Leading Rookies by Volume — Maine (2025)

Leading rookies in Maine in 2025, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.

As of May 28, 2026, the top 3 include Daniel Santos (EMPEOPLE CREDIT UNION, NMLS #2687026), kacey ruffin (Servis One, Inc., NMLS #2669329), and Hillary Carter (Bar Harbor Bank & Trust, NMLS #2752475).

Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.

Leading Rookies by Volume — Maine (2025) — top 50
Rank Loan officer LO NMLS Current Lender / Broker Lender NMLS Location 2025 Volume 2025 Loans Avg Loan
#1 Daniel Santos 2687026 EMPEOPLE CREDIT UNION 458514 Moline, IL $4.6M 15 $309K
#2 kacey ruffin 2669329 Servis One, Inc. 38078 Irving, TX $2.4M 5 $489K
#3 Hillary Carter 2752475 Bar Harbor Bank & Trust 525628 Ellsworth, ME $2.2M 13 $167K
#4 Melinda Torrens 2685437 Total Mortgage Services, LLC 2764 South Portland, ME $1.9M 4 $465K
#5 Mitchell Kosek 2641639 Freedom Mortgage Corporation 2767 Boca Raton, FL $1.9M 6 $308K
#6 Angel Perez 2697373 Freedom Mortgage Corporation 2767 Boca Raton, FL $1.7M 5 $331K
#7 Lauren Robinson 2655383 Freedom Mortgage Corporation 2767 Marlton, NJ $1.6M 5 $322K
#8 Ryan Sawka 2686287 Freedom Mortgage Corporation 2767 Conshohocken, PA $1.5M 4 $369K
#9 Reid Lucas 2655517 Freedom Mortgage Corporation 2767 Columbia, MD $1.4M 4 $354K
#10 Scott Inman 1694936 University Credit Union 407658 Orono, ME $1.3M 17 $75K
#11 Jaylen Baldwin 2661955 Rocket Mortgage, LLC 3030 Detroit, MI $1.2M 5 $230K
#12 Garrett Mosher 2695257 Florida Pro Mortgage LLC 1880168 Bangor, ME $1.1M 3 $379K
#13 Nicholas Mullins 1171657 Everett Financial, Inc. 2129 Bangor, ME $1.1M 3 $377K
#14 Weston Parrish 2667221 PennyMac Loan Services, LLC 35953 Tampa, FL $912K 4 $228K
#15 Padraig OSullivan 2697375 Freedom Mortgage Corporation 2767 $857K 3 $286K
#16 Donald Mucaj 2564289 Rocket Mortgage, LLC 3030 Detroit, MI $854K 3 $285K
#17 Victoria Phillips 1454389 The Mortgage Place, Inc. 872824 Clifton Park, NY $825K 1 $825K
#18 Claudia Schneider 2730107 CrossCountry Mortgage, LLC 3029 Cleveland, OH $810K 2 $405K
#19 Leonida Plushnick 2701753 West Capital Lending, Inc. 1566096 Irvine, CA $801K 3 $267K
#20 Cameron Connelly 2681551 Rocket Mortgage, LLC 3030 Phoenix, AZ $788K 1 $788K
#21 Karem Ayoub 2707994 Rocket Mortgage, LLC 3030 Detroit, MI $785K 2 $393K
#22 Jason Donovan 1694135 NEXTGEN MORTGAGE, INC 1621958 Nashua, NH $774K 2 $387K
#23 Edward Smith 2690658 NewRez LLC 3013 Troy, MI $760K 1 $760K
#24 Engjell Semsedini 2643176 West Capital Lending, Inc. 1566096 Livonia, MI $725K 2 $363K
#25 Zubair Karim 2655516 Freedom Mortgage Corporation 2767 Columbia, MD $690K 2 $345K
#26 Nathalia Castro Chavez 2651065 CrossCountry Mortgage, LLC 3029 Cleveland, OH $688K 3 $229K
#27 Jamil El-hourani 2681360 Rocket Mortgage, LLC 3030 Detroit, MI $674K 2 $337K
#28 Parrish Foster 2719166 PennyMac Loan Services, LLC 35953 Tampa, FL $668K 3 $223K
#29 Ethan Bennett 2215764 PennyMac Loan Services, LLC 35953 Roseville, CA $662K 1 $662K
#30 Denise Sutton 2699780 loanDepot.com, LLC 174457 Scottsdale, AZ $656K 4 $164K
#31 Francis Ottilo 2697377 Freedom Mortgage Corporation 2767 $638K 2 $319K
#32 Maxwell Koltun 2752610 Freedom Mortgage Corporation 2767 Boca Raton, FL $616K 2 $308K
#33 John Paul Brugioni 2703328 Texana Bank, N.A. 407536 $604K 2 $302K
#34 Anniston Schaefer 2691434 Navy Federal Credit Union 399807 Pensacola, FL $598K 1 $598K
#35 Amber Pedro 2691426 Navy Federal Credit Union 399807 Pensacola, FL $587K 1 $587K
#36 Yasmin Hassen 2633336 Freedom Mortgage Corporation 2767 $586K 2 $293K
#37 Michael Fischer 2681279 Rocket Mortgage, LLC 3030 Detroit, MI $572K 2 $286K
#38 Andre Gill 2681333 Rocket Mortgage, LLC 3030 Detroit, MI $554K 2 $277K
#39 Feven Surafel 2717472 Rocket Mortgage, LLC 3030 Phoenix, AZ $539K 1 $539K
#40 Tabitha Hoyer 2708220 Rocket Mortgage, LLC 3030 Phoenix, AZ $533K 1 $533K
#41 Matthew Coker 2699381 Rocket Mortgage, LLC 3030 Detroit, MI $524K 3 $175K
#42 Pablo Mercado 2708182 Rocket Mortgage, LLC 3030 $515K 1 $515K
#43 Mark Pearson 2666786 Maine Mortgage Solutions LLC 1885405 Scarborough, ME $510K 1 $510K
#44 Hannah Rickus 2681400 Rocket Mortgage, LLC 3030 $492K 1 $492K
#45 Naomi Osandu 2633341 Freedom Mortgage Corporation 2767 Columbia, MD $467K 2 $233K
#46 Michael Tomlinson 2661974 Rocket Mortgage, LLC 3030 Detroit, MI $463K 2 $232K
#47 Samuel Graveline 2742138 Texana Bank, N.A. 407536 Keller, TX $426K 1 $426K
#48 Nonnombre Nicolas 2661992 Rocket Mortgage, LLC 3030 Detroit, MI $412K 1 $412K
#49 Mohammed Haidar 2681285 Rocket Mortgage, LLC 3030 Detroit, MI $408K 2 $204K
#50 Adrian Vuksani 2708046 Rocket Mortgage, LLC 3030 Detroit, MI $405K 1 $405K

Frequently asked

Who is the top rookie mortgage loan officer in Maine in 2025?
Daniel Santos (EMPEOPLE CREDIT UNION, NMLS #2687026) ranks #1 in Maine in 2025 with $4.6M in funded mortgage volume based on MMI's public-record mortgage dataset.
Who are the top mortgage loan officers in Maine in 2025?
1. Daniel Santos (EMPEOPLE CREDIT UNION); 2. kacey ruffin (Servis One, Inc.); 3. Hillary Carter (Bar Harbor Bank & Trust). The full ranking continues on this page, sourced from MMI's public-record mortgage dataset.

About this data

These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.

Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.

Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.

Read the full methodology

Cite this page

TopMortgageOriginators.com. Leading Rookies by Volume — Maine (2025). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/maine/top-rookie-by-volume/2025

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