Retention champions in New York in 2026 so far, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 7, 2026, the top 3 include Steven Gagnon (U.S. Bank National Association, NMLS #404844), Evan Hummel (Manufacturers and Traders Trust Company, NMLS #468224), and Kerenza Bockus (Sidney Federal Credit Union, NMLS #2594952).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Steven Gagnon | 404844 | U.S. Bank National Association | 402761 | Greenwich, CT | $10.6M | 12 | 80.0% |
| #2 | Evan Hummel | 468224 | Manufacturers and Traders Trust Company | 381076 | Buffalo, NY | $6.8M | 11 | 100.0% |
| #3 | Kerenza Bockus | 2594952 | Sidney Federal Credit Union | 609016 | Sidney, NY | $6.6M | 29 | 85.3% |
| #4 | Dawn Sullivan | 23132 | All Shores Mortgage, LLC | 88075 | Saint James, NY | $5.2M | 7 | 58.3% |
| #5 | Steven Koerner | 65448 | Green River Capital Corp. | 886337 | Plainview, NY | $5.0M | 7 | 70.0% |
| #6 | Melanie Swetz | 37756 | Manufacturers and Traders Trust Company | 381076 | Cheektowaga, NY | $4.6M | 15 | 93.8% |
| #7 | Bruce Salik | 79065 | Guaranteed Rate, Inc. | 2611 | Coral Springs, FL | $4.3M | 18 | 69.2% |
| #8 | Peter Costakos | 139540 | CrossCountry Mortgage, LLC | 3029 | Purchase, NY | $4.2M | 7 | 63.6% |
| #9 | David Terezo | 98452 | Meadowbrook Financial Mortgage Bankers Corp. | 177308 | Hicksville, NY | $3.7M | 7 | 58.3% |
| #10 | Courtney Parish | 56395 | Homestead Funding Corp. | 3232 | Catskill, NY | $3.2M | 8 | 61.5% |
| #11 | ROBERT YUSUPOV | 7979 | CrossCountry Mortgage, LLC | 3029 | Delray Beach, FL | $3.2M | 7 | 70.0% |
| #12 | Scott Valins | 182251 | Go Rascal Inc. | 2072896 | Brooklyn, NY | $3.2M | 9 | 90.0% |
| #13 | Baret Kechian | 9411 | loanDepot.com, LLC | 174457 | Hoboken, NJ | $3.0M | 7 | 70.0% |
| #14 | Constantine Curtis | 5649 | CMG Mortgage, Inc. | 1820 | Rye Brook, NY | $3.0M | 6 | 60.0% |
| #15 | Zahra Jafri | 17149 | Lynx Mortgage Bank LLC | 5838 | Westbury, NY | $3.0M | 6 | 50.0% |
| #16 | Matthew Short | 3585 | Nickel City Funding, Inc. | 1586 | West Seneca, NY | $2.9M | 10 | 100.0% |
| #17 | Nicholas Ceccarini | 17240 | Weatherstone Mortgage Corp | 6021 | Holbrook, NY | $2.9M | 4 | 36.4% |
| #18 | joseph manzione | 209898 | UNMB Home Loans Inc. | 7230 | Levittown, NY | $2.8M | 5 | 50.0% |
| #19 | Jesse Meyer | 1299647 | Cross State Funding Corp. | 98185 | North Tonawanda, NY | $2.7M | 8 | 47.1% |
| #20 | Jeremy Klenner | 2003204 | Cross State Funding Corp. | 98185 | North Tonawanda, NY | $2.7M | 9 | 64.3% |
| #21 | Michelle Young | 54100 | Homestead Funding Corp. | 3232 | Albany, NY | $2.6M | 8 | 72.7% |
| #22 | John Vlogianitis | 420544 | Citizens Bank, National Association | 433960 | Melville, NY | $2.6M | 5 | 45.5% |
| #23 | LUIS KHOURY | 66890 | CrossCountry Mortgage, LLC | 3029 | Melville, NY | $2.6M | 11 | 61.1% |
| #24 | Jason Rappaport | 21357 | PRESIDENTIAL BANK, FSB | 421593 | Bethesda, MD | $2.5M | 5 | 38.5% |
| #25 | George-Lowen Kowai-Bell | 379251 | CrossCountry Mortgage, LLC | 3029 | Rochester, NY | $2.4M | 11 | 55.0% |
