Retention champions in North Carolina in 2024, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Jacqueline Wampler (Primis Mortgage Company, NMLS #85964), Vipul Hapani (VEMA MORTGAGE LLC, NMLS #1891192), and Chirag Rachhadia (VEMA MORTGAGE LLC, NMLS #1890628).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Jacqueline Wampler | 85964 | Primis Mortgage Company | 1894879 | Wilmington, NC | $36.2M | 112 | 65.9% |
| #2 | Vipul Hapani | 1891192 | VEMA MORTGAGE LLC | 1019911 | Charlotte, NC | $20.4M | 46 | 79.3% |
| #3 | Chirag Rachhadia | 1890628 | VEMA MORTGAGE LLC | 1019911 | Charlotte, NC | $15.2M | 33 | 63.5% |
| #4 | Tracy Rich | 70494 | Union Home Mortgage Corp. | 2229 | High Point, NC | $8.9M | 31 | 54.4% |
| #5 | Eric Gillespie | 1325664 | Intercoastal Mortgage, LLC | 56323 | Greensboro, NC | $9.0M | 26 | 83.9% |
| #6 | Amy Goss | 194181 | Guild Mortgage Company LLC | 3274 | Jacksonville, NC | $7.6M | 24 | 40.7% |
| #7 | Robert Oakes | 91606 | Corporate Investors Mortgage Group, Inc. | 39460 | Chapel Hill, NC | $10.4M | 22 | 29.3% |
| #7 | Adam Workman | 128183 | CrossCountry Mortgage, LLC | 3029 | Charlotte, NC | $7.6M | 22 | 25.3% |
| #9 | Timothy Delgado | 19655 | Mortgage Solutions of Colorado, LLC | 61602 | Greensboro, NC | $4.2M | 16 | 66.7% |
| #10 | JORDAN WARREN | 1560207 | Intercoastal Mortgage, LLC | 56323 | Wilmington, NC | $7.9M | 15 | 62.5% |
| #10 | Joshua Burruss | 181603 | Better Mortgage Corporation | 330511 | New York, NY | $6.1M | 15 | 32.6% |
| #10 | Roger Moore | 69364 | Loan Pronto, Inc. | 1661781 | Austin, TX | $7.3M | 15 | 53.6% |
| #10 | Whitney Bulbrook | 48522 | Carolina Ventures Mortgage, LLC | 1032518 | Chapel Hill, NC | $6.7M | 15 | 65.2% |
| #14 | William Mullinix | 116279 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Charlotte, NC | $9.8M | 14 | 45.2% |
| #14 | Logan Martini | 1591485 | Gold Star Mortgage Financial Group, Corporation | 3446 | Raleigh, NC | $4.8M | 14 | 51.9% |
| #14 | suneel kommireddy | 1846636 | Viva Lending Group LLC | 2216743 | Cary, NC | $7.7M | 14 | 58.3% |
| #17 | Justin Slack | 203603 | CrossCountry Mortgage, LLC | 3029 | Wilmington, NC | $5.7M | 13 | 24.1% |
| #17 | Lindsey Atkins | 505112 | Movement Mortgage, LLC | 39179 | Charlotte, NC | $4.3M | 13 | 15.9% |
| #19 | Ashley McKenzie | 100776 | Highlands Residential Mortgage, Ltd. | 134871 | Winston Salem, NC | $4.0M | 12 | 12.2% |
| #19 | Patrick Stoy | 39527 | CrossCountry Mortgage, LLC | 3029 | Wilmington, NC | $4.7M | 12 | 50.0% |
| #19 | Daymon Hughes | 141979 | Mortgage Solutions of Colorado, LLC | 61602 | Boca Raton, FL | $3.3M | 12 | 57.1% |
| #19 | Matthew Fitzgerald | 84897 | Intercoastal Mortgage, LLC | 56323 | Wilmington, NC | $5.1M | 12 | 57.1% |
| #23 | Michael Sabido | 659123 | Intercoastal Mortgage, LLC | 56323 | Stanley, NC | $6.1M | 11 | 91.7% |
| #23 | Tamela Stowe | 91236 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Mooresville, NC | $4.2M | 11 | 23.9% |
