Retention champions in Tennessee in 2024, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include JACQUE BOLER (Consumer Credit Union, NMLS #183770), Karen Eglinton (Bank of Perry County, NMLS #780370), and Haly Rau (Fortera Federal Credit Union, NMLS #1109361).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | JACQUE BOLER | 183770 | Consumer Credit Union | 410346 | Morristown, TN | $4.5M | 31 | 79.5% |
| #2 | Karen Eglinton | 780370 | Bank of Perry County | 716527 | Hohenwald, TN | $3.3M | 21 | 55.3% |
| #3 | Haly Rau | 1109361 | Fortera Federal Credit Union | 446858 | Clarksville, TN | $1.8M | 20 | 33.9% |
| #4 | Mark Rood | 1564850 | Modern Mortgage Lending, Inc. | 1865339 | Franklin, TN | $7.6M | 19 | 38.0% |
| #5 | Jonathan Sidwell | 172230 | Old National Bank | 459308 | Nashville, TN | $10.0M | 18 | 56.3% |
| #6 | Amanda Winegar | 966737 | Eastman Credit Union | 407253 | Kingsport, TN | $1.3M | 17 | 53.1% |
| #6 | Gail Fielder | 630557 | Altra Federal Credit Union | 457287 | Onalaska, WI | $7.3M | 17 | 81.0% |
| #8 | Alice Marlar | 97598 | Premier Mortgage Financial, LLC | 64073 | Memphis, TN | $3.5M | 16 | 64.0% |
| #9 | Patricia Stephens | 510812 | Union Bank | 510604 | Jamestown, TN | $1.7M | 15 | 60.0% |
| #9 | Jessica Dillon | 841429 | Stockton Mortgage Corporation | 8259 | Frankfort, KY | $6.4M | 15 | 48.4% |
| #11 | Joshua Warren | 780411 | Bank of Perry County | 716527 | Linden, TN | $993K | 14 | 70.0% |
| #11 | daryl decosta | 686705 | FOUNTAIN CITY FUNDING, INC. | 133884 | Knoxville, TN | $3.5M | 14 | 23.0% |
| #11 | Jennifer-Lyn Douglas | 171388 | Movement Mortgage, LLC | 39179 | Johnson City, TN | $4.0M | 14 | 70.0% |
| #14 | lisa amyx | 4701 | FOUNTAIN CITY FUNDING, INC. | 133884 | Knoxville, TN | $3.3M | 13 | 24.1% |
| #14 | Kevin Kenerson | 171733 | Lending Hand Mortgage, LLC | 152227 | Madison, TN | $6.2M | 13 | 33.3% |
| #14 | George Nash | 476679 | Intercoastal Mortgage, LLC | 56323 | — | $5.5M | 13 | 76.5% |
| #14 | Harlan Holmes | 747382 | Old National Bank | 459308 | Nashville, TN | $3.9M | 13 | 26.5% |
| #18 | Steffen Cushing | 938017 | OnPoint Mortgage, LLC | 2295358 | Franklin, TN | $5.3M | 12 | 80.0% |
| #18 | Chao Lin | 945237 | Bartlett Mortgage, Inc. | 418443 | Bartlett, TN | $2.0M | 12 | 50.0% |
| #18 | Kara Roberts | 1218221 | Eastman Credit Union | 407253 | Kingsport, TN | $886K | 12 | 34.3% |
| #18 | CHAD MCGEE | 546460 | Regions Bank | 174490 | Franklin, TN | $6.5M | 12 | 80.0% |
| #18 | Tim Smith | 104578 | CrossCountry Mortgage, LLC | 3029 | Memphis, TN | $3.0M | 12 | 29.3% |
| #23 | Fred Redding | 762954 | Citizens Bank & Trust Company of Grainger County | 423017 | Bean Station, TN | $2.7M | 11 | 84.6% |
| #23 | Kevin Little | 1073627 | Regions Bank | 174490 | Franklin, TN | $8.4M | 11 | 68.8% |
| #23 | John Phillips | 157875 | FIRSTBANK | 472433 | Fairview, TN | $4.1M | 11 | 50.0% |
