Retention champions in Ohio in 2023, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Timothy Adams (First Federal Community Bank of Bucyrus, NMLS #438939), JEFFREY ELDER (Union Savings Bank, NMLS #58874), and Ronald Szuch (Home Federal Savings and Loan Association of Niles, NMLS #251830).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Timothy Adams | 438939 | First Federal Community Bank of Bucyrus | 419803 | Bucyrus, OH | $4.6M | 10 | 76.9% |
| #2 | JEFFREY ELDER | 58874 | Union Savings Bank | 446047 | Cincinnati, OH | $4.5M | 3 | 25.0% |
| #3 | Ronald Szuch | 251830 | Home Federal Savings and Loan Association of Niles | 531681 | Westlake, OH | $4.2M | 9 | 39.1% |
| #4 | Todd Nerlinger | 641549 | Union Savings Bank | 446047 | Dayton, OH | $3.6M | 13 | 46.4% |
| #5 | Michael Smith | 709769 | Merchants National Bank | 695837 | Washington Court House, OH | $3.0M | 12 | 60.0% |
| #6 | Jason Harris | 573906 | Guaranteed Rate, Inc. | 2611 | Columbus, OH | $3.0M | 9 | 31.0% |
| #7 | Karen Pavone | 856963 | The Park National Bank | 539527 | Newark, OH | $2.8M | 5 | 41.7% |
| #8 | Michael Harrison | 655476 | Union Savings Bank | 446047 | Cincinnati, OH | $2.8M | 10 | 52.6% |
| #9 | Jarrett Hottman | 1564428 | First Federal Community Bank of Bucyrus | 419803 | Marysville, OH | $2.7M | 9 | 52.9% |
| #10 | Scott Burleigh | 653826 | The Huntington National Bank | 402436 | Cincinnati, OH | $2.4M | 7 | 70.0% |
| #11 | Steven Greenwald | 435994 | Fifth Third Bank, National Association | 403245 | Chagrin Falls, OH | $2.4M | 4 | 30.8% |
| #12 | JONATHAN MERKEL | 9492 | Union Savings Bank | 446047 | Dayton, OH | $2.3M | 12 | 54.5% |
| #13 | Joseph Koester | 709407 | CrossCountry Mortgage, LLC | 3029 | Blue Ash, OH | $2.3M | 9 | 52.9% |
| #14 | Teague Reed | 585819 | Union Savings Bank | 446047 | Cincinnati, OH | $2.2M | 11 | 73.3% |
| #15 | James Wendel | 585822 | Union Savings Bank | 446047 | Franklin, OH | $2.2M | 11 | 44.0% |
| #16 | Ginger Vining | 744164 | The Park National Bank | 539527 | — | $2.1M | 5 | 50.0% |
| #17 | Kim Castello | 421618 | SSB Community Bank | 523450 | Strasburg, OH | $2.0M | 11 | 84.6% |
| #18 | Patricia Ball | 1593684 | The Community Bank | 403255 | Heath, OH | $2.0M | 7 | 70.0% |
| #19 | TR Wise | 132687 | Vanderbilt Mortgage and Finance, Inc. | 1561 | West Chester, OH | $2.0M | 4 | 40.0% |
| #20 | Robert Pauley | 1852359 | Union Savings Bank | 446047 | Cincinnati, OH | $1.9M | 3 | 15.8% |
| #21 | Kathleen Vanek | 716953 | The Farmers National Bank of Canfield | 645623 | Middlefield, OH | $1.8M | 10 | 62.5% |
| #22 | Sheri Smith | 456283 | PSE CREDIT UNION, INC | 410031 | Medina, OH | $1.8M | 20 | 74.1% |
| #23 | Mark Myers | 438947 | Union Savings Bank | 446047 | Dayton, OH | $1.8M | 8 | 30.8% |
| #24 | Edith Kowalski | 616998 | Third Federal Savings & Loan Association | 449401 | Rocky River, OH | $1.8M | 8 | 47.1% |
