Retention champions in Maine in 2024, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include JOCELYN PICARD (Atlantic Regional Federal Credit Union, NMLS #518283), Michael Wilson (Guild Mortgage Company LLC, NMLS #159548), and Matthew Dwyer (Kennebec Savings Bank, NMLS #728100).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | JOCELYN PICARD | 518283 | Atlantic Regional Federal Credit Union | 402778 | Saco, ME | $2.8M | 30 | 65.2% |
| #2 | Michael Wilson | 159548 | Guild Mortgage Company LLC | 3274 | Augusta, ME | $7.6M | 21 | 38.9% |
| #3 | Matthew Dwyer | 728100 | Kennebec Savings Bank | 585497 | Augusta, ME | $2.2M | 19 | 82.6% |
| #4 | Matthew Tardiff | 43211 | Camden National Bank | 486887 | Kennebunk, ME | $8.9M | 16 | 47.1% |
| #5 | Katrina DiBiase | 384780 | Northstar Mortgage Group LLC | 990397 | Windham, ME | $4.8M | 15 | 34.9% |
| #6 | Rudolph Ferrante | 366272 | Guild Mortgage Company LLC | 3274 | Portland, ME | $6.0M | 14 | 41.2% |
| #7 | Gary Lapierre | 728106 | Kennebec Savings Bank | 585497 | Augusta, ME | $2.4M | 13 | 50.0% |
| #8 | Stephen Curran | 791992 | Saco Valley Credit Union | 405619 | — | $1.6M | 12 | 54.5% |
| #9 | Wendi Oldenburgh | 658472 | Lincoln Maine Federal Credit Union | 537518 | Lincoln, ME | $2.2M | 11 | 91.7% |
| #9 | CRAIG MATHIESON | 1491579 | Cornerstone First Mortgage, LLC | 173855 | Portland, ME | $3.9M | 11 | 61.1% |
| #9 | Morgan Camplin | 374823 | CMG Mortgage, Inc. | 1820 | Falmouth, ME | $4.1M | 11 | 55.0% |
| #9 | Alexander Guiou | 2339822 | Maine State Credit Union | 401003 | Augusta, ME | $1.7M | 11 | 64.7% |
| #13 | Linda Murray | 1469206 | loanDepot.com, LLC | 174457 | Freeport, ME | $4.7M | 10 | 58.8% |
| #13 | Rebecca St. Clair | 1311978 | FIRST NATIONAL BANK | 405616 | Rockland, ME | $1.6M | 10 | 90.9% |
| #13 | Cory Broniarczyk | 1899308 | Guild Mortgage Company LLC | 3274 | — | $665K | 10 | 58.8% |
| #13 | Matthew Best | 1964601 | Guild Mortgage Company LLC | 3274 | Portland, ME | $3.1M | 10 | 100.0% |
| #13 | Jason Burnell | 1785577 | CMG Mortgage, Inc. | 1820 | Scarborough, ME | $4.2M | 10 | 62.5% |
| #18 | Richard Zamore | 834637 | Bath Savings Institution | 405789 | Brunswick, ME | $2.2M | 9 | 39.1% |
| #18 | Greg Whitney | 449001 | Coast Line Credit Union | 441436 | South Portland, ME | $1.6M | 9 | 81.8% |
| #18 | Haley McGovern | 1973734 | Dynamic Mortgages LLC | 2725183 | Windham, ME | $3.6M | 9 | 60.0% |
| #18 | Cathy Lessard | 699484 | KV FEDERAL CREDIT UNION | 680513 | Augusta, ME | $752K | 9 | 81.8% |
| #22 | Skylar Welch | 869018 | Fusion Home Loans, LLC | 2703121 | Falmouth, ME | $3.4M | 8 | 24.2% |
| #22 | Anthony Rhoades | 728111 | Kennebec Savings Bank | 585497 | Waterville, ME | $805K | 8 | 50.0% |
| #22 | Alicia Costa | 998502 | FIRST NATIONAL BANK | 405616 | Rockland, ME | $2.0M | 8 | 66.7% |
| #25 | Shelley Kennagh | 532306 | CMG Mortgage, Inc. | 1820 | Newry, ME | $1.7M | 7 | 43.8% |
