Leading rookies in South Dakota in 2026 so far, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 7, 2026, the top 3 include Whitney Murphy (Service First Federal Credit Union, NMLS #2806667), Misael Ramos (PennyMac Loan Services, LLC, NMLS #2785399), and Tera Barr (PennyMac Loan Services, LLC, NMLS #2784823).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | YTD Volume | YTD Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Whitney Murphy | 2806667 | Service First Federal Credit Union | 313985 | — | $1.2M | 5 | $249K |
| #2 | Misael Ramos | 2785399 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $450K | 1 | $450K |
| #3 | Tera Barr | 2784823 | PennyMac Loan Services, LLC | 35953 | — | $265K | 1 | $265K |
| #4 | Juston Hill | 2784877 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $70K | 1 | $70K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Volume — South Dakota. Powered by MMI public record mortgage production data, accessed July 7, 2026. https://topmortgageoriginators.com/lo-leaderboard/south-dakota/top-rookie-by-volume
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