Retention champions in Tennessee in 2024, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include JACQUE BOLER (Consumer Credit Union, NMLS #183770), Karen Eglinton (Bank of Perry County, NMLS #780370), and Haly Rau (Fortera Federal Credit Union, NMLS #1109361).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | JACQUE BOLER | 183770 | Consumer Credit Union | 410346 | Morristown, TN | $4.5M | 31 | 79.5% |
| #2 | Karen Eglinton | 780370 | Bank of Perry County | 716527 | Hohenwald, TN | $3.3M | 21 | 55.3% |
| #3 | Haly Rau | 1109361 | Fortera Federal Credit Union | 446858 | Clarksville, TN | $1.8M | 20 | 33.9% |
| #4 | Mark Rood | 1564850 | Modern Mortgage Lending, Inc. | 1865339 | Franklin, TN | $7.6M | 19 | 38.0% |
| #5 | Jonathan Sidwell | 172230 | Old National Bank | 459308 | Nashville, TN | $10.0M | 18 | 54.5% |
| #6 | Gail Fielder | 630557 | Altra Federal Credit Union | 457287 | Onalaska, WI | $7.3M | 17 | 81.0% |
| #6 | Amanda Winegar | 966737 | Eastman Credit Union | 407253 | Kingsport, TN | $1.3M | 17 | 56.7% |
| #8 | Alice Marlar | 97598 | Premier Mortgage Financial, LLC | 64073 | Memphis, TN | $3.5M | 16 | 64.0% |
| #9 | Patricia Stephens | 510812 | Union Bank | 510604 | Jamestown, TN | $1.7M | 15 | 62.5% |
| #9 | Jessica Dillon | 841429 | Altra Federal Credit Union | 457287 | Clarksville, TN | $6.4M | 15 | 48.4% |
| #9 | Joshua Warren | 780411 | Bank of Perry County | 716527 | Linden, TN | $1.1M | 15 | 62.5% |
| #12 | Jennifer-Lyn Douglas | 171388 | Movement Mortgage, LLC | 39179 | Johnson City, TN | $4.0M | 14 | 70.0% |
| #13 | daryl decosta | 686705 | FOUNTAIN CITY FUNDING, INC. | 133884 | Knoxville, TN | $3.1M | 13 | 21.7% |
| #13 | Kevin Kenerson | 171733 | Lending Hand Mortgage LLC | 152227 | Madison, TN | $6.2M | 13 | 33.3% |
| #13 | George Nash | 476679 | Intercoastal Mortgage, LLC | 56323 | — | $5.5M | 13 | 76.5% |
| #13 | lisa amyx | 4701 | FOUNTAIN CITY FUNDING, INC. | 133884 | Knoxville, TN | $3.3M | 13 | 24.1% |
| #13 | Harlan Holmes | 747382 | Old National Bank | 459308 | Nashville, TN | $3.9M | 13 | 26.5% |
| #18 | Chao Lin | 945237 | Bartlett Mortgage, Inc. | 418443 | Bartlett, TN | $2.0M | 12 | 50.0% |
| #18 | CHAD MCGEE | 546460 | Regions Bank | 174490 | Franklin, TN | $6.5M | 12 | 80.0% |
| #18 | Tim Smith | 104578 | CrossCountry Mortgage, LLC | 3029 | Memphis, TN | $3.0M | 12 | 28.6% |
| #18 | Steffen Cushing | 938017 | OnPoint Mortgage, LLC | 2295358 | Nashville, TN | $5.3M | 12 | 80.0% |
| #18 | Kara Roberts | 1218221 | Eastman Credit Union | 407253 | Kingsport, TN | $886K | 12 | 34.3% |
| #23 | Fred Redding | 762954 | Citizens Bank & Trust Company of Grainger County | 423017 | Bean Station, TN | $2.7M | 11 | 78.6% |
| #23 | John Phillips | 157875 | FIRSTBANK | 472433 | Fairview, TN | $4.1M | 11 | 47.8% |
| #23 | Michael Brown | 40332 | Churchill Mortgage Corporation | 1591 | Brentwood, TN | $3.7M | 11 | 25.0% |