| #25 | James Skvorak | 134260 | Homestead Mortgage Loans, Inc. | 129904 | Windham, ME | $3.1M | 7 | 33.3% |
| #25 | Danielle Lee | 1875962 | TOWN & COUNTRY FEDERAL CREDIT UNION | 806114 | South Portland, ME | $769K | 7 | 53.8% |
| #25 | Leigh Gagnon | 362563 | Northstar Mortgage Group LLC | 990397 | Windham, ME | $2.3M | 7 | 46.7% |
| #25 | Cynthia Tayman-Veroneau | 1293182 | New American Funding, LLC | 6606 | Portland, ME | $3.0M | 7 | 31.8% |
| #25 | Deborah Coulombe | 1947003 | Kennebec Savings Bank | 585497 | — | $724K | 7 | 58.3% |
| #25 | Dean Gilbert | 22845 | loanDepot.com, LLC | 174457 | Freeport, ME | $2.1M | 7 | 46.7% |
| #25 | Jon Hutchins | 209950 | Maine Choice Mortgage LLC | 2556026 | Bangor, ME | $2.3M | 7 | 46.7% |
| #33 | Edmond Gosselin | 471749 | Total Mortgage Services, LLC | 2764 | South Portland, ME | $2.7M | 6 | 37.5% |
| #33 | Shawn Casey | 369511 | Guild Mortgage Company LLC | 3274 | Falmouth, ME | $1.4M | 6 | 30.0% |
| #33 | Chad Hayes | 238425 | Guild Mortgage Company LLC | 3274 | Falmouth, ME | $2.4M | 6 | 33.3% |
| #33 | Kyle Taylor | 1459833 | The County Federal Credit Union | 433440 | Mars Hill, ME | $243K | 6 | 60.0% |
| #33 | Erin Holmes | 1859212 | Atlantic Regional Federal Credit Union | 402778 | Topsham, ME | $302K | 6 | 30.0% |
| #33 | Jamie Turcotte | 552355 | OTIS FEDERAL CREDIT UNION | 407834 | Jay, ME | $622K | 6 | 46.2% |
| #33 | Charles Pine | 209951 | Maine Choice Mortgage LLC | 2556026 | Bangor, ME | $2.2M | 6 | 42.9% |
| #33 | Michelle Farrin | 458710 | Bath Savings Institution | 405789 | Damariscotta, ME | $225K | 6 | 42.9% |
| #33 | Tracy DeMatteis | 471746 | Guild Mortgage Company LLC | 3274 | — | $3.2M | 6 | 54.5% |
| #33 | Bryan Smith | 857068 | New American Funding, LLC | 6606 | Portland, ME | $2.0M | 6 | 23.1% |
| #43 | Tamika Donahue | 399388 | CMG Mortgage, Inc. | 1820 | Scarborough, ME | $2.8M | 5 | 13.5% |
| #43 | Kristeen Smith | 108210 | Acadia Lending Group, LLC | 370636 | South Portland, ME | $1.8M | 5 | 31.3% |
| #43 | Ryan Jandreau | 1073538 | Maine Savings Federal Credit Union | 401037 | Vassalboro, ME | $398K | 5 | 50.0% |
| #43 | Christopher King | 386540 | Guild Mortgage Company LLC | 3274 | Falmouth, ME | $1.7M | 5 | 33.3% |
| #43 | Brendan Fontaine | 102571 | Guild Mortgage Company LLC | 3274 | Falmouth, ME | $1.4M | 5 | 27.8% |
| #43 | David Smallwood | 612440 | Bangor Savings Bank | 449200 | Bangor, ME | $1.4M | 5 | 38.5% |
| #43 | Corey Scott | 369334 | Affordable Mortgage Advisors, LLC | 139164 | Cumberland Foreside, ME | $2.4M | 5 | 16.1% |
| #50 | Christopher Binette | 178248 | Ossipee Lake Mortgage Solutions, Inc. | 182570 | East Waterboro, ME | $1.2M | 4 | 40.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Maine (2024). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/maine/top-retention-by-units/2024
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