Leading rookies in Maine in 2026 so far, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 9, 2026, the top 3 include Melanie Dowd (CUSO Mortgage Corporation, NMLS #2804678), Michael Papi (Guild Mortgage Company LLC, NMLS #2805757), and Ty Heaward (New Dimensions Federal Credit Union, NMLS #2826168).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | YTD Volume | YTD Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Melanie Dowd | 2804678 | CUSO Mortgage Corporation | 54761 | Hampden, ME | $3.9M | 12 | $322K |
| #2 | Michael Papi | 2805757 | Guild Mortgage Company LLC | 3274 | Portland, ME | $2.6M | 5 | $515K |
| #3 | Ty Heaward | 2826168 | New Dimensions Federal Credit Union | 463023 | Waterville, ME | $1.4M | 21 | $65K |
| #4 | Tyron Tucker | 971931 | PennyMac Loan Services, LLC | 35953 | — | $1.0M | 4 | $257K |
| #5 | Sean Milley | 2710894 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | $926K | 3 | $309K |
| #6 | Gabriel De Freitas Medina | 2778392 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $884K | 4 | $221K |
| #7 | Trey Sweeney | 1375941 | loanDepot.com, LLC | 174457 | Southfield, MI | $847K | 3 | $282K |
| #8 | Derek Smith | 2810853 | Baxter Mortgage, LLC | 2752768 | Kennebunk, ME | $690K | 2 | $345K |
| #9 | Daniel Denham | 2770436 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $632K | 2 | $316K |
| #10 | Tyler Kramer | 2817919 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $535K | 1 | $535K |
| #11 | Joshua Rodriguez | 2791892 | loanDepot.com, LLC | 174457 | Irvine, CA | $535K | 3 | $178K |
| #12 | Ethan Fish | 2774751 | Go Rascal Inc. | 2072896 | Brooklyn, NY | $496K | 2 | $248K |
| #13 | Yavuz Gorgulu | 2769426 | Kadlogic, Inc. | 1456732 | Southlake, TX | $487K | 4 | $122K |
| #14 | Sarah Rickard | 2838593 | Navy Federal Credit Union | 399807 | Pensacola, FL | $467K | 1 | $467K |
| #15 | Sandy Jacob | 2812001 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $458K | 1 | $458K |
| #16 | Sebastian Wittliff | 2812013 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $457K | 2 | $228K |
| #17 | Sage Moninger | 2785589 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $450K | 2 | $225K |
| #18 | Chelysia Young | 2784864 | Rocket Mortgage, LLC | 3030 | Coppell, TX | $436K | 2 | $218K |
| #19 | Steven Buffer | 2859337 | PBT BANCORP | 257781 | Hazard, KY | $429K | 1 | $429K |
| #20 | Jacob Fogel | 2813568 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $425K | 1 | $425K |
| #21 | Cedric Gray | 2799393 | loanDepot.com, LLC | 174457 | Scottsdale, AZ | $400K | 1 | $400K |
| #22 | Jake Tinsman | 2791777 | Guild Mortgage Company LLC | 3274 | Portland, ME | $369K | 1 | $369K |
| #23 | Paul Holguin | 2766095 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $362K | 2 | $181K |
| #24 | Tadakara Mhlanga | 2816406 | PennyMac Loan Services, LLC | 35953 | — | $346K | 1 | $346K |
| #25 | Tarrance Caddell | 2820073 | Navy Federal Credit Union | 399807 | Vienna, VA | $341K | 1 | $341K |
| #26 | Cole Fairon | 2782201 | West Capital Lending, Inc. | 1566096 | Irvine, CA | $325K | 1 | $325K |
| #27 | Dane Hertzler | 2784762 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $324K | 2 | $162K |
| #28 | Jeffrey Dowling | 2794286 | Primary Residential Mortgage, Inc. | 3094 | Scarborough, ME | $316K | 2 | $158K |
| #29 | Brian Fierros | 2799150 | loanDepot.com, LLC | 174457 | Irvine, CA | $305K | 1 | $305K |
| #30 | Scott Loux | 2820444 | Mortgage Research Center, LLC | 1907 | Lenexa, KS | $305K | 1 | $305K |
| #31 | Kylie Kennedy | 2806812 | Bank of England | 418481 | Auburn, AL | $304K | 1 | $304K |
| #32 | Catherine Sanders | 2533499 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $290K | 1 | $290K |
| #33 | Connor Keller | 2818654 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $282K | 1 | $282K |
| #34 | Walter Graves | 2813138 | loanDepot.com, LLC | 174457 | Irvine, CA | $280K | 1 | $280K |
| #35 | Ruba Zawaideh | 2774543 | loanDepot.com, LLC | 174457 | Chandler, AZ | $271K | 3 | $90K |
| #36 | Jeniza Othon | 2788224 | loanDepot.com, LLC | 174457 | Chandler, AZ | $265K | 1 | $265K |
| #37 | Daniel Rea | 2387126 | loanDepot.com, LLC | 174457 | Southfield, MI | $259K | 1 | $259K |
| #38 | Austin Rovito | 2693783 | Top Flite Financial, Inc. | 4181 | Pittsburgh, PA | $252K | 1 | $252K |
| #39 | Staci Peerenboom | 2812955 | JPMorgan Chase Bank, National Association | 399798 | Columbus, OH | $225K | 2 | $113K |
| #40 | Kenneth Barber | 2811999 | Rocket Mortgage, LLC | 3030 | — | $225K | 1 | $225K |
| #41 | Tyler Meyer | 2773627 | Freedom Mortgage Corporation | 2767 | — | $224K | 1 | $224K |
| #42 | John Safier | 2811844 | Rocket Mortgage, LLC | 3030 | Cleveland, OH | $220K | 1 | $220K |
| #43 | Quinton Scheuermann | 2792396 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $209K | 2 | $104K |
| #44 | Brittany Howell | 2817308 | loanDepot.com, LLC | 174457 | Scottsdale, AZ | $206K | 1 | $206K |
| #45 | Griffin Hallenbeck | 2810423 | New Day Financial, LLC | 1043 | West Palm Beach, FL | $205K | 1 | $205K |
| #46 | Travis Farida | 2811981 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $204K | 1 | $204K |
| #47 | Joseph Faken | 2817895 | loanDepot.com, LLC | 174457 | Chandler, AZ | $201K | 1 | $201K |
| #48 | Jessica Hall | 2768366 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $198K | 1 | $198K |
| #49 | Christopher Davis | 1055198 | loanDepot.com, LLC | 174457 | Chandler, AZ | $183K | 2 | $92K |
| #50 | Katherine Cyrus | 2845261 | My Maine Hive LLC | 1609805 | Brewer, ME | $180K | 1 | $180K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Volume — Maine. Powered by MMI public record mortgage production data, accessed October 9, 2026. https://topmortgageoriginators.com/lo-leaderboard/maine/top-rookie-by-volume
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