2686293 | Freedom Mortgage Corporation | 2767 | Conshohocken, PA | $592K | 1 | $592K |
| #26 | Christian Williams | 2730521 | Operating Engineers Local Union #3 Federal Credit Union | 439929 | Livermore, CA | $590K | 1 | $590K |
| #27 | Julian Gregory | 2718688 | PennyMac Loan Services, LLC | 35953 | — | $587K | 3 | $196K |
| #28 | Zachary Leonard | 2737760 | South River Mortgage, LLC | 1854524 | Annapolis, MD | $558K | 1 | $558K |
| #29 | allyson connolly | 2543360 | Great Western Home Loans, Inc. | 1829215 | Bozeman, MT | $555K | 1 | $555K |
| #30 | Jacob Lilley | 2677395 | GoPrime Mortgage, Inc. | 69551 | Bozeman, MT | $532K | 2 | $266K |
| #31 | Daniel Westlake | 2621543 | Gum Tree Mortgage, LLC | 70653 | Bozeman, MT | $523K | 1 | $523K |
| #32 | Maxwell Derrick | 2624365 | Freedom Mortgage Corporation | 2767 | — | $522K | 1 | $522K |
| #33 | Daphne Harris | 2684242 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $504K | 3 | $168K |
| #34 | Halie Ly | 2675912 | American Internet Mortgage, Inc. | 2890 | — | $500K | 1 | $500K |
| #35 | Daniel Diab | 2717230 | The Federal Savings Bank | 411500 | St. Petersburg, FL | $450K | 1 | $450K |
| #36 | Veronica Needham | 2742813 | The Federal Savings Bank | 411500 | — | $365K | 1 | $365K |
| #37 | Alexander Scott | 2699064 | New Era Lending LLC | 2424293 | — | $330K | 1 | $330K |
| #38 | Kimberly Wright | 2725341 | Mountain America Federal Credit Union | 462815 | Sandy, UT | $323K | 3 | $108K |
| #39 | Ashlee Bell | 2645929 | NEXA Mortgage, LLC | 1660690 | Mesa, AZ | $313K | 1 | $313K |
| #40 | Jemsley Acelouis | 2253211 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | $275K | 1 | $275K |
| #41 | Nicole Oborne | 2686305 | Freedom Mortgage Corporation | 2767 | Marlton, NJ | $275K | 1 | $275K |
| #42 | Ryan Cannon | 2734674 | JPMorgan Chase Bank, National Association | 399798 | Columbus, OH | $268K | 1 | $268K |
| #43 | Alejandra Marty | 2518042 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | $260K | 1 | $260K |
| #44 | MacKensie Smith | 2668138 | Guild Mortgage Company LLC | 3274 | Missoula, MT | $255K | 2 | $127K |
| #45 | Alexander Jackson | 2061264 | Lendmire, LLC | 2371349 | — | $250K | 1 | $250K |
| #46 | Seewon Song | 2752634 | Freedom Mortgage Corporation | 2767 | Conshohocken, PA | $249K | 1 | $249K |
| #47 | Patrick Eife | 2645373 | Freedom Mortgage Corporation | 2767 | Marlton, NJ | $207K | 1 | $207K |
| #48 | Emilie Wendell | 2682707 | Wells Fargo Bank, National Association | 399801 | West Des Moines, IA | $205K | 1 | $205K |
| #49 | Levelle Smith | 1530574 | Navy Federal Credit Union | 399807 | Vienna, VA | $185K | 1 | $185K |
| #50 | Rhys Bonnin | 2689540 | Figure Lending LLC | 1717824 | Charlotte, NC | $175K | 1 | $175K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Volume — Montana (2025). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/montana/top-rookie-by-volume/2025
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