Retention champions in Kentucky in 2023, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include David Vu (Heritage Bank, Inc, NMLS #706247), ROBERT SUETHOLZ (Guardian Savings Bank, NMLS #718136), and Lucy Hager (Meade County Bank, Inc., NMLS #613371).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | David Vu | 706247 | Heritage Bank, Inc | 799554 | Florence, KY | $5.9M | 8 | 66.7% |
| #2 | ROBERT SUETHOLZ | 718136 | Guardian Savings Bank | 449474 | Ft Wright, KY | $3.7M | 11 | 55.0% |
| #3 | Lucy Hager | 613371 | Meade County Bank, Inc. | 469802 | Flaherty, KY | $2.8M | 10 | 90.9% |
| #4 | Craig Stahl | 629706 | American Bank & Trust Company, Inc. | 554114 | Bowling Green, KY | $2.6M | 8 | 53.3% |
| #5 | Jason Deller | 861531 | Guardian Savings Bank | 449474 | Cincinnati, OH | $2.6M | 11 | 84.6% |
| #6 | Steven Atwell | 40787 | EDMONTON STATE BANK | 479226 | Bowling Green, KY | $2.5M | 6 | 60.0% |
| #7 | Nikolas Powers | 1459059 | Meade County Bank, Inc. | 469802 | Brandenburg, KY | $2.5M | 10 | 62.5% |
| #8 | Ethan Madison | 1543821 | Meade County Bank, Inc. | 469802 | Brandenburg, KY | $1.7M | 8 | 66.7% |
| #9 | Amy Ryan | 1760355 | West Point Bank | 460715 | Elizabethtown, KY | $1.5M | 6 | 50.0% |
| #10 | Logan Raley | 1215488 | River City Bank, Inc | 464401 | Louisville, KY | $1.3M | 5 | 38.5% |
| #11 | Charles Jolly | 613378 | First State Bank | 460968 | Irvington, KY | $1.1M | 9 | 90.0% |
| #12 | Jason Lawrence | 52494 | Fairway Independent Mortgage Corporation | 2289 | Louisville, KY | $1.1M | 5 | 31.3% |
| #13 | Jesse Cronen | 8821 | Northpointe Bank | 447490 | Louisville, KY | $993K | 4 | 14.3% |
| #14 | Robin Knipp | 417271 | Commercial Bank of Grayson, The | 414400 | Grayson, KY | $930K | 5 | 50.0% |
| #15 | JASON LEONHARD | 718151 | Guardian Savings Bank | 449474 | Florence, KY | $874K | 5 | 38.5% |
| #16 | Arin Wagner | 1277378 | LIBERTY FEDERAL CREDIT UNION | 518136 | Henderson, KY | $750K | 8 | 47.1% |
| #17 | Ravi Patel | 328529 | Union Home Mortgage Corp. | 2229 | Cincinnati, OH | $620K | 2 | 14.3% |
| #18 | HOLLY STRADLING | 718119 | Guardian Savings Bank | 449474 | Ft Wright, KY | $591K | 6 | 60.0% |
| #19 | Zachary Chappell | 1835516 | FIRST UNITED BANK AND TRUST COMPANY, INC. | 498528 | — | $577K | 5 | 50.0% |
| #20 | David Osburg | 142308 | Stockton Mortgage Corporation | 8259 | Fort Thomas, KY | $490K | 3 | 15.8% |
| #21 | Kenneth Prost | 63076 | Success Mortgage Partners, Inc. | 130562 | Cold Spring, KY | $461K | 3 | 16.7% |
| #22 | Larry Swisher | 4568 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $460K | 1 | 10.0% |
| #23 | John Kenkel | 706245 | GERMAN AMERICAN BANK | 446859 | Lakeside Park, KY | $431K | 4 | 40.0% |
| #24 | Jeffrey Sharp | 44462 | Walden Mortgage Group, LLC | 140166 | Louisville, KY | $404K | 1 | 9.1% |
| #25 | Darrell DeVore | 266049 | Everett Financial, Inc. | 2129 | Shepherdsville, KY | $307K | 2 | 20.0% |
| #26 | Kevin Brinkman | 57251 | CrossCountry Mortgage, LLC | 3029 | Ft Mitchell, KY | $231K | 1 | 7.1% |
| #27 | Clarence Hutton II | 19926 | Entrust Mortgage, LLC | 1563530 | Florence, KY | $226K | 1 | 9.1% |
| #28 | Ryan Baxter | 4615 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $200K | 1 | 7.1% |
| #29 | Timothy Muffley | 415901 | DESCO FEDERAL CREDIT UNION | 412993 | Ashland, KY | $169K | 4 | 36.4% |
| #30 | Gayle Grant | 294842 | CrossCountry Mortgage, LLC | 3029 | Lakeside Park, KY | $164K | 1 | 7.1% |
| #31 | Timothy Eickhoff | 57427 | Stockton Mortgage Corporation | 8259 | Florence, KY | $154K | 2 | 16.7% |
| #32 | Kim Luckett | 529196 | Prosperity Home Mortgage, LLC | 75164 | Louisville, KY | $139K | 1 | 9.1% |
| #33 | Thomas McNamara | 199793 | CrossCountry Mortgage, LLC | 3029 | Lakeside Park, KY | $135K | 1 | 8.3% |
| #34 | Dustin Mistelske | 1009890 | Northpointe Bank | 447490 | Louisville, KY | $90K | 1 | 9.1% |
| #35 | Amber Chinn | 935175 | Farmers Bank & Trust Company | 449868 | Madisonville, KY | $18K | 1 | 10.0% |
| #36 | Verlon Davenport | 9054 | Peoples Exchange Bank | 527664 | Georgetown, KY | $10K | 1 | 10.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Kentucky (2023). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/kentucky/top-retention-by-volume/2023
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