Retention champions in Kentucky in 2024, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Jesse Cronen (Northpointe Bank, NMLS #8821), Charles Jolly (First State Bank, NMLS #613378), and JONATHAN TINGLE II (Guardian Savings Bank, NMLS #718170).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Jesse Cronen | 8821 | Northpointe Bank | 447490 | Louisville, KY | $13.3M | 34 | 57.6% |
| #2 | Charles Jolly | 613378 | First State Bank | 460968 | Irvington, KY | $3.5M | 26 | 83.9% |
| #3 | JONATHAN TINGLE II | 718170 | Guardian Savings Bank | 449474 | Lexington, KY | $5.9M | 24 | 92.3% |
| #4 | ROBERT SUETHOLZ | 718136 | Guardian Savings Bank | 449474 | Ft Wright, KY | $5.6M | 21 | 63.6% |
| #5 | Billy Holloway | 1489180 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $5.0M | 15 | 65.2% |
| #6 | Donald Butler | 631052 | First State Bank | 460968 | Irvington, KY | $2.1M | 14 | 77.8% |
| #7 | Craig Stahl | 629706 | American Bank & Trust Company, Inc. | 554114 | Bowling Green, KY | $4.5M | 13 | 54.2% |
| #7 | Jason Lawrence | 52494 | Fairway Independent Mortgage Corporation | 2289 | Louisville, KY | $4.4M | 13 | 39.4% |
| #9 | Arin Wagner | 1277378 | LIBERTY FEDERAL CREDIT UNION | 518136 | Henderson, KY | $795K | 11 | 50.0% |
| #9 | Donald Benningfield | 10031 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $3.1M | 11 | 68.8% |
| #9 | Nikolas Powers | 1459059 | Meade County Bank, Inc. | 469802 | Brandenburg, KY | $3.7M | 11 | 57.9% |
| #12 | Kenneth Flieger | 1474383 | HomeShield Mortgage, LLC | 2516887 | Louisville, KY | $3.5M | 10 | 71.4% |
| #12 | Larry Swisher | 4568 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $6.4M | 10 | 45.5% |
| #12 | Peiran Sun | 6853 | Sun Lending USA LLC | 1889 | Lexington, KY | $3.1M | 10 | 58.8% |
| #15 | William Pierce | 38722 | NEXA Mortgage, LLC | 1660690 | Mesa, AZ | $2.6M | 9 | 60.0% |
| #15 | Ethan Madison | 1543821 | Meade County Bank, Inc. | 469802 | Brandenburg, KY | $1.5M | 9 | 60.0% |
| #15 | Paul Chambliss | 37502 | Premier Lending, Inc. | 238143 | Elizabethtown, KY | $2.5M | 9 | 42.9% |
| #18 | Kenneth Prost | 63076 | Success Mortgage Partners, Inc. | 130562 | Cold Spring, KY | $1.4M | 8 | 26.7% |
| #18 | Lucy Hager | 613371 | Meade County Bank, Inc. | 469802 | Flaherty, KY | $1.5M | 8 | 66.7% |
| #18 | Megan Wesdorp | 973556 | Victory Mortgage, L.L.C. | 461249 | Erlanger, KY | $1.7M | 8 | 38.1% |
| #18 | Christopher Herrick | 170680 | emm loans llc | 2926 | Louisville, KY | $2.0M | 8 | 53.3% |
| #18 | Constance Grossman | 785449 | Stock Yards Bank & Trust Company | 433971 | Henderson, KY | $1.6M | 8 | 66.7% |
| #18 | Patrick Seiter | 173817 | The Credit Resource, LLC | 1131966 | Burlington, KY | $2.2M | 8 | 40.0% |
| #18 | Ryan Wheeler | 8981 | United Residential Mortgage, Inc. | 1326012 | Elizabethtown, KY | $2.4M | 8 | 42.1% |
