Retention champions in Kentucky in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Peiran Sun (Sun Lending USA LLC, NMLS #6853), Jesse Cronen (Northpointe Bank, NMLS #8821), and JONATHAN TINGLE II (Guardian Savings Bank, NMLS #718170).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Peiran Sun | 6853 | Sun Lending USA LLC | 1889 | Lexington, KY | $9.9M | 29 | 74.4% |
| #2 | Jesse Cronen | 8821 | Northpointe Bank | 447490 | Louisville, KY | $8.3M | 23 | 46.0% |
| #3 | JONATHAN TINGLE II | 718170 | Guardian Savings Bank | 449474 | Lexington, KY | $8.8M | 22 | 91.7% |
| #4 | ROBERT SUETHOLZ | 718136 | Guardian Savings Bank | 449474 | Ft Wright, KY | $4.9M | 15 | 78.9% |
| #5 | Jason Lawrence | 52494 | Fairway Independent Mortgage Corporation | 2289 | Louisville, KY | $4.7M | 14 | 48.3% |
| #6 | REBECCA ELLIOTT | 3379 | Republic Bank & Trust Co. | 402606 | Georgetown, KY | $3.9M | 12 | 85.7% |
| #6 | Donald Benningfield | 10031 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $3.7M | 12 | 85.7% |
| #8 | Larry Swisher | 4568 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $4.2M | 11 | 47.8% |
| #8 | Devin Buckner | 2436722 | Guaranteed Rate, Inc. | 2611 | Chicago, IL | $3.3M | 11 | 84.6% |
| #10 | Marty Gaddie | 1745992 | Mortgage Research Center, LLC | 1907 | Elizabethtown, KY | $3.7M | 10 | 47.6% |
| #10 | Ryan Wheeler | 8981 | United Residential Mortgage, Inc. | 1326012 | Elizabethtown, KY | $3.2M | 10 | 62.5% |
| #12 | Scott Burleigh | 653826 | The Huntington National Bank | 402436 | Cincinnati, OH | $2.5M | 9 | 90.0% |
| #12 | Susan Hatfield | 58306 | Ark-La-Tex Financial Services, LLC | 2143 | Lexington, KY | $2.1M | 9 | 42.9% |
| #12 | David Zuhars | 9541 | Countryside Mortgage, LLC | 1548939 | Louisville, KY | $3.8M | 9 | 75.0% |
| #12 | Connie Smith | 62811 | Union Home Mortgage Corp. | 2229 | Lakeside Park, KY | $2.5M | 9 | 69.2% |
| #16 | Robert Clifton | 7291 | CrossCountry Mortgage, LLC | 3029 | Louisville, KY | $2.6M | 8 | 29.6% |
| #16 | Desmond Robinson | 5876 | Robinson Mortgage Group, LLC | 1971360 | Louisville, KY | $2.9M | 8 | 80.0% |
| #16 | Julie Baker | 444541 | Fifth Third Bank, National Association | 403245 | Lexington, KY | $2.1M | 8 | 57.1% |
| #16 | Kenneth Prost | 63076 | Success Mortgage Partners, Inc. | 130562 | Cold Spring, KY | $1.7M | 8 | 50.0% |
| #16 | Corey Grace | 436478 | CrossCountry Mortgage, LLC | 3029 | Lakeside Park, KY | $2.7M | 8 | 50.0% |
| #21 | Eric Kemerer | 603905 | Milestone Lending LLC | 1620805 | Louisville, KY | $2.3M | 7 | 50.0% |
| #21 | Lee Witte | 437373 | FT Funding PLC | 2436863 | Fort Thomas, KY | $3.5M | 7 | 58.3% |
| #21 | Nate Driggers | 1696374 | Fairway Independent Mortgage Corporation | 2289 | Louisville, KY | $2.8M | 7 | 46.7% |
| #21 | Jonathan Leslie | 66661 | LIBERTY FEDERAL CREDIT UNION | 518136 | Prospect, KY | $5.0M | 7 | 58.3% |
