Retention champions in Kentucky in 2026, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Peiran Sun (Sun Lending USA LLC, NMLS #6853), JONATHAN TINGLE II (Guardian Savings Bank, NMLS #718170), and Jesse Cronen (Northpointe Bank, NMLS #8821).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Peiran Sun | 6853 | Sun Lending USA LLC | 1889 | Lexington, KY | $9.9M | 29 | 74.4% |
| #2 | JONATHAN TINGLE II | 718170 | Guardian Savings Bank | 449474 | Lexington, KY | $8.8M | 22 | 91.7% |
| #3 | Jesse Cronen | 8821 | Northpointe Bank | 447490 | Louisville, KY | $8.3M | 23 | 46.0% |
| #4 | Jonathan Leslie | 66661 | LIBERTY FEDERAL CREDIT UNION | 518136 | Prospect, KY | $5.0M | 7 | 58.3% |
| #5 | ROBERT SUETHOLZ | 718136 | Guardian Savings Bank | 449474 | Ft Wright, KY | $4.9M | 15 | 78.9% |
| #6 | Jason Lawrence | 52494 | Fairway Independent Mortgage Corporation | 2289 | Louisville, KY | $4.7M | 14 | 48.3% |
| #7 | Larry Swisher | 4568 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $4.2M | 11 | 47.8% |
| #8 | REBECCA ELLIOTT | 3379 | Republic Bank & Trust Co. | 402606 | Georgetown, KY | $3.9M | 12 | 85.7% |
| #9 | Thomas Thomas | 657783 | First Financial Bank | 619717 | Saint Matthews, KY | $3.8M | 6 | 37.5% |
| #10 | David Zuhars | 9541 | Countryside Mortgage, LLC | 1548939 | Louisville, KY | $3.8M | 9 | 75.0% |
| #11 | Donald Benningfield | 10031 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $3.7M | 12 | 85.7% |
| #12 | Marty Gaddie | 1745992 | Mortgage Research Center, LLC | 1907 | Elizabethtown, KY | $3.7M | 10 | 47.6% |
| #13 | Lee Witte | 437373 | FT Funding PLC | 2436863 | Fort Thomas, KY | $3.5M | 7 | 58.3% |
| #14 | Devin Buckner | 2436722 | Guaranteed Rate, Inc. | 2611 | Chicago, IL | $3.3M | 11 | 84.6% |
| #15 | Ryan Wheeler | 8981 | United Residential Mortgage, Inc. | 1326012 | Elizabethtown, KY | $3.2M | 10 | 62.5% |
| #16 | Desmond Robinson | 5876 | Robinson Mortgage Group, LLC | 1971360 | Louisville, KY | $2.9M | 8 | 80.0% |
| #17 | Nate Driggers | 1696374 | Fairway Independent Mortgage Corporation | 2289 | Louisville, KY | $2.8M | 7 | 46.7% |
| #18 | Corey Grace | 436478 | CrossCountry Mortgage, LLC | 3029 | Lakeside Park, KY | $2.7M | 8 | 50.0% |
| #19 | Robert Clifton | 7291 | CrossCountry Mortgage, LLC | 3029 | Louisville, KY | $2.6M | 8 | 29.6% |
| #20 | Connie Smith | 62811 | Union Home Mortgage Corp. | 2229 | Lakeside Park, KY | $2.5M | 9 | 69.2% |
| #21 | Scott Burleigh | 653826 | The Huntington National Bank | 402436 | Cincinnati, OH | $2.5M | 9 | 90.0% |
| #22 | Billy Holloway | 1489180 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $2.5M | 7 | 58.3% |
| #23 | Eric Kemerer | 603905 | Milestone Lending LLC | 1620805 | Louisville, KY | $2.3M | 7 | 50.0% |
| #24 | Joseph Sester | 2132419 | NFM Lending, LLC | 2893 | Columbus, OH | $2.3M | 6 | 50.0% |
| #25 | Ravi Patel | 328529 | Union Home Mortgage Corp. | 2229 | Cincinnati, OH | $2.3M | 7 | 24.1% |
