Retention champions in Texas in 2026 so far, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 23, 2026, the top 3 include Joel Mathew (Champions Processing Solutions LLC, NMLS #1542142), Biju paul (Prime Choice Lending Inc., NMLS #337511), and Renju Raj (Texas First Mortgage LLC, NMLS #1536747).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Joel Mathew | 1542142 | Champions Processing Solutions LLC | 2622219 | Houston, TX | $76.8M | 167 | 62.3% |
| #2 | Biju paul | 337511 | Prime Choice Lending Inc. | 1441287 | Plano, TX | $49.9M | 100 | 50.8% |
| #3 | Renju Raj | 1536747 | Texas First Mortgage LLC | 2419924 | Richmond, TX | $40.8M | 87 | 75.0% |
| #4 | Ami Padhiar | 1023994 | Jatayu Loans LLC | 2055341 | Irving, TX | $36.5M | 72 | 72.7% |
| #5 | Brian McCauley | 208803 | CrossCountry Mortgage, LLC | 3029 | Dallas, TX | $29.6M | 35 | 52.2% |
| #6 | Krishna chaitanya kadaru | 1168294 | Kadlogic, Inc. | 1456732 | Southlake, TX | $25.2M | 41 | 75.9% |
| #7 | Yojana Sangu | 950536 | ENSURE HOME LOANS LLC | 1666674 | Lewisville, TX | $22.6M | 43 | 46.7% |
| #8 | Naveen Cheedhalla | 2666486 | KEY2NEST HOME LOANS LLC | 2819804 | Prosper, TX | $21.3M | 33 | 89.2% |
| #9 | Gabriel Winslow | 1613381 | C2 Financial Corporation | 135622 | San Diego, CA | $20.6M | 33 | 91.7% |
| #10 | Venkata Rajaneesh Jandhyam | 2142434 | KEY2NEST HOME LOANS LLC | 2819804 | Fair Oaks, CA | $17.8M | 31 | 60.8% |
| #11 | Ajay Kamboj | 341849 | Ellemstar Mortgage LLC | 2467231 | Cedar Park, TX | $17.0M | 33 | 73.3% |
| #12 | SIVA POTHIREDDY | 1976381 | Maha Lending LLC | 2380263 | Leander, TX | $15.8M | 27 | 77.1% |
| #13 | Srinivas Nimmagadda | 2563647 | SI Mortgage Company | 68434 | Sterling Heights, MI | $15.1M | 31 | 75.6% |
| #14 | Ki-ho Chung | 270067 | Western Mortgage Corporation | 328188 | Houston, TX | $14.6M | 29 | 93.5% |
| #15 | Michael Dickstein | 419436 | First Horizon Bank | 472329 | Dallas, TX | $14.4M | 17 | 50.0% |
| #16 | AARAV SAJAN | 2385324 | Champions Lending LLC | 1706471 | Houston, TX | $14.0M | 31 | 86.1% |
| #17 | Sesha Giri Gorantla | 2279013 | QUICK LEND MORTGAGE LLC | 2688617 | Irving, TX | $13.9M | 25 | 89.3% |
| #18 | nan ZHOU | 1474713 | Lending Dream LLC | 2272387 | Austin, TX | $13.7M | 34 | 82.9% |
| #19 | Mark Goodwin | 543312 | The Federal Savings Bank | 411500 | Southlake, TX | $13.6M | 13 | 28.3% |
| #20 | KESHA VARDHAN KONDAM | 2586315 | The Hill Mortgage Company | 2004973 | Troy, MI | $13.3M | 26 | 83.9% |
| #21 | Abey Abraham | 1113702 | FIRST STEP MORTGAGE, LLC | 1898998 | Missouri City, TX | $13.0M | 24 | 63.2% |
| #22 | George Mathews | 1935629 | Kenico Mortgage Services, Inc. | 1958068 | Troy, MI | $11.9M | 22 | 78.6% |
| #23 | Suresh Pulivarthi | 2526983 | SSLP Mortgage LLC | 2536125 | Frisco, TX | $11.7M | 24 | 82.8% |
| #24 | venkata alla | 2083614 | DREAMHOMELENDING LLC | 2779500 | Lewisville, TX | $11.1M | 22 | 71.0% |
