Retention champions in Kentucky in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Peiran Sun (Sun Lending USA LLC, NMLS #6853), Jesse Cronen (Northpointe Bank, NMLS #8821), and JONATHAN TINGLE II (Guardian Savings Bank, NMLS #718170).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Peiran Sun | 6853 | Sun Lending USA LLC | 1889 | Lexington, KY | $13.6M | 41 | 70.7% |
| #2 | Jesse Cronen | 8821 | Northpointe Bank | 447490 | Louisville, KY | $10.6M | 30 | 46.2% |
| #3 | JONATHAN TINGLE II | 718170 | Guardian Savings Bank | 449474 | Lexington, KY | $11.8M | 27 | 79.4% |
| #4 | ROBERT SUETHOLZ | 718136 | Guardian Savings Bank | 449474 | Ft Wright, KY | $8.9M | 22 | 57.9% |
| #5 | Jason Lawrence | 52494 | Fairway Independent Mortgage Corporation | 2289 | Louisville, KY | $5.6M | 17 | 40.5% |
| #5 | REBECCA ELLIOTT | 3379 | Republic Bank & Trust Co. | 402606 | Georgetown, KY | $5.2M | 17 | 89.5% |
| #7 | Devin Buckner | 2436722 | Guaranteed Rate, Inc. | 2611 | Lexington, KY | $4.3M | 14 | 87.5% |
| #8 | Larry Swisher | 4568 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $4.7M | 13 | 37.1% |
| #9 | Donald Benningfield | 10031 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $3.7M | 12 | 85.7% |
| #10 | Kenneth Prost | 63076 | Success Mortgage Partners, Inc. | 130562 | Cold Spring, KY | $2.6M | 11 | 47.8% |
| #10 | Jonathan Leslie | 66661 | LIBERTY FEDERAL CREDIT UNION | 518136 | Prospect, KY | $7.9M | 11 | 64.7% |
| #10 | Marty Gaddie | 1745992 | Mortgage Research Center, LLC | 1907 | Elizabethtown, KY | $3.9M | 11 | 47.8% |
| #10 | Julie Baker | 444541 | Fifth Third Bank, National Association | 403245 | Lexington, KY | $2.7M | 11 | 52.4% |
| #14 | Connie Smith | 62811 | Union Home Mortgage Corp. | 2229 | Lakeside Park, KY | $2.8M | 10 | 58.8% |
| #14 | Scott Burleigh | 653826 | The Huntington National Bank | 402436 | Cincinnati, OH | $2.7M | 10 | 83.3% |
| #14 | Ryan Wheeler | 8981 | United Residential Mortgage, Inc. | 1326012 | Elizabethtown, KY | $3.2M | 10 | 58.8% |
| #14 | Robert Clifton | 7291 | CrossCountry Mortgage, LLC | 3029 | Louisville, KY | $3.2M | 10 | 29.4% |
| #18 | Benjamin Montoya | 2014076 | Guardian Savings Bank | 449474 | West Chester, OH | $3.0M | 9 | 52.9% |
| #18 | Charles Jolly | 613378 | First State Bank | 460968 | Irvington, KY | $1.3M | 9 | 52.9% |
| #18 | Clayton Thoreson | 1831413 | The Credit Resource, LLC | 1131966 | Burlington, KY | $2.3M | 9 | 75.0% |
| #18 | Susan Hatfield | 58306 | Ark-La-Tex Financial Services, LLC | 2143 | Richmond, KY | $2.1M | 9 | 36.0% |
| #18 | KIMBERLY MOORE | 438541 | Fifth Third Bank, National Association | 403245 | Hebron, KY | $2.0M | 9 | 36.0% |
| #18 | Desmond Robinson | 5876 | Robinson Mortgage Group, LLC | 1971360 | Louisville, KY | $3.2M | 9 | 81.8% |
| #18 | Joseph Sester | 2132419 | NFM Lending, LLC | 2893 | Columbus, OH | $2.7M | 9 | 39.1% |
