Retention champions nationwide in 2026 so far, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 9, 2026, the top 3 include Jarret Coleman (U.S. Bank National Association, NMLS #67530), Brian Minkow (CMG Mortgage, Inc., NMLS #256638), and Kashif Shamshad (U.S. Bank National Association, NMLS #1492490).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Jarret Coleman | 67530 | U.S. Bank National Association | 402761 | Greenwich, CT | $186.0M | 155 | 70.1% |
| #2 | Brian Minkow | 256638 | CMG Mortgage, Inc. | 1820 | Westlake Village, CA | $126.1M | 101 | 69.7% |
| #3 | Kashif Shamshad | 1492490 | U.S. Bank National Association | 402761 | Earth City, MO | $121.0M | 81 | 85.3% |
| #4 | Joel Mathew | 1542142 | Champions Processing Solutions LLC | 2622219 | Houston, TX | $88.9M | 192 | 64.0% |
| #5 | Mohammad Shah | 1198498 | Trusted Mortgage Capital Inc | 2411952 | Irvine, CA | $85.8M | 187 | 71.4% |
| #6 | Brian Cooke | 17866 | World Home Loans Inc | 2726290 | Irvine, CA | $84.1M | 146 | 69.9% |
| #7 | Baret Kechian | 9411 | loanDepot.com, LLC | 174457 | Hoboken, NJ | $69.5M | 113 | 55.9% |
| #8 | Christina Razzi | 162739 | U.S. Bank National Association | 402761 | Chicago, IL | $68.0M | 58 | 70.7% |
| #9 | Gregory Krolikowski | 801940 | Goldman Sachs Bank USA | 208156 | Los Angeles, CA | $67.7M | 19 | 61.3% |
| #10 | Andrew Marquis | 29861 | CrossCountry Mortgage, LLC | 3029 | Lexington, MA | $65.9M | 91 | 47.9% |
| #11 | Shant Banosian | 7206 | Guaranteed Rate, Inc. | 2611 | Waltham, MA | $65.3M | 78 | 17.4% |
| #12 | Xiaofan Zheng | 253492 | Bank of America, N.A. | 399802 | Palo Alto, CA | $65.1M | 37 | 52.9% |
| #13 | Brendan Murphy | 740173 | Goldman Sachs Bank USA | 208156 | Philadelphia, PA | $62.8M | 25 | 80.6% |
| #14 | Bing Guo | 138564 | A Best Financial Corporation | 138461 | Canton, MI | $62.2M | 137 | 85.6% |
| #15 | Vipul Hapani | 1891192 | VEMA MORTGAGE LLC | 1019911 | Charlotte, NC | $61.8M | 125 | 70.2% |
| #16 | Christopher Yu | 1006860 | U.S. Bank National Association | 402761 | Cupertino, CA | $61.2M | 40 | 66.7% |
| #17 | kory kavanewsky | 284503 | CMG Mortgage, Inc. | 1820 | Coronado, CA | $59.3M | 75 | 72.1% |
| #18 | Bruce Brewer | 514039 | JPMorgan Chase Bank, National Association | 399798 | Houston, TX | $58.9M | 13 | 33.3% |
| #19 | Ryan Purpero | 68409 | U.S. Bank National Association | 402761 | Hopkins, MN | $57.6M | 49 | 76.6% |
| #20 | Claudia Castillo | 529944 | JPMorgan Chase Bank, National Association | 399798 | Houston, TX | $57.5M | 8 | 38.1% |
| #21 | Sheng Hua | 1552269 | U.S. Bank National Association | 402761 | Earth City, MO | $57.5M | 38 | 55.1% |
| #22 | Yojana Sangu | 950536 | ENSURE HOME LOANS LLC | 1666674 | Lewisville, TX | $57.3M | 109 | 42.2% |
| #23 | Jonathan Weisman | 19378 | Blue Door Mortgage, LLC | 2218 | Newton, MA | $56.4M | 73 | 78.5% |
| #24 | Joseph Antonios | 18064 | U.S. Bank National Association | 402761 | Greenwich, CT | $55.3M | 30 | 63.8% |
