Retention champions in Kentucky in 2024, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Jesse Cronen (Northpointe Bank, NMLS #8821), Charles Jolly (First State Bank, NMLS #613378), and JONATHAN TINGLE II (Guardian Savings Bank, NMLS #718170).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Jesse Cronen | 8821 | Northpointe Bank | 447490 | Louisville, KY | $13.6M | 35 | 57.4% |
| #2 | Charles Jolly | 613378 | First State Bank | 460968 | Irvington, KY | $3.5M | 26 | 83.9% |
| #3 | JONATHAN TINGLE II | 718170 | Guardian Savings Bank | 449474 | Lexington, KY | $5.9M | 24 | 92.3% |
| #4 | ROBERT SUETHOLZ | 718136 | Guardian Savings Bank | 449474 | Ft Wright, KY | $5.8M | 21 | 65.6% |
| #5 | Billy Holloway | 1489180 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $5.0M | 15 | 65.2% |
| #6 | Donald Butler | 631052 | First State Bank | 460968 | Irvington, KY | $2.1M | 14 | 77.8% |
| #7 | Jason Lawrence | 52494 | Fairway Independent Mortgage Corporation | 2289 | Louisville, KY | $4.4M | 13 | 38.2% |
| #7 | Craig Stahl | 629706 | American Bank & Trust Company, Inc. | 554114 | Bowling Green, KY | $4.5M | 13 | 54.2% |
| #9 | Arin Wagner | 1277378 | LIBERTY FEDERAL CREDIT UNION | 518136 | Henderson, KY | $795K | 11 | 50.0% |
| #9 | Nikolas Powers | 1459059 | Meade County Bank, Inc. | 469802 | Brandenburg, KY | $3.7M | 11 | 55.0% |
| #9 | Peiran Sun | 6853 | Sun Lending USA LLC | 1889 | Lexington, KY | $3.7M | 11 | 55.0% |
| #9 | Donald Benningfield | 10031 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $3.1M | 11 | 68.8% |
| #13 | Kenneth Flieger | 1474383 | HomeShield Mortgage, LLC | 2516887 | Louisville, KY | $3.5M | 10 | 71.4% |
| #13 | Larry Swisher | 4568 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $6.4M | 10 | 45.5% |
| #15 | Paul Chambliss | 37502 | Premier Lending, Inc. | 238143 | Elizabethtown, KY | $2.5M | 9 | 42.9% |
| #15 | William Pierce | 38722 | NEXA Mortgage, LLC | 1660690 | Mesa, AZ | $2.6M | 9 | 60.0% |
| #17 | Megan Wesdorp | 973556 | Victory Mortgage, L.L.C. | 461249 | Erlanger, KY | $1.7M | 8 | 38.1% |
| #17 | Patrick Seiter | 173817 | The Credit Resource, LLC | 1131966 | Burlington, KY | $2.2M | 8 | 38.1% |
| #17 | Constance Grossman | 785449 | Stock Yards Bank & Trust Company | 433971 | Henderson, KY | $1.6M | 8 | 66.7% |
| #17 | Ryan Wheeler | 8981 | United Residential Mortgage, Inc. | 1326012 | Elizabethtown, KY | $2.4M | 8 | 42.1% |
| #17 | Kenneth Prost | 63076 | Success Mortgage Partners, Inc. | 130562 | Cold Spring, KY | $1.4M | 8 | 25.8% |
| #17 | Lucy Hager | 613371 | Meade County Bank, Inc. | 469802 | Flaherty, KY | $1.5M | 8 | 66.7% |
| #17 | Christopher Herrick | 170680 | emm loans llc | 2926 | Louisville, KY | $2.0M | 8 | 50.0% |
| #24 | Corey Grace | 436478 | CrossCountry Mortgage, LLC | 3029 | Lakeside Park, KY | $2.3M | 7 | 29.2% |