| #18 | Arin Wagner | 1277378 | LIBERTY FEDERAL CREDIT UNION | 518136 | Henderson, KY | $1.3M | 9 | 60.0% |
| #18 | Erin O'Brien | 975377 | Guardian Savings Bank | 449474 | Lexington, KY | $3.4M | 9 | 60.0% |
| #18 | Stephen Gray | 444059 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $2.0M | 9 | 56.3% |
| #28 | Corey Grace | 436478 | CrossCountry Mortgage, LLC | 3029 | Lakeside Park, KY | $2.7M | 8 | 34.8% |
| #28 | Ravi Patel | 328529 | Union Home Mortgage Corp. | 2229 | Cincinnati, OH | $2.6M | 8 | 17.0% |
| #28 | David Vu | 706247 | Heritage Bank, Inc | 799554 | Florence, KY | $2.9M | 8 | 53.3% |
| #28 | David Zuhars | 9541 | Simple Mortgage Solutions, LLC | 1983670 | Louisville, KY | $3.4M | 8 | 53.3% |
| #28 | Nate Driggers | 1696374 | Fairway Independent Mortgage Corporation | 2289 | Louisville, KY | $3.2M | 8 | 40.0% |
| #28 | Lee Witte | 437373 | FT Funding PLC | 2436863 | Fort Thomas, KY | $4.0M | 8 | 38.1% |
| #28 | Keri Jones | 419193 | Republic Bank & Trust Co. | 402606 | Louisville, KY | $2.3M | 8 | 80.0% |
| #35 | Billy Holloway | 1489180 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $2.5M | 7 | 58.3% |
| #35 | Statia Parks | 56992 | Multiple Option Mortgage Services, Inc. | 57052 | Louisville, KY | $2.8M | 7 | 50.0% |
| #35 | Joseph Henderson | 1780946 | New American Funding, LLC | 6606 | Santa Ana, CA | $1.6M | 7 | 50.0% |
| #35 | Paul Knopf | 13987 | InterLinc Mortgage Services, LLC | 205696 | Louisville, KY | $2.2M | 7 | 19.4% |
| #35 | William Murphy | 688518 | Guardian Savings Bank | 449474 | Ft Wright, KY | $1.7M | 7 | 70.0% |
| #35 | Eric Kemerer | 603905 | Milestone Lending LLC | 1620805 | Louisville, KY | $2.3M | 7 | 35.0% |
| #35 | James Williams | 1918024 | COMMONWEALTH FEDERAL CREDIT UNION | 403110 | Frankfort, KY | $759K | 7 | 29.2% |
| #35 | TIMOTHY MORTIMER | 718169 | Guardian Savings Bank | 449474 | Lexington, KY | $2.8M | 7 | 58.3% |
| #35 | Megan Wesdorp | 973556 | Victory Mortgage, L.L.C. | 461249 | Erlanger, KY | $2.4M | 7 | 29.2% |
| #35 | John Cornett | 22018 | Guardian Savings Bank | 449474 | Lexington, KY | $2.4M | 7 | 46.7% |
| #35 | Sara White | 1884202 | Fifth Third Bank, National Association | 403245 | Lexington, KY | $1.1M | 7 | 58.3% |
| #35 | Matthew Ansert | 39241 | First Fidelity Mortgage, Inc. | 940549 | Louisville, KY | $3.0M | 7 | 58.3% |
| #35 | Harold Babb | 563398 | The Huntington National Bank | 402436 | Ft Mitchell, KY | $2.3M | 7 | 58.3% |
| #48 | Adam Hires | 66358 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | $2.2M | 6 | 60.0% |
| #48 | Lindsay Ratterman | 1403013 | Northpointe Bank | 447490 | Louisville, KY | $1.8M | 6 | 60.0% |
| #48 | Thomas Thomas | 657783 | First Financial Bank | 619717 | Saint Matthews, KY | $3.8M | 6 | 35.3% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Kentucky (2026). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/kentucky/top-retention-by-units/2026
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