Retention champions in Oregon in 2026 so far, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 23, 2026, the top 3 include James Beard (CrossCountry Mortgage, LLC, NMLS #101846), David Kroger (CrossCountry Mortgage, LLC, NMLS #404648), and Justin Morris (Guild Mortgage Company LLC, NMLS #515250).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | James Beard | 101846 | CrossCountry Mortgage, LLC | 3029 | Medford, OR | $9.6M | 28 | 50.0% |
| #2 | David Kroger | 404648 | CrossCountry Mortgage, LLC | 3029 | Lake Oswego, OR | $9.0M | 10 | 83.3% |
| #3 | Justin Morris | 515250 | Guild Mortgage Company LLC | 3274 | Salem, OR | $8.9M | 25 | 71.4% |
| #4 | Morgan Faricy | 1733747 | Arete Mortgage NW, LLC | 1603801 | Milwaukie, OR | $8.6M | 16 | 94.1% |
| #5 | Randal Vance | 1455628 | Boss Mortgage, LLC | 2547821 | Bend, OR | $8.4M | 16 | 47.1% |
| #6 | Miles Rusth | 84660 | Summit Mortgage Corporation | 3236 | Portland, OR | $8.3M | 15 | 62.5% |
| #7 | Aaron Nawrocki | 252668 | Capital M Lending, LLC | 69445 | Lake Oswego, OR | $7.6M | 14 | 50.0% |
| #8 | Ryan Arzner | 247157 | CrossCountry Mortgage, LLC | 3029 | McMinnville, OR | $7.5M | 19 | 63.3% |
| #9 | Patrick Fox | 199779 | Union Home Mortgage Corp. | 2229 | Tigard, OR | $7.4M | 9 | 47.4% |
| #10 | adam moshofsky | 227695 | Mortgage Express, LLC | 40831 | Bend, OR | $6.6M | 13 | 50.0% |
| #11 | Stephen Bowdon | 583034 | Guild Mortgage Company LLC | 3274 | Vancouver, WA | $6.6M | 11 | 47.8% |
| #12 | Aaron Espadron-Coker | 205716 | CrossCountry Mortgage, LLC | 3029 | Portland, OR | $6.4M | 19 | 82.6% |
| #13 | Andrew Varcak | 418900 | Newland Mortgage, Inc. | 1833416 | Haiku, HI | $6.4M | 10 | 50.0% |
| #14 | Stephen Mora | 404066 | Guaranteed Rate, Inc. | 2611 | Bend, OR | $6.1M | 10 | 71.4% |
| #15 | Julia Felsman | 120831 | Guaranteed Rate, Inc. | 2611 | Vancouver, WA | $6.0M | 12 | 25.5% |
| #16 | Aaron Callahan | 887764 | Callahan Consulting, Inc. | 2369027 | Bend, OR | $5.8M | 10 | 45.5% |
| #17 | Jordan Keck | 1017341 | Advantage Mortgage, Inc. | 1770599 | Salem, OR | $5.7M | 14 | 63.6% |
| #18 | Andrew Harris | 124161 | Vantage Mortgage Group, Inc. | 35986 | Lake Oswego, OR | $5.7M | 11 | 61.1% |
| #19 | Paul Marrs | 5212 | Premier Mortgage Resources, L.L.C. | 1169 | Portland, OR | $5.7M | 9 | 52.9% |
| #20 | Brian McElligott | 501366 | COLUMBIA BANK | 401867 | Albany, OR | $5.6M | 13 | 68.4% |
| #21 | DAWN CARTER | 127668 | Guaranteed Rate, Inc. | 2611 | Lake Oswego, OR | $5.5M | 10 | 62.5% |
| #22 | Trevor Nissen | 487509 | Guild Mortgage Company LLC | 3274 | Eugene, OR | $5.5M | 22 | 62.9% |
| #23 | Ladelle White | 372813 | Guild Mortgage Company LLC | 3274 | Eugene, OR | $5.4M | 19 | 82.6% |
| #24 | Jason Fleming | 1858197 | Better Mortgage Corporation | 330511 | New York, NY | $5.4M | 11 | 61.1% |
| #25 | Chelsea Rist | 820608 | KeyBank National Association | 399797 | Tualatin, OR | $5.1M | 9 | 64.3% |
