Retention champions in New York in 2026 so far, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 9, 2026, the top 3 include Steven Gagnon (U.S. Bank National Association, NMLS #404844), Evan Hummel (Manufacturers and Traders Trust Company, NMLS #468224), and Kerenza Bockus (Sidney Federal Credit Union, NMLS #2594952).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Steven Gagnon | 404844 | U.S. Bank National Association | 402761 | Greenwich, CT | $10.6M | 12 | 75.0% |
| #2 | Evan Hummel | 468224 | Manufacturers and Traders Trust Company | 381076 | Buffalo, NY | $7.8M | 13 | 92.9% |
| #3 | Kerenza Bockus | 2594952 | Sidney Federal Credit Union | 609016 | Sidney, NY | $6.7M | 30 | 85.7% |
| #4 | MUSTAFA SAYAR | 119257 | Citizens Bank, National Association | 433960 | Melville, NY | $6.5M | 7 | 41.2% |
| #5 | John Vlogianitis | 420544 | Citizens Bank, National Association | 433960 | Melville, NY | $5.8M | 10 | 52.6% |
| #6 | Dawn Sullivan | 23132 | All Shores Mortgage, LLC | 88075 | Saint James, NY | $5.2M | 7 | 46.7% |
| #7 | Steven Koerner | 65448 | Green River Capital Corp. | 886337 | Plainview, NY | $5.0M | 7 | 46.7% |
| #8 | Melanie Swetz | 37756 | Manufacturers and Traders Trust Company | 381076 | Cheektowaga, NY | $4.6M | 15 | 93.8% |
| #9 | Matthew Short | 3585 | Nickel City Funding, Inc. | 1586 | West Seneca, NY | $4.5M | 15 | 88.2% |
| #10 | Andrew Razzore | 59852 | Fort Funding Corp. | 39463 | Staten Island, NY | $4.4M | 6 | 50.0% |
| #11 | Bruce Salik | 79065 | Guaranteed Rate, Inc. | 2611 | Coral Springs, FL | $4.4M | 21 | 55.3% |
| #12 | Courtney Parish | 56395 | Homestead Funding Corp. | 3232 | Catskill, NY | $4.2M | 12 | 48.0% |
| #13 | Shachna Fine | 28810 | The Everest Equity Company, Inc. | 12484 | Suffern, NY | $4.2M | 10 | 90.9% |
| #14 | Peter Costakos | 139540 | CrossCountry Mortgage, LLC | 3029 | Purchase, NY | $4.2M | 7 | 58.3% |
| #15 | Constantine Curtis | 5649 | CMG Mortgage, Inc. | 1820 | Rye Brook, NY | $4.2M | 8 | 61.5% |
| #16 | ROBERT YUSUPOV | 7979 | CrossCountry Mortgage, LLC | 3029 | Delray Beach, FL | $3.9M | 8 | 66.7% |
| #17 | David Terezo | 98452 | Meadowbrook Financial Mortgage Bankers Corp. | 177308 | Hicksville, NY | $3.9M | 8 | 53.3% |
| #18 | Jesse Meyer | 1299647 | Cross State Funding Corp. | 98185 | North Tonawanda, NY | $3.8M | 11 | 45.8% |
| #19 | Zahra Jafri | 17149 | Lynx Mortgage Bank LLC | 5838 | Westbury, NY | $3.8M | 7 | 50.0% |
| #20 | MARC MARRAZZO | 180327 | Reliant Home Funding, Inc | 292473 | Melville, NY | $3.7M | 7 | 46.7% |
| #21 | John Pammer | 46144 | J.M. Capital Group LLC | 12890 | Melville, NY | $3.6M | 5 | 41.7% |
| #22 | Zev Spitzer | 1320452 | CrossCountry Mortgage, LLC | 3029 | New City, NY | $3.6M | 13 | 68.4% |
| #23 | David Zilkha | 599027 | TD Bank NA | 399800 | Melville, NY | $3.5M | 9 | 75.0% |
| #24 | James Allison | 513068 | The Lyons National Bank | 409408 | Fairport, NY | $3.5M | 9 | 64.3% |
