Retention champions in Oregon in 2026 so far, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 9, 2026, the top 3 include David Kroger (CrossCountry Mortgage, LLC, NMLS #404648), James Beard (CrossCountry Mortgage, LLC, NMLS #101846), and Justin Morris (Guild Mortgage Company LLC, NMLS #515250).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | David Kroger | 404648 | CrossCountry Mortgage, LLC | 3029 | Lake Oswego, OR | $10.0M | 11 | 84.6% |
| #2 | James Beard | 101846 | CrossCountry Mortgage, LLC | 3029 | Medford, OR | $9.6M | 28 | 45.9% |
| #3 | Justin Morris | 515250 | Guild Mortgage Company LLC | 3274 | Salem, OR | $9.5M | 28 | 71.8% |
| #4 | Randal Vance | 1455628 | Boss Mortgage, LLC | 2547821 | Bend, OR | $8.8M | 17 | 48.6% |
| #5 | Morgan Faricy | 1733747 | Arete Mortgage NW, LLC | 1603801 | Milwaukie, OR | $8.6M | 16 | 94.1% |
| #6 | Miles Rusth | 84660 | Summit Mortgage Corporation | 3236 | Portland, OR | $8.3M | 15 | 55.6% |
| #7 | Aaron Nawrocki | 252668 | Capital M Lending, LLC | 69445 | Lake Oswego, OR | $7.6M | 14 | 50.0% |
| #8 | Ryan Arzner | 247157 | CrossCountry Mortgage, LLC | 3029 | McMinnville, OR | $7.5M | 19 | 57.6% |
| #9 | Patrick Fox | 199779 | Union Home Mortgage Corp. | 2229 | Tigard, OR | $7.4M | 9 | 47.4% |
| #10 | adam moshofsky | 227695 | Mortgage Express, LLC | 40831 | Bend, OR | $7.1M | 14 | 45.2% |
| #11 | Andrew Varcak | 418900 | Newland Mortgage, Inc. | 1833416 | Haiku, HI | $6.8M | 11 | 52.4% |
| #12 | Stephen Bowdon | 583034 | Guild Mortgage Company LLC | 3274 | Vancouver, WA | $6.6M | 11 | 44.0% |
| #13 | Julia Felsman | 120831 | Guaranteed Rate, Inc. | 2611 | Vancouver, WA | $6.6M | 13 | 25.5% |
| #14 | Aaron Espadron-Coker | 205716 | CrossCountry Mortgage, LLC | 3029 | Portland, OR | $6.4M | 19 | 82.6% |
| #15 | Paul Marrs | 5212 | Premier Mortgage Resources, L.L.C. | 1169 | Portland, OR | $6.1M | 10 | 55.6% |
| #16 | Stephen Mora | 404066 | Guaranteed Rate, Inc. | 2611 | Bend, OR | $6.1M | 10 | 71.4% |
| #17 | Brian McElligott | 501366 | COLUMBIA BANK | 401867 | Albany, OR | $5.9M | 14 | 66.7% |
| #18 | Aaron Callahan | 887764 | Callahan Consulting, Inc. | 2369027 | Bend, OR | $5.8M | 10 | 43.5% |
| #19 | Trevor Nissen | 487509 | Guild Mortgage Company LLC | 3274 | Eugene, OR | $5.8M | 24 | 63.2% |
| #20 | Jordan Keck | 1017341 | Advantage Mortgage, Inc. | 1770599 | Salem, OR | $5.7M | 14 | 60.9% |
| #21 | Andrew Harris | 124161 | Vantage Mortgage Group, Inc. | 35986 | Lake Oswego, OR | $5.7M | 11 | 57.9% |
| #22 | Ladelle White | 372813 | Guild Mortgage Company LLC | 3274 | Eugene, OR | $5.7M | 21 | 80.8% |
| #23 | DAWN CARTER | 127668 | Guaranteed Rate, Inc. | 2611 | Lake Oswego, OR | $5.6M | 11 | 64.7% |
| #24 | Cristina Stanek | 445518 | Secure Choice Lending | 1689518 | Bend, OR | $5.5M | 11 | 61.1% |
| #25 | Jason Fleming | 1858197 | Better Mortgage Corporation | 330511 | New York, NY | $5.4M | 11 | 61.1% |
