Retention champions nationwide in 2026 so far, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 23, 2026, the top 3 include Jarret Coleman (U.S. Bank National Association, NMLS #67530), Brian Minkow (CMG Mortgage, Inc., NMLS #256638), and Kashif Shamshad (U.S. Bank National Association, NMLS #1492490).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Jarret Coleman | 67530 | U.S. Bank National Association | 402761 | Greenwich, CT | $185.2M | 154 | 73.7% |
| #2 | Brian Minkow | 256638 | CMG Mortgage, Inc. | 1820 | Westlake Village, CA | $113.9M | 95 | 73.6% |
| #3 | Kashif Shamshad | 1492490 | U.S. Bank National Association | 402761 | Earth City, MO | $111.7M | 75 | 84.3% |
| #4 | Joel Mathew | 1542142 | Champions Processing Solutions LLC | 2622219 | Houston, TX | $77.9M | 169 | 62.6% |
| #5 | Mohammad Shah | 1198498 | Trusted Mortgage Capital Inc | 2411952 | Irvine, CA | $73.8M | 160 | 72.4% |
| #6 | Brian Cooke | 17866 | World Home Loans Inc | 2726290 | Irvine, CA | $71.4M | 123 | 68.7% |
| #7 | Gregory Krolikowski | 801940 | Goldman Sachs Bank USA | 208156 | Los Angeles, CA | $68.7M | 15 | 60.0% |
| #8 | Christina Razzi | 162739 | U.S. Bank National Association | 402761 | Chicago, IL | $68.0M | 58 | 72.5% |
| #9 | Baret Kechian | 9411 | loanDepot.com, LLC | 174457 | Hoboken, NJ | $67.3M | 108 | 58.7% |
| #10 | Shant Banosian | 7206 | Guaranteed Rate, Inc. | 2611 | Waltham, MA | $63.7M | 76 | 18.1% |
| #11 | Xiaofan Zheng | 253492 | Bank of America, N.A. | 399802 | Palo Alto, CA | $63.4M | 36 | 54.5% |
| #12 | Andrew Marquis | 29861 | CrossCountry Mortgage, LLC | 3029 | Lexington, MA | $62.4M | 84 | 49.4% |
| #13 | Christopher Yu | 1006860 | U.S. Bank National Association | 402761 | Cupertino, CA | $59.2M | 39 | 67.2% |
| #14 | Brendan Murphy | 740173 | Goldman Sachs Bank USA | 208156 | Philadelphia, PA | $57.7M | 21 | 77.8% |
| #15 | Claudia Castillo | 529944 | JPMorgan Chase Bank, National Association | 399798 | Houston, TX | $57.5M | 8 | 44.4% |
| #16 | Sheng Hua | 1552269 | U.S. Bank National Association | 402761 | Earth City, MO | $57.5M | 38 | 57.6% |
| #17 | Ryan Purpero | 68409 | U.S. Bank National Association | 402761 | Hopkins, MN | $57.3M | 48 | 80.0% |
| #18 | Vipul Hapani | 1891192 | VEMA MORTGAGE LLC | 1019911 | Charlotte, NC | $57.0M | 115 | 68.5% |
| #19 | Aaron Tyler | 130688 | U.S. Bank National Association | 402761 | Hopkins, MN | $55.3M | 41 | 65.1% |
| #20 | kory kavanewsky | 284503 | CMG Mortgage, Inc. | 1820 | Coronado, CA | $54.6M | 71 | 77.2% |
| #21 | Joseph Antonios | 18064 | U.S. Bank National Association | 402761 | Greenwich, CT | $54.1M | 29 | 70.7% |
| #22 | Yojana Sangu | 950536 | ENSURE HOME LOANS LLC | 1666674 | Lewisville, TX | $53.1M | 100 | 43.3% |
| #23 | Jonathan Weisman | 19378 | Blue Door Mortgage, LLC | 2218 | Newton, MA | $53.0M | 68 | 80.0% |
| #24 | Bing Guo | 138564 | A Best Financial Corporation | 138461 | Canton, MI | $51.7M | 116 | 84.1% |