| #24 | Joseph Morel | 1517415 | FRANKLIN BANK & TRUST COMPANY | 493995 | Franklin, KY | $2.4M | 7 | 70.0% |
| #24 | Ethan Madison | 1543821 | Meade County Bank, Inc. | 469802 | Brandenburg, KY | $1.2M | 7 | 53.8% |
| #24 | Jeremy Wetzel | 3364 | CrossCountry Mortgage, LLC | 3029 | Louisville, KY | $2.9M | 7 | 43.8% |
| #24 | Arthur Gall | 39482 | Able Mortgage, LLC | 39236 | Louisville, KY | $3.3M | 7 | 63.6% |
| #24 | Ravi Patel | 328529 | Union Home Mortgage Corp. | 2229 | Cincinnati, OH | $2.1M | 7 | 30.4% |
| #24 | Stephen Gray | 444059 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $1.9M | 7 | 53.8% |
| #31 | Ryan McConnaughy | 37628 | FAIR WAY LENDING LLC | 1308033 | Louisville, KY | $1.5M | 6 | 54.5% |
| #31 | Lauren Frank | 17848 | Veritas Mortgage LLC | 1967059 | Louisville, KY | $3.9M | 6 | 54.5% |
| #31 | Ryan Baxter | 4615 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $1.6M | 6 | 27.3% |
| #31 | Paul Knopf | 13987 | InterLinc Mortgage Services, LLC | 205696 | Louisville, KY | $1.6M | 6 | 35.3% |
| #31 | Clarence Hutton II | 19926 | Entrust Mortgage, LLC | 1563530 | Florence, KY | $1.7M | 6 | 35.3% |
| #31 | Robert Clifton | 7291 | CrossCountry Mortgage, LLC | 3029 | Louisville, KY | $1.4M | 6 | 28.6% |
| #31 | Ashley Higdon | 168604 | Lower, LLC | 1124061 | Lebanon, KY | $1.3M | 6 | 42.9% |
| #31 | Whitney Wallace | 1645312 | SOUTH CENTRAL BANK, INC | 455669 | Elizabethtown, KY | $986K | 6 | 50.0% |
| #31 | Drew Schaefer | 53460 | Borrower Choice Mortgage, Inc | 1316 | Louisville, KY | $1.3M | 6 | 60.0% |
| #40 | SUSAN MORGAN | 62825 | Union Home Mortgage Corp. | 2229 | Lakeside Park, KY | $1.5M | 5 | 31.3% |
| #40 | Timothy Muffley | 415901 | DESCO FEDERAL CREDIT UNION | 412993 | Ashland, KY | $1.4M | 5 | 50.0% |
| #40 | Craig Spencer | 59391 | New American Funding, LLC | 6606 | Louisville, KY | $1.6M | 5 | 38.5% |
| #40 | Joshua Price | 51385 | Envoy Mortgage Ltd | 6666 | Louisville, KY | $1.9M | 5 | 27.8% |
| #40 | Breon Price | 938631 | Swift Home Loans, Inc. | 2075228 | Birmingham, MI | $1.5M | 5 | 45.5% |
| #40 | Keith Cullens | 469463 | Kentuckiana Mortgage Group Inc. | 1793085 | Madison, IN | $5.5M | 5 | 45.5% |
| #40 | Matthew Stevens | 1488624 | Ross Mortgage Corporation | 107716 | Glasgow, KY | $1.4M | 5 | 41.7% |
| #40 | Nicholas DiTucci | 778295 | General Electric Credit Union | 449875 | Highland Heights, KY | $1.1M | 5 | 41.7% |
| #48 | David Rankin | 698637 | Innovative Home Loans, LLC | 1063330 | Florence, KY | $1.6M | 4 | 33.3% |
| #48 | Connie Smith | 62811 | Union Home Mortgage Corp. | 2229 | Lakeside Park, KY | $877K | 4 | 40.0% |
| #48 | Lee Witte | 437373 | FT Funding PLC | 2436863 | Fort Thomas, KY | $1.4M | 4 | 28.6% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Kentucky (2024). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/kentucky/top-retention-by-units/2024
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