| #23 | Marc Arrington | 2114896 | Residential Wholesale Mortgage, Inc. | 79445 | Wilmington, NC | $4.2M | 11 | 57.9% |
| #23 | Patrick Roman | 204441 | E Mortgage Capital, Inc. | 1416824 | Santa Ana, CA | $4.6M | 11 | 91.7% |
| #27 | Matthew Hess | 3600 | Patriot Financial, Inc | 1642 | Cary, NC | $4.7M | 10 | 76.9% |
| #27 | Richard Wolf | 1375500 | Primis Mortgage Company | 1894879 | Wilmington, NC | $4.0M | 10 | 25.6% |
| #27 | Daniel McCoy | 485895 | Highlands Residential Mortgage, Ltd. | 134871 | Greensboro, NC | $4.6M | 10 | 25.0% |
| #27 | Clifton Meeks | 117379 | American Security Mortgage Corp | 40561 | Charlotte, NC | $6.5M | 10 | 52.6% |
| #27 | John Norment | 115013 | LIBERTY FEDERAL CREDIT UNION | 518136 | Alpharetta, GA | $2.7M | 10 | 33.3% |
| #27 | Dana Meadows | 70961 | Movement Mortgage, LLC | 39179 | Myrtle Beach, SC | $3.9M | 10 | 24.4% |
| #27 | Michael Travis | 177511 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Wake Forest, NC | $3.2M | 10 | 41.7% |
| #34 | Nicholas Shermetaro | 1907396 | eMortgage Funding LLC | 1059364 | Troy, MI | $2.1M | 9 | 64.3% |
| #34 | Brian Wilson | 1204147 | Cardinal Financial Company, Limited Partnership | 66247 | Marion, NC | $1.4M | 9 | 81.8% |
| #34 | Courtney Cherry | 1045324 | Loan Pronto, Inc. | 1661781 | Charlotte, NC | $2.8M | 9 | 45.0% |
| #34 | Lorri Hoffman | 105066 | Movement Mortgage, LLC | 39179 | Cornelius, NC | $2.7M | 9 | 34.6% |
| #38 | William Mitchell | 536906 | Corning Federal Credit Union | 418440 | Corning, NY | $3.9M | 8 | 80.0% |
| #38 | Steven Doherty | 1769285 | Advantage Lending, LLC | 56871 | Raleigh, NC | $3.0M | 8 | 80.0% |
| #38 | Erica Sanders | 390083 | Carolina Home Mortgage, Inc. | 39862 | Pittsboro, NC | $2.8M | 8 | 57.1% |
| #38 | Susanna Chapin | 71157 | Tarheel Mortgage Corporation | 40498 | Cary, NC | $3.2M | 8 | 57.1% |
| #38 | Christopher Long | 108499 | Equity Resources, Inc. | 1579 | Little River, SC | $1.3M | 8 | 72.7% |
| #38 | Mark Reinhardt | 2003989 | CrossCountry Mortgage, LLC | 3029 | Raleigh, NC | $4.0M | 8 | 72.7% |
| #38 | Eric Baldwin | 78944 | Alcova Mortgage LLC | 40508 | Greenville, NC | $2.7M | 8 | 57.1% |
| #38 | Henry Myers | 659111 | Reliance First Capital, LLC | 58775 | Charlotte, NC | $2.1M | 8 | 72.7% |
| #38 | Roy Koldaro | 1241846 | Global Equity Finance, Inc. | 13116 | San Diego, CA | $1.8M | 8 | 53.3% |
| #38 | Russell Smith | 78989 | Alcova Mortgage LLC | 40508 | Whiteville, NC | $2.6M | 8 | 40.0% |
| #38 | Vance Hagan | 1509747 | Loan Pronto, Inc. | 1661781 | Charlotte, NC | $2.5M | 8 | 57.1% |
| #38 | Nicki Ramsey Torres | 115571 | Movement Mortgage, LLC | 39179 | Fayetteville, NC | $2.7M | 8 | 19.0% |
| #38 | Donna Bishop | 505118 | Movement Mortgage, LLC | 39179 | Charlotte, NC | $1.1M | 8 | 72.7% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — North Carolina (2024). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/north-carolina/top-retention-by-units/2024
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