Retention champions in Ohio in 2026 so far, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 23, 2026, the top 3 include Scott Snapp (loanDepot.com, LLC, NMLS #408700), Jason Harris (Guaranteed Rate, Inc., NMLS #573906), and Daniel Sa (NFM Lending, LLC, NMLS #173224).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Scott Snapp | 408700 | loanDepot.com, LLC | 174457 | Findlay, OH | $16.9M | 76 | 52.1% |
| #2 | Jason Harris | 573906 | Guaranteed Rate, Inc. | 2611 | Columbus, OH | $15.8M | 36 | 42.4% |
| #3 | Daniel Sa | 173224 | NFM Lending, LLC | 2893 | Columbus, OH | $14.9M | 51 | 38.6% |
| #4 | Aaron Pettrey | 1038767 | Union Savings Bank | 446047 | Columbus, OH | $14.8M | 32 | 59.3% |
| #5 | Drew Stacey | 728175 | CrossCountry Mortgage, LLC | 3029 | Blue Ash, OH | $12.4M | 25 | 48.1% |
| #6 | Ronald Erdmann | 728342 | Guaranteed Rate, Inc. | 2611 | Cincinnati, OH | $12.2M | 28 | 60.9% |
| #7 | Timothy O'Brien | 246789 | Midwest Mortgage Source, Inc. | 60903 | Cincinnati, OH | $11.8M | 13 | 61.9% |
| #8 | Michael Reeve | 500454 | First Financial Bank | 619717 | Worthington, OH | $10.5M | 18 | 46.2% |
| #9 | Jessica Armbruster | 211614 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $9.4M | 40 | 54.8% |
| #10 | Noah Brader | 224079 | Union Home Mortgage Corp. | 2229 | Dublin, OH | $8.6M | 22 | 41.5% |
| #11 | Lori Saucier | 258116 | CrossCountry Mortgage, LLC | 3029 | Tampa, FL | $8.5M | 38 | 76.0% |
| #12 | Shireen Shackelford | 460626 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $8.2M | 39 | 54.2% |
| #13 | Mark Myers | 438947 | Union Savings Bank | 446047 | Dayton, OH | $8.1M | 24 | 44.4% |
| #14 | Wilbert Horn | 132160 | Savage Mortgage Services, Ltd. | 127441 | Maumee, OH | $7.7M | 20 | 74.1% |
| #15 | Austin Clarkson | 1249198 | Lower, LLC | 1124061 | Columbus, OH | $7.5M | 25 | 62.5% |
| #16 | Cory Freilich | 67163 | FirstCap US Mortgage, LLC | 1639281 | Columbus, OH | $7.3M | 15 | 78.9% |
| #17 | Timothy Adams | 438939 | First Federal Community Bank of Bucyrus | 419803 | Bucyrus, OH | $7.2M | 13 | 59.1% |
| #18 | Timothy Maxwell | 246010 | Lynx Financial Group, LLC | 1776 | Mason, OH | $7.0M | 13 | 86.7% |
| #19 | Michael Harrison | 655476 | Union Savings Bank | 446047 | Cincinnati, OH | $7.0M | 21 | 61.8% |
| #20 | Andrew Beigel | 1682169 | NFM Lending, LLC | 2893 | Columbus, OH | $6.8M | 23 | 42.6% |
| #21 | Steve Walburn | 823374 | WesBanco Bank, Inc. | 399836 | Wheeling, WV | $6.8M | 11 | 61.1% |
| #22 | JOSEPH SZYMANOWSKI | 436025 | Fifth Third Bank, National Association | 403245 | Powell, OH | $6.7M | 9 | 23.7% |
| #23 | Geoffrey Bostick | 643585 | CrossCountry Mortgage, LLC | 3029 | Blue Ash, OH | $6.7M | 14 | 45.2% |
| #24 | Erik Sebastian Torsell Starud | 1649423 | NFM Lending, LLC | 2893 | Columbus, OH | $6.5M | 19 | 63.3% |
| #25 | Derrick Franz | 282506 | McKinley Mortgage, LLC | 1698 | Cincinnati, OH | $6.3M | 20 | 60.6% |
