Retention champions in New York in 2026 so far, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 23, 2026, the top 3 include Steven Gagnon (U.S. Bank National Association, NMLS #404844), Evan Hummel (Manufacturers and Traders Trust Company, NMLS #468224), and Kerenza Bockus (Sidney Federal Credit Union, NMLS #2594952).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Steven Gagnon | 404844 | U.S. Bank National Association | 402761 | Greenwich, CT | $10.6M | 12 | 80.0% |
| #2 | Evan Hummel | 468224 | Manufacturers and Traders Trust Company | 381076 | Buffalo, NY | $7.5M | 12 | 100.0% |
| #3 | Kerenza Bockus | 2594952 | Sidney Federal Credit Union | 609016 | Sidney, NY | $6.6M | 29 | 85.3% |
| #4 | MUSTAFA SAYAR | 119257 | Citizens Bank, National Association | 433960 | Melville, NY | $6.5M | 7 | 46.7% |
| #5 | Dawn Sullivan | 23132 | All Shores Mortgage, LLC | 88075 | Saint James, NY | $5.2M | 7 | 53.8% |
| #6 | Steven Koerner | 65448 | Green River Capital Corp. | 886337 | Plainview, NY | $5.0M | 7 | 58.3% |
| #7 | Melanie Swetz | 37756 | Manufacturers and Traders Trust Company | 381076 | Cheektowaga, NY | $4.6M | 15 | 93.8% |
| #8 | Andrew Razzore | 59852 | Fort Funding Corp. | 39463 | Staten Island, NY | $4.4M | 6 | 54.5% |
| #9 | Bruce Salik | 79065 | Guaranteed Rate, Inc. | 2611 | Coral Springs, FL | $4.3M | 19 | 63.3% |
| #10 | Shachna Fine | 28810 | The Everest Equity Company, Inc. | 12484 | Suffern, NY | $4.2M | 10 | 90.9% |
| #11 | Peter Costakos | 139540 | CrossCountry Mortgage, LLC | 3029 | Purchase, NY | $4.2M | 8 | 61.5% |
| #12 | David Terezo | 98452 | Meadowbrook Financial Mortgage Bankers Corp. | 177308 | Hicksville, NY | $3.9M | 8 | 66.7% |
| #13 | Jesse Meyer | 1299647 | Cross State Funding Corp. | 98185 | North Tonawanda, NY | $3.6M | 10 | 47.6% |
| #14 | James Allison | 513068 | The Lyons National Bank | 409408 | Fairport, NY | $3.4M | 8 | 72.7% |
| #15 | Courtney Parish | 56395 | Homestead Funding Corp. | 3232 | Catskill, NY | $3.4M | 9 | 47.4% |
| #16 | Matthew Short | 3585 | Nickel City Funding, Inc. | 1586 | West Seneca, NY | $3.4M | 11 | 91.7% |
| #17 | John Pammer | 46144 | J.M. Capital Group LLC | 12890 | Melville, NY | $3.3M | 4 | 40.0% |
| #18 | ROBERT YUSUPOV | 7979 | CrossCountry Mortgage, LLC | 3029 | Delray Beach, FL | $3.2M | 7 | 70.0% |
| #19 | Constantine Curtis | 5649 | CMG Mortgage, Inc. | 1820 | Rye Brook, NY | $3.2M | 7 | 63.6% |
| #20 | Scott Valins | 182251 | Go Rascal Inc. | 2072896 | Brooklyn, NY | $3.2M | 10 | 71.4% |
| #21 | Baret Kechian | 9411 | loanDepot.com, LLC | 174457 | Hoboken, NJ | $3.0M | 7 | 70.0% |
| #22 | Zahra Jafri | 17149 | Lynx Mortgage Bank LLC | 5838 | Westbury, NY | $3.0M | 6 | 50.0% |
| #23 | Jeremy Klenner | 2003204 | Cross State Funding Corp. | 98185 | North Tonawanda, NY | $3.0M | 10 | 62.5% |
| #24 | Nicholas Ceccarini | 17240 | Weatherstone Mortgage Corp | 6021 | Holbrook, NY | $2.9M | 4 | 36.4% |
| #25 | joseph manzione | 209898 | UNMB Home Loans Inc. | 7230 | Levittown, NY | $2.8M | 5 | 50.0% |
