Retention champions in North Carolina in 2024, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Jacqueline Wampler (Primis Mortgage Company, NMLS #85964), Vipul Hapani (VEMA MORTGAGE LLC, NMLS #1891192), and Chirag Rachhadia (VEMA MORTGAGE LLC, NMLS #1890628).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Jacqueline Wampler | 85964 | Primis Mortgage Company | 1894879 | Wilmington, NC | $36.2M | 112 | 65.9% |
| #2 | Vipul Hapani | 1891192 | VEMA MORTGAGE LLC | 1019911 | Charlotte, NC | $20.4M | 46 | 79.3% |
| #3 | Chirag Rachhadia | 1890628 | VEMA MORTGAGE LLC | 1019911 | Charlotte, NC | $15.2M | 33 | 63.5% |
| #4 | Robert Oakes | 91606 | Corporate Investors Mortgage Group, Inc. | 39460 | Chapel Hill, NC | $10.4M | 22 | 29.7% |
| #5 | William Mullinix | 116279 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Charlotte, NC | $9.8M | 14 | 45.2% |
| #6 | Eric Gillespie | 1325664 | Intercoastal Mortgage, LLC | 56323 | Greensboro, NC | $9.0M | 26 | 83.9% |
| #7 | Tracy Rich | 70494 | Union Home Mortgage Corp. | 2229 | High Point, NC | $8.9M | 31 | 54.4% |
| #8 | JORDAN WARREN | 1560207 | Intercoastal Mortgage, LLC | 56323 | Wilmington, NC | $7.9M | 15 | 62.5% |
| #9 | suneel kommireddy | 1846636 | Viva Lending Group LLC | 2216743 | Cary, NC | $7.7M | 14 | 58.3% |
| #10 | Adam Workman | 128183 | CrossCountry Mortgage, LLC | 3029 | Charlotte, NC | $7.6M | 22 | 25.3% |
| #11 | Amy Goss | 194181 | Guild Mortgage Company LLC | 3274 | Jacksonville, NC | $7.6M | 24 | 40.7% |
| #12 | Roger Moore | 69364 | Loan Pronto, Inc. | 1661781 | Austin, TX | $7.3M | 15 | 53.6% |
| #13 | Whitney Bulbrook | 48522 | Carolina Ventures Mortgage, LLC | 1032518 | Chapel Hill, NC | $6.7M | 15 | 65.2% |
| #14 | Clifton Meeks | 117379 | American Security Mortgage Corp | 40561 | Charlotte, NC | $6.5M | 10 | 52.6% |
| #15 | Shannon Rodden | 448778 | Wells Fargo Bank, National Association | 399801 | Charlotte, NC | $6.5M | 4 | 40.0% |
| #16 | Joshua Burruss | 181603 | Intercoastal Mortgage, LLC | 56323 | Reston, VA | $6.1M | 15 | 31.9% |
| #17 | Michael Sabido | 659123 | Intercoastal Mortgage, LLC | 56323 | Stanley, NC | $5.8M | 10 | 90.9% |
| #18 | Justin Slack | 203603 | CrossCountry Mortgage, LLC | 3029 | Wilmington, NC | $5.7M | 13 | 24.1% |
| #19 | Lance Johnson | 93035 | Regions Bank | 174490 | Charlotte, NC | $5.5M | 7 | 46.7% |
| #20 | Derek Arthur | 117800 | CrossCountry Mortgage, LLC | 3029 | North Bethesda, MD | $5.1M | 7 | 63.6% |
| #21 | Matthew Fitzgerald | 84897 | Intercoastal Mortgage, LLC | 56323 | Wilmington, NC | $5.1M | 12 | 57.1% |
| #22 | Patrick Stoy | 39527 | CrossCountry Mortgage, LLC | 3029 | Wilmington, NC | $4.9M | 13 | 52.0% |
| #23 | Logan Martini | 1591485 | Gold Star Mortgage Financial Group, Corporation | 3446 | Raleigh, NC | $4.8M | 14 | 51.9% |
| #24 | Christopher Hutchens | 117377 | Guaranteed Rate, Inc. | 2611 | Pinehurst, NC | $4.7M | 6 | 25.0% |
| #25 | Matthew Hess | 3600 | Patriot Financial, Inc | 1642 | Cary, NC | $4.7M | 10 | 76.9% |
