Retention champions in Iowa in 2024, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Peter Johnson (GreenState Credit Union, NMLS #421779), Scott Langenberg (GreenState Credit Union, NMLS #938064), and Nicholas Watson (GreenState Credit Union, NMLS #400163).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Peter Johnson | 421779 | GreenState Credit Union | 401238 | Iowa City, IA | $19.5M | 55 | 75.3% |
| #2 | Scott Langenberg | 938064 | GreenState Credit Union | 401238 | West Des Moines, IA | $16.5M | 47 | 73.4% |
| #3 | Nicholas Watson | 400163 | GreenState Credit Union | 401238 | Marion, IA | $9.7M | 33 | 80.5% |
| #4 | Kyle Langenberg | 41803 | GreenState Credit Union | 401238 | Cedar Falls, IA | $11.7M | 31 | 63.3% |
| #5 | Michael Ward | 645063 | GreenState Credit Union | 401238 | West Des Moines, IA | $9.2M | 29 | 55.8% |
| #6 | Angela Timp | 10338 | GreenState Credit Union | 401238 | Waukee, IA | $14.4M | 26 | 83.9% |
| #6 | Felisha Junge | 421757 | GreenState Credit Union | 401238 | Cedar Rapids, IA | $8.3M | 26 | 37.1% |
| #8 | Jessica Greving | 21685 | Residential Mortgage Network, Inc. | 1495 | Iowa City, IA | $7.4M | 25 | 49.0% |
| #8 | Jared Schmit | 531610 | Farmers State Bank | 403650 | Waterloo, IA | $4.3M | 25 | 83.3% |
| #10 | KRISTIN CHRISTENSEN | 1893769 | Luana Savings Bank | 414402 | Polk City, IA | $8.0M | 24 | 80.0% |
| #10 | Christopher Schneider | 552414 | Ruhl Mortgage, LLC | 935629 | Bettendorf, IA | $8.5M | 24 | 48.0% |
| #12 | Haleigh Sperfslage | 1487916 | Farmers State Bank | 403650 | Waterloo, IA | $4.7M | 22 | 68.8% |
| #12 | Jason Kaiman | 406027 | Fidelity Bank | 408078 | West Des Moines, IA | $10.7M | 22 | 61.1% |
| #14 | TONYA ELLER | 631120 | Crawford County Trust and Savings Bank | 623919 | Denison, IA | $4.1M | 20 | 90.9% |
| #15 | Sean Pottratz | 3711 | GreenState Credit Union | 401238 | Iowa City, IA | $6.9M | 19 | 73.1% |
| #15 | Heidi Abben | 844674 | Farmers State Bank | 403650 | Waverly, IA | $4.2M | 19 | 73.1% |
| #15 | BRANDON CONVERSE | 1380837 | Luana Savings Bank | 414402 | Polk City, IA | $5.0M | 19 | 90.5% |
| #18 | Jason Olson | 728056 | Peoples Bank | 709403 | Waukee, IA | $9.1M | 18 | 90.0% |
| #19 | AMBER ERNST | 406037 | New American Funding, LLC | 6606 | Bettendorf, IA | $4.4M | 17 | 50.0% |
| #20 | Kurt Backes | 1083013 | GreenState Credit Union | 401238 | Ankeny, IA | $4.8M | 16 | 59.3% |
| #20 | Jason Warren | 488172 | Northwest Bank | 486668 | Spencer, IA | $7.6M | 16 | 61.5% |
| #22 | GARY PRESNALL | 406030 | Northwest Bank | 486668 | Ankeny, IA | $4.9M | 15 | 51.7% |
| #22 | Jacob Krob | 1871600 | Mount Vernon Bank and Trust Company | 405364 | Mount Vernon, IA | $3.3M | 15 | 93.8% |
| #22 | Laura Schmauss | 762872 | Decorah Bank and Trust Company | 677265 | Cresco, IA | $2.2M | 15 | 93.8% |
| #25 | Kayla Nelson | 780503 | Community Choice Credit Union | 405512 | Des Moines, IA | $3.2M | 14 | 60.9% |
