Retention champions in Kentucky in 2024, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Jesse Cronen (Northpointe Bank, NMLS #8821), Charles Jolly (First State Bank, NMLS #613378), and JONATHAN TINGLE II (Guardian Savings Bank, NMLS #718170).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Jesse Cronen | 8821 | Northpointe Bank | 447490 | Louisville, KY | $14.0M | 36 | 58.1% |
| #2 | Charles Jolly | 613378 | First State Bank | 460968 | Irvington, KY | $3.5M | 26 | 83.9% |
| #3 | JONATHAN TINGLE II | 718170 | Guardian Savings Bank | 449474 | Lexington, KY | $5.9M | 24 | 92.3% |
| #4 | ROBERT SUETHOLZ | 718136 | Guardian Savings Bank | 449474 | Ft Wright, KY | $5.6M | 21 | 63.6% |
| #5 | Billy Holloway | 1489180 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $5.0M | 15 | 65.2% |
| #6 | Donald Butler | 631052 | First State Bank | 460968 | Irvington, KY | $2.1M | 14 | 77.8% |
| #7 | Craig Stahl | 629706 | American Bank & Trust Company, Inc. | 554114 | Bowling Green, KY | $4.5M | 13 | 54.2% |
| #7 | Jason Lawrence | 52494 | Fairway Independent Mortgage Corporation | 2289 | Louisville, KY | $4.4M | 13 | 38.2% |
| #9 | Donald Benningfield | 10031 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $3.1M | 11 | 68.8% |
| #9 | Arin Wagner | 1277378 | LIBERTY FEDERAL CREDIT UNION | 518136 | Henderson, KY | $795K | 11 | 50.0% |
| #9 | Peiran Sun | 6853 | Sun Lending USA LLC | 1889 | Lexington, KY | $3.7M | 11 | 55.0% |
| #9 | Nikolas Powers | 1459059 | Meade County Bank, Inc. | 469802 | Brandenburg, KY | $3.7M | 11 | 57.9% |
| #13 | Kenneth Flieger | 1474383 | HomeShield Mortgage, LLC | 2516887 | Louisville, KY | $3.5M | 10 | 71.4% |
| #13 | Larry Swisher | 4568 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $6.4M | 10 | 45.5% |
| #15 | Paul Chambliss | 37502 | Premier Lending, Inc. | 238143 | Elizabethtown, KY | $2.5M | 9 | 42.9% |
| #15 | William Pierce | 38722 | NEXA Mortgage, LLC | 1660690 | Mesa, AZ | $2.6M | 9 | 60.0% |
| #17 | Kenneth Prost | 63076 | Success Mortgage Partners, Inc. | 130562 | Cold Spring, KY | $1.4M | 8 | 25.8% |
| #17 | Ethan Madison | 1543821 | Meade County Bank, Inc. | 469802 | Brandenburg, KY | $1.4M | 8 | 57.1% |
| #17 | Lucy Hager | 613371 | Meade County Bank, Inc. | 469802 | Flaherty, KY | $1.5M | 8 | 66.7% |
| #17 | Constance Grossman | 785449 | Stock Yards Bank & Trust Company | 433971 | Henderson, KY | $1.6M | 8 | 66.7% |
| #17 | Megan Wesdorp | 973556 | Victory Mortgage, L.L.C. | 461249 | Erlanger, KY | $1.7M | 8 | 38.1% |
| #17 | Patrick Seiter | 173817 | The Credit Resource, LLC | 1131966 | Burlington, KY | $2.2M | 8 | 40.0% |
| #17 | Christopher Herrick | 170680 | emm loans llc | 2926 | Louisville, KY | $2.0M | 8 | 53.3% |
| #17 | Ryan Wheeler | 8981 | United Residential Mortgage, Inc. | 1326012 | Elizabethtown, KY | $2.4M | 8 | 42.1% |
