Retention champions in Kentucky in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Peiran Sun (Sun Lending USA LLC, NMLS #6853), JONATHAN TINGLE II (Guardian Savings Bank, NMLS #718170), and Jesse Cronen (Northpointe Bank, NMLS #8821).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Peiran Sun | 6853 | Sun Lending USA LLC | 1889 | Lexington, KY | $12.3M | 37 | 71.2% |
| #2 | JONATHAN TINGLE II | 718170 | Guardian Savings Bank | 449474 | Lexington, KY | $12.2M | 28 | 80.0% |
| #3 | Jesse Cronen | 8821 | Northpointe Bank | 447490 | Louisville, KY | $9.0M | 26 | 47.3% |
| #4 | ROBERT SUETHOLZ | 718136 | Guardian Savings Bank | 449474 | Ft Wright, KY | $7.5M | 20 | 62.5% |
| #5 | Jason Lawrence | 52494 | Fairway Independent Mortgage Corporation | 2289 | Louisville, KY | $5.6M | 17 | 44.7% |
| #6 | REBECCA ELLIOTT | 3379 | Republic Bank & Trust Co. | 402606 | Georgetown, KY | $4.5M | 15 | 88.2% |
| #7 | Donald Benningfield | 10031 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $3.7M | 12 | 85.7% |
| #7 | Larry Swisher | 4568 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $4.4M | 12 | 41.4% |
| #9 | Devin Buckner | 2436722 | Guaranteed Rate, Inc. | 2611 | Chicago, IL | $3.3M | 11 | 78.6% |
| #10 | Kenneth Prost | 63076 | Success Mortgage Partners, Inc. | 130562 | Cold Spring, KY | $2.3M | 10 | 50.0% |
| #10 | Ryan Wheeler | 8981 | United Residential Mortgage, Inc. | 1326012 | Elizabethtown, KY | $3.2M | 10 | 62.5% |
| #10 | Connie Smith | 62811 | Union Home Mortgage Corp. | 2229 | Lakeside Park, KY | $2.8M | 10 | 58.8% |
| #10 | Robert Clifton | 7291 | CrossCountry Mortgage, LLC | 3029 | Louisville, KY | $3.2M | 10 | 32.3% |
| #10 | Jonathan Leslie | 66661 | LIBERTY FEDERAL CREDIT UNION | 518136 | Prospect, KY | $7.6M | 10 | 62.5% |
| #10 | Marty Gaddie | 1745992 | Mortgage Research Center, LLC | 1907 | Elizabethtown, KY | $3.7M | 10 | 47.6% |
| #10 | Julie Baker | 444541 | Fifth Third Bank, National Association | 403245 | Lexington, KY | $2.5M | 10 | 58.8% |
| #10 | Scott Burleigh | 653826 | The Huntington National Bank | 402436 | Cincinnati, OH | $2.7M | 10 | 83.3% |
| #18 | Clayton Thoreson | 1831413 | The Credit Resource, LLC | 1131966 | Burlington, KY | $2.3M | 9 | 81.8% |
| #18 | Susan Hatfield | 58306 | Ark-La-Tex Financial Services, LLC | 2143 | Richmond, KY | $2.1M | 9 | 40.9% |
| #18 | Joseph Sester | 2132419 | NFM Lending, LLC | 2893 | Columbus, OH | $2.7M | 9 | 39.1% |
| #18 | Desmond Robinson | 5876 | Robinson Mortgage Group, LLC | 1971360 | Louisville, KY | $3.2M | 9 | 81.8% |
| #18 | Stephen Gray | 444059 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $2.0M | 9 | 64.3% |
| #23 | Arin Wagner | 1277378 | LIBERTY FEDERAL CREDIT UNION | 518136 | Henderson, KY | $1.1M | 8 | 61.5% |
| #23 | Nate Driggers | 1696374 | Fairway Independent Mortgage Corporation | 2289 | Louisville, KY | $3.2M | 8 | 42.1% |