| #25 | Aaron Tyler | 130688 | U.S. Bank National Association | 402761 | Hopkins, MN | $55.3M | 41 | 64.1% |
| #26 | Daniel Meier | 880575 | CMG Mortgage, Inc. | 1820 | Snohomish, WA | $53.6M | 69 | 55.6% |
| #27 | Tomer Yeyni | 1603612 | OPTION ONE LENDING, INC. | 1101290 | Sherman Oaks, CA | $53.5M | 40 | 75.5% |
| #28 | Jose Magallanes | 491678 | CrossCountry Mortgage, LLC | 3029 | Newport Beach, CA | $53.3M | 37 | 61.7% |
| #29 | Matthew Tardiff | 43211 | Camden National Bank | 486887 | Kennebunk, ME | $51.8M | 65 | 71.4% |
| #30 | Nicholas Tomas | 31699 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $51.4M | 45 | 68.2% |
| #31 | Biju paul | 337511 | Prime Choice Lending Inc. | 1441287 | Plano, TX | $51.3M | 102 | 49.5% |
| #32 | Sherry Ho | 834686 | Citibank, NA | 412915 | Pasadena, CA | $49.0M | 42 | 50.6% |
| #33 | Kevin Baboiyan | 1837815 | U.S. Bank National Association | 402761 | Newport Beach, CA | $49.0M | 39 | 84.8% |
| #34 | Risha Kilaru | 249676 | OriginPoint LLC | 2185899 | San Francisco, CA | $48.5M | 38 | 38.8% |
| #35 | Scott Evans | 256163 | CrossCountry Mortgage, LLC | 3029 | San Diego, CA | $48.3M | 63 | 38.7% |
| #36 | Rajeev Gandhi | 68641 | SI Mortgage Company | 68434 | Sterling Heights, MI | $47.5M | 88 | 42.1% |
| #37 | Louis Manfredini | 243928 | U.S. Bank National Association | 402761 | Hopkins, MN | $47.1M | 37 | 72.5% |
| #38 | Kevin Wang | 1519351 | City National Bank | 536994 | Los Angeles, CA | $46.6M | 34 | 38.6% |
| #39 | Melany Hannibal | 502019 | U.S. Bank National Association | 402761 | Bellevue, WA | $46.6M | 33 | 73.3% |
| #40 | Michelle Kim | 410072 | HSBC Bank USA National Association | 399799 | Beverly Hills, CA | $45.9M | 4 | 26.7% |
| #41 | Or Gera | 1269459 | RealFi Solutions, LLC | 2478197 | Chicago, IL | $45.8M | 90 | 84.1% |
| #42 | thomas marckwardt | 242073 | CrossCountry Mortgage, LLC | 3029 | Walnut Creek, CA | $45.0M | 48 | 67.6% |
| #43 | Ghazal Doustar | 585135 | U.S. Bank National Association | 402761 | Beverly Hills, CA | $44.4M | 7 | 53.8% |
| #44 | Renju Raj | 1536747 | Texas First Mortgage LLC | 2419924 | Richmond, TX | $44.3M | 94 | 74.6% |
| #45 | Nicole Santizo | 582907 | Guaranteed Rate, Inc. | 2611 | Los Altos, CA | $43.9M | 34 | 87.2% |
| #46 | XU HAN | 1716710 | TD Bank NA | 399800 | Jersey City, NJ | $43.2M | 49 | 89.1% |
| #47 | Jacob Washburn | 216326 | Cornerstone Capital Bank, SSB | 2258 | Seattle, WA | $42.8M | 15 | 78.9% |
| #48 | Tony Truong | 482997 | Bank of America, N.A. | 399802 | Foster City, CA | $42.8M | 29 | 56.9% |
| #49 | Thuan Nguyen | 320775 | Loan Factory, Inc. | 320841 | San Jose, CA | $42.2M | 91 | 45.7% |
| #50 | Amiteshwar Bhatia | 1614245 | Watermelon Mortgage Inc | 2839414 | Las Vegas, NV | $42.2M | 74 | 87.1% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Nationwide. Powered by MMI public record mortgage production data, accessed October 9, 2026. https://topmortgageoriginators.com/lo-leaderboard/national/top-retention-by-volume
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