Retention champions in Pennsylvania in 2024, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Dayna Horwitz (MortgageCountry, LLC, NMLS #2007537), Chris Holzer (Upper Darby Belltelco Federal Credit Union, NMLS #1677369), and Tyler Engle (GoodLeap, LLC, NMLS #1146285).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Dayna Horwitz | 2007537 | MortgageCountry, LLC | 1886361 | Blue Bell, PA | $10.3M | 20 | 87.0% |
| #2 | Chris Holzer | 1677369 | Upper Darby Belltelco Federal Credit Union | 196511 | Upper Darby, PA | $1.4M | 18 | 75.0% |
| #3 | Tyler Engle | 1146285 | GoodLeap, LLC | 30336 | Souderton, PA | $1.9M | 17 | 42.5% |
| #3 | Jennifer McKinsey | 590455 | Heritage Valley Federal Credit Union | 561255 | York, PA | $1.2M | 17 | 73.9% |
| #5 | Brenda Fiorenza | 478131 | Central Penn Bank & Trust | 407597 | Sunbury, PA | $1.7M | 16 | 64.0% |
| #5 | Nicholas DeJesus | 1541748 | Planet Home Lending, LLC | 17022 | Bethlehem, PA | $3.9M | 16 | 72.7% |
| #5 | Kumar Bhargava Sista | 2369551 | The Mortgageist Inc. | 2710734 | Exton, PA | $8.8M | 16 | 76.2% |
| #8 | Jeremy Durkin | 146467 | CrossCountry Mortgage, LLC | 3029 | Plymouth Meeting, PA | $8.1M | 15 | 23.8% |
| #8 | Lori Rudalavage | 142504 | PS Bank | 486076 | Wyalusing, PA | $2.0M | 15 | 45.5% |
| #8 | Matthew Mergo | 563819 | Forest Hills Mortgage, LLC | 1982611 | Neptune Beach, FL | $6.9M | 15 | 68.2% |
| #11 | Eduardo Mateo | 1882157 | loanDepot.com, LLC | 174457 | Camp Hill, PA | $166K | 14 | 87.5% |
| #12 | Brenna Eshbach | 1926309 | DIAMOND CREDIT UNION | 470316 | Pottstown, PA | $1.1M | 13 | 40.6% |
| #12 | Stephanie Dyck | 528547 | Merck Sharp & Dohme Federal Credit Union | 473882 | Chalfont, PA | $1.2M | 13 | 65.0% |
| #12 | Bruce Kurtz | 783954 | Slovenian Savings and Loan Association of Canonsburg PA | 490487 | Strabane, PA | $933K | 13 | 65.0% |
| #12 | Amy Mraz | 993970 | CNB Bank | 410748 | Stroudsburg, PA | $858K | 13 | 68.4% |
| #12 | Scott Gottshall | 143870 | Reliance Savings Bank | 684622 | Duncansville, PA | $898K | 13 | 81.3% |
| #12 | Kristin Derry | 1697293 | Heritage Valley Federal Credit Union | 561255 | York, PA | $1.2M | 13 | 72.2% |
| #18 | Kevin O'Laughlin | 1289348 | Movement Mortgage, LLC | 39179 | Pittsburgh, PA | $3.9M | 12 | 40.0% |
| #18 | Jeffrey Mountain | 1208144 | Movement Mortgage, LLC | 39179 | Sharpsburg, PA | $3.0M | 12 | 50.0% |
| #18 | Kevin Downs | 141106 | Movement Mortgage, LLC | 39179 | York, PA | $3.4M | 12 | 52.2% |
| #18 | Jason Breidinger | 1020123 | Mortgage America, Inc. | 128501 | Harrisburg, PA | $2.7M | 12 | 24.0% |
| #22 | David Brescoach | 404561 | Frick Financial Federal Credit Union | 479215 | Uniontown, PA | $428K | 11 | 73.3% |
| #22 | Robert Wilson | 1309775 | Wilson Home Mortgage Corporation | 1769898 | Oakdale, PA | $3.9M | 11 | 78.6% |
| #22 | Matthew Haring | 134742 | JLB Corporation | 114937 | Cranberry Township, PA | $2.2M | 11 | 44.0% |
