Retention champions in North Carolina in 2026 so far, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 9, 2026, the top 3 include Vipul Hapani (VEMA MORTGAGE LLC, NMLS #1891192), suneel kommireddy (Viva Lending Group LLC, NMLS #1846636), and William Mullinix (New American Funding, LLC, NMLS #116279).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Vipul Hapani | 1891192 | VEMA MORTGAGE LLC | 1019911 | Charlotte, NC | $36.4M | 75 | 72.8% |
| #2 | suneel kommireddy | 1846636 | Viva Lending Group LLC | 2216743 | Cary, NC | $26.6M | 53 | 75.7% |
| #3 | William Mullinix | 116279 | New American Funding, LLC | 6606 | Charlotte, NC | $25.7M | 31 | 35.2% |
| #4 | Chirag Rachhadia | 1890628 | VEMA MORTGAGE LLC | 1019911 | Charlotte, NC | $25.5M | 56 | 65.1% |
| #5 | Lance Johnson | 93035 | Regions Bank | 174490 | Charlotte, NC | $14.7M | 17 | 60.7% |
| #6 | Logan Martini | 1591485 | Guaranteed Rate, Inc. | 2611 | Chicago, IL | $14.1M | 24 | 52.2% |
| #7 | Karthikeyan Kaduvettipalayam Sankarappan | 2507848 | Ram Mortgage, LLC | 2301828 | Charlotte, NC | $13.9M | 27 | 81.8% |
| #8 | Justin Slack | 203603 | CrossCountry Mortgage, LLC | 3029 | Wilmington, NC | $12.6M | 23 | 24.5% |
| #9 | Tracy Rich | 70494 | Union Home Mortgage Corp. | 2229 | High Point, NC | $12.2M | 41 | 70.7% |
| #10 | Joshua Schaen | 533066 | Pinnacle Bank | 418535 | Mooresville, NC | $11.6M | 10 | 71.4% |
| #11 | Adam Workman | 128183 | CrossCountry Mortgage, LLC | 3029 | Charlotte, NC | $11.3M | 38 | 33.3% |
| #12 | Purushothaman Sadhasivam | 2485885 | VEMA MORTGAGE LLC | 1019911 | Charlotte, NC | $11.0M | 22 | 64.7% |
| #13 | Mark Reinhardt | 2003989 | CrossCountry Mortgage, LLC | 3029 | Raleigh, NC | $9.9M | 17 | 81.0% |
| #14 | Robert Oakes | 91606 | Corporate Investors Mortgage Group, Inc. | 39460 | Chapel Hill, NC | $9.8M | 18 | 22.8% |
| #15 | Jubi Chackunkal | 1087366 | C 4 D Mortgage Company LLC | 151261 | Troy, MI | $9.8M | 25 | 53.2% |
| #16 | Amy Goss | 194181 | Guild Mortgage Company LLC | 3274 | Jacksonville, NC | $9.2M | 30 | 40.0% |
| #17 | Anthony Brewer | 87535 | Carolina Equity Services, Inc. | 72050 | Apex, NC | $8.9M | 13 | 86.7% |
| #18 | Jeffrey Muth | 115203 | Mecklenburg Mortgage Inc | 1190352 | Charlotte, NC | $8.8M | 16 | 72.7% |
| #19 | Patrick Stoy | 39527 | CrossCountry Mortgage, LLC | 3029 | Wilmington, NC | $8.3M | 16 | 42.1% |
| #20 | James Nesbit | 76308 | First-Citizens Bank & Trust Company | 503941 | Pinehurst, NC | $8.2M | 9 | 47.4% |
| #21 | vivek agarwal | 2564210 | Loan Factory, Inc. | 320841 | San Jose, CA | $8.0M | 14 | 87.5% |
| #22 | Jacqueline Wampler | 85964 | Primis Mortgage Company | 1894879 | Wilmington, NC | $7.9M | 26 | 25.5% |
| #23 | JAMIE BARRON | 561140 | First-Citizens Bank & Trust Company | 503941 | Raleigh, NC | $7.8M | 9 | 37.5% |
| #24 | Mary Vaca | 1703022 | Movement Mortgage, LLC | 39179 | Fort Mill, SC | $7.7M | 18 | 52.9% |
| #25 | Dana Meadows | 70961 | Movement Mortgage, LLC | 39179 | Myrtle Beach, SC | $7.5M | 17 | 31.5% |
