Retention champions in Tennessee in 2024, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include JACQUE BOLER (Consumer Credit Union, NMLS #183770), Karen Eglinton (Bank of Perry County, NMLS #780370), and Haly Rau (Fortera Federal Credit Union, NMLS #1109361).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | JACQUE BOLER | 183770 | Consumer Credit Union | 410346 | Morristown, TN | $4.5M | 31 | 79.5% |
| #2 | Karen Eglinton | 780370 | Bank of Perry County | 716527 | Hohenwald, TN | $3.3M | 21 | 55.3% |
| #3 | Haly Rau | 1109361 | Fortera Federal Credit Union | 446858 | Clarksville, TN | $1.8M | 20 | 33.9% |
| #4 | Mark Rood | 1564850 | Modern Mortgage Lending, Inc. | 1865339 | Franklin, TN | $7.6M | 19 | 38.0% |
| #5 | Jonathan Sidwell | 172230 | Old National Bank | 459308 | Nashville, TN | $10.0M | 18 | 56.3% |
| #6 | Amanda Winegar | 966737 | Eastman Credit Union | 407253 | Kingsport, TN | $1.3M | 17 | 54.8% |
| #6 | Gail Fielder | 630557 | Altra Federal Credit Union | 457287 | Onalaska, WI | $7.3M | 17 | 81.0% |
| #8 | Patricia Stephens | 510812 | Union Bank | 510604 | Jamestown, TN | $1.9M | 16 | 61.5% |
| #8 | Alice Marlar | 97598 | Premier Mortgage Financial, LLC | 64073 | Memphis, TN | $3.5M | 16 | 64.0% |
| #10 | Joshua Warren | 780411 | Bank of Perry County | 716527 | Linden, TN | $1.1M | 15 | 65.2% |
| #10 | Jessica Dillon | 841429 | Altra Federal Credit Union | 457287 | — | $6.4M | 15 | 48.4% |
| #12 | Jennifer-Lyn Douglas | 171388 | Movement Mortgage, LLC | 39179 | Johnson City, TN | $4.0M | 14 | 70.0% |
| #13 | Kevin Kenerson | 171733 | Lending Hand Mortgage, LLC | 152227 | Madison, TN | $6.2M | 13 | 33.3% |
| #13 | daryl decosta | 686705 | FOUNTAIN CITY FUNDING, INC. | 133884 | Knoxville, TN | $3.1M | 13 | 21.7% |
| #13 | Harlan Holmes | 747382 | Old National Bank | 459308 | Nashville, TN | $3.9M | 13 | 27.1% |
| #13 | lisa amyx | 4701 | FOUNTAIN CITY FUNDING, INC. | 133884 | Knoxville, TN | $3.3M | 13 | 24.1% |
| #13 | George Nash | 476679 | Intercoastal Mortgage, LLC | 56323 | — | $5.5M | 13 | 76.5% |
| #18 | CHAD MCGEE | 546460 | Regions Bank | 174490 | Franklin, TN | $6.5M | 12 | 80.0% |
| #18 | Steffen Cushing | 938017 | OnPoint Mortgage, LLC | 2295358 | Nashville, TN | $5.3M | 12 | 80.0% |
| #18 | Chao Lin | 945237 | Bartlett Mortgage, Inc. | 418443 | Bartlett, TN | $2.0M | 12 | 50.0% |
| #18 | Kara Roberts | 1218221 | Eastman Credit Union | 407253 | Kingsport, TN | $886K | 12 | 34.3% |
| #18 | Tim Smith | 104578 | CrossCountry Mortgage, LLC | 3029 | Memphis, TN | $3.0M | 12 | 29.3% |
| #23 | Tracey Christy | 41982 | Fortera Federal Credit Union | 446858 | Clarksville, TN | $772K | 11 | 28.9% |
| #23 | John Phillips | 157875 | FIRSTBANK | 472433 | Fairview, TN | $4.1M | 11 | 50.0% |
| #23 | Fred Redding | 762954 | Citizens Bank & Trust Company of Grainger County | 423017 | Bean Station, TN | $2.7M | 11 | 84.6% |