| #22 | Joshua Vlajic | 789675 | Titan Federal Credit Union | 469478 | Pleasant Gap, PA | $574K | 11 | 84.6% |
| #22 | John Madden | 960748 | Capital Funding Mortgage Associates Inc | 960139 | Newtown, PA | $4.7M | 11 | 64.7% |
| #22 | Robin Camp | 615484 | Central Penn Bank & Trust | 407597 | Middleburg, PA | $2.3M | 11 | 68.8% |
| #22 | Matthew Lista | 449176 | American Heritage Federal Credit Union | 433838 | Philadelphia, PA | $511K | 11 | 32.4% |
| #22 | Jesse Gold | 1509916 | MortgageCountry, LLC | 1886361 | Blue Bell, PA | $4.2M | 11 | 78.6% |
| #30 | Erich Earhart | 143990 | Union Home Mortgage Corp. | 2229 | Royersford, PA | $2.8M | 10 | 58.8% |
| #30 | Eliana Lucumi Orostugui | 1471631 | Univest Bank and Trust Co. | 415882 | Souderton, PA | $340K | 10 | 43.5% |
| #30 | Benjamin Stucker | 168345 | Rates For Us, LLC | 1464766 | Newtown, PA | $4.7M | 10 | 45.5% |
| #33 | William Richmond | 148723 | Union Savings Bank | 446047 | Pittsburgh, PA | $2.2M | 9 | 90.0% |
| #33 | Jeffrey Giglio | 939521 | CrossCountry Mortgage, LLC | 3029 | Conshohocken, PA | $2.8M | 9 | 64.3% |
| #33 | Joseph Hussey | 461747 | The Hussey Team, LLC | 1817389 | Conshohocken, PA | $3.0M | 9 | 60.0% |
| #33 | Kelly Felix | 408609 | Reliance Savings Bank | 684622 | State College, PA | $549K | 9 | 60.0% |
| #33 | Patrick Lopez | 138266 | Quaint Oak Mortgage, LLC | 211466 | Allentown, PA | $1.4M | 9 | 28.1% |
| #33 | Ryan Erb | 1015157 | Citadel Federal Credit Union | 561846 | Grand Island, NE | $514K | 9 | 20.0% |
| #33 | Randy Merchant | 140691 | JLB Corporation | 114937 | Cranberry Township, PA | $2.1M | 9 | 37.5% |
| #33 | Michele Yob | 423165 | BETHLEHEM 1ST FEDERAL CREDIT UNION | 416254 | Bethlehem, PA | $532K | 9 | 81.8% |
| #33 | Nicholas Fratini | 143047 | CMG Mortgage, Inc. | 1820 | West Chester, PA | $4.6M | 9 | 33.3% |
| #33 | Justin Rosenal | 336744 | WesBanco Bank, Inc. | 399836 | wexford, PA | $3.6M | 9 | 47.4% |
| #33 | Theresa Santiago-Parker | 135602 | CrossCountry Mortgage, LLC | 3029 | Woodbury, NJ | $2.6M | 9 | 33.3% |
| #33 | Jeffrey Angelucci | 134092 | Guaranteed Rate, Inc. | 2611 | Philadelphia, PA | $4.4M | 9 | 39.1% |
| #33 | Brian McCarthy | 1768807 | Union Home Mortgage Corp. | 2229 | Doylestown, PA | $3.1M | 9 | 52.9% |
| #33 | Mary Jo Snyder | 122061 | Central Penn Bank & Trust | 407597 | Selinsgrove, PA | $1.0M | 9 | 90.0% |
| #33 | Donna Partridge | 705330 | LANCO Federal Credit Union | 579510 | Lancaster, PA | $908K | 9 | 36.0% |
| #48 | James Mason | 175106 | MDE Home Loans, LLC | 174912 | Red Bank, NJ | $4.9M | 8 | 32.0% |
| #48 | Greta Slagill | 615704 | Guaranteed Rate Affinity, LLC | 1598647 | Camp Hill, PA | $1.1M | 8 | 38.1% |
| #48 | Adam Slade | 132916 | US Mortgage Network | 132492 | Wexford, PA | $2.3M | 8 | 47.1% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Pennsylvania (2024). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/pennsylvania/top-retention-by-units/2024
Powered by ChatMMI