| #26 | James Mcdaniel | 564848 | The Huntington National Bank | 402436 | Columbus, OH | $6.3M | 10 | 76.9% |
| #27 | David Arocho | 525328 | NFM Lending, LLC | 2893 | Columbus, OH | $6.3M | 13 | 22.4% |
| #28 | Todd Nerlinger | 641549 | First Commonwealth Bank | 479240 | Milford, OH | $6.0M | 16 | 50.0% |
| #29 | Randall Bruns | 464300 | ST. HENRY BANK, THE | 415884 | Saint Henry, OH | $6.0M | 18 | 81.8% |
| #30 | Mario Cua | 885156 | NFM Lending, LLC | 2893 | Columbus, OH | $5.8M | 20 | 37.0% |
| #31 | Wendy Kull | 833089 | Union Savings Bank | 446047 | Dayton, OH | $5.6M | 18 | 72.0% |
| #32 | William Riley | 415830 | CrossCountry Mortgage, LLC | 3029 | Springfield, OH | $5.6M | 20 | 38.5% |
| #33 | ANTONIO BENTON | 271684 | First Commonwealth Bank | 479240 | Powell, OH | $5.5M | 11 | 42.3% |
| #34 | Zachary Appleby | 328764 | Highlands Residential Mortgage, Ltd. | 134871 | Dublin, OH | $5.5M | 14 | 53.8% |
| #35 | Mark Hamad | 585817 | Union Savings Bank | 446047 | Cincinnati, OH | $5.4M | 23 | 69.7% |
| #36 | Heather Cousino-Proch | 132165 | Savage Mortgage Services, Ltd. | 127441 | Maumee, OH | $5.4M | 20 | 58.8% |
| #37 | BRADLEY LANE | 460618 | CrossCountry Mortgage, LLC | 3029 | Hudson, OH | $5.2M | 27 | 38.6% |
| #38 | Sean Hadley | 265075 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $5.1M | 18 | 37.5% |
| #39 | Coley Rau | 256481 | CrossCountry Mortgage, LLC | 3029 | Bryan, OH | $5.1M | 29 | 51.8% |
| #40 | Justus Sharp | 436047 | NFM Lending, LLC | 2893 | Grove City, OH | $5.0M | 18 | 45.0% |
| #41 | Steve Beskid | 930024 | Covita Lending LLC | 1819700 | Columbus, OH | $5.0M | 13 | 54.2% |
| #42 | David Voytek | 263709 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $5.0M | 24 | 77.4% |
| #43 | Sheena Schiffer | 119175 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $5.0M | 26 | 59.1% |
| #44 | Joseph Rosen | 399852 | JPMorgan Chase Bank, National Association | 399798 | Dublin, OH | $4.9M | 16 | 69.6% |
| #45 | Andrew Dowdy | 385082 | UMortgage LLC | 1457759 | Philadelphia, PA | $4.9M | 15 | 60.0% |
| #46 | Tabitha Burton | 932775 | NFM Lending, LLC | 2893 | Columbus, OH | $4.9M | 17 | 56.7% |
| #47 | Timothy Atkinson | 709721 | First National Bank of Pennsylvania | 766529 | Independence, OH | $4.7M | 10 | 26.3% |
| #48 | Stephanie Adkins | 429858 | Guaranteed Rate, Inc. | 2611 | Chillicothe, OH | $4.7M | 14 | 29.8% |
| #49 | Mitchell Severance | 493686 | Union Home Mortgage Corp. | 2229 | Pickerington, OH | $4.7M | 13 | 52.0% |
| #50 | Todd Novosel | 525347 | NFM Lending, LLC | 2893 | Columbus, OH | $4.6M | 16 | 64.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Ohio. Powered by MMI public record mortgage production data, accessed August 23, 2026. https://topmortgageoriginators.com/lo-leaderboard/ohio/top-retention-by-volume
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