| #25 | Carrie Durant | 804525 | Siouxland Federal Credit Union | 451638 | South Sioux City, NE | $1.3M | 14 | 73.7% |
| #25 | Tayler Fick | 1554996 | Atlantic Coast Mortgage, LLC | 643114 | Davenport, IA | $4.3M | 14 | 58.3% |
| #25 | Sarah Hughes | 688343 | GreenState Credit Union | 401238 | Cedar Rapids, IA | $1.9M | 14 | 53.8% |
| #29 | Sharelle Gandy | 1556326 | CORDA CREDIT UNION | 520897 | Cedar Rapids, IA | $3.1M | 13 | 50.0% |
| #29 | Shannon Moore | 19084 | New American Funding, LLC | 6606 | Cedar Rapids, IA | $3.4M | 13 | 50.0% |
| #29 | Pamela Nesbitt | 18676 | VisionBank of Iowa | 408547 | Ames, IA | $3.1M | 13 | 61.9% |
| #32 | Hope Hall | 3938 | Hall Lending Group LLC | 3833 | Hiawatha, IA | $2.7M | 12 | 44.4% |
| #32 | CYNTHIA MART | 493726 | Central Bank | 447201 | Spirit Lake, IA | $1.5M | 12 | 80.0% |
| #32 | Adam Calcara | 1554310 | Hills Bank and Trust Company | 402178 | Marion, IA | $2.0M | 12 | 63.2% |
| #32 | Bradley Maras | 500106 | GreenState Credit Union | 401238 | Cedar Rapids, IA | $3.4M | 12 | 40.0% |
| #32 | Joshua Schrofer | 690522 | Farmers State Bank | 403650 | West Des Moines, IA | $4.9M | 12 | 75.0% |
| #32 | Jennifer Jenkins | 594065 | Manufacturers Bank & Trust Company | 541156 | Forest City, IA | $1.1M | 12 | 92.3% |
| #38 | JASON SPENGLER | 400143 | GreenState Credit Union | 401238 | Marion, IA | $3.7M | 11 | 47.8% |
| #38 | Kimberly Schlader | 458515 | First Security Bank and Trust Company | 440430 | Charles City, IA | $1.4M | 11 | 73.3% |
| #38 | Amanda Blackman | 435544 | VisionBank of Iowa | 408547 | Boone, IA | $3.6M | 11 | 73.3% |
| #38 | Sara Marshall | 805422 | GreenState Credit Union | 401238 | Iowa City, IA | $2.5M | 11 | 45.8% |
| #38 | Thomas Axvig | 400252 | Collins Community Credit Union | 562330 | Cedar Rapids, IA | $3.4M | 11 | 57.9% |
| #43 | Brian Byrnes | 41854 | Luana Savings Bank | 414402 | Clive, IA | $2.8M | 10 | 83.3% |
| #43 | Christopher Spillum | 400161 | GreenState Credit Union | 401238 | Bettendorf, IA | $2.1M | 10 | 35.7% |
| #43 | Janet Norris | 465257 | FIRST MID BANK & TRUST, NATIONAL ASSOCIATION | 411170 | Coralville, IA | $1.8M | 10 | 100.0% |
| #43 | Matthew Frascht | 421770 | GreenState Credit Union | 401238 | Coralville, IA | $2.7M | 10 | 27.8% |
| #43 | Michael Huinker | 762869 | Decorah Bank and Trust Company | 677265 | — | $2.6M | 10 | 90.9% |
| #43 | Paula VanderHart | 1225074 | ADVANTAGE CREDIT UNION | 403519 | Newton, IA | $754K | 10 | 90.9% |
| #43 | Kyle Lehman | 880212 | Barrington Bank & Trust Company N.A. | 449042 | West Des Moines, IA | $3.3M | 10 | 71.4% |
| #43 | KARL LARSON | 493731 | Central Bank | 447201 | Storm Lake, IA | $972K | 10 | 66.7% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Iowa (2024). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/iowa/top-retention-by-units/2024
Powered by ChatMMI