Retention champions nationwide in 2026 so far, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 7, 2026, the top 3 include Jarret Coleman (U.S. Bank National Association, NMLS #67530), Kashif Shamshad (U.S. Bank National Association, NMLS #1492490), and Brian Minkow (CMG Mortgage, Inc., NMLS #256638).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Jarret Coleman | 67530 | U.S. Bank National Association | 402761 | Greenwich, CT | $182.1M | 152 | 76.0% |
| #2 | Kashif Shamshad | 1492490 | U.S. Bank National Association | 402761 | Earth City, MO | $99.9M | 70 | 84.3% |
| #3 | Brian Minkow | 256638 | CMG Mortgage, Inc. | 1820 | Westlake Village, CA | $98.8M | 82 | 78.1% |
| #4 | Brian Cooke | 17866 | World Home Loans Inc | 2726290 | Irvine, CA | $65.9M | 113 | 69.3% |
| #5 | Baret Kechian | 9411 | loanDepot.com, LLC | 174457 | Hoboken, NJ | $64.8M | 102 | 60.0% |
| #6 | Christina Razzi | 162739 | U.S. Bank National Association | 402761 | Chicago, IL | $63.9M | 54 | 75.0% |
| #7 | Joel Mathew | 1542142 | Champions Processing Solutions LLC | 2622219 | Houston, TX | $63.9M | 138 | 61.6% |
| #8 | Shant Banosian | 7206 | Guaranteed Rate, Inc. | 2611 | Waltham, MA | $63.7M | 76 | 19.5% |
| #9 | Mohammad Shah | 1198498 | Trusted Mortgage Capital Inc | 2411952 | Irvine, CA | $59.2M | 132 | 72.1% |
| #10 | Andrew Marquis | 29861 | CrossCountry Mortgage, LLC | 3029 | Lexington, MA | $57.7M | 77 | 51.3% |
| #11 | Claudia Castillo | 529944 | JPMorgan Chase Bank, National Association | 399798 | Houston, TX | $57.5M | 8 | 47.1% |
| #12 | Sheng Hua | 1552269 | U.S. Bank National Association | 402761 | Earth City, MO | $57.5M | 38 | 59.4% |
| #13 | Gregory Krolikowski | 801940 | Goldman Sachs Bank USA | 208156 | Los Angeles, CA | $55.1M | 12 | 60.0% |
| #14 | Ryan Purpero | 68409 | U.S. Bank National Association | 402761 | Hopkins, MN | $54.8M | 46 | 83.6% |
| #15 | Aaron Tyler | 130688 | U.S. Bank National Association | 402761 | Hopkins, MN | $54.5M | 40 | 66.7% |
| #16 | Christopher Yu | 1006860 | U.S. Bank National Association | 402761 | Cupertino, CA | $54.1M | 37 | 67.3% |
| #17 | Xiaofan Zheng | 253492 | Bank of America, N.A. | 399802 | Palo Alto, CA | $53.8M | 32 | 54.2% |
| #18 | kory kavanewsky | 284503 | CMG Mortgage, Inc. | 1820 | Coronado, CA | $53.2M | 69 | 77.5% |
| #19 | Vipul Hapani | 1891192 | VEMA MORTGAGE LLC | 1019911 | Charlotte, NC | $53.2M | 108 | 70.6% |
| #20 | Biju paul | 337511 | Prime Choice Lending Inc. | 1441287 | Plano, TX | $50.3M | 100 | 53.5% |
| #21 | Joseph Antonios | 18064 | U.S. Bank National Association | 402761 | Greenwich, CT | $49.7M | 27 | 73.0% |
| #22 | Brendan Murphy | 740173 | Goldman Sachs Bank USA | 208156 | Philadelphia, PA | $49.3M | 18 | 94.7% |
| #23 | Daniel Meier | 880575 | CMG Mortgage, Inc. | 1820 | Snohomish, WA | $49.2M | 61 | 56.5% |
| #24 | Risha Kilaru | 249676 | OriginPoint LLC | 2185899 | San Francisco, CA | $47.4M | 37 | 41.1% |