| #25 | Jeremy Wetzel | 3364 | CrossCountry Mortgage, LLC | 3029 | Louisville, KY | $2.9M | 7 | 43.8% |
| #25 | Joseph Morel | 1517415 | FRANKLIN BANK & TRUST COMPANY | 493995 | Franklin, KY | $2.4M | 7 | 70.0% |
| #25 | Corey Grace | 436478 | CrossCountry Mortgage, LLC | 3029 | Lakeside Park, KY | $2.3M | 7 | 29.2% |
| #25 | Arthur Gall | 39482 | Able Mortgage, LLC | 39236 | Louisville, KY | $3.3M | 7 | 63.6% |
| #25 | Ravi Patel | 328529 | Union Home Mortgage Corp. | 2229 | Cincinnati, OH | $2.1M | 7 | 30.4% |
| #25 | Stephen Gray | 444059 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $1.9M | 7 | 53.8% |
| #31 | Paul Knopf | 13987 | InterLinc Mortgage Services, LLC | 205696 | Louisville, KY | $1.6M | 6 | 35.3% |
| #31 | Clarence Hutton II | 19926 | Entrust Mortgage, LLC | 1563530 | Florence, KY | $1.7M | 6 | 35.3% |
| #31 | Ashley Higdon | 168604 | Lower, LLC | 1124061 | Lebanon, KY | $1.3M | 6 | 42.9% |
| #31 | Ryan Baxter | 4615 | Statewide Mortgage, LLC | 1304 | New Albany, IN | $1.6M | 6 | 26.1% |
| #31 | Lauren Frank | 17848 | Veritas Mortgage LLC | 1967059 | Louisville, KY | $3.9M | 6 | 54.5% |
| #31 | Drew Schaefer | 53460 | Borrower Choice Mortgage, Inc | 1316 | Louisville, KY | $1.3M | 6 | 60.0% |
| #31 | Robert Clifton | 7291 | CrossCountry Mortgage, LLC | 3029 | Louisville, KY | $1.4M | 6 | 28.6% |
| #31 | Whitney Wallace | 1645312 | SOUTH CENTRAL BANK, INC | 455669 | Elizabethtown, KY | $986K | 6 | 50.0% |
| #31 | Ryan McConnaughy | 37628 | FAIR WAY LENDING LLC | 1308033 | Louisville, KY | $1.5M | 6 | 54.5% |
| #40 | SUSAN MORGAN | 62825 | Union Home Mortgage Corp. | 2229 | Lakeside Park, KY | $1.5M | 5 | 31.3% |
| #40 | Nicholas DiTucci | 778295 | General Electric Credit Union | 449875 | Highland Heights, KY | $1.1M | 5 | 41.7% |
| #40 | Timothy Muffley | 415901 | DESCO FEDERAL CREDIT UNION | 412993 | Ashland, KY | $1.4M | 5 | 50.0% |
| #40 | Joshua Price | 51385 | Envoy Mortgage Ltd | 6666 | Louisville, KY | $1.9M | 5 | 27.8% |
| #40 | Keith Cullens | 469463 | Kentuckiana Mortgage Group Inc. | 1793085 | Madison, IN | $5.5M | 5 | 45.5% |
| #40 | Matthew Stevens | 1488624 | Ross Mortgage Corporation | 107716 | Glasgow, KY | $1.4M | 5 | 41.7% |
| #40 | Breon Price | 938631 | Swift Home Loans, Inc. | 2075228 | Birmingham, MI | $1.5M | 5 | 45.5% |
| #40 | Craig Spencer | 59391 | New American Funding, LLC | 6606 | Louisville, KY | $1.6M | 5 | 38.5% |
| #48 | Clayton Hughes | 1251745 | Atlas Mortgage LLC | 2688594 | Louisville, KY | $1.0M | 4 | 40.0% |
| #48 | Bradley Hacker | 22435 | Ark-La-Tex Financial Services, LLC | 2143 | Lexington, KY | $286K | 4 | 25.0% |
| #48 | David Rankin | 698637 | Entrust Mortgage, LLC | 1563530 | Florence, KY | $1.6M | 4 | 36.4% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Kentucky (2024). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/kentucky/top-retention-by-units/2024
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