| #25 | Andrew Butler | 803225 | First Bank | 583439 | Aledo, TX | $10.8M | 13 | 41.9% |
| #26 | Sreenath Putta | 1732590 | LendNext Mortgage Corporation | 2114216 | Prosper, TX | $10.8M | 20 | 64.5% |
| #27 | Puliyunikattu Tommy Johnson | 2063766 | VEMA MORTGAGE LLC | 1019911 | San Antonio, TX | $10.8M | 21 | 61.8% |
| #28 | majid kamalipour | 301888 | Texas Financial Resource Management, Inc. | 298423 | Dallas, TX | $10.6M | 21 | 60.0% |
| #29 | Jackson Thomas | 1190420 | CrossCountry Mortgage, LLC | 3029 | Dallas, TX | $10.3M | 23 | 47.9% |
| #30 | spiro petritsis | 409892 | Prosperity Bank | 466414 | Houston, TX | $10.3M | 7 | 25.0% |
| #31 | Hua Gu | 1496461 | 5Star Lending LLC | 2526632 | Plano, TX | $10.0M | 26 | 76.5% |
| #32 | Yinan Sun | 322282 | AAXY L.L.C. | 275971 | Austin, TX | $9.6M | 20 | 40.8% |
| #33 | Russell Laing | 393558 | Network Funding, L.P. | 2297 | Austin, TX | $9.6M | 10 | 37.0% |
| #34 | Syed Ahmad | 357366 | Adelo Mortgage, Inc. | 248185 | Austin, TX | $9.6M | 13 | 41.9% |
| #35 | Sai Vivek Boddu | 2331676 | KEY2NEST HOME LOANS LLC | 2819804 | Prosper, TX | $9.4M | 16 | 69.6% |
| #36 | Michael Hawkins | 469118 | First United Bank and Trust Company | 400025 | McKinney, TX | $8.9M | 2 | 15.4% |
| #37 | Zhiyong Zhang | 1728008 | iPlus Mortgage Inc | 2851298 | Houston, TX | $8.9M | 19 | 67.9% |
| #38 | Michael Greco | 624465 | Greco Financial Services, LLC | 2283673 | Celina, TX | $8.9M | 19 | 79.2% |
| #39 | Major Singleton | 2011623 | Edge Home Finance, LLC | 891464 | Arlington, TX | $8.7M | 18 | 75.0% |
| #40 | Christine Recio | 1156677 | Security Service Federal Credit Union | 458903 | San Antonio, TX | $8.6M | 15 | 38.5% |
| #41 | Sreelakshmi Jasti | 2565439 | KEY2NEST HOME LOANS LLC | 2819804 | Prosper, TX | $8.5M | 15 | 83.3% |
| #42 | Anthony Kruse | 419451 | First Horizon Bank | 472329 | Dallas, TX | $8.5M | 11 | 42.3% |
| #43 | John Hager | 1416273 | Standard Mortgage Corporation | 44912 | Dallas, TX | $8.2M | 15 | 51.7% |
| #44 | Rohit Chaturvedi | 1063910 | Blink Mortgage LLC | 2354881 | Sugar Land, TX | $8.2M | 17 | 81.0% |
| #45 | Walid Elibiary | 452849 | Aspire Mortgage Advisors LLC | 2617555 | Plano, TX | $8.2M | 20 | 40.8% |
| #46 | YANG CAO | 247154 | WINTEX GROUP LLC | 302340 | Plano, TX | $8.2M | 20 | 71.4% |
| #47 | Cody Reid | 218862 | Pilgrim Mortgage LLC | 225091 | Austin, TX | $8.1M | 11 | 35.5% |
| #48 | Jacob Emmel | 716383 | American Financial Network, Inc. | 237341 | Plano, TX | $8.0M | 13 | 59.1% |
| #49 | Bhargav Vasavada | 1461966 | Simplex Lending LLC | 2092138 | Saint Louis, MO | $7.9M | 13 | 46.4% |
| #50 | Justin Padron | 1661929 | Better Mortgage Corporation | 330511 | Southlake, TX | $7.9M | 13 | 46.4% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Texas. Powered by MMI public record mortgage production data, accessed August 23, 2026. https://topmortgageoriginators.com/lo-leaderboard/texas/top-retention-by-volume
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