| #26 | Adam Hires | 66358 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | $2.2M | 6 | 60.0% |
| #27 | Julie Baker | 444541 | Fifth Third Bank, National Association | 403245 | Lexington, KY | $2.1M | 8 | 57.1% |
| #28 | Susan Hatfield | 58306 | Ark-La-Tex Financial Services, LLC | 2143 | Lexington, KY | $2.1M | 9 | 42.9% |
| #29 | Alexander Milburn | 1680354 | T2 Financial LLC | 1686046 | Richmond, KY | $1.8M | 5 | 22.7% |
| #30 | Paul Knopf | 13987 | InterLinc Mortgage Services, LLC | 205696 | Louisville, KY | $1.8M | 6 | 24.0% |
| #31 | Paul Chambliss | 37502 | Premier Lending, Inc. | 238143 | Elizabethtown, KY | $1.8M | 6 | 31.6% |
| #32 | JASON LEONHARD | 718151 | Guardian Savings Bank | 449474 | Florence, KY | $1.8M | 6 | 54.5% |
| #33 | Kenneth Prost | 63076 | Success Mortgage Partners, Inc. | 130562 | Cold Spring, KY | $1.7M | 8 | 50.0% |
| #34 | Patrick Seiter | 173817 | The Credit Resource, LLC | 1131966 | Burlington, KY | $1.7M | 4 | 33.3% |
| #35 | David Osburg | 142308 | Stockton Mortgage Corporation | 8259 | Fort Thomas, KY | $1.7M | 3 | 30.0% |
| #36 | Erin O'Brien | 975377 | Guardian Savings Bank | 449474 | Lexington, KY | $1.6M | 5 | 50.0% |
| #37 | Bradley Hacker | 22435 | Ark-La-Tex Financial Services, LLC | 2143 | Lexington, KY | $1.6M | 5 | 25.0% |
| #38 | Tracy Holtsclaw | 470791 | Home Group, LLC | 2019434 | Elizabethtown, KY | $1.5M | 4 | 21.1% |
| #39 | david wyder | 5525 | Primary Residential Mortgage, Inc. | 3094 | Louisville, KY | $1.4M | 5 | 50.0% |
| #40 | Stephen Gray | 444059 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $1.4M | 6 | 54.5% |
| #41 | Robert Trump | 1295728 | Guaranteed Rate, Inc. | 2611 | Florence, KY | $1.3M | 4 | 40.0% |
| #42 | Jennifer McKinney | 106135 | InterLinc Mortgage Services, LLC | 205696 | Louisville, KY | $1.3M | 4 | 40.0% |
| #43 | Megan Wesdorp | 973556 | Victory Mortgage, L.L.C. | 461249 | Erlanger, KY | $1.3M | 4 | 25.0% |
| #44 | Teri Knott | 56539 | Stockton Mortgage Corporation | 8259 | Louisville, KY | $1.2M | 6 | 54.5% |
| #45 | CHARLES ELFERS | 718157 | Guardian Savings Bank | 449474 | Fort Thomas, KY | $1.1M | 4 | 33.3% |
| #46 | John Dziedzic | 61243 | Northpointe Bank | 447490 | Louisville, KY | $983K | 3 | 30.0% |
| #47 | Craig Spencer | 59391 | New American Funding, LLC | 6606 | Louisville, KY | $955K | 4 | 40.0% |
| #48 | Nikolas Powers | 1459059 | Meade County Bank, Inc. | 469802 | Brandenburg, KY | $939K | 6 | 50.0% |
| #49 | Samuel Taylor | 2020267 | New American Funding, LLC | 6606 | Louisville, KY | $900K | 3 | 27.3% |
| #50 | David Willoughby | 20146 | Ark-La-Tex Financial Services, LLC | 2143 | Lexington, KY | $884K | 3 | 27.3% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Kentucky (2026). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/kentucky/top-retention-by-volume/2026
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