| #26 | Stephanie Noble | 129002 | CrossCountry Mortgage, LLC | 3029 | Portland, OR | $5.3M | 11 | 26.2% |
| #27 | James Swift | 2060886 | American Pacific Mortgage Corporation | 1850 | Salem, OR | $5.3M | 11 | 44.0% |
| #28 | Chelsea Rist | 820608 | KeyBank National Association | 399797 | Tualatin, OR | $5.1M | 9 | 60.0% |
| #29 | Katherine Hamm | 185848 | Guild Mortgage Company LLC | 3274 | Portland, OR | $5.1M | 10 | 62.5% |
| #30 | Michael Morneault | 404050 | CMG Mortgage, Inc. | 1820 | Lake Oswego, OR | $5.0M | 9 | 90.0% |
| #31 | Laurance Wisher | 50673 | Union Home Mortgage Corp. | 2229 | Tigard, OR | $5.0M | 11 | 73.3% |
| #32 | SCOTT HIRSCHHORN | 92295 | SELCO Community Credit Union | 402847 | Springfield, OR | $4.9M | 9 | 42.9% |
| #33 | Elaine Anderson | 487577 | Guild Mortgage Company LLC | 3274 | Pendleton, OR | $4.9M | 20 | 83.3% |
| #34 | Michael Leland | 53011 | Mortgage Trust, Inc. | 3250 | Portland, OR | $4.8M | 9 | 69.2% |
| #35 | Nikole Potulsky | 1832391 | TWO RIVERS MORTGAGE, LLC | 1647999 | Clackamas, OR | $4.8M | 11 | 84.6% |
| #36 | Samuel Jurgenson | 1939430 | ALAMEDA MORTGAGE CORPORATION | 271603 | Portland, OR | $4.7M | 10 | 50.0% |
| #37 | Stacy Schlesinger | 252075 | NW Processing Group Inc. | 251560 | Portland, OR | $4.6M | 10 | 62.5% |
| #38 | Vince Kingston | 291740 | Guild Mortgage Company LLC | 3274 | Clackamas, OR | $4.6M | 10 | 37.0% |
| #39 | Thomas Fitkin | 263844 | Fitkin Mortgage Corporation Inc. | 233782 | Lake Oswego, OR | $4.5M | 8 | 42.1% |
| #40 | Mohammad Shah | 1198498 | Trusted Mortgage Capital Inc | 2411952 | Irvine, CA | $4.4M | 8 | 80.0% |
| #41 | Cherie Smith | 570248 | Guild Mortgage Company LLC | 3274 | Redmond, OR | $4.3M | 13 | 52.0% |
| #42 | michael wright | 219994 | Summit Mortgage Corporation | 3236 | Vancouver, WA | $4.2M | 7 | 63.6% |
| #43 | James Cordes | 2035855 | Guaranteed Rate, Inc. | 2611 | Bend, OR | $4.2M | 7 | 70.0% |
| #44 | James Adair Jr | 272766 | Better Mortgage Corporation | 330511 | New York, NY | $4.2M | 5 | 33.3% |
| #45 | Scott DeWitt | 971451 | loanDepot.com, LLC | 174457 | Eugene, OR | $4.2M | 14 | 51.9% |
| #46 | Mark Sue | 2324378 | Promise Home Loans, Inc. | 2372318 | Aliso Viejo, CA | $4.1M | 9 | 81.8% |
| #47 | Landon Anson | 989118 | OnPoint Community Credit Union | 462268 | Hillsboro, OR | $4.0M | 9 | 64.3% |
| #48 | Andrew Leinhos | 745333 | First Technology Federal Credit Union | 466914 | Beaverton, OR | $4.0M | 7 | 58.3% |
| #49 | Michael Sullivan | 70593 | Capital M Lending, LLC | 69445 | Lake Oswego, OR | $4.0M | 9 | 52.9% |
| #50 | Brennan Layne | 1848580 | Guild Mortgage Company LLC | 3274 | Bend, OR | $3.9M | 11 | 100.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Oregon. Powered by MMI public record mortgage production data, accessed October 9, 2026. https://topmortgageoriginators.com/lo-leaderboard/oregon/top-retention-by-volume
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