Retention champions in Maryland in 2024, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Tammy Saul (Federal Hill Mortgage Company, LLC, NMLS #175722), Eric Hedeman (Chesapeake Mortgage Solutions, Inc, NMLS #143895), and Armen Manokian (Go Rascal Inc., NMLS #1284162).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Tammy Saul | 175722 | Federal Hill Mortgage Company, LLC | 176351 | Baltimore, MD | $22.1M | 50 | 61.7% |
| #2 | Eric Hedeman | 143895 | Chesapeake Mortgage Solutions, Inc | 186148 | Severna Park, MD | $8.2M | 22 | 95.7% |
| #3 | Armen Manokian | 1284162 | Go Rascal Inc. | 2072896 | Brooklyn, NY | $10.3M | 19 | 45.2% |
| #4 | James Adamson | 455833 | Ameris Bank | 408099 | Eldersburg, MD | $6.6M | 18 | 41.9% |
| #5 | Yingxin Xue | 1685953 | Manufacturers and Traders Trust Company | 381076 | Paoli, PA | $13.9M | 17 | 85.0% |
| #6 | Brian Coyne | 512216 | First Financial of Maryland Federal Credit Union | 400001 | Sparks, MD | $1.8M | 16 | 41.0% |
| #6 | Nadeem Bhatti | 189314 | Access Financial Mortgage Corp. | 1370402 | Fulton, MD | $6.5M | 16 | 64.0% |
| #8 | Kyndle Quinones | 156081 | NFM Lending, LLC | 2893 | Severna Park, MD | $8.2M | 15 | 46.9% |
| #8 | Robert Bateman | 130436 | First Financial of Maryland Federal Credit Union | 400001 | Sparks, MD | $1.4M | 15 | 51.7% |
| #8 | Samuel Rosenblatt | 75844 | DAS Acquisition Company, LLC | 227262 | Saint Michaels, MD | $6.8M | 15 | 34.9% |
| #11 | Bryan Raiford | 146582 | NFM Lending, LLC | 2893 | Bethesda, MD | $5.8M | 14 | 40.0% |
| #11 | Jeffrey Senker | 134844 | Primary Residential Mortgage, Inc. | 3094 | Bel Air, MD | $4.7M | 14 | 37.8% |
| #13 | Neil Kantor | 189643 | Rocket Mortgage, LLC | 3030 | Rockville, MD | $7.1M | 13 | 27.1% |
| #14 | Lori Wilson-Naylor | 455912 | Ameris Bank | 408099 | Bowie, MD | $4.3M | 12 | 44.4% |
| #14 | Andrew Wagner | 1638034 | Churchill Mortgage Corporation | 1591 | Baltimore, MD | $5.3M | 12 | 31.6% |
| #14 | Kristy Grams | 302452 | PRESIDENTIAL BANK, FSB | 421593 | Frederick, MD | $6.3M | 12 | 44.4% |
| #14 | Amy Wolff | 149401 | Direct Mortgage Loans, LLC | 832799 | Frederick, MD | $2.5M | 12 | 31.6% |
| #14 | James Gannon | 181267 | Guaranteed Rate, Inc. | 2611 | Columbia, MD | $7.0M | 12 | 42.9% |
| #14 | Brendan McKay | 554441 | McKay Mortgage Company, LLC | 1590323 | Bethesda, MD | $7.6M | 12 | 63.2% |
| #20 | Marian McCullough | 266202 | Manufacturers and Traders Trust Company | 381076 | Laurel, MD | $4.0M | 11 | 61.1% |
| #21 | Wei Feng | 214408 | TopOne Mortgage, Inc. | 208532 | Rockville, MD | $5.3M | 10 | 90.9% |
| #21 | Richard Truax | 480897 | Manufacturers and Traders Trust Company | 381076 | Baltimore, MD | $2.6M | 10 | 83.3% |
| #21 | Aaron Matty | 1063170 | Direct Mortgage Loans, LLC | 832799 | Hunt Valley, MD | $3.5M | 10 | 50.0% |
| #21 | Michael Wiechert | 229100 | Hawk Mortgage Group, LLC | 1218967 | Fallston, MD | $4.2M | 10 | 83.3% |
