Retention champions in Kentucky in 2024, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Jesse Cronen (Northpointe Bank, NMLS #8821), Charles Jolly (First State Bank, NMLS #613378), and JONATHAN TINGLE II (Guardian Savings Bank, NMLS #718170).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Jesse Cronen | 8821 | Northpointe Bank | 447490 | Louisville, KY | $13.6M | 35 | 57.4% |
| #2 | Charles Jolly | 613378 | First State Bank | 460968 | Irvington, KY | $3.5M | 26 | 83.9% |
| #3 | JONATHAN TINGLE II | 718170 | Guardian Savings Bank | 449474 | Lexington, KY | $5.9M | 24 | 92.3% |
| #4 | ROBERT SUETHOLZ | 718136 | Guardian Savings Bank | 449474 | Ft Wright, KY | $5.6M | 21 | 63.6% |
| #5 | Billy Holloway | 1489180 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $5.0M | 15 | 65.2% |
| #6 | Donald Butler | 631052 | First State Bank | 460968 | Irvington, KY | $2.1M | 14 | 77.8% |
| #7 | Craig Stahl | 629706 | American Bank & Trust Company, Inc. | 554114 | Bowling Green, KY | $4.5M | 13 | 54.2% |
| #7 | Jason Lawrence | 52494 | Fairway Independent Mortgage Corporation | 2289 | Louisville, KY | $4.4M | 13 | 38.2% |
| #9 | Arin Wagner | 1277378 | Vizion Mortgage, LLC | 2457732 | Owensboro, KY | $795K | 11 | 50.0% |
| #9 | Donald Benningfield | 10031 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $3.1M | 11 | 68.8% |
| #9 | Nikolas Powers | 1459059 | Meade County Bank, Inc. | 469802 | Brandenburg, KY | $3.7M | 11 | 55.0% |
| #9 | Peiran Sun | 6853 | Sun Lending USA LLC | 1889 | Lexington, KY | $3.7M | 11 | 52.4% |
| #13 | Kenneth Flieger | 1474383 | HomeShield Mortgage, LLC | 2516887 | Louisville, KY | $3.5M | 10 | 71.4% |
| #13 | Larry Swisher | 4568 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $6.4M | 10 | 45.5% |
| #15 | William Pierce | 38722 | NEXA Mortgage, LLC | 1660690 | Mesa, AZ | $2.6M | 9 | 60.0% |
| #15 | Paul Chambliss | 37502 | Premier Lending, Inc. | 238143 | Elizabethtown, KY | $2.5M | 9 | 42.9% |
| #17 | Patrick Seiter | 173817 | The Credit Resource, LLC | 1131966 | Burlington, KY | $2.2M | 8 | 40.0% |
| #17 | Ryan Wheeler | 8981 | United Residential Mortgage, Inc. | 1326012 | Elizabethtown, KY | $2.4M | 8 | 42.1% |
| #17 | Lucy Hager | 613371 | Meade County Bank, Inc. | 469802 | Flaherty, KY | $1.5M | 8 | 66.7% |
| #17 | Kenneth Prost | 63076 | Success Mortgage Partners, Inc. | 130562 | Cold Spring, KY | $1.4M | 8 | 26.7% |
| #17 | Megan Wesdorp | 973556 | Victory Mortgage, L.L.C. | 461249 | Erlanger, KY | $1.7M | 8 | 38.1% |
| #17 | Constance Grossman | 785449 | Stock Yards Bank & Trust Company | 433971 | Henderson, KY | $1.6M | 8 | 66.7% |
| #17 | Christopher Herrick | 170680 | emm loans llc | 2926 | Louisville, KY | $2.0M | 8 | 53.3% |
| #17 | Ethan Madison | 1543821 | Meade County Bank, Inc. | 469802 | Brandenburg, KY | $1.4M | 8 | 57.1% |