| #23 | Michael Brown | 40332 | Churchill Mortgage Corporation | 1591 | Brentwood, TN | $3.7M | 11 | 25.0% |
| #23 | Kevin Little | 1073627 | Regions Bank | 174490 | Franklin, TN | $8.4M | 11 | 68.8% |
| #28 | Bridgett Bacon | 1739867 | Eastman Credit Union | 407253 | Kingsport, TN | $1.0M | 10 | 31.3% |
| #28 | Jordan Mitchell | 1858101 | Knoxville TVA Employees Credit Union | 167911 | — | $774K | 10 | 58.8% |
| #28 | Gabe Whitmer | 1427791 | FIRSTBANK | 472433 | Chattanooga, TN | $2.8M | 10 | 32.3% |
| #28 | Gregg Pechmann | 585429 | Ross Mortgage Corporation | 107716 | Johnson City, TN | $2.6M | 10 | 38.5% |
| #28 | Pete Zaft | 470658 | Movement Mortgage, LLC | 39179 | Franklin, TN | $8.1M | 10 | 45.5% |
| #33 | Stephanie Dodson | 872506 | PEOPLES BANK | 402843 | Hohenwald, TN | $1.6M | 9 | 33.3% |
| #33 | Stoney McAninch | 178354 | Kind Lending, LLC | 3925 | Kingsport, TN | $1.6M | 9 | 50.0% |
| #33 | Teresa Patterson | 654788 | First Community Bank of the Heartland, Inc. | 474502 | Clinton, KY | $2.2M | 9 | 75.0% |
| #33 | Paul Eldridge | 1040249 | Keystone Mortgage Group LLC | 153790 | Knoxville, TN | $3.3M | 9 | 64.3% |
| #33 | Jerry Robertson | 175632 | H & R Preferred Services, Inc. | 175490 | Bartlett, TN | $2.5M | 9 | 45.0% |
| #33 | Matthew Glover | 2042935 | American Pacific Mortgage Corporation | 1850 | Mount Juliet, TN | $3.2M | 9 | 81.8% |
| #33 | Kimberly Haraway | 1870827 | Citizens Community Bank | 412089 | Winchester, TN | $1.4M | 9 | 52.9% |
| #33 | Donald Eden | 184035 | GVC Mortgage, Inc. | 2334 | Pendleton, IN | $2.7M | 9 | 33.3% |
| #33 | neal Bailes | 182249 | ROBERT C COAKLEY, NEAL T BAILES DBA REAL ESTATE FINANCE GROUP | 176976 | Knoxville, TN | $3.2M | 9 | 52.9% |
| #33 | JENNIFER TREADWAY | 592104 | Eastman Credit Union | 407253 | Kingsport, TN | $1.1M | 9 | 28.1% |
| #43 | Arturo Jimenez | 302991 | Ross Mortgage Corporation | 107716 | Spring Hill, TN | $2.8M | 8 | 28.6% |
| #43 | Clinton Haynes | 177018 | American Pacific Mortgage Corporation | 1850 | Mount Juliet, TN | $3.1M | 8 | 42.1% |
| #43 | Linda Kline-Bailey | 877961 | Enrichment Federal Credit Union | 449470 | Oak Ridge, TN | $821K | 8 | 61.5% |
| #43 | Adam King | 1390386 | Keystone Mortgage Group LLC | 153790 | Knoxville, TN | $3.2M | 8 | 57.1% |
| #43 | Lisa Wiles | 450683 | Princeton Mortgage Corporation | 113856 | Knoxville, TN | $2.2M | 8 | 33.3% |
| #43 | Kenneth Locke | 87627 | CrossCountry Mortgage, LLC | 3029 | Newport Beach, CA | $3.1M | 8 | 80.0% |
| #43 | Avery Baker | 1566420 | Eastman Credit Union | 407253 | Kingsport, TN | $698K | 8 | 30.8% |
| #43 | David Arnold | 816142 | Farmers State Bank | 402435 | Mountain City, TN | $1.9M | 8 | 80.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Tennessee (2024). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/tennessee/top-retention-by-units/2024
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