| #21 | William Harper | 1246443 | STATE EMPLOYEES CREDIT UNION OF MARYLAND INC. | 458591 | Linthicum Heights, MD | $4.5M | 10 | 76.9% |
| #21 | Angela Tucciarella | 898059 | OpenDoor Financial Services Corporation | 2063838 | Darlington, MD | $3.0M | 10 | 58.8% |
| #21 | joseph dubreuil | 207693 | Affordable Home Mortgage, Inc. | 122687 | Hanover, PA | $3.4M | 10 | 55.6% |
| #21 | Frederick Cole | 207740 | The Mortgage Option Inc | 2043198 | Washington, DC | $3.8M | 10 | 83.3% |
| #21 | Jason Lerner | 448776 | First Home Mortgage Corporation | 71603 | Baltimore, MD | $3.7M | 10 | 31.3% |
| #21 | Michael Fagan | 182530 | Guaranteed Rate Affinity, LLC | 1598647 | Ellicott City, MD | $5.3M | 10 | 33.3% |
| #21 | Michael Bendebba | 483853 | Fairway Independent Mortgage Corporation | 2289 | Hughesville, MD | $4.7M | 10 | 22.7% |
| #21 | Hannah Katz | 2009527 | CrossCountry Mortgage, LLC | 3029 | Annapolis, MD | $4.1M | 10 | 58.8% |
| #21 | Robert Edner | 188984 | Siwell, Inc. | 149169 | Pittsburgh, PA | $5.1M | 10 | 90.9% |
| #34 | Julio Cueto | 323645 | Mortgage One Solutions, Inc. | 115977 | McLean, VA | $3.7M | 9 | 45.0% |
| #34 | Larry McMillan | 223559 | Ameris Bank | 408099 | Eldersburg, MD | $2.1M | 9 | 22.0% |
| #34 | Geetesh Kapoor | 450777 | Fairway Independent Mortgage Corporation | 2289 | Ellicott City, MD | $5.3M | 9 | 64.3% |
| #34 | Chad Blevins | 202432 | Blevins Home Mortgage Inc. | 197530 | Darlington, MD | $2.4M | 9 | 52.9% |
| #34 | Brian Picker | 455882 | SWBC Mortgage Corporation | 9741 | Columbia, MD | $4.3M | 9 | 81.8% |
| #34 | JOSEPH NIOSI | 185812 | CrossCountry Mortgage, LLC | 3029 | Dunkirk, MD | $3.4M | 9 | 39.1% |
| #40 | Amy Goldstein | 184642 | BMIC Mortgage, Inc. | 177349 | Gaithersburg, MD | $5.9M | 8 | 72.7% |
| #40 | Terrie Klinken | 172821 | Ameris Bank | 408099 | Eldersburg, MD | $4.1M | 8 | 80.0% |
| #40 | Mehdi Pirzadeh | 189912 | Embrace Home Loans, Inc. | 2184 | Rockville, MD | $6.4M | 8 | 61.5% |
| #40 | Stephen Lovellette | 138633 | Mortgage One, LLC | 138171 | Bel Air, MD | $2.9M | 8 | 47.1% |
| #40 | Malcolm Crane | 357810 | Fairway Independent Mortgage Corporation | 2289 | Towson, MD | $2.6M | 8 | 17.4% |
| #40 | Ernest Donaldson | 160865 | Universal Mortgage & Finance, Inc. | 118030 | Annapolis, MD | $2.5M | 8 | 38.1% |
| #40 | Jordan Kingsbury | 1095269 | Vellum Mortgage, Inc. | 1657323 | Annapolis, MD | $3.7M | 8 | 20.5% |
| #40 | Todd Newell | 728239 | United Bank | 522399 | Bethesda, MD | $4.2M | 8 | 66.7% |
| #40 | Ayazhussein Rahemanji | 457664 | First Home Mortgage Corporation | 71603 | Baltimore, MD | $3.5M | 8 | 44.4% |
| #40 | Christopher Moylan | 304773 | First Pryority Bank | 1844483 | Pryor, OK | $3.4M | 8 | 47.1% |
| #40 | Daniel Williamson | 134226 | Community Mortgage LLC | 104656 | Mount Airy, MD | $2.2M | 8 | 66.7% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Maryland (2024). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/maryland/top-retention-by-units/2024
Powered by ChatMMI