| #26 | Daniel McCoy | 485895 | Highlands Residential Mortgage, Ltd. | 134871 | Greensboro, NC | $4.6M | 10 | 25.0% |
| #27 | Patrick Roman | 204441 | E Mortgage Capital, Inc. | 1416824 | Santa Ana, CA | $4.6M | 11 | 91.7% |
| #28 | Maneesh Pathak | 69811 | Fairview Home Mortgage LLC | 1705521 | — | $4.5M | 8 | 72.7% |
| #29 | Marc Arrington | 2114896 | Residential Wholesale Mortgage, Inc. | 79445 | Wilmington, NC | $4.5M | 12 | 60.0% |
| #30 | Lindsey Atkins | 505112 | Movement Mortgage, LLC | 39179 | Charlotte, NC | $4.3M | 13 | 16.0% |
| #31 | Earl O'Neal | 91400 | Highlands Residential Mortgage, Ltd. | 134871 | Charlotte, NC | $4.2M | 6 | 37.5% |
| #32 | Tamela Stowe | 91236 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Mooresville, NC | $4.2M | 11 | 23.9% |
| #33 | Timothy Delgado | 19655 | Mortgage Solutions of Colorado, LLC | 61602 | Greensboro, NC | $4.2M | 16 | 66.7% |
| #34 | Barbara Multari | 195561 | Pathway Mortgage Group, Inc. | 1819864 | Cary, NC | $4.1M | 8 | 33.3% |
| #35 | Ashley McKenzie | 100776 | Highlands Residential Mortgage, Ltd. | 134871 | Winston Salem, NC | $4.0M | 12 | 12.4% |
| #36 | Richard Wolf | 1375500 | Primis Mortgage Company | 1894879 | Wilmington, NC | $4.0M | 10 | 25.6% |
| #37 | Mark Reinhardt | 2003989 | CrossCountry Mortgage, LLC | 3029 | Raleigh, NC | $4.0M | 8 | 72.7% |
| #38 | Dana Meadows | 70961 | Movement Mortgage, LLC | 39179 | Myrtle Beach, SC | $3.9M | 10 | 23.3% |
| #39 | William Mitchell | 536906 | Corning Federal Credit Union | 418440 | Corning, NY | $3.9M | 8 | 80.0% |
| #40 | Chintan Kanani | 1011160 | Rhythm Mortgage LLC | 2569987 | Morrisville, NC | $3.8M | 8 | 72.7% |
| #41 | Jeffrey Muth | 115203 | Mecklenburg Mortgage Inc | 1190352 | Charlotte, NC | $3.7M | 7 | 50.0% |
| #42 | Cameron Snyder | 873840 | Rocket Mortgage, LLC | 3030 | Durham, NC | $3.7M | 7 | 63.6% |
| #43 | Konstantina Konidaris | 77354 | NFM Lending, LLC | 2893 | Raleigh, NC | $3.6M | 6 | 13.3% |
| #44 | Andrew Wilfong | 397908 | Neighborhood Lender, Inc. | 69349 | Charlotte, NC | $3.5M | 7 | 58.3% |
| #45 | Andrew Fisher | 44061 | Pure Rate Mortgage LLC | 2578474 | Charlotte, NC | $3.5M | 5 | 45.5% |
| #46 | William Duff | 412444 | First-Citizens Bank & Trust Company | 503941 | Raleigh, NC | $3.5M | 7 | 58.3% |
| #47 | CHRISTY PHILLIPS | 62752 | United Community Bank | 421841 | Cornelius, NC | $3.5M | 1 | 10.0% |
| #48 | David Hartman | 79528 | Movement Mortgage, LLC | 39179 | Cary, NC | $3.3M | 5 | 35.7% |
| #49 | Daymon Hughes | 141979 | Mortgage Solutions of Colorado, LLC | 61602 | Boca Raton, FL | $3.3M | 12 | 57.1% |
| #50 | Joseph Garner | 130800 | Clear Point Home Loans LLC | 2473786 | Charlotte, NC | $3.3M | 6 | 50.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — North Carolina (2024). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/north-carolina/top-retention-by-volume/2024
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