| #26 | Eric Schachter | 673145 | Luminate Bank | 1281698 | Syosset, NY | $2.4M | 7 | 63.6% |
| #27 | Annette Kopp | 468281 | Premium Mortgage Corporation | 3254 | Buffalo, NY | $2.4M | 8 | 36.4% |
| #28 | Ernesto Carbajal | 1408753 | loanDepot.com, LLC | 174457 | Scottsdale, AZ | $2.3M | 6 | 42.9% |
| #29 | Scott Weinstein | 51091 | All County Capital Corp. | 876527 | Larchmont, NY | $2.2M | 3 | 30.0% |
| #30 | John Simonelli | 50434 | Homereliance Capital Corp. | 1174679 | Hauppauge, NY | $2.2M | 4 | 36.4% |
| #31 | David Rudnick | 61825 | Atlas Home Funding Inc | 1680752 | New City, NY | $2.0M | 6 | 50.0% |
| #32 | Tarek Jabaji | 1407826 | Cross State Funding Corp. | 98185 | North Tonawanda, NY | $2.0M | 7 | 30.4% |
| #33 | Amanda Bernardini | 1161395 | CrossCountry Mortgage, LLC | 3029 | Williamsville, NY | $2.0M | 5 | 38.5% |
| #34 | Michael Burke | 680412 | CrossCountry Mortgage, LLC | 3029 | Williamsville, NY | $2.0M | 8 | 57.1% |
| #35 | Michael Brosius | 1418697 | KeyBank National Association | 399797 | Buffalo, NY | $2.0M | 10 | 83.3% |
| #36 | Douglas Seder | 55968 | Homestead Funding Corp. | 3232 | Albany, NY | $1.9M | 5 | 31.3% |
| #37 | Jahn Ramirez | 5835 | Madison Mortgage Services Inc. | 1862796 | Garden City, NY | $1.9M | 4 | 40.0% |
| #38 | Ann Zeilingold | 41850 | FM Home Loans, LLC | 2212 | New City, NY | $1.9M | 3 | 30.0% |
| #39 | Samuel DiPiano | 57865 | Haus Capital Corporation | 1549644 | Rochester, NY | $1.9M | 6 | 60.0% |
| #40 | Gary Owens | 532137 | Manufacturers and Traders Trust Company | 381076 | Cheektowaga, NY | $1.9M | 9 | 81.8% |
| #41 | William Damiani | 25694 | L.W. Integrity Funding, LLC | 12021 | Amherst, NY | $1.8M | 5 | 50.0% |
| #42 | David Wenger | 64370 | FM Home Loans, LLC | 2212 | Brooklyn, NY | $1.8M | 2 | 18.2% |
| #43 | John LoPresti | 1087128 | New American Funding, LLC | 6606 | Staten Island, NY | $1.8M | 2 | 20.0% |
| #44 | Ann Furey | 70477 | Manufacturers and Traders Trust Company | 381076 | Buffalo, NY | $1.6M | 10 | 62.5% |
| #45 | ERIC JOHNSON | 51343 | Homestead Funding Corp. | 3232 | East Syracuse, NY | $1.6M | 5 | 26.3% |
| #46 | Jacqueline Ruotsi | 1112536 | Premium Mortgage Corporation | 3254 | Buffalo, NY | $1.6M | 7 | 53.8% |
| #47 | Gage Bush | 1120432 | CrossCountry Mortgage, LLC | 3029 | Rochester, NY | $1.5M | 6 | 25.0% |
| #48 | ELAINE DICKINSON | 65433 | Broadview Federal Credit Union | 458314 | Albany, NY | $1.5M | 5 | 50.0% |
| #49 | Andrew Aiello | 64814 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Latham, NY | $1.4M | 3 | 18.8% |
| #50 | Lorna Curtin | 194879 | Teachers Federal Credit Union | 401530 | Hauppauge, NY | $1.3M | 5 | 45.5% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — New York. Powered by MMI public record mortgage production data, accessed July 7, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-york/top-retention-by-volume
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