| #21 | Ravi Patel | 328529 | Union Home Mortgage Corp. | 2229 | Cincinnati, OH | $2.3M | 7 | 24.1% |
| #21 | Billy Holloway | 1489180 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $2.5M | 7 | 58.3% |
| #27 | Paul Knopf | 13987 | InterLinc Mortgage Services, LLC | 205696 | Louisville, KY | $1.8M | 6 | 24.0% |
| #27 | Stephen Gray | 444059 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $1.4M | 6 | 54.5% |
| #27 | Joseph Sester | 2132419 | NFM Lending, LLC | 2893 | Columbus, OH | $2.3M | 6 | 50.0% |
| #27 | Arin Wagner | 1277378 | LIBERTY FEDERAL CREDIT UNION | 518136 | Henderson, KY | $726K | 6 | 54.5% |
| #27 | JASON LEONHARD | 718151 | Guardian Savings Bank | 449474 | Florence, KY | $1.8M | 6 | 54.5% |
| #27 | Adam Hires | 66358 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | $2.2M | 6 | 60.0% |
| #27 | Thomas Thomas | 657783 | First Financial Bank | 619717 | Saint Matthews, KY | $3.8M | 6 | 37.5% |
| #27 | Teri Knott | 56539 | Stockton Mortgage Corporation | 8259 | Louisville, KY | $1.2M | 6 | 54.5% |
| #27 | Paul Chambliss | 37502 | Premier Lending, Inc. | 238143 | Elizabethtown, KY | $1.8M | 6 | 31.6% |
| #27 | Nikolas Powers | 1459059 | Meade County Bank, Inc. | 469802 | Brandenburg, KY | $939K | 6 | 50.0% |
| #37 | david wyder | 5525 | Primary Residential Mortgage, Inc. | 3094 | Louisville, KY | $1.4M | 5 | 50.0% |
| #37 | Alexander Milburn | 1680354 | T2 Financial LLC | 1686046 | Richmond, KY | $1.8M | 5 | 22.7% |
| #37 | Erin O'Brien | 975377 | Guardian Savings Bank | 449474 | Lexington, KY | $1.6M | 5 | 50.0% |
| #37 | KIMBERLY MOORE | 438541 | Fifth Third Bank, National Association | 403245 | Hebron, KY | $850K | 5 | 45.5% |
| #37 | Bradley Hacker | 22435 | Ark-La-Tex Financial Services, LLC | 2143 | Lexington, KY | $1.6M | 5 | 25.0% |
| #42 | Christopher Herrick | 170680 | emm loans llc | 2926 | Louisville, KY | $612K | 4 | 30.8% |
| #42 | Kevin Brinkman | 57251 | CrossCountry Mortgage, LLC | 3029 | Ft Mitchell, KY | $590K | 4 | 40.0% |
| #42 | Megan Wesdorp | 973556 | Victory Mortgage, L.L.C. | 461249 | Erlanger, KY | $1.3M | 4 | 25.0% |
| #42 | LaJuana Ramsey | 638402 | Members Heritage Credit Union | 479401 | Lexington, KY | $350K | 4 | 40.0% |
| #42 | CHARLES ELFERS | 718157 | Guardian Savings Bank | 449474 | Fort Thomas, KY | $1.1M | 4 | 33.3% |
| #42 | Robert Trump | 1295728 | Guaranteed Rate, Inc. | 2611 | Florence, KY | $1.3M | 4 | 40.0% |
| #42 | James Williams | 1918024 | COMMONWEALTH FEDERAL CREDIT UNION | 403110 | Frankfort, KY | $267K | 4 | 25.0% |
| #42 | Craig Spencer | 59391 | New American Funding, LLC | 6606 | Louisville, KY | $955K | 4 | 40.0% |
| #42 | Tracy Holtsclaw | 470791 | Home Group, LLC | 2019434 | Elizabethtown, KY | $1.5M | 4 | 21.1% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Kentucky (2026). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/kentucky/top-retention-by-units/2026
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