| #23 | David Zuhars | 9541 | Simple Mortgage Solutions, LLC | 1983670 | Louisville, KY | $3.4M | 8 | 53.3% |
| #23 | KIMBERLY MOORE | 438541 | Fifth Third Bank, National Association | 403245 | Hebron, KY | $1.7M | 8 | 38.1% |
| #23 | Corey Grace | 436478 | CrossCountry Mortgage, LLC | 3029 | Lakeside Park, KY | $2.7M | 8 | 38.1% |
| #23 | Lee Witte | 437373 | FT Funding PLC | 2436863 | Fort Thomas, KY | $4.0M | 8 | 57.1% |
| #29 | Megan Wesdorp | 973556 | Victory Mortgage, L.L.C. | 461249 | Erlanger, KY | $2.4M | 7 | 30.4% |
| #29 | Paul Knopf | 13987 | InterLinc Mortgage Services, LLC | 205696 | Louisville, KY | $2.2M | 7 | 20.0% |
| #29 | Joseph Henderson | 1780946 | New American Funding, LLC | 6606 | Santa Ana, CA | $1.6M | 7 | 63.6% |
| #29 | Sara White | 1884202 | Fifth Third Bank, National Association | 403245 | Lexington, KY | $1.1M | 7 | 70.0% |
| #29 | Eric Kemerer | 603905 | Milestone Lending LLC | 1620805 | Louisville, KY | $2.3M | 7 | 36.8% |
| #29 | Billy Holloway | 1489180 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $2.5M | 7 | 58.3% |
| #29 | Matthew Ansert | 39241 | First Fidelity Mortgage, Inc. | 940549 | Louisville, KY | $3.0M | 7 | 58.3% |
| #29 | Benjamin Montoya | 2014076 | Guardian Savings Bank | 449474 | West Chester, OH | $2.3M | 7 | 46.7% |
| #29 | Ravi Patel | 328529 | Union Home Mortgage Corp. | 2229 | Cincinnati, OH | $2.3M | 7 | 17.1% |
| #29 | Erin O'Brien | 975377 | Guardian Savings Bank | 449474 | Lexington, KY | $2.3M | 7 | 58.3% |
| #29 | David Vu | 706247 | Heritage Bank, Inc | 799554 | Florence, KY | $2.6M | 7 | 63.6% |
| #29 | TIMOTHY MORTIMER | 718169 | Guardian Savings Bank | 449474 | Lexington, KY | $2.8M | 7 | 70.0% |
| #41 | James Williams | 1918024 | COMMONWEALTH FEDERAL CREDIT UNION | 403110 | Frankfort, KY | $684K | 6 | 30.0% |
| #41 | JASON LEONHARD | 718151 | Guardian Savings Bank | 449474 | Florence, KY | $1.8M | 6 | 37.5% |
| #41 | Teri Knott | 56539 | Stockton Mortgage Corporation | 8259 | Louisville, KY | $1.2M | 6 | 54.5% |
| #41 | Todd Smith | 16873 | Veritas Mortgage LLC | 1967059 | Louisville, KY | $1.2M | 6 | 60.0% |
| #41 | Paul Chambliss | 37502 | Premier Lending, Inc. | 238143 | Elizabethtown, KY | $1.8M | 6 | 24.0% |
| #41 | david wyder | 5525 | Primary Residential Mortgage, Inc. | 3094 | Louisville, KY | $1.6M | 6 | 54.5% |
| #41 | Thomas Thomas | 657783 | First Financial Bank | 619717 | Saint Matthews, KY | $3.8M | 6 | 37.5% |
| #41 | Adam Hires | 66358 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | $2.2M | 6 | 60.0% |
| #49 | Craig Spencer | 59391 | New American Funding, LLC | 6606 | Louisville, KY | $1.2M | 5 | 45.5% |
| #49 | Christopher Herrick | 170680 | emm loans llc | 2926 | Louisville, KY | $1.2M | 5 | 31.3% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Kentucky (2026). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/kentucky/top-retention-by-units/2026
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