| #25 | Nicholas Tomas | 31699 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $47.4M | 39 | 76.5% |
| #26 | Louis Manfredini | 243928 | U.S. Bank National Association | 402761 | Hopkins, MN | $47.1M | 37 | 78.7% |
| #27 | Jonathan Weisman | 19378 | Blue Door Mortgage, LLC | 2218 | Newton, MA | $47.1M | 59 | 78.7% |
| #28 | Kevin Baboiyan | 1837815 | U.S. Bank National Association | 402761 | Newport Beach, CA | $47.0M | 38 | 86.4% |
| #29 | Yojana Sangu | 950536 | ENSURE HOME LOANS LLC | 1666674 | Lewisville, TX | $46.6M | 89 | 44.7% |
| #30 | Kevin Wang | 1519351 | City National Bank | 536994 | Los Angeles, CA | $46.6M | 34 | 39.5% |
| #31 | Melany Hannibal | 502019 | U.S. Bank National Association | 402761 | Bellevue, WA | $44.7M | 32 | 78.0% |
| #32 | Sherry Ho | 834686 | Citibank, NA | 412915 | Pasadena, CA | $44.6M | 38 | 51.4% |
| #33 | Scott Evans | 256163 | CrossCountry Mortgage, LLC | 3029 | San Diego, CA | $43.7M | 57 | 43.8% |
| #34 | Bing Guo | 138564 | A Best Financial Corporation | 138461 | Canton, MI | $43.5M | 96 | 83.5% |
| #35 | Tomer Yeyni | 1603612 | OPTION ONE LENDING, INC. | 1101290 | Sherman Oaks, CA | $43.1M | 32 | 78.0% |
| #36 | Tony Truong | 482997 | Bank of America, N.A. | 399802 | Foster City, CA | $41.6M | 28 | 58.3% |
| #37 | XIAOBO NI | 1015707 | Boeing Employees' Credit Union | 490518 | Tukwila, WA | $40.8M | 36 | 52.2% |
| #38 | Maria Tang | 8077 | family first mortgage group corporation | 380186 | Natick, MA | $40.6M | 71 | 87.7% |
| #39 | XU HAN | 1716710 | TD Bank NA | 399800 | Jersey City, NJ | $38.7M | 45 | 91.8% |
| #40 | Nicole Santizo | 582907 | Guaranteed Rate, Inc. | 2611 | Los Altos, CA | $38.4M | 30 | 85.7% |
| #41 | Martin Medve | 86840 | Trident Home Loans, LLC | 65716 | Pensacola, FL | $37.9M | 50 | 60.2% |
| #42 | Bruce Brewer | 514039 | JPMorgan Chase Bank, National Association | 399798 | Houston, TX | $37.2M | 11 | 42.3% |
| #43 | Jose Magallanes | 491678 | CrossCountry Mortgage, LLC | 3029 | Newport Beach, CA | $37.2M | 28 | 59.6% |
| #44 | Thuan Nguyen | 320775 | Loan Factory, Inc. | 320841 | San Jose, CA | $37.2M | 77 | 50.0% |
| #45 | Matthew Izaddoust | 8385 | JPMorgan Chase Bank, National Association | 399798 | Mountain View, CA | $36.8M | 31 | 41.9% |
| #46 | Kent Wenzel | 142934 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $35.4M | 30 | 54.5% |
| #47 | Nader Chahine | 259628 | Citibank, NA | 412915 | Manhattan Beach, CA | $35.0M | 25 | 73.5% |
| #48 | Matthew Tardiff | 43211 | Camden National Bank | 486887 | Kennebunk, ME | $35.0M | 48 | 70.6% |
| #49 | Chirag Rachhadia | 1890628 | VEMA MORTGAGE LLC | 1019911 | Charlotte, NC | $34.6M | 75 | 71.4% |
| #50 | Ami Padhiar | 1023994 | Jatayu Loans LLC | 2055341 | Irving, TX | $34.5M | 67 | 72.8% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Nationwide. Powered by MMI public record mortgage production data, accessed July 7, 2026. https://topmortgageoriginators.com/lo-leaderboard/national/top-retention-by-volume
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