| #25 | Joseph Morel | 1517415 | FRANKLIN BANK & TRUST COMPANY | 493995 | Franklin, KY | $2.4M | 7 | 70.0% |
| #25 | Stephen Gray | 444059 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $1.9M | 7 | 53.8% |
| #25 | Jeremy Wetzel | 3364 | CrossCountry Mortgage, LLC | 3029 | Louisville, KY | $2.9M | 7 | 43.8% |
| #25 | Arthur Gall | 39482 | Able Mortgage, LLC | 39236 | Louisville, KY | $3.3M | 7 | 63.6% |
| #25 | Ravi Patel | 328529 | Union Home Mortgage Corp. | 2229 | Cincinnati, OH | $2.1M | 7 | 30.4% |
| #30 | Paul Knopf | 13987 | InterLinc Mortgage Services, LLC | 205696 | Louisville, KY | $1.6M | 6 | 35.3% |
| #30 | Whitney Wallace | 1645312 | SOUTH CENTRAL BANK, INC | 455669 | Elizabethtown, KY | $986K | 6 | 50.0% |
| #30 | Ryan Baxter | 4615 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $1.6M | 6 | 26.1% |
| #30 | Drew Schaefer | 53460 | Borrower Choice Mortgage, Inc | 1316 | Louisville, KY | $1.3M | 6 | 60.0% |
| #30 | Ryan McConnaughy | 37628 | FAIR WAY LENDING LLC | 1308033 | Louisville, KY | $1.5M | 6 | 54.5% |
| #30 | Corey Grace | 436478 | CrossCountry Mortgage, LLC | 3029 | Lakeside Park, KY | $2.1M | 6 | 26.1% |
| #30 | Robert Clifton | 7291 | CrossCountry Mortgage, LLC | 3029 | Louisville, KY | $1.4M | 6 | 28.6% |
| #30 | Ashley Higdon | 168604 | Lower, LLC | 1124061 | Lebanon, KY | $1.3M | 6 | 46.2% |
| #30 | Clarence Hutton II | 19926 | Entrust Mortgage, LLC | 1563530 | Florence, KY | $1.7M | 6 | 35.3% |
| #30 | Lauren Frank | 17848 | Veritas Mortgage LLC | 1967059 | Louisville, KY | $3.9M | 6 | 54.5% |
| #40 | Breon Price | 938631 | Swift Home Loans, Inc. | 2075228 | Birmingham, MI | $1.5M | 5 | 45.5% |
| #40 | Keith Cullens | 469463 | Kentuckiana Mortgage Group Inc. | 1793085 | Madison, IN | $5.5M | 5 | 45.5% |
| #40 | Joshua Price | 51385 | Envoy Mortgage Ltd | 6666 | Louisville, KY | $1.9M | 5 | 27.8% |
| #40 | Nicholas DiTucci | 778295 | General Electric Credit Union | 449875 | Highland Heights, KY | $1.1M | 5 | 41.7% |
| #40 | Craig Spencer | 59391 | New American Funding, LLC | 6606 | Louisville, KY | $1.6M | 5 | 38.5% |
| #40 | Matthew Stevens | 1488624 | Ross Mortgage Corporation | 107716 | Glasgow, KY | $1.4M | 5 | 41.7% |
| #46 | Harold Babb | 563398 | The Huntington National Bank | 402436 | Ft Mitchell, KY | $1.0M | 4 | 25.0% |
| #46 | Bradley Hacker | 22435 | Ark-La-Tex Financial Services, LLC | 2143 | Lexington, KY | $286K | 4 | 28.6% |
| #46 | Justin Allen | 1531325 | Union Home Mortgage Corp. | 2229 | Cincinnati, OH | $777K | 4 | 40.0% |
| #46 | Lee Witte | 437373 | FT Funding PLC | 2436863 | Fort Thomas, KY | $1.4M | 4 | 28.6% |
| #46 | SUSAN MORGAN | 62825 | Union Home Mortgage Corp. | 2229 | Lakeside Park, KY | $1.4M | 4 | 25.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Kentucky (2024). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/kentucky/top-retention-by-units/2024
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