| #26 | Zev Spitzer | 1320452 | CrossCountry Mortgage, LLC | 3029 | New City, NY | $2.8M | 10 | 76.9% |
| #27 | John Simonelli | 50434 | Homereliance Capital Corp. | 1174679 | Hauppauge, NY | $2.7M | 5 | 41.7% |
| #28 | Scott Weinstein | 51091 | All County Capital Corp. | 876527 | Larchmont, NY | $2.6M | 4 | 36.4% |
| #29 | John Vlogianitis | 420544 | Citizens Bank, National Association | 433960 | Melville, NY | $2.6M | 6 | 46.2% |
| #30 | MARC MARRAZZO | 180327 | Reliant Home Funding, Inc | 292473 | Melville, NY | $2.6M | 5 | 38.5% |
| #31 | LUIS KHOURY | 66890 | CrossCountry Mortgage, LLC | 3029 | Melville, NY | $2.6M | 13 | 65.0% |
| #32 | Michelle Young | 54100 | Homestead Funding Corp. | 3232 | Albany, NY | $2.6M | 8 | 61.5% |
| #33 | Jason Rappaport | 21357 | PRESIDENTIAL BANK, FSB | 421593 | Bethesda, MD | $2.5M | 5 | 38.5% |
| #34 | David Rudnick | 61825 | Atlas Home Funding Inc | 1680752 | New City, NY | $2.5M | 8 | 47.1% |
| #35 | George-Lowen Kowai-Bell | 379251 | CrossCountry Mortgage, LLC | 3029 | Rochester, NY | $2.4M | 11 | 55.0% |
| #36 | Eric Schachter | 673145 | Luminate Bank | 1281698 | Syosset, NY | $2.4M | 7 | 63.6% |
| #37 | Annette Kopp | 468281 | Premium Mortgage Corporation | 3254 | Buffalo, NY | $2.4M | 8 | 36.4% |
| #38 | Ernesto Carbajal | 1408753 | loanDepot.com, LLC | 174457 | Scottsdale, AZ | $2.4M | 7 | 43.8% |
| #39 | Samuel DiPiano | 57865 | Haus Capital Corporation | 1549644 | Rochester, NY | $2.4M | 9 | 75.0% |
| #40 | Gary Owens | 532137 | Manufacturers and Traders Trust Company | 381076 | Cheektowaga, NY | $2.3M | 10 | 83.3% |
| #41 | Christopher Vassallo | 3581 | Nickel City Funding, Inc. | 1586 | West Seneca, NY | $2.3M | 7 | 53.8% |
| #42 | Kenneth Bicknese | 66758 | JPMorgan Chase Bank, National Association | 399798 | Yorktown Heights, NY | $2.3M | 7 | 70.0% |
| #43 | Johny Rukab | 53393 | Tristar Mortgage Corp | 162734 | Staten Island, NY | $2.2M | 4 | 36.4% |
| #44 | Feliks Gitsin | 171265 | Fort Funding Corp. | 39463 | Brooklyn, NY | $2.2M | 4 | 40.0% |
| #45 | Geoffrey Gold | 26640 | Homestead Funding Corp. | 3232 | Cornwall, NY | $2.2M | 4 | 36.4% |
| #46 | Michael Brosius | 1418697 | KeyBank National Association | 399797 | Buffalo, NY | $2.2M | 11 | 78.6% |
| #47 | William Damiani | 25694 | L.W. Integrity Funding, LLC | 12021 | Amherst, NY | $2.0M | 6 | 50.0% |
| #48 | Tarek Jabaji | 1407826 | Cross State Funding Corp. | 98185 | North Tonawanda, NY | $2.0M | 7 | 28.0% |
| #49 | Amanda Bernardini | 1161395 | CrossCountry Mortgage, LLC | 3029 | Williamsville, NY | $2.0M | 5 | 38.5% |
| #50 | Michael Burke | 680412 | CrossCountry Mortgage, LLC | 3029 | Williamsville, NY | $2.0M | 8 | 53.3% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — New York. Powered by MMI public record mortgage production data, accessed August 23, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-york/top-retention-by-volume
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