| #26 | Cristina Stanek | 445518 | Secure Choice Lending | 1689518 | Bend, OR | $5.1M | 10 | 62.5% |
| #27 | Katherine Hamm | 185848 | Guild Mortgage Company LLC | 3274 | Portland, OR | $5.1M | 10 | 71.4% |
| #28 | Laurance Wisher | 50673 | Union Home Mortgage Corp. | 2229 | Tigard, OR | $5.0M | 11 | 73.3% |
| #29 | James Swift | 2060886 | Synergy One Lending, Inc. | 1907235 | Salem, OR | $4.9M | 10 | 43.5% |
| #30 | Michael Leland | 53011 | Mortgage Trust, Inc. | 3250 | Portland, OR | $4.8M | 9 | 69.2% |
| #31 | Nikole Potulsky | 1832391 | TWO RIVERS MORTGAGE, LLC | 1647999 | Clackamas, OR | $4.8M | 11 | 84.6% |
| #32 | Elaine Anderson | 487577 | Guild Mortgage Company LLC | 3274 | Pendleton, OR | $4.7M | 19 | 86.4% |
| #33 | SCOTT HIRSCHHORN | 92295 | SELCO Community Credit Union | 402847 | Springfield, OR | $4.5M | 8 | 40.0% |
| #34 | Stephanie Noble | 129002 | CrossCountry Mortgage, LLC | 3029 | Portland, OR | $4.4M | 9 | 23.1% |
| #35 | Samuel Jurgenson | 1939430 | ALAMEDA MORTGAGE CORPORATION | 271603 | Portland, OR | $4.2M | 9 | 50.0% |
| #36 | Stacy Schlesinger | 252075 | NW Processing Group Inc. | 251560 | Portland, OR | $4.2M | 9 | 64.3% |
| #37 | michael wright | 219994 | Summit Mortgage Corporation | 3236 | Vancouver, WA | $4.2M | 7 | 63.6% |
| #38 | James Cordes | 2035855 | Guaranteed Rate, Inc. | 2611 | Bend, OR | $4.2M | 7 | 70.0% |
| #39 | Thomas Fitkin | 263844 | Fitkin Mortgage Corporation Inc. | 233782 | Lake Oswego, OR | $4.2M | 7 | 38.9% |
| #40 | James Adair Jr | 272766 | Better Mortgage Corporation | 330511 | New York, NY | $4.2M | 5 | 38.5% |
| #41 | Mark Sue | 2324378 | Promise Home Loans, Inc. | 2372318 | Aliso Viejo, CA | $4.1M | 9 | 81.8% |
| #42 | Landon Anson | 989118 | OnPoint Community Credit Union | 462268 | Hillsboro, OR | $4.0M | 9 | 69.2% |
| #43 | Michael Sullivan | 70593 | Capital M Lending, LLC | 69445 | Lake Oswego, OR | $4.0M | 9 | 60.0% |
| #44 | Cherie Smith | 570248 | Guild Mortgage Company LLC | 3274 | Redmond, OR | $4.0M | 11 | 57.9% |
| #45 | Brennan Layne | 1848580 | Guild Mortgage Company LLC | 3274 | Bend, OR | $3.9M | 11 | 100.0% |
| #46 | Gina Gutierrez | 2014002 | Root Executives, LLC | 1830982 | Clackamas, OR | $3.8M | 8 | 57.1% |
| #47 | Vince Kingston | 291740 | Guild Mortgage Company LLC | 3274 | Clackamas, OR | $3.8M | 8 | 34.8% |
| #48 | Scott DeWitt | 971451 | loanDepot.com, LLC | 174457 | Eugene, OR | $3.7M | 13 | 52.0% |
| #49 | Kenton Powell | 150200 | Guild Mortgage Company LLC | 3274 | Bend, OR | $3.7M | 7 | 53.8% |
| #50 | Julia Garriott | 487451 | Lifetime Home Loans, LLC | 1861406 | Midvale, UT | $3.6M | 7 | 70.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Oregon. Powered by MMI public record mortgage production data, accessed August 23, 2026. https://topmortgageoriginators.com/lo-leaderboard/oregon/top-retention-by-volume
Powered by ChatMMI