| #25 | Nicholas Tomas | 31699 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $51.4M | 44 | 74.6% |
| #26 | Tomer Yeyni | 1603612 | OPTION ONE LENDING, INC. | 1101290 | Sherman Oaks, CA | $51.1M | 38 | 76.0% |
| #27 | Biju paul | 337511 | Prime Choice Lending Inc. | 1441287 | Plano, TX | $50.5M | 101 | 50.8% |
| #28 | Daniel Meier | 880575 | CMG Mortgage, Inc. | 1820 | Snohomish, WA | $50.3M | 64 | 55.2% |
| #29 | Ghazal Doustar | 585135 | U.S. Bank National Association | 402761 | Beverly Hills, CA | $48.6M | 8 | 72.7% |
| #30 | Risha Kilaru | 249676 | OriginPoint LLC | 2185899 | San Francisco, CA | $48.5M | 38 | 39.6% |
| #31 | Louis Manfredini | 243928 | U.S. Bank National Association | 402761 | Hopkins, MN | $47.1M | 37 | 74.0% |
| #32 | Kevin Baboiyan | 1837815 | U.S. Bank National Association | 402761 | Newport Beach, CA | $47.0M | 38 | 84.4% |
| #33 | Sherry Ho | 834686 | Citibank, NA | 412915 | Pasadena, CA | $46.7M | 40 | 51.3% |
| #34 | Kevin Wang | 1519351 | City National Bank | 536994 | Los Angeles, CA | $46.6M | 34 | 38.6% |
| #35 | Scott Evans | 256163 | CrossCountry Mortgage, LLC | 3029 | San Diego, CA | $46.6M | 61 | 41.8% |
| #36 | Jose Magallanes | 491678 | CrossCountry Mortgage, LLC | 3029 | Newport Beach, CA | $45.5M | 32 | 59.3% |
| #37 | Melany Hannibal | 502019 | U.S. Bank National Association | 402761 | Bellevue, WA | $44.7M | 32 | 76.2% |
| #38 | Matthew Tardiff | 43211 | Camden National Bank | 486887 | Kennebunk, ME | $43.3M | 55 | 70.5% |
| #39 | Tony Truong | 482997 | Bank of America, N.A. | 399802 | Foster City, CA | $42.8M | 29 | 58.0% |
| #40 | XU HAN | 1716710 | TD Bank NA | 399800 | Jersey City, NJ | $42.7M | 48 | 90.6% |
| #41 | XIAOBO NI | 1015707 | Boeing Employees' Credit Union | 490518 | Tukwila, WA | $42.1M | 37 | 52.9% |
| #42 | Nicole Santizo | 582907 | Guaranteed Rate, Inc. | 2611 | Los Altos, CA | $42.0M | 33 | 86.8% |
| #43 | Renju Raj | 1536747 | Texas First Mortgage LLC | 2419924 | Richmond, TX | $40.8M | 87 | 75.0% |
| #44 | Maria Tang | 8077 | family first mortgage group corporation | 380186 | Natick, MA | $40.6M | 71 | 84.5% |
| #45 | Matthew Izaddoust | 8385 | JPMorgan Chase Bank, National Association | 399798 | Mountain View, CA | $40.5M | 33 | 42.9% |
| #46 | Thuan Nguyen | 320775 | Loan Factory, Inc. | 320841 | San Jose, CA | $39.8M | 85 | 46.7% |
| #47 | Rajeev Gandhi | 68641 | SI Mortgage Company | 68434 | Sterling Heights, MI | $39.6M | 74 | 40.9% |
| #48 | Jason Fransos | 1024392 | Delmar Financial Company | 30998 | Saint Louis, MO | $38.6M | 7 | 43.8% |
| #49 | Ami Padhiar | 1023994 | Jatayu Loans LLC | 2055341 | Irving, TX | $38.3M | 75 | 71.4% |
| #50 | Benjamin Lerner | 395723 | Guaranteed Rate, Inc. | 2611 | San Luis Obispo, CA | $38.2M | 43 | 74.1% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Nationwide. Powered by MMI public record mortgage production data, accessed August 23, 2026. https://topmortgageoriginators.com/lo-leaderboard/national/top-retention-by-volume
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