| #25 | Corey Grace | 436478 | CrossCountry Mortgage, LLC | 3029 | Lakeside Park, KY | $2.3M | 7 | 29.2% |
| #25 | Joseph Morel | 1517415 | FRANKLIN BANK & TRUST COMPANY | 493995 | Franklin, KY | $2.4M | 7 | 70.0% |
| #25 | Ravi Patel | 328529 | Union Home Mortgage Corp. | 2229 | Cincinnati, OH | $2.1M | 7 | 30.4% |
| #25 | Jeremy Wetzel | 3364 | CrossCountry Mortgage, LLC | 3029 | Louisville, KY | $2.9M | 7 | 43.8% |
| #25 | Arthur Gall | 39482 | Able Mortgage, LLC | 39236 | Louisville, KY | $3.3M | 7 | 63.6% |
| #25 | Stephen Gray | 444059 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $1.9M | 7 | 53.8% |
| #31 | Clarence Hutton II | 19926 | Entrust Mortgage, LLC | 1563530 | Florence, KY | $1.7M | 6 | 35.3% |
| #31 | Ashley Higdon | 168604 | Lower, LLC | 1124061 | Lebanon, KY | $1.3M | 6 | 42.9% |
| #31 | Ryan McConnaughy | 37628 | FAIR WAY LENDING LLC | 1308033 | Louisville, KY | $1.5M | 6 | 54.5% |
| #31 | Drew Schaefer | 53460 | Borrower Choice Mortgage, Inc. | 1316 | Louisville, KY | $1.3M | 6 | 60.0% |
| #31 | Ryan Baxter | 4615 | Statewide Mortgage, LLC | 1304 | New Albany, IN | $1.6M | 6 | 27.3% |
| #31 | Paul Knopf | 13987 | InterLinc Mortgage Services, LLC | 205696 | Louisville, KY | $1.6M | 6 | 35.3% |
| #31 | Whitney Wallace | 1645312 | SOUTH CENTRAL BANK, INC | 455669 | Elizabethtown, KY | $986K | 6 | 50.0% |
| #31 | Robert Clifton | 7291 | CrossCountry Mortgage, LLC | 3029 | Louisville, KY | $1.4M | 6 | 28.6% |
| #31 | Lauren Frank | 17848 | Veritas Mortgage LLC | 1967059 | Louisville, KY | $3.9M | 6 | 54.5% |
| #40 | Nicholas DiTucci | 778295 | General Electric Credit Union | 449875 | Highland Heights, KY | $1.1M | 5 | 41.7% |
| #40 | Breon Price | 938631 | Swift Home Loans, Inc. | 2075228 | Birmingham, MI | $1.5M | 5 | 45.5% |
| #40 | Joshua Price | 51385 | Envoy Mortgage Ltd | 6666 | Louisville, KY | $1.9M | 5 | 27.8% |
| #40 | Craig Spencer | 59391 | New American Funding, LLC | 6606 | Louisville, KY | $1.6M | 5 | 38.5% |
| #40 | Keith Cullens | 469463 | Kentuckiana Mortgage Group Inc. | 1793085 | Madison, IN | $5.5M | 5 | 45.5% |
| #40 | Matthew Stevens | 1488624 | LoanPeople, LLC | 1886352 | Austin, TX | $1.4M | 5 | 45.5% |
| #40 | SUSAN MORGAN | 62825 | Union Home Mortgage Corp. | 2229 | Lakeside Park, KY | $1.5M | 5 | 31.3% |
| #47 | Bradley Hacker | 22435 | Ark-La-Tex Financial Services, LLC | 2143 | Lexington, KY | $286K | 4 | 25.0% |
| #47 | Lee Witte | 437373 | FT Funding PLC | 2436863 | Fort Thomas, KY | $1.4M | 4 | 28.6% |
| #47 | David Rankin | 698637 | Entrust Mortgage, LLC | 1563530 | Florence, KY | $1.6M | 4 | 33.3% |
| #47 | Justin Allen | 1531325 | Union Home Mortgage Corp. | 2229 | Cincinnati, OH | $777K | 4 | 40.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Kentucky (2024). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/kentucky/top-retention-by-units/2024
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