| #26 | Clifton Meeks | 117379 | American Security Mortgage Corp | 40561 | Charlotte, NC | $7.4M | 11 | 37.9% |
| #27 | Rajeev Gandhi | 68641 | SI Mortgage Company | 68434 | Sterling Heights, MI | $7.3M | 14 | 46.7% |
| #28 | Jegadheesan Jayavel | 2686128 | Prime Home Mortgage Incorporated | 2658067 | Charlotte, NC | $7.2M | 16 | 100.0% |
| #29 | Kristopher Steele | 1236169 | American Security Mortgage Corp | 40561 | Charlotte, NC | $7.0M | 9 | 20.0% |
| #30 | Barbara Multari | 195561 | Pathway Mortgage Group, Inc. | 1819864 | Cary, NC | $7.0M | 17 | 33.3% |
| #31 | Jonathan Cherry | 45972 | Truist Bank | 399803 | Cornelius, NC | $6.8M | 7 | 70.0% |
| #32 | RYAN SHAUGHNESSY | 561165 | First-Citizens Bank & Trust Company | 503941 | Raleigh, NC | $6.7M | 8 | 66.7% |
| #33 | Nolan Link | 415512 | First National Bank of Pennsylvania | 766529 | Hillsborough, NC | $6.6M | 15 | 83.3% |
| #34 | Jeffrey Brunner | 110030 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Charlotte, NC | $6.6M | 6 | 40.0% |
| #35 | Steven Hall | 2050588 | American Security Mortgage Corp | 40561 | Charlotte, NC | $6.5M | 11 | 64.7% |
| #36 | Ashlyn Gift | 1929945 | American Security Mortgage Corp | 40561 | Charlotte, NC | $6.3M | 7 | 41.2% |
| #37 | Kimberly Mitchell | 555426 | First National Bank of Pennsylvania | 766529 | Matthews, NC | $6.2M | 7 | 36.8% |
| #38 | Richard Wolf | 1375500 | Primis Mortgage Company | 1894879 | Wilmington, NC | $6.2M | 14 | 28.6% |
| #39 | Abhishek Gampa | 2233515 | C 4 D Mortgage Company LLC | 151261 | Troy, MI | $5.9M | 13 | 43.3% |
| #40 | Paul Eiden | 442231 | CMG Mortgage, Inc. | 1820 | Charlotte, NC | $5.8M | 9 | 69.2% |
| #41 | Matthew Hess | 3600 | Patriot Financial, Inc | 1642 | Cary, NC | $5.8M | 10 | 62.5% |
| #42 | Chintan Kanani | 1011160 | Rhythm Mortgage LLC | 2569987 | Morrisville, NC | $5.6M | 13 | 59.1% |
| #43 | Lindsey Atkins | 505112 | Movement Mortgage, LLC | 39179 | Charlotte, NC | $5.5M | 13 | 17.6% |
| #44 | Patrick Roman | 204441 | E Mortgage Capital, Inc. | 1416824 | Santa Ana, CA | $5.4M | 10 | 66.7% |
| #45 | Michael Travis | 177511 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Wake Forest, NC | $5.4M | 10 | 40.0% |
| #46 | John Hedrick | 1834174 | Ace Mortgage Group LLC | 1849774 | Wake Forest, NC | $5.4M | 14 | 60.9% |
| #47 | Ramesh Nagarajan | 2017892 | Prime Home Mortgage Incorporated | 2658067 | Charlotte, NC | $5.4M | 11 | 55.0% |
| #48 | Christina Mauney | 1084660 | American Security Mortgage Corp | 40561 | Charlotte, NC | $5.2M | 9 | 37.5% |
| #49 | JORDAN WARREN | 1560207 | Intercoastal Mortgage, LLC | 56323 | Wilmington, NC | $4.9M | 11 | 61.1% |
| #50 | Paul Norment | 179773 | CrossCountry Mortgage, LLC | 3029 | Raleigh, NC | $4.9M | 10 | 32.3% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — North Carolina. Powered by MMI public record mortgage production data, accessed October 9, 2026. https://topmortgageoriginators.com/lo-leaderboard/north-carolina/top-retention-by-volume
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