| #23 | Tracey Christy | 41982 | Fortera Federal Credit Union | 446858 | Clarksville, TN | $772K | 11 | 28.9% |
| #23 | Michael Brown | 40332 | Churchill Mortgage Corporation | 1591 | Brentwood, TN | $3.7M | 11 | 25.0% |
| #28 | Pete Zaft | 470658 | Movement Mortgage, LLC | 39179 | Franklin, TN | $8.1M | 10 | 45.5% |
| #28 | Gregg Pechmann | 585429 | CrossCountry Mortgage, LLC | 3029 | Asheville, NC | $2.6M | 10 | 38.5% |
| #28 | Jordan Mitchell | 1858101 | Knoxville TVA Employees Credit Union | 167911 | — | $774K | 10 | 58.8% |
| #28 | Gabe Whitmer | 1427791 | FIRSTBANK | 472433 | Chattanooga, TN | $2.8M | 10 | 32.3% |
| #32 | neal Bailes | 182249 | ROBERT C COAKLEY, NEAL T BAILES DBA REAL ESTATE FINANCE GROUP | 176976 | Knoxville, TN | $3.2M | 9 | 52.9% |
| #32 | Jerry Robertson | 175632 | H & R Preferred Services, Inc. | 175490 | Bartlett, TN | $2.5M | 9 | 45.0% |
| #32 | Kimberly Haraway | 1870827 | Citizens Community Bank | 412089 | Winchester, TN | $1.4M | 9 | 52.9% |
| #32 | Paul Eldridge | 1040249 | Keystone Mortgage Group LLC | 153790 | Knoxville, TN | $3.3M | 9 | 64.3% |
| #32 | JENNIFER TREADWAY | 592104 | Eastman Credit Union | 407253 | Kingsport, TN | $1.1M | 9 | 28.1% |
| #32 | Matthew Glover | 2042935 | New American Funding, LLC | 6606 | Brentwood, TN | $3.2M | 9 | 81.8% |
| #32 | Donald Eden | 184035 | GVC Mortgage, Inc. | 2334 | Pendleton, IN | $2.7M | 9 | 33.3% |
| #32 | Teresa Patterson | 654788 | First Community Bank of the Heartland, Inc. | 474502 | Clinton, KY | $2.2M | 9 | 75.0% |
| #32 | Bridgett Bacon | 1739867 | Eastman Credit Union | 407253 | Kingsport, TN | $984K | 9 | 30.0% |
| #32 | Stoney McAninch | 178354 | Kind Lending, LLC | 3925 | Kingsport, TN | $1.6M | 9 | 50.0% |
| #32 | Stephanie Dodson | 872506 | PEOPLES BANK | 402843 | Hohenwald, TN | $1.6M | 9 | 33.3% |
| #43 | Avery Baker | 1566420 | Eastman Credit Union | 407253 | Kingsport, TN | $698K | 8 | 29.6% |
| #43 | Kenneth Locke | 87627 | CrossCountry Mortgage, LLC | 3029 | Newport Beach, CA | $3.1M | 8 | 80.0% |
| #43 | Linda Kline-Bailey | 877961 | Enrichment Federal Credit Union | 449470 | Oak Ridge, TN | $821K | 8 | 66.7% |
| #43 | Rose Tignor | 166872 | Allegiant Mortgage LLC | 249899 | Mount Juliet, TN | $2.5M | 8 | 44.4% |
| #43 | Lisa Wiles | 450683 | Princeton Mortgage Corporation | 113856 | Knoxville, TN | $2.2M | 8 | 33.3% |
| #43 | Adam King | 1390386 | Keystone Mortgage Group LLC | 153790 | Knoxville, TN | $3.2M | 8 | 57.1% |
| #43 | David Arnold | 816142 | Farmers State Bank | 402435 | Mountain City, TN | $1.9M | 8 | 72.7% |
| #43 | Clinton Haynes | 177018 | American Pacific Mortgage Corporation | 1850 | Mount Juliet, TN | $3.1M | 8 | 42.1% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Tennessee (2024). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/tennessee/top-retention-by-units/2024
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