| #25 | Andrew Huggins | 428025 | CrossCountry Mortgage, LLC | 3029 | Dayton, OH | $1.8M | 8 | 34.8% |
| #26 | William Tinker | 7950 | Union Savings Bank | 446047 | — | $1.8M | 14 | 58.3% |
| #27 | Nicole Au | 712494 | The Park National Bank | 539527 | Mount Vernon, OH | $1.6M | 13 | 68.4% |
| #28 | Jesse DeJacimo | 251018 | Ixonia Bank | 423065 | Brookfield, WI | $1.6M | 11 | 17.2% |
| #29 | Noah Brader | 224079 | Union Home Mortgage Corp. | 2229 | Dublin, OH | $1.6M | 3 | 12.5% |
| #30 | Scott Snapp | 408700 | loanDepot.com, LLC | 174457 | Findlay, OH | $1.6M | 7 | 11.1% |
| #31 | Michael Reeve | 500454 | First Financial Bank | 619717 | Worthington, OH | $1.6M | 4 | 25.0% |
| #32 | EJ Gurile | 746953 | The Park National Bank | 539527 | Lancaster, OH | $1.5M | 12 | 66.7% |
| #33 | Lisa Karling | 427921 | North Valley Bank | 488281 | Zanesville, OH | $1.5M | 9 | 42.9% |
| #34 | Mary Ann George | 554356 | The Citizens National Bank of Bluffton | 439892 | Lima, OH | $1.5M | 8 | 57.1% |
| #35 | JAMES BURTON | 801067 | 1st National Bank | 807212 | Lebanon, OH | $1.4M | 10 | 83.3% |
| #36 | Mark Hamad | 585817 | Union Savings Bank | 446047 | Cincinnati, OH | $1.4M | 7 | 46.7% |
| #37 | Adam Rose | 870301 | Western Ohio Mortgage Corporation | 9601 | Sidney, OH | $1.4M | 5 | 12.8% |
| #38 | Eric Ranck | 563762 | LeaderOne Financial Corporation | 12007 | Tucson, AZ | $1.4M | 3 | 27.3% |
| #39 | Sonya Coffman | 1245076 | First Federal Community Bank of Bucyrus | 419803 | Bucyrus, OH | $1.4M | 5 | 45.5% |
| #40 | Adam Rubin | 412674 | Portage Community Bank | 407891 | Kent, OH | $1.3M | 6 | 27.3% |
| #41 | Donald Roberts | 807651 | 1st National Bank | 807212 | Mason, OH | $1.2M | 3 | 18.8% |
| #42 | Aaron Pettrey | 1038767 | Union Savings Bank | 446047 | Columbus, OH | $1.2M | 9 | 47.4% |
| #43 | Michael Farrell | 211580 | NATIONS LENDING CORPORATION | 32416 | Hilliard, OH | $1.2M | 3 | 25.0% |
| #44 | Marlin Moschell | 716949 | The Farmers National Bank of Canfield | 645623 | Orwell, OH | $1.2M | 8 | 40.0% |
| #45 | Randall Bruns | 464300 | ST. HENRY BANK, THE | 415884 | Saint Henry, OH | $1.2M | 7 | 58.3% |
| #46 | Karen Sharp | 681561 | First Commonwealth Bank | 479240 | Hudson, OH | $1.2M | 4 | 36.4% |
| #47 | Brian Bower | 489085 | loanDepot.com, LLC | 174457 | Tiffin, OH | $1.2M | 2 | 20.0% |
| #48 | JAMES ALEXANDER | 210859 | loanDepot.com, LLC | 174457 | Mansfield, OH | $1.2M | 6 | 28.6% |
| #49 | Rebecca Gray | 564765 | Fifth Third Bank, National Association | 403245 | Westerville, OH | $1.2M | 2 | 11.1% |
| #50 | Joseph Erdman | 619497 | LCNB National Bank | 403521 | — | $1.2M | 5 | 50.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Ohio (2023). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/ohio/top-retention-by-volume/2023
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