| #25 | George Roberts | 49004 | JPMorgan Chase Bank, National Association | 399798 | East Meadow, NY | $3.2M | 8 | 57.1% |
| #26 | Jeremy Klenner | 2003204 | Cross State Funding Corp. | 98185 | North Tonawanda, NY | $3.2M | 11 | 64.7% |
| #27 | Scott Valins | 182251 | Go Rascal Inc. | 2072896 | Brooklyn, NY | $3.2M | 10 | 52.6% |
| #28 | LUIS KHOURY | 66890 | CrossCountry Mortgage, LLC | 3029 | Melville, NY | $3.0M | 14 | 63.6% |
| #29 | Baret Kechian | 9411 | loanDepot.com, LLC | 174457 | Hoboken, NJ | $3.0M | 7 | 58.3% |
| #30 | Scott Weinstein | 51091 | All County Capital Corp. | 876527 | Larchmont, NY | $2.9M | 5 | 41.7% |
| #31 | Nicholas Ceccarini | 17240 | Weatherstone Mortgage Corp | 6021 | Holbrook, NY | $2.9M | 4 | 36.4% |
| #32 | joseph manzione | 209898 | UNMB Home Loans Inc. | 7230 | Levittown, NY | $2.8M | 5 | 50.0% |
| #33 | David Rudnick | 61825 | Atlas Home Funding Inc | 1680752 | New City, NY | $2.7M | 9 | 50.0% |
| #34 | Jason Rappaport | 21357 | PRESIDENTIAL BANK, FSB | 421593 | Bethesda, MD | $2.7M | 6 | 37.5% |
| #35 | John Simonelli | 50434 | Homereliance Capital Corp. | 1174679 | Hauppauge, NY | $2.7M | 5 | 38.5% |
| #36 | George-Lowen Kowai-Bell | 379251 | CrossCountry Mortgage, LLC | 3029 | Rochester, NY | $2.7M | 13 | 52.0% |
| #37 | Christopher Vassallo | 3581 | Nickel City Funding, Inc. | 1586 | West Seneca, NY | $2.6M | 9 | 45.0% |
| #38 | Samuel DiPiano | 57865 | Haus Capital Corporation | 1549644 | Rochester, NY | $2.6M | 10 | 58.8% |
| #39 | William Schwegler | 888643 | United Mortgage Corp. | 1330 | Melville, NY | $2.6M | 3 | 30.0% |
| #40 | Michelle Young | 54100 | Homestead Funding Corp. | 3232 | Albany, NY | $2.6M | 8 | 53.3% |
| #41 | Rene Gonzalez | 62315 | Fairway Independent Mortgage Corporation | 2289 | Freeport, NY | $2.6M | 5 | 38.5% |
| #42 | Michael Brosius | 1418697 | KeyBank National Association | 399797 | Buffalo, NY | $2.6M | 13 | 76.5% |
| #43 | Ann Zeilingold | 41850 | FM Home Loans, LLC | 2212 | New City, NY | $2.6M | 5 | 27.8% |
| #44 | Anthony Ceccarini | 65811 | Weatherstone Mortgage Corp | 6021 | Holbrook, NY | $2.5M | 5 | 50.0% |
| #45 | Michael Burke | 680412 | CrossCountry Mortgage, LLC | 3029 | Williamsville, NY | $2.5M | 10 | 47.6% |
| #46 | Eric Schachter | 673145 | Luminate Bank | 1281698 | Syosset, NY | $2.4M | 7 | 63.6% |
| #47 | Annette Kopp | 468281 | Premium Mortgage Corporation | 3254 | Buffalo, NY | $2.4M | 8 | 33.3% |
| #48 | Ernesto Carbajal | 1408753 | loanDepot.com, LLC | 174457 | Scottsdale, AZ | $2.4M | 7 | 41.2% |
| #49 | SURESH BUDHOO | 54086 | S.B. FUNDING CORP | 40530 | Richmond Hill, NY | $2.4M | 4 | 36.4% |
| #50 | Edward Randazzo | 109474 | Washington Equities Mortgage Corp | 165518 | Oceanside, NY | $2.4M | 4 | 28.6% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — New York. Powered by MMI public record mortgage production data, accessed October 9, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-york/top-retention-by-volume
Powered by ChatMMI