| #23 | Tracey Christy | 41982 | Fortera Federal Credit Union | 446858 | Clarksville, TN | $772K | 11 | 28.9% |
| #23 | Kevin Little | 1073627 | Regions Bank | 174490 | Franklin, TN | $8.4M | 11 | 68.8% |
| #28 | Gregg Pechmann | 585429 | Ross Mortgage Corporation | 107716 | Johnson City, TN | $2.6M | 10 | 38.5% |
| #28 | Pete Zaft | 470658 | Movement Mortgage, LLC | 39179 | Franklin, TN | $8.1M | 10 | 45.5% |
| #28 | Jordan Mitchell | 1858101 | Knoxville TVA Employees Credit Union | 167911 | — | $774K | 10 | 58.8% |
| #28 | Gabe Whitmer | 1427791 | FIRSTBANK | 472433 | Chattanooga, TN | $2.8M | 10 | 32.3% |
| #32 | Kimberly Haraway | 1870827 | Citizens Community Bank | 412089 | Winchester, TN | $1.4M | 9 | 52.9% |
| #32 | neal Bailes | 182249 | ROBERT C COAKLEY, NEAL T BAILES DBA REAL ESTATE FINANCE GROUP | 176976 | Knoxville, TN | $3.2M | 9 | 52.9% |
| #32 | Paul Eldridge | 1040249 | Keystone Mortgage Group LLC | 153790 | Knoxville, TN | $3.3M | 9 | 64.3% |
| #32 | Bridgett Bacon | 1739867 | Eastman Credit Union | 407253 | Kingsport, TN | $984K | 9 | 30.0% |
| #32 | Stephanie Dodson | 872506 | PEOPLES BANK | 402843 | Hohenwald, TN | $1.6M | 9 | 33.3% |
| #32 | Jerry Robertson | 175632 | H & R Preferred Services, Inc. | 175490 | Bartlett, TN | $2.5M | 9 | 45.0% |
| #32 | Stoney McAninch | 178354 | Kind Lending, LLC | 3925 | Kingsport, TN | $1.6M | 9 | 50.0% |
| #32 | Arturo Jimenez | 302991 | Ross Mortgage Corporation | 107716 | Spring Hill, TN | $3.3M | 9 | 31.0% |
| #32 | Teresa Patterson | 654788 | First Community Bank of the Heartland, Inc. | 474502 | Clinton, KY | $2.2M | 9 | 75.0% |
| #32 | Matthew Glover | 2042935 | American Pacific Mortgage Corporation | 1850 | Mount Juliet, TN | $3.2M | 9 | 81.8% |
| #32 | JENNIFER TREADWAY | 592104 | Eastman Credit Union | 407253 | Kingsport, TN | $1.1M | 9 | 29.0% |
| #43 | Linda Kline-Bailey | 877961 | Enrichment Federal Credit Union | 449470 | Oak Ridge, TN | $821K | 8 | 66.7% |
| #43 | Lisa Wiles | 450683 | Princeton Mortgage Corporation | 113856 | Ewing, NJ | $2.2M | 8 | 33.3% |
| #43 | Kenneth Locke | 87627 | CrossCountry Mortgage, LLC | 3029 | Newport Beach, CA | $3.1M | 8 | 80.0% |
| #43 | Clinton Haynes | 177018 | American Pacific Mortgage Corporation | 1850 | Mount Juliet, TN | $3.1M | 8 | 42.1% |
| #43 | Adam King | 1390386 | Keystone Mortgage Group LLC | 153790 | Knoxville, TN | $3.2M | 8 | 57.1% |
| #43 | Avery Baker | 1566420 | Eastman Credit Union | 407253 | Kingsport, TN | $698K | 8 | 30.8% |
| #43 | Donald Eden | 184035 | GVC Mortgage, Inc. | 2334 | Pendleton, IN | $2.3M | 8 | 30.8% |
| #43 | David Arnold | 816142 | Farmers State Bank | 402435 | Mountain City, TN | $1.9M | 8 | 80.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Tennessee (2024). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/tennessee/top-retention-by-units/2024
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