Retention champions in Oregon in 2026 so far, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 7, 2026, the top 3 include James Beard (CrossCountry Mortgage, LLC, NMLS #101846), David Kroger (CrossCountry Mortgage, LLC, NMLS #404648), and Morgan Faricy (Arete Mortgage NW, LLC, NMLS #1733747).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | James Beard | 101846 | CrossCountry Mortgage, LLC | 3029 | Medford, OR | $8.8M | 26 | 55.3% |
| #2 | David Kroger | 404648 | CrossCountry Mortgage, LLC | 3029 | Lake Oswego, OR | $8.6M | 9 | 81.8% |
| #3 | Morgan Faricy | 1733747 | Arete Mortgage NW, LLC | 1603801 | Milwaukie, OR | $8.6M | 16 | 94.1% |
| #4 | Randal Vance | 1455628 | Boss Mortgage, LLC | 2547821 | Bend, OR | $8.4M | 16 | 51.6% |
| #5 | Justin Morris | 515250 | Guild Mortgage Company LLC | 3274 | Salem, OR | $8.4M | 24 | 72.7% |
| #6 | Aaron Nawrocki | 252668 | Capital M Lending, LLC | 69445 | Lake Oswego, OR | $7.6M | 14 | 58.3% |
| #7 | Patrick Fox | 199779 | Union Home Mortgage Corp. | 2229 | Tigard, OR | $7.4M | 9 | 60.0% |
| #8 | Miles Rusth | 84660 | Summit Mortgage Corporation | 3236 | Portland, OR | $7.3M | 13 | 68.4% |
| #9 | Ryan Arzner | 247157 | CrossCountry Mortgage, LLC | 3029 | McMinnville, OR | $7.3M | 18 | 62.1% |
| #10 | adam moshofsky | 227695 | Mortgage Express, LLC | 40831 | Bend, OR | $6.6M | 13 | 54.2% |
| #11 | Stephen Mora | 404066 | Guaranteed Rate, Inc. | 2611 | Bend, OR | $6.1M | 10 | 71.4% |
| #12 | Aaron Espadron-Coker | 205716 | CrossCountry Mortgage, LLC | 3029 | Portland, OR | $6.0M | 17 | 81.0% |
| #13 | Julia Felsman | 120831 | Guaranteed Rate, Inc. | 2611 | Vancouver, WA | $6.0M | 12 | 30.8% |
| #14 | Aaron Callahan | 887764 | Callahan Consulting, Inc. | 2369027 | Bend, OR | $5.8M | 10 | 55.6% |
| #15 | Jordan Keck | 1017341 | Advantage Mortgage, Inc. | 1770599 | Salem, OR | $5.7M | 14 | 63.6% |
| #16 | Andrew Harris | 124161 | Vantage Mortgage Group, Inc. | 35986 | Lake Oswego, OR | $5.7M | 11 | 64.7% |
| #17 | Stephen Bowdon | 583034 | Guild Mortgage Company LLC | 3274 | Vancouver, WA | $5.7M | 10 | 45.5% |
| #18 | Ladelle White | 372813 | Guild Mortgage Company LLC | 3274 | Eugene, OR | $5.3M | 17 | 81.0% |
| #19 | DAWN CARTER | 127668 | Guaranteed Rate, Inc. | 2611 | Lake Oswego, OR | $5.2M | 9 | 64.3% |
| #20 | Paul Marrs | 5212 | Premier Mortgage Resources, L.L.C. | 1169 | Portland, OR | $5.1M | 8 | 57.1% |
| #21 | Chelsea Rist | 820608 | KeyBank National Association | 399797 | Tualatin, OR | $5.1M | 9 | 90.0% |
| #22 | Cristina Stanek | 445518 | Secure Choice Lending | 1689518 | Bend, OR | $5.1M | 10 | 71.4% |
| #23 | Katherine Hamm | 185848 | Guild Mortgage Company LLC | 3274 | Portland, OR | $5.1M | 10 | 76.9% |
| #24 | Jason Fleming | 1858197 | Better Mortgage Corporation | 330511 | New York, NY | $5.0M | 10 | 62.5% |
| #25 | Andrew Varcak | 418900 | Newland Mortgage, Inc. | 1833416 | Haiku, HI | $4.9M | 8 | 47.1% |
| #26 | Michael Leland | 53011 | Mortgage Trust, Inc. | 3250 | Portland, OR | $4.8M | 9 | 69.2% |
| #27 | Nikole Potulsky | 1832391 | TWO RIVERS MORTGAGE, LLC | 1647999 | Clackamas, OR | $4.8M | 11 | 84.6% |
| #28 | Brian McElligott | 501366 | COLUMBIA BANK | 401867 | Albany, OR | $4.6M | 11 | 73.3% |
| #29 | Elaine Anderson | 487577 | Guild Mortgage Company LLC | 3274 | Pendleton, OR | $4.5M | 18 | 85.7% |
| #30 | Laurance Wisher | 50673 | Union Home Mortgage Corp. | 2229 | Tigard, OR | $4.4M | 10 | 76.9% |
| #31 | Stephanie Noble | 129002 | CrossCountry Mortgage, LLC | 3029 | Portland, OR | $4.4M | 9 | 23.1% |
| #32 | James Swift | 2060886 | Synergy One Lending, Inc. | 1907235 | Salem, OR | $4.2M | 9 | 47.4% |
| #33 | Trevor Nissen | 487509 | Guild Mortgage Company LLC | 3274 | Eugene, OR | $4.2M | 17 | 60.7% |
| #34 | Samuel Jurgenson | 1939430 | ALAMEDA MORTGAGE CORPORATION | 271603 | Portland, OR | $4.2M | 9 | 60.0% |
| #35 | James Cordes | 2035855 | Guaranteed Rate, Inc. | 2611 | Bend, OR | $4.2M | 7 | 70.0% |
| #36 | James Adair Jr | 272766 | Better Mortgage Corporation | 330511 | New York, NY | $4.2M | 5 | 38.5% |
| #37 | Cherie Smith | 570248 | Guild Mortgage Company LLC | 3274 | Redmond, OR | $4.0M | 11 | 64.7% |
| #38 | Brennan Layne | 1848580 | Guild Mortgage Company LLC | 3274 | Bend, OR | $3.9M | 11 | 100.0% |
| #39 | SCOTT HIRSCHHORN | 92295 | SELCO Community Credit Union | 402847 | Springfield, OR | $3.9M | 7 | 41.2% |
| #40 | Vince Kingston | 291740 | Guild Mortgage Company LLC | 3274 | Clackamas, OR | $3.8M | 8 | 40.0% |
| #41 | Scott DeWitt | 971451 | loanDepot.com, LLC | 174457 | Eugene, OR | $3.7M | 13 | 56.5% |
| #42 | Kenton Powell | 150200 | Guild Mortgage Company LLC | 3274 | Bend, OR | $3.7M | 7 | 63.6% |
| #43 | Thomas Fitkin | 263844 | Fitkin Mortgage Corporation Inc. | 233782 | Lake Oswego, OR | $3.6M | 6 | 42.9% |
| #44 | Julia Garriott | 487451 | Lifetime Home Loans, LLC | 1861406 | Midvale, UT | $3.6M | 7 | 70.0% |
| #45 | Mark Sue | 2324378 | Promise Home Loans, Inc. | 2372318 | Aliso Viejo, CA | $3.6M | 8 | 80.0% |
| #46 | Gina Gutierrez | 2014002 | Root Executives, LLC | 1830982 | Clackamas, OR | $3.5M | 7 | 63.6% |
| #47 | Michael Sullivan | 70593 | Capital M Lending, LLC | 69445 | Lake Oswego, OR | $3.5M | 8 | 57.1% |
| #48 | Meagan Smith | 1238070 | Oregon Community Credit Union | 403502 | Eugene, OR | $3.5M | 8 | 61.5% |
| #49 | Stacy Schlesinger | 252075 | NW Processing Group Inc. | 251560 | Portland, OR | $3.5M | 8 | 80.0% |
| #50 | Landon Anson | 989118 | OnPoint Community Credit Union | 462268 | Hillsboro, OR | $3.5M | 7 | 70.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Oregon. Powered by MMI public record mortgage production data, accessed July 7, 2026. https://topmortgageoriginators.com/lo-leaderboard/oregon/top-retention-by-volume
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