Leading rookies in Ohio in 2026 so far, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 23, 2026, the top 3 include Phillip Hardy (Modern Valley Home Loans, LLC, NMLS #2784825), Kierestin Rayfield (Hancock Federal Credit Union, NMLS #2840836), and Nicholas Thaxton (Union Savings Bank, NMLS #2826964).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | YTD Volume | YTD Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Phillip Hardy | 2784825 | Modern Valley Home Loans, LLC | 2636235 | Novi, MI | $3.4M | 18 | $190K |
| #2 | Kierestin Rayfield | 2840836 | Hancock Federal Credit Union | 442112 | Findlay, OH | $3.2M | 26 | $124K |
| #3 | Nicholas Thaxton | 2826964 | Union Savings Bank | 446047 | Cincinnati, OH | $3.1M | 13 | $242K |
| #4 | Michael Barreiro | 2783221 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $2.1M | 10 | $214K |
| #5 | Melissa Wank | 2757094 | NATIONS LENDING CORPORATION | 32416 | Independence, OH | $2.0M | 2 | $1.0M |
| #6 | Gavin Barker | 2723763 | Reliant Home Mortgage LLC | 2292251 | Middletown, OH | $1.9M | 8 | $241K |
| #7 | Jeremy Plofsky | 2801930 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $1.8M | 11 | $162K |
| #8 | Jose Perdomo | 1564268 | PennyMac Loan Services, LLC | 35953 | — | $1.8M | 11 | $160K |
| #9 | Gabriel De Freitas Medina | 2778392 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $1.7M | 8 | $211K |
| #10 | Michael Antle | 2809709 | Lower, LLC | 1124061 | — | $1.5M | 7 | $213K |
| #11 | Morgan Mack | 2765264 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $1.4M | 6 | $241K |
| #12 | Andrew Busic | 2790491 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $1.2M | 3 | $408K |
| #13 | Amber Talbot | 2769035 | Village Capital & Investment LLC | 3317 | Lindon, UT | $1.2M | 2 | $611K |
| #14 | Abdelrahman Moussa | 1572699 | HomeMac, LLC | 1165808 | Santa Ana, CA | $1.2M | 4 | $305K |
| #15 | Sarah Nona | 2792420 | Lili Loans LLC | 2374096 | Kaysville, UT | $1.2M | 5 | $237K |
| #16 | Noah Pease | 2754117 | River City Mortgage LLC | 142954 | Blue Ash, OH | $1.1M | 4 | $266K |
| #17 | Rachel Pepin | 2784838 | Fairway Independent Mortgage Corporation | 2289 | Pensacola, FL | $982K | 5 | $196K |
| #18 | Thomas Bolin | 2796939 | One Real Mortgage Corp. | 198414 | Ann Arbor, MI | $940K | 3 | $313K |
| #19 | Brandi Canann | 2750475 | River City Mortgage LLC | 142954 | Blue Ash, OH | $932K | 3 | $311K |
| #20 | Tyler Ford | 2798678 | South River Mortgage, LLC | 1854524 | Annapolis, MD | $918K | 2 | $459K |
| #21 | Joshua Neidus | 2751488 | NEO PARTNERS LLC | 1781390 | Shaker Heights, OH | $887K | 3 | $296K |
| #22 | Osirus Munn | 2817071 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $862K | 3 | $287K |
| #23 | Nathan Howitt | 2789470 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $848K | 5 | $170K |
| #24 | Kateryna Witt | 2626154 | Onity Mortgage Corporation | 2726 | Plano, TX | $845K | 4 | $211K |
| #25 | Jacob Williams | 2739872 | NVR Mortgage Finance, Inc. | 1127 | Brecksville, OH | $838K | 3 | $279K |
| #26 | Richard Escobedo | 2762986 | Hantz Financial Services, Inc. | 167864 | Maumee, OH | $828K | 3 | $276K |
| #27 | Sophia Salazar | 2731056 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $828K | 2 | $414K |
| #28 | Mashell Carmack | 2803015 | Destination Mortgage LLC | 2603651 | Dayton, OH | $825K | 2 | $413K |
| #29 | Patricia Patchin | 2830133 | Seven Seventeen Credit Union Inc | 469483 | Middlefield, OH | $817K | 9 | $91K |
| #30 | Jamie Chen | 2788885 | Farmers Bank | 680219 | Parsons, TN | $787K | 3 | $262K |
| #31 | Austin VanMarter | 2811825 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $777K | 5 | $155K |
| #32 | Maria Sechrist | 2768234 | Churchill Mortgage Corporation | 1591 | Brentwood, TN | $757K | 3 | $252K |
| #33 | Chayce Phillips | 2775035 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $717K | 3 | $239K |
| #34 | Megan Costa | 2812968 | JPMorgan Chase Bank, National Association | 399798 | Tempe, AZ | $706K | 2 | $353K |
| #35 | Jackson Houston | 2811903 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $701K | 5 | $140K |
| #36 | James Finley | 573501 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | $687K | 2 | $343K |
| #37 | Nolan Beeker | 2802084 | The Croghan Colonial Bank | 451442 | Fremont, OH | $685K | 3 | $228K |
| #38 | Martin Kanona | 2830787 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $684K | 4 | $171K |
| #39 | James Holt | 2809603 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $680K | 2 | $340K |
| #40 | Jamil Chami | 2821635 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $657K | 6 | $110K |
| #41 | Elinor Ahoubim | 2748364 | LoanGuys.com Inc. | 2146944 | Woodland Hills, CA | $650K | 4 | $163K |
| #42 | Mitchell Tashman | 2821395 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $645K | 3 | $215K |
| #43 | Bryce Vickers | 2818349 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $641K | 3 | $214K |
| #44 | Ryan Riley | 2821343 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $619K | 5 | $124K |
| #45 | Joshua Luna-Surber | 2707319 | AdvantageFirst Lending Inc. | 1209177 | — | $612K | 3 | $204K |
| #46 | Cristian Godina | 2802847 | JPMorgan Chase Bank, National Association | 399798 | Jacksonville, FL | $603K | 6 | $101K |
| #47 | Morgan Meyer | 2800229 | Lower, LLC | 1124061 | — | $597K | 1 | $597K |
| #48 | Edward Kim | 2732282 | West Capital Lending, Inc. | 1566096 | Plano, TX | $584K | 3 | $195K |
| #49 | Dustin Floyd | 2792198 | Mortgage Research Center, LLC | 1907 | Columbia, MO | $575K | 1 | $575K |
| #50 | Dominic DiGiovanni | 2790498 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $572K | 3 | $191K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Volume — Ohio. Powered by MMI public record mortgage production data, accessed August 23, 2026. https://topmortgageoriginators.com/lo-